AMENDMENTS TO TERMS AND CONDITIONS. You acknowledge that Shieldcard may, from time to time, amend, replace or otherwise change the terms and conditions relating to the Insurance and such changes shall be deemed effective once made available via this webpage. You agree that any such amendments shall be binding on you unless the amended terms adversely affect your rights or insurance coverage in existence at the time that such amendments take effect.
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Sources: Axxess Personal Accident Plus Takaful Terms and Conditions, Axxess Personal Accident Plus Takaful Terms and Conditions