Common use of Amendments by us Clause in Contracts

Amendments by us. We may vary any details of this agreement or a DDR at any time by giving you at least 14 days written notice. You may change*, stop or defer a debit, or terminate this agreement by providing us with at least 5 business days notification by:  writing to Locked Bag 2004. ▇▇▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇; or  by telephoning us on 1800 035 035 during business hours; or  making arrangements through your own financial institution, which is required to act promptly on your instructions. *Note: in relation to the above reference to ‘change’, your financial institution may ‘change’ your debit payment only to the extent of advising us of your new account details. It is your responsibility to ensure that there are sufficient clear funds available in the nominated account to allow a debit payment to be made. If there are insufficient clear funds in the nominated account to meet a debit payment:

Amendments by us. We may vary any details of this agreement or a DDR at any time by giving you at least 14 days written notice. You may change*, stop or defer a debit, or terminate this agreement by providing us with at least 5 business days notification by:  writing to Locked Bag 20041450. ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇; or  by telephoning us on 1800 035 035 during business hours; or  making arrangements through your own financial institution, which is required to act promptly on your instructions. *Note: in relation to the above reference to ‘change’, your financial institution may ‘change’ your debit payment only to the extent of advising us of your new account details. It is your responsibility to ensure that there are sufficient clear funds available in the nominated account to allow a debit payment to be made. If there are insufficient clear funds in the nominated account to meet a debit payment:

Amendments by us. We may vary any details of this agreement or a DDR at any time by giving you at least 14 days written notice. You may change*, stop or defer a debit, or terminate this agreement by providing us with at least 5 business days notification by:  writing to Locked Bag 2004. ▇▇▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇; or  by telephoning us on 1800 035 035 1300 13 12 11 during business hours; or  making arrangements through your own financial institution, which is required to act promptly on your instructions. *Note: in relation to the above reference to ‘change’, your financial institution may ‘change’ your debit payment only to the extent of advising us of your new account details. It is your responsibility to ensure that there are sufficient clear funds available in the nominated account to allow a debit payment to be made. If there are insufficient clear funds in the nominated account to meet a debit payment:

Amendments by us. We may vary any details of this agreement or a DDR at any time by giving you at least 14 days written notice. You may change*, stop or defer a debit, or terminate this agreement by providing us with at least 5 business days notification by:  • writing to Locked Bag 20041450. ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇; or  • by telephoning us on 1800 035 035 1300 13 12 11 during business hours; or  • making arrangements through your own financial institution, which is required to act promptly on your instructions. *Note: in relation to the above reference to ‘change’, your financial institution may ‘change’ your debit payment only to the extent of advising us of your new account details. It is your responsibility to ensure that there are sufficient clear funds available in the nominated account to allow a debit payment to be made. If there are insufficient clear funds in the nominated account to meet a debit payment:

Amendments by us. We may vary any details of this agreement or a DDR at any time by giving you at least 14 days written notice. You may change*, stop or defer a debit, or terminate this agreement by providing us with at least 5 business days notification by:  • writing to Locked Bag 2004. ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇3150; or  • by telephoning us on 1800 035 035 490 683 during business hours; or  • making arrangements through your own financial institution, which is required to act promptly on your instructions. *Note: in relation to the above reference to ‘change’, your financial institution may ‘change’ your debit payment only to the extent of advising us of your new account details. It is your responsibility to ensure that there are sufficient clear funds available in the nominated account to allow a debit payment to be made. If there are insufficient clear funds in the nominated account to meet a debit payment:

Amendments by us. We may vary any details of this agreement or a DDR at any time by giving you at least 14 days written notice. You may change*, stop or defer a debit, or terminate this agreement by providing us with at least 5 business days notification by:  • writing to Locked Bag 2004. ▇▇▇▇▇▇▇ ▇▇▇▇7000, ▇▇▇▇▇▇▇▇ ▇▇▇▇Mount Waverley, Victoria 3149; or  • by telephoning us on 1800 035 035 1300 13 12 11 during business hours; or  • making arrangements through your own financial institution, which is required to act promptly on your instructions. *Note: in relation to the above reference to ‘change’, your financial institution may ‘change’ your debit payment only to the extent of advising us of your new account details. It is your responsibility to ensure that there are sufficient clear funds available in the nominated account to allow a debit payment to be made. If there are insufficient clear funds in the nominated account to meet a debit payment:

