Common use of Authorised Users Clause in Contracts

Authorised Users. For the purposes of this section, “American Express” also refers to American Express Travel Related Services Company, Inc. Use of the @ Work Services is restricted to those authorised users designated by Company during the implementation of their @ Work Services including the Master Programme Administrator and any Programme Administrator(s) (“Authorised Users”). Company understands that the designation of, and restricting access to, Authorised Users is part of the security of their overall @ Work Services data and agrees that Company shall not substitute or replace any Authorised User, or add any additional Authorised User(s), except upon notice to and with the assistance of the applicable @ Work Services Support Team or Master Programme Administrator whose responsibility it is to provide for these services. Company shall ensure that all Authorised Users comply with the terms and conditions in this section. In addition to any other limitation of liability set out in this Agreement, American Express will not be liable for any loss or damage (including but not limited to consequential loss) incurred by Company or its current or former Employees by any acts or omissions of any Authorised Users of @ Work Services, including losses associated with the Authorised User’s failure to obtain any appropriate consent or approval, or any fraudulent action(s) of Authorised User(s), Company or its Employees. Company understands and accepts that American Express shall be authorised to treat all actions, instructions and communications of the Master Program Administrator, Programme Administrator, Authorised Signatory and/or Report Recipient (including access keys set up by the Program Administrator) as properly authorised by Company and binding upon Company even if fraudulent, incomplete, inaccurate, or made in error. Company is responsible for protecting the access keys and shall be responsible for any Card applications made using the access key, whether authorised or unauthorised. American Express will not be liable for any losses, damages, costs or expenses (whether arising directly or indirectly) which Company may suffer or incur because of American Express acting upon or relying on such actions, instructions and/or communications.

Authorised Users. For the purposes of this section, “American Express” also refers to American Express Travel Related Services Company, Inc. Use of the @ Work Services is restricted to those authorised users designated by Company during the implementation of their @ Work Services including the Master Programme Administrator and any Programme Administrator(s) (“22.1. Where you have Authorised Users”). Company understands that the designation of, you are responsible for ensuring that, and restricting access torepresent that, they have full and appropriate authority and power to enter into this Agreement and to perform all relevant obligations on your behalf as contemplated by this Agreement. 22.2. Before using our Services, you must provide us with a list of your Authorised Users Users. We will confirm receipt of your list of Authorised Users, as well as any additional persons you may add to the list from time to time (as also duly authorised), and, until we do so, we shall have no obligation to accept or otherwise act upon or respond to any communication made by any such person. We will, however, be entitled to act on the communications of such a person should we believe in good faith that they are intended to be an Authorised User and we have received appropriate confirmation to this effect. We will agree with you in advance who within your organisation may add or remove persons to / from the list of Authorised Users. 22.3. In the event that someone is part of the security of their overall @ Work Services data and agrees that Company shall not substitute or replace any no longer an Authorised User, we must be informed immediately. However, as long as we have not been grossly negligent in doing so, we are not liable if we act on the communications of someone who is no longer an Authorised User. 22.4. Any communication we send to an Authorised User will be deemed sent to you. 22.5. You are fully responsible and liable for any action or add inaction of all your Authorised Users, and we will deem any additional such action or inaction as being made directly by you. All Authorised User(s)Users may only enjoy any rights granted under this Agreement solely to the extent they do so in their capacity as your agent acting on your behalf, except upon notice to and with the assistance of the applicable @ Work Services Support Team or Master Programme Administrator whose responsibility it is to provide not in their own capacity. You are responsible for these services. Company shall ensure ensuring that all Authorised Users comply approved by you act in accordance with the terms and conditions in this section. In addition to any other limitation of liability your obligations set out in this Agreement, American Express and any reference in these terms and conditions to an obligation applying to you includes an obligation on you to ensure all Authorised Users comply with such obligation. 22.6. You need to be mindful that any communications made by Authorised Users are coordinated, as if we receive Instructions from two Authorised Users, you are deemed to have intended for both Instructions to be carried out and we will act on such Instructions accordingly without verifying that those coordinated Instructions were or were not intended to be executed together when given. 22.7. If Authorised User(s) are authorised to provide Instructions on behalf of different persons / accounts, then it is your responsibility to ensure that they are clear in their Instructions regarding which person / account they are providing Instructions in relation to, and we are not liable for any loss or damage (including but as a result of their failure to do so. We also reserve the right not limited to consequential loss) incurred by Company or its current or former Employees by act on any acts or omissions of Instructions where it is unclear which person / account they are provided in relation to. 22.8. Our obligations under this Agreement are to you, and as such we are not liable to any Authorised Users of @ Work Services, including losses associated User except and solely to the extent that such loss is suffered by you in accordance with the Authorised User’s failure to obtain any appropriate consent or approval, or any fraudulent action(s) terms of Authorised User(s), Company or its Employees. Company understands and accepts that American Express shall be authorised to treat all actions, instructions and communications of the Master Program Administrator, Programme Administrator, Authorised Signatory and/or Report Recipient (including access keys set up by the Program Administrator) as properly authorised by Company and binding upon Company even if fraudulent, incomplete, inaccurate, or made in error. Company is responsible for protecting the access keys and shall be responsible for any Card applications made using the access key, whether authorised or unauthorised. American Express will not be liable for any losses, damages, costs or expenses (whether arising directly or indirectly) which Company may suffer or incur because of American Express acting upon or relying on such actions, instructions and/or communicationsthis Agreement.

