Common use of Accidental Damage Clause in Contracts

Accidental Damage. The contents are insured while in the home against any accidental damage in addition to the events under paragraphs 1 to 11 of this section. Contents lost in the home. Unexplained damage Damage to clothing (including furs), hearing aids, contact lenses, money, stamps, coins or medals, food or drink. Cracking, scratching or breakage of china, marble, porcelain, glass or other similar brittle articles while being handled or actively used. Damage caused by or arising from: • wear and tear or gradual deterioration, gradually operating causes, • misuse or breakdown • insects, parasites or vermin, • corrosion, fungus, mildew or rot, • atmospheric or climatic conditions, frost or the action of light, • alteration, repair, maintenance, restoration, dismantling, renovation, decoration or breakdown, • chewing, scratching, tearing or fouling by domestic pets belonging to you • computer viruses, • any process of cleaning, drying, dyeing, heating or washing, • faulty design or workmanship or the use of faulty materials, • demolition, structural alteration or structural repair of the home. Any loss, damage or amount shown as not insured under paragraphs 1 to 11 of this section.

Accidental Damage. Contents lost in the home. The contents are insured while in the home against any accidental damage in addition to the events under paragraphs 1 to 11 of this section. Contents lost in the home. Unexplained damage dam age Damage to clothing (including furs), hearing aids, contact lenses, money, stamps, coins or medals, food or drink. Cracking, scratching or breakage of china, marble, porcelain, glass or other similar brittle articles while being handled or actively used. Damage caused by or arising from: • wear and tear or gradual deterioration, gradually operating causes, • misuse or breakdown • insects, parasites or vermin, • corrosion, fungus, mildew or rot, • atmospheric or climatic conditions, frost or the action of light, • alteration, repair, maintenance, restoration, dismantling, renovation, decoration or breakdown, • chewing, scratching, tearing or fouling by domestic pets belonging to you • computer viruses, • any process of cleaning, drying, dyeing, heating or washing, • faulty design or workmanship or the use of faulty materials, • demolition, structural alteration or structural repair of the home. Any loss, damage or amount shown as not insured under paragraphs 1 to 11 of this section.