Common use of ACCESSING THE ACCOUNT Clause in Contracts

ACCESSING THE ACCOUNT. I may authorize a purchase by presenting my Card or Card Number to a participating VISA plan merchant. Authorized Cash Advances, for purpose of this disclosure and reflected on my Statement as such, would be transactions by any of the fol- lowing methods: presenting my Card or Card Number to you or another financial institution and signing or authorizing a cash advance draft; my properly completing a VISA draft; using my Personal Identification Number (PIN) in conjunction with my Card at an Automated Teller Machine (ATM) or other type of electronic terminal that provides access to the VISA system; transferring or withdrawing funds directly from my DCU Visa Account through Online Banking, your home banking system; authorizing a Balance Transfer whether via your home banking system, in-person at a branch location, or over the phone via your Call Center; or, having previously authorized your advanc- ing of funds from this Account to clear the amount of any over- draft on my DCU Checking Account up to my available Credit Limit, in such increments as you may determine, and without any advance notice to me. My Card and/or Account may not be used for any illegal activity or transaction. Further, I may not utilize my Card and/or Account for the purchase of any goods or services on the Internet that involves gambling of any sort. Such transactions include, but may not be limited to, any quasi-cash or online gambling transaction, any electronic commerce transaction conducted on an open network, and any betting transaction including the purchase of lottery tickets or casino gaming chips or off-track betting or wagering. However, in the event that a charge or transaction described in this paragraph is approved and processed, I will still be responsible for such charges.