Amendments by us. We may vary any details of this agreement or a DDR at any time by giving you at least 14 days written notice. You may change*, stop or defer a debit, or terminate this agreement by providing us with at least 5 business days notification by:  • writing to Locked Bag 2004. ▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇; or  • by telephoning us on 1800 035 035 009 008 during business hours; or  • making arrangements through your own financial institution, which is required to act promptly on your instructions. *Note: in relation to the above reference to ‘change’, your financial institution may ‘change’ your debit payment only to the extent of advising us of your new account details. It is your responsibility to ensure that there are sufficient clear funds available in the nominated account to allow a debit payment to be made. If there are insufficient clear funds in the nominated account to meet a debit payment:

Amendments by us. We may vary any details of this agreement or a DDR Direct Debit Request at any time by giving you at least 14 fourteen (14) days written notice. You may change*, stop or defer a debitdebit payment, or terminate this agreement by providing us with at least 5 business (7) days notification by:  by writing to Locked Bag 2004. ▇▇ ▇▇▇ ▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇; or  by telephoning us on 1800 035 035 1300 847 328 during business hours; or  making arrangements arranging it through your own financial institution, which is required to act promptly on your instructions. *Note: in relation to the above reference to ‘change’, your financial institution may ‘change’ your debit payment only to the extent of advising us (THREAT PROTECT) of your new account details. • It is your responsibility to ensure that there are sufficient clear funds available in the nominated your account to allow a debit payment to be mademade in accordance with the Direct Debit Request. • If there are insufficient clear funds in the nominated your account to meet a debit payment:

Amendments by us. We may vary any details of this agreement or a DDR at any time by giving you at least 14 days written notice. You may change*, stop or defer a debit, or terminate this agreement by providing us with at least 5 business days notification by:  • writing to Locked Bag 2004. ▇▇▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇; or  • by telephoning us on 1800 035 035 during business hours; or  • making arrangements through your own financial institution, which is required to act promptly on your instructions. *Note: in relation to the above reference to ‘change’, your financial institution may ‘change’ your debit payment only to the extent of advising us of your new account details. It is your responsibility to ensure that there are sufficient clear funds available in the nominated account to allow a debit payment to be made. If there are insufficient clear funds in the nominated account to meet a debit payment:

Amendments by us. We may vary any details of this agreement or a DDR at any time by giving you at least 14 days written notice. You may change*, stop or defer a debit, or terminate this agreement by providing us with at least 5 business days notification by:  • writing to Locked Bag 2004. ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇3150; or  • by telephoning us on 1800 035 035 518 184 during business hours; or  • making arrangements through your own financial institution, which is required to act promptly on your instructions. *Note: in relation to the above reference to ‘change’, your financial institution may ‘change’ your debit payment only to the extent of advising us of your new account details. It is your responsibility to ensure that there are sufficient clear funds available in the nominated account to allow a debit payment to be made. If there are insufficient clear funds in the nominated account to meet a debit payment:

Amendments by us. We may vary any details of this agreement or a DDR at any time by giving you at least 14 days written notice. You may change*, stop or defer a debit, or terminate this agreement by providing us with at least 5 business days notification by:  • writing to Locked Bag 2004. ▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇; or  • by telephoning us on 1800 035 035 1300 347 890 during business hours; or  • making arrangements through your own financial institution, which is required to act promptly on your instructions. *Note: in relation to the above reference to ‘change’, your financial institution may ‘change’ your debit payment only to the extent of advising us of your new account details. It is your responsibility to ensure that there are sufficient clear funds available in the nominated account to allow a debit payment to be made. If there are insufficient clear funds in the nominated account to meet a debit payment:

Amendments by us. We may vary any details of this agreement or a DDR at any time by giving you at least 14 days written notice. You may change*, stop or defer a debit, or terminate this agreement by providing us with at least 5 business days notification by:  • writing to Locked Bag 2004. ▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇; or  • by telephoning us on 1800 035 035 during business hours; or  • making arrangements through your own financial institution, which is required to act promptly on your instructions. *Note: in relation to the above reference to ‘change’, your financial institution may ‘change’ your debit payment only to the extent of advising us of your new account details. It is your responsibility to ensure that there are sufficient clear funds available in the nominated account to allow a debit payment to be made. If there are insufficient clear funds in the nominated account to meet a debit payment: