Allowed Use. You agree to: • use your Account only for lawful purposes; • use your Account for only personal, family, household, or charitable purposes; and • repay us for all costs related to uses not allowed under this Agreement. You are not allowed to use your Account: • to make payments to this credit Card or any other loan payments to us or our affiliates; or • for internet gambling. You will take reasonable steps to prevent the unauthorized use of your Card and Account. If you have given someone permission to use the Card, this is not unauthorized use and you will be liable for all use by that person. At times we may: • decline a transaction if there is not enough available credit and for any other reason; and/or • require our Authorization before allowing a transaction. A merchant may check your ID. We are not liable if: • a merchant refuses your Card; and/or • we do not complete your transaction for any reason. When we first send your Card, we will tell you: • the total credit limit on your Account; and • the portion of this limit you can use for cash advances. If a cash advance limit is not shown on your billing statement, it means your total credit limit is available for cash advances. We may change these limits from time to time. Whenever this occurs, we will notify you: • on your billing statement; and/or • by sending a notice. You agree to: • keep your Account balance (which includes Interest and other charges) within your credit limit; and • immediately pay any over limit amount that might occur. Your available credit may not reflect your payments for up to 14 days. If a transaction exceeds your available credit, we may decline it.
Appears in 2 contracts
Sources: Credit Card Agreement, Credit Card Agreement