Common use of Agent Services Clause in Contracts

Agent Services. Ace shall, at GNB's reasonable direction in accordance with the terms of this Agreement, as GNB's agent at each Location at which Bank Loans are offered: (a) Obtain (if necessary) and maintain a PIN keypad, a magnetic card reader that can read the Cards, POS Software (as defined below in this Section 1.5), and the ability to connect to GNB's loan approval center through GNB's national toll-free telephone access number, all in such form as is reasonably acceptable to GNB. (b) Maintain signage reasonably acceptable to GNB indicating the availability of Bank Loans and, if the application forms are in paper format, copies of application forms for Bank Loans. (c) Provide GNB's application forms for Bank Loans to prospective borrowers who so request. (d) Upon request, assist each prospective borrower in completing an application form and transmit that completed application form for a Bank Loan to GNB for evaluation. (e) Deliver to each prospective borrower the appropriate form(s) of legally required disclosure (prepared by GNB). (f) Submit to each prospective borrower whose loan application has been approved by GNB the documentation required by GNB for a Bank Loan, or deliver to each prospective borrower whose loan application has been denied the loan denial documentation prepared by GNB. --------------- * Confidential treatment has been requested for certain portions of this document pursuant to an application for confidential treatment sent to the Securities and Exchange Commission. Such portions are omitted from this filing and filed separately with the Securities and Exchange Commission. (g) To the extent required by GNB, deliver to GNB the borrower's signed loan documentation (including the Bank Loan application and the promissory note) for a Bank Loan * after approval of the Bank Loan, with the delivery cost from Ace's regional office to (or as directed by) GNB to be paid by GNB. (h) Provide to each borrower GNB's forms to establish an account at GNB, assist (as requested) each borrower in completing the forms, deliver a Card (including the corresponding PIN) to each borrower under a Bank Loan as directed by GNB, and (to the extent required by GNB) deliver to GNB the borrower's signed Card and account authorization documents ( * after the execution of these documents, with the delivery cost from Ace's regional office to GNB to be paid by GNB). (i) Establish a bank account with Wells Fargo Bank (or a▇▇▇▇▇r bank that is a part of the syndicate of banks lending to Ace) into which Ace will deposit payments regarding Bank Loans, including principal and interest and fees (other than the Ace Administrative Fee, as defined below in this Section 1.5) received from borrowers (the "Bank Loan Repayment Account"). (j) Accept payments of Bank Loans as reasonably directed by GNB, and corresponding interest and fees (other than the Ace Administrative Fee), by or on behalf of borrowers and make the amounts so received available to GNB, no later than the next business day, for GNB to initiate a debit entry through the Automated Clearinghouse system against the Bank Loan Repayment Account; and transmit to GNB the paying borrower's name, GNB Bank account number, and amount paid immediately upon Ace's receipt (at a Location or otherwise) or any form of payment (whether paid by cash, check, or Automatic Clearinghouse transmission). (k) To the extent GNB does not require delivery by Ace of the loan documentation or Card and account authorization documentation, GNB hereby appoints Ace as custodian of all such documentation, and Ace shall maintain that documentation in safekeeping for the benefit of GNB. Ace shall develop or cause to be developed software, integrated with Ace's point-of-sale system at each such Location (the "POS System"), by which data and documents regarding Bank Loans or applications for Bank Loans may be transmitted to and received from GNB's loan approval center; that software actually developed by Ace is "POS Software." The only fee that Ace (for itself) may charge a prospective borrower or a borrower in connection with any Bank Loan or related transactions described in this Agreement is a one-time fee per person of up to $ * to establish an administrative relationship with Ace regarding any Bank Loans (the "Ace Administrative Fee"). GNB shall have no right to any Ace Administrative Fee. --------------- * Confidential treatment has been requested for certain portions of this document pursuant to an application for confidential treatment sent to the Securities and Exchange Commission. Such portions are omitted from this filing and filed separately with the Securities and Exchange Commission.