Authorised Users. For (a) When requested in writing by the purposes of this sectionPrincipal Cardholder, “American Express” also refers to American Express Travel Related Services Company, Inc. Use of the @ Work Services is restricted to those authorised users designated we may issue an additional Card together with a separate PIN for use by Company during the implementation of their @ Work Services including the Master Programme Administrator and any Programme Administrator(s) (“Authorised Users”). Company understands that the designation of, and restricting access to, Authorised Users is part of the security of their overall @ Work Services data and agrees that Company shall not substitute or replace any an Authorised User, or add any additional Authorised User(s), except upon notice to and with the assistance of the applicable @ Work Services Support Team or Master Programme Administrator whose responsibility it is to provide for these services. Company shall ensure that all Authorised Users comply with the terms and conditions in this section. In addition to any our other limitation of liability set out in this Agreementpowers, American Express will not be liable for any loss or damage (including but not limited to consequential loss) incurred by Company or its current or former Employees by any acts or omissions of we may cancel any Authorised Users User’s Card at any time upon the request in writing of @ Work Servicesthe Principal Cardholder and the return of such Card to us, including losses associated with or upon surrender of such Card to us by the Authorised User’s failure . (b) The Authorised User will be bound to obtain observe these Conditions to the extent that they apply or are relevant. It is the responsibility of the Principal Cardholder to furnish the Authorised User with a copy of these Conditions and any appropriate consent subsequent amendments or approvalreplacement Conditions, or any fraudulent action(sand must ensure that the Authorised User complies with these Conditions. (c) of Authorised User(sSubject to Condition 23(c), Company the Principal Cardholder and each Authorised User shall (unless otherwise agreed in writing) be jointly and severally liable to us for the use of all Cards issued in connection with the Account, including any use by an Authorised User (regardless of the ability of the Authorised User or its Employees. Company understands whether the Authorised User is a minor) and accepts that American Express Transactions charged to the Account after any Card or additional Card has been returned to us, and/or for any use in breach of these Conditions, which we shall be authorised under no obligation to treat all actionsprevent. (d) During any period when an Authorised User has a liability to us under these Conditions, instructions we may, and communications shall on request, disclose to any Authorised User details of the Master Program AdministratorAccount, Programme Administratorand the Principal Cardholder and each other Authorised User hereby authorises and permits us to disclose such information to an Authorised User by, at our option, electronic or other means. By accepting an additional Card, an Authorised Signatory and/or Report Recipient (including access keys set up User authorises us to pass on information about Transactions effected by use of the Program Administrator) as properly authorised by Company and binding upon Company even if fraudulentAdditional Card to the Principal Cardholder by, incompleteat our option, inaccurate, electronic or made in errorother means. Company is responsible for protecting No amendments to the access keys and Account details or variation of the Credit Limit shall be responsible for any Card applications made using accepted from anyone other than the access key, whether authorised or unauthorised. American Express will not be liable for any losses, damages, costs or expenses (whether arising directly or indirectly) which Company may suffer or incur because of American Express acting upon or relying on such actions, instructions and/or communicationsPrincipal Cardholder.

