Common use of ALLOCATION OF BENEFITS Clause in Contracts

ALLOCATION OF BENEFITS. Upon election of a variable payment plan, the Owner or direct or contingent beneficiary may select the allocation of variable benefits among the Divisions. If no selection is made, the allocation of benefits will be as follows: - for amounts in the Separate Account Divisions, benefits will be allocated in proportion to the Accumulation Value of each Division on the effective date of the variable payment plan, and - for amounts in the Guaranteed Interest Fund, benefits will be allocated 100% to the Money Market Division.

ALLOCATION OF BENEFITS. Upon election of a variable payment plan, the Owner or direct or contingent beneficiary may select the allocation of variable benefits among the Divisions. If no selection is made, the allocation of benefits will be as follows: - o for amounts in the Separate Account Divisions, benefits will be allocated in proportion to the Accumulation Value of each Division on the effective date of the variable payment plan, ; and - o for amounts in the Guaranteed Interest Fund, benefits will be allocated 100% to the Money Market Division.

ALLOCATION OF BENEFITS. Upon election of a variable payment plan, the Owner or direct or contingent beneficiary may select the allocation of variable benefits among the Divisions. If no selection is made, the allocation of benefits will be as follows: - for amounts in the Separate Account Divisions, benefits will be allocated in proportion to the Accumulation Value of each Division on the effective date of the variable payment plan, and - for amounts in the Guaranteed Interest Fund, benefits will be allocated 100% to the Money Market Division. ▇▇.▇.▇.▇▇. (1106) 16

ALLOCATION OF BENEFITS. Upon election of a variable payment plan, the Owner or direct or contingent beneficiary may select the allocation of variable benefits among the Divisions. If no selection is made, the allocation of benefits will be as follows: - for amounts in the Separate Account Divisions, benefits will be allocated in proportion to the Accumulation Value of each Division on the effective date of the variable payment plan, and - for amounts in the Guaranteed Interest Fund, benefits will be allocated 100% to the Money Market Division.

ALLOCATION OF BENEFITS. Upon election of a variable payment income plan, the Owner or direct or contingent beneficiary Beneficiary may select the allocation of variable benefits among the Divisions. If no selection is made, the allocation of benefits will be as follows: - • for amounts in the Separate Account Divisions, benefits will be allocated in proportion to the Accumulation Value of each Division on the effective date of the variable payment income plan, ; and - • for amounts in the Guaranteed Interest FundFund 1, benefits will be allocated 100% to the Money Market Division.

ALLOCATION OF BENEFITS. Upon election of a variable payment plan, the Owner or direct or contingent beneficiary may select the allocation of variable benefits among the Divisions. If no selection is made, the allocation of benefits will be as follows: - for amounts in the Separate Account Divisions, benefits will be allocated in proportion to the Accumulation Value of each Division on the effective date of the variable payment plan, ; and - for amounts in the Guaranteed Interest Fund, benefits will be allocated 100% to the Money Market Division.

ALLOCATION OF BENEFITS. Upon election of a variable payment plan, the Owner or direct or contingent beneficiary may select the allocation of variable benefits among the Divisions. If no selection is made, the allocation of benefits will be as follows: - . for amounts in the Separate Account Divisions, benefits will be allocated in proportion to the Accumulation Value of each Division on the effective date of the variable payment plan, ; and - . for amounts in the Guaranteed Interest Fund, benefits will be allocated 100% to the Money Market Division. ▇▇.▇.▇.▇▇.(0704) 17

ALLOCATION OF BENEFITS. Upon election of a variable payment income plan, the Owner or direct or contingent beneficiary Beneficiary may select the allocation of variable benefits among the Divisions. If no selection is made, the allocation of benefits will be as follows: - • for amounts in the Separate Account Divisions, benefits will be allocated in proportion to the Accumulation Value of each Division on the effective date of the variable payment income plan, ; and - • for amounts in the Guaranteed Interest FundAccounts, benefits will be allocated 100% to the Money Market Division.

ALLOCATION OF BENEFITS. Upon election of a variable payment plan, the Owner or direct or contingent beneficiary may select the allocation of variable benefits among the Divisions. If no selection is made, the allocation of benefits will be as follows: - . for amounts in the Separate Account Divisions, benefits will be allocated in proportion to the Accumulation Value of each Division on the effective date of the variable payment plan, ; and - . for amounts in the Guaranteed Interest Fund, benefits will be allocated 100% to the Money Market Division.. RP.V.A.BK.(0704) 18

ALLOCATION OF BENEFITS. Upon election of a variable payment plan, the Owner or direct or contingent beneficiary may select the allocation of variable benefits among the Divisions. If no selection is made, the allocation of benefits will be as follows: - • for amounts in the Separate Account Divisions, benefits will be allocated in proportion to the Accumulation Value of each Division on the effective date of the variable payment plan, ; and - • for amounts in the Guaranteed Interest FundAccounts, benefits will be allocated 100% to the Money Market Division.. RR.V.A.BK.(0805) 19

ALLOCATION OF BENEFITS. Upon election of a variable payment plan, the Owner or direct or contingent beneficiary may select the allocation of variable benefits among the Divisions. If no selection is made, the allocation of benefits will be as follows: - . for amounts in the Separate Account Divisions, benefits will be allocated in proportion to the Accumulation Value of each Division on the effective date of the variable payment plan, ; and - . for amounts in the Guaranteed Interest Fund, benefits will be allocated 100% to the Money Market Division.. RR.V.B.BK.(0704) 18