Agent Services. Ace shall, at GNB's reasonable direction in accordance with -------------- the terms of this Agreement, as GNB's agent at each Location at which Bank Loans are offered: (a) Obtain (if necessary) and maintain a PIN keypad, a magnetic card reader that can read the Cards, POS Software (as defined below in this Section 1.5), and the ability to connect to GNB's loan approval center through GNB's national toll-free telephone access number, all in such form as is reasonably acceptable to GNB. (b) Maintain signage reasonably acceptable to GNB indicating the availability of Bank Loans and, if the application forms are in paper format, copies of application forms for Bank Loans. (c) Provide GNB's application forms for Bank Loans to prospective borrowers who so request. __________________ * Confidential treatment has been requested for certain portions of this document pursuant to an application for confidential treatment sent to the Securities and Exchange Commission. Such portions are omitted from this filing and filed separately with the Securities and Exchange Commission. (d) Upon request, assist each prospective borrower in completing an application form and transmit that completed application form for a Bank Loan to GNB for evaluation. (e) Deliver to each prospective borrower the appropriate form(s) of legally required disclosure (prepared by GNB). (f) Submit to each prospective borrower whose loan application has been approved by GNB the documentation required by GNB for a Bank Loan, or deliver to each prospective borrower whose loan application has been denied the loan denial documentation prepared by GNB. --------------- * Confidential treatment has been requested for certain portions of this document pursuant to an application for confidential treatment sent to the Securities and Exchange Commission. Such portions are omitted from this filing and filed separately with the Securities and Exchange Commission. (g) To the extent required by GNB, deliver to GNB the borrower's signed loan documentation (including the Bank Loan application and the promissory note) for a Bank Loan * after approval of the Bank Loan, with the delivery cost from Ace's regional office to (or as directed by) GNB to be paid by GNB. (h) Provide to each borrower GNB's forms to establish an account at GNB, assist (as requested) each borrower in completing the forms, deliver a Card (including the corresponding PIN) to each borrower under a Bank Loan as directed by GNB, and (to the extent required by GNB) deliver to GNB the borrower's signed Card and account authorization documents ( (* after the execution of these documents, with the delivery cost from Ace's regional office to GNB to be paid by GNB). (i) Establish a bank account with Wells Fargo Bank (or aanoth▇▇ ▇▇▇▇▇r bank nk that is a part of the syndicate of banks lending to Ace) into which Ace will deposit payments regarding Bank Loans, including principal and interest and fees (other than the Ace Administrative Fee, as defined below in this Section 1.5) received from borrowers (the "Bank Loan --------- Repayment Account").. ------------------ (j) Accept payments of Bank Loans as reasonably directed by GNB, and corresponding interest and fees (other than the Ace Administrative Fee), by or on behalf of borrowers and make the amounts so received available to GNB, no later than the next business day, for GNB to initiate a debit entry through the Automated Clearinghouse system against the Bank Loan Repayment Account; and transmit to GNB the paying borrower's name, GNB Bank account number, and amount paid immediately upon Ace's receipt (at a Location or otherwise) or any form of payment (whether paid by cash, check, or Automatic Clearinghouse transmission). __________________ * Confidential treatment has been requested for certain portions of this document pursuant to an application for confidential treatment sent to the Securities and Exchange Commission. Such portions are omitted from this filing and filed separately with the Securities and Exchange Commission. (k) To the extent GNB does not require delivery by Ace of the loan documentation or Card and account authorization documentation, GNB hereby appoints Ace as custodian of all such documentation, and Ace shall maintain that documentation in safekeeping for the benefit of GNB. Ace shall develop or cause to be developed software, integrated with Ace's point-of-sale system at each such Location (the "POS System"), by which ---------- data and documents regarding Bank Loans or applications for Bank Loans may be transmitted to and received from GNB's loan approval center; that software actually developed by Ace is "POS Software." The only fee that Ace ------------ (for itself) may charge a prospective borrower or a borrower in connection with any Bank Loan or related transactions described in this Agreement is a one-time fee per person of up to $ $* to establish an administrative relationship with Ace regarding any Bank Loans (the "Ace Administrative ------------------ Fee"). GNB shall have no right to any Ace Administrative Fee. --------------- * Confidential treatment has been requested for certain portions of this document pursuant to an application for confidential treatment sent to the Securities and Exchange Commission. Such portions are omitted from this filing and filed separately with the Securities and Exchange Commission.---