Authorised Users. For (a) When requested in writing by the purposes of this sectionPrincipal Cardholder, “American Express” also refers to American Express Travel Related Services Company, Inc. Use of the @ Work Services is restricted to those authorised users designated we may issue an additional Card together with a separate PIN for use by Company during the implementation of their @ Work Services including the Master Programme Administrator and any Programme Administrator(s) (“Authorised Users”). Company understands that the designation of, and restricting access to, Authorised Users is part of the security of their overall @ Work Services data and agrees that Company shall not substitute or replace any an Authorised User, or add any additional Authorised User(s), except upon notice to and with the assistance of the applicable @ Work Services Support Team or Master Programme Administrator whose responsibility it is to provide for these services. Company shall ensure that all Authorised Users comply with the terms and conditions in this section. In addition to any our other limitation of liability set out in this Agreementpowers, American Express will not be liable for any loss or damage (including but not limited to consequential loss) incurred by Company or its current or former Employees by any acts or omissions of we may cancel any Authorised Users User’s Card at any time upon the request in writing of @ Work Servicesthe Principal Cardholder and the return of such Card to us, including losses associated with or upon surrender of such Card to us by the Authorised User’s failure . (b) The Authorised User will be bound to obtain observe these Conditions to the extent that they apply or are relevant. It is the responsibility of the Principal Cardholder to furnish the Authorised User with a copy of these Conditions and any appropriate consent subsequent amendments or approvalreplacement Conditions, and must ensure that the Authorised User complies with these Conditions. (c) You may authorise a regulated TPP to provide you with AIS as provided for in PSD. In order to provide this authorisation you will need to have access to the Open24 Service. Further details about the Open24 Service and the services that can be provided on your Account are contained on our Website. Notwithstanding the foregoing, you may not in any circumstances disclose your Card or any fraudulent action(sCard details to any third party, including for the avoidance of doubt any TPP. Condition 23 of the General Conditions relating to TPPs, with the exception of Conditions 23 (e) of Authorised User(sand 23 (h), Company shall apply to any TPP appointed by you to provide AIS. A copy of the General Conditions may be found on our Website or its Employees. Company understands at any of our branches. (d) Subject to Condition 23 (c), the Principal Cardholder and accepts that American Express each Authorised User shall (unless otherwise agreed in writing) be jointly and severally liable to us for the use of all Cards issued in connection with the Account, including any use by an Authorised User (regardless of the ability of the Authorised User or whether the Authorised User is a minor) and Transactions charged to the Account after any Card or additional Card has been returned to us, and/or for any use in breach of these Conditions, which we shall be authorised under no obligation to treat all actionsprevent. (e) During any period when an Authorised User has a liability to us under these Conditions, instructions we may, and communications shall on request, disclose to any Authorised User details of the Master Program AdministratorAccount, Programme Administratorand the Principal Cardholder and each other Authorised User hereby authorises and permits us to disclose such information to an Authorised User by, at our option, electronic or other means. By accepting an additional Card, an Authorised Signatory and/or Report Recipient (including access keys set up User authorises us to pass on information about Transactions effected by use of the Program Administrator) as properly authorised by Company and binding upon Company even if fraudulentadditional Card to the Principal Cardholder by, incompleteat our option, inaccurate, electronic or made in errorother means. Company is responsible for protecting No amendments to the access keys and Account details or variation of the Credit Limit shall be responsible for any Card applications made using accepted from anyone other than the access key, whether authorised or unauthorised. American Express will not be liable for any losses, damages, costs or expenses (whether arising directly or indirectly) which Company may suffer or incur because of American Express acting upon or relying on such actions, instructions and/or communicationsPrincipal Cardholder.