ALLOCATION OF BENEFITS. Upon election of a variable payment plan, the Owner or direct or contingent beneficiary may select the allocation of variable benefits among the Divisions. If no selection is made, the allocation of benefits will be as follows: - • for amounts in the Separate Account Divisions, benefits will be allocated in proportion to the Accumulation Value of each Division on the effective date of the variable payment plan, ; and - • for amounts in the Guaranteed Interest FundFund 1, benefits will be allocated 100% to the Money Market Division.. RR.V.B.MSNST.(0805) 17

ALLOCATION OF BENEFITS. Upon election of a variable payment plan, the Owner or direct or contingent beneficiary may select the allocation of variable benefits among the Divisions. If no selection is made, the allocation of benefits will be as follows: - for amounts in the Separate Account Divisions, benefits will be allocated in proportion to the values of Accumulation Value of Units in each Division on the effective date of the variable payment plan, and - for amounts in the Guaranteed Interest Fund, benefits will be allocated 100% to the Money Market Division.

ALLOCATION OF BENEFITS. Upon election of a variable payment plan, the Owner or direct or contingent beneficiary may select the allocation of variable benefits among the Divisions. If no selection is made, the allocation of benefits will be as follows: - • for amounts in the Separate Account Divisions, benefits will be allocated in proportion to the Accumulation Value of each Division on the effective date of the variable payment plan, ; and - • for amounts in the Guaranteed Interest FundAccounts, benefits will be allocated 100% to the Money Market Division.. RR.V.B.BK.(0805) 19

ALLOCATION OF BENEFITS. Upon election of a variable payment plan, the Owner or direct or contingent beneficiary may select the allocation of variable benefits among the Divisions. If no selection is made, the allocation of benefits will be as follows: - • for amounts in the Separate Account Divisions, benefits will be allocated in proportion to the Accumulation Value of each Division on the effective date of the variable payment plan, ; and - • for amounts in the Guaranteed Interest Fund, benefits will be allocated 100% to the Money Market Division. ▇▇.▇.▇.▇▇.(0803) 17

ALLOCATION OF BENEFITS. Upon election of a variable payment plan, the Owner or direct or contingent beneficiary may select the allocation of variable benefits among the Divisions. If no selection is made, the allocation of benefits will be as follows: - . for amounts in the Separate Account Divisions, benefits will be allocated in proportion to the Accumulation Value of each Division on the effective date of the variable payment plan, ; and - . for amounts in the Guaranteed Interest Fund, benefits will be allocated 100% to the Money Market Division.. RP.V.B.MSNST. (0704) 17

ALLOCATION OF BENEFITS. Upon election of a variable payment plan, the Owner or direct or contingent beneficiary may select the allocation of variable benefits among the Divisions. If no selection is made, the allocation of benefits will be as follows: - . for amounts in the Separate Account Divisions, benefits will be allocated in proportion to the Accumulation Value of each Division on the effective date of the variable payment plan, ; and - . for amounts in the Guaranteed Interest Fund, benefits will be allocated 100% to the Money Market Division.. RP.V.A.BK.(0803) 18

ALLOCATION OF BENEFITS. Upon election of a variable payment plan, the Owner or direct or contingent beneficiary may select the allocation of variable benefits among the Divisions. If no selection is made, the allocation of benefits will be as follows: - • for amounts in the Separate Account Divisions, benefits will be allocated in proportion to the Accumulation Value of each Division on the effective date of the variable payment plan, ; and - • for amounts in the Guaranteed Interest FundFund 1, benefits will be allocated 100% to the Money Market Division. ▇▇.▇.▇.▇▇.(0805) 17

ALLOCATION OF BENEFITS. Upon election of a variable payment plan, the Owner or direct or contingent beneficiary may select the allocation of variable benefits among the Divisions. If no selection is made, the allocation of benefits will be as follows: - • for amounts in the Separate Account Divisions, benefits will be allocated in proportion to the Accumulation Value of each Division on the effective date of the variable payment plan, ; and - • for amounts in the Guaranteed Interest FundFund 1, benefits will be allocated 100% to the Money Market Division.

ALLOCATION OF BENEFITS. Upon election of a variable payment plan, the Owner or direct or contingent beneficiary may select the allocation of variable benefits among the Divisions. If no selection is made, the allocation of benefits will be as follows: - . for amounts in the Separate Account Divisions, benefits will be allocated in proportion to the Accumulation Value of each Division on the effective date of the variable payment plan, ; and - . for amounts in the Guaranteed Interest Fund, benefits will be allocated 100% to the Money Market Division. ▇▇.▇.▇.▇▇.(0803) 17

ALLOCATION OF BENEFITS. Upon election of a variable payment plan, the Owner or direct or contingent beneficiary may select the allocation of variable benefits among the Divisions. If no selection is made, the allocation of benefits will be as follows: - • for amounts in the Separate Account Divisions, benefits will be allocated in proportion to the Accumulation Value of each Division on the effective date of the variable payment plan, ; and - • for amounts in the Guaranteed Interest Fund, benefits will be allocated 100% to the Money Market Division.. RR.V.B.BK.(0803) 18