Authorised Users. For the purposes of this section, “American Express” also refers to American Express Travel Related Services Company, Inc. (a) Use of the @ Work Services is restricted to those authorised users designated by the Company during from among the implementation of their @ Work Services including the Master Programme Administrator and any Programme Administrator(s) Authorizing Officers or Contact Persons (“"Authorised Users”"). . (b) The Company understands that the designation of, and restricting access to, Authorised Users is part of the security of their overall @ Work the Services data and agrees that the Company shall not substitute or replace any Authorised UserUser(s), or add any additional Authorised User(s), except unless the Company takes procedures after upon notice to and with the assistance of the applicable our "Corporate Services Center" or take procedures on an "@ Work Services Support Team or Master Programme Administrator whose responsibility it is to provide for these servicesOnline Application". The Company shall ensure that all the Authorised Users comply with the terms and conditions in this section. these Special Provisions. (c) In addition to any other limitation of liability set out in this AgreementPart A - General Provisions above, American Express will not be liable for any loss or damage (including but not limited to consequential loss) incurred by the Company or its current officers or employees (including former Employees officers or employees) by any acts or omissions of any Authorised Users of @ Work ServicesUsers, including losses associated with the Authorised User’s 's failure to obtain any appropriate consent or approval, or any fraudulent action(s) (including fraudulent applications) of Authorised User(s), the Company or its Employees. officers or employees. (d) The Company understands and accepts that American Express shall be authorised to treat all actions, instructions and communications of the Master Program Administrator, Programme Administrator, Authorised Signatory and/or Report Recipient Users (including access keys set up by the Program AdministratorAuthorised Users) as properly authorised by the Company and binding upon the Company even if fraudulent, incomplete, inaccurate, or made in error. The Company is responsible for protecting the access keys and shall be responsible for protecting information, including access keys, and for any Card card applications made using the access key, whether authorised authorized or unauthorisedunauthorized. American Express will not be liable for any losses, damages, ,costs or expenses (whether arising directly or indirectly) which the Company may suffer or incur because of American Express acting upon or relying on such actions, instructions and/or communications. (e) Authorizing Officers and/orContact Person is authorized by Company to act on its behalf with respect to the American Express Account(s), and American Express may rely on all written and oral directions and information that it receives from the Authorizing Officers and/or Contact Person. Subject to the terms and conditions set forth in this Agreement, Authorised Users may perform the following as part of the Services; provided, however, that an application in the Card application procedures through "Global Apply for Card (GAFC)" specified in item (v) below may only be approved if the Authorizing Officer is designated as an Authorised User: (i) Use "@ Work Reporting" to view and extract data or reports on Card use by each Card Member for the purpose of checking and analyzing the status of Card use within the Company; (ii) View and download "consolidated statement"; provided, however, that this shall be limited to the case “consolidated statement” is set up for the Company; (iii) Cancel, suspend or cancel the suspension of a Card, change the information of a Card Member, view and download the Statements of Card Members or confirm the late payment information using "Online Program Management (OPM)" for the purpose of managing and maintaining Accounts and Card Member Accounts; (iv) Confirm the safety of officers and employees based on the latest Corporate Card usage information (location information) using "Ready Response"; (v) Perform Card application procedures (including services such as management of Card application status) through "Global Apply for Card (GAFC)"; (vi) Register the Company's new Authorised User(s) or change the access rights of existing Authorised Users (alternatively, such registration and change may be made by contacting the Corporate Services Center by telephone or e-mail); and (vii) Encourage officers and employees of the Company to use the Services. (f) The Company represents and warrants that it has obtained all consents and approvals, and made all disclosures required by applicable laws (including the Act on the Protection of Personal Information) or from any legal or regulatory authority, to allow Authorised Users to: (i) Manage, and take any action with respect to, the Accounts and Card Member Accounts; and (ii) Access to and/or transfer of (including cross-border access and/or transfer) personal information (including, but not limited to, name, address, e-mail address, telephone number, and Card number) of officers and employees of the Company and officers and employees of the Company's related entity(ies) (limited to those participating in American Express® Commercial Card Services or Program(s)) for the purpose of managing Accounts and Card Member Accounts.

Authorised Users. For 18.1. Only your Authorised Users may act on your behalf, either as administrators, authorisers, transactors, or viewers, or in any other capacity that will allow your Authorised User to make changes to or perform any action on your customer information profile and/or bank accounts. You alone are responsible for deciding on and checking the purposes powers given to any of this section, “American Express” also refers your representatives to American Express Travel Related Services Company, Inc. Use of the @ Work Services is restricted to those authorised users designated by Company during the implementation of their @ Work Services including the Master Programme Administrator and any Programme Administrator(s) (“determine them as Authorised Users”). Company understands that the designation of, and restricting access toto determine how we respond to instructions from your Authorised Users. 18.2. You must give us correct and up to date information about your Authorised Users. Until we receive all the necessary documents or instructions regarding Authorised Users, we will act according to the last recorded instructions you gave us. 18.3. You are liable for all authorised and unauthorised actions of your Authorised Users is part of the security of their overall @ Work Services data and agrees that Company shall not substitute or replace any Authorised User, or add any additional Authorised User(s), except upon notice to and with the assistance of the applicable @ Work Services Support Team or Master Programme Administrator whose responsibility it is to provide for these servicesUsers. Company shall ensure that all Authorised Users comply with the terms and conditions in this section. In addition to any other limitation of liability set out in this Agreement, American Express We will not be liable for any action, loss or damage (including but not limited to consequential loss) incurred by Company or its current or former Employees fraud committed by any acts or omissions of Authorised User nor will we be liable if any Authorised Users User acts outside of @ Work Services, including losses his/her mandate or level of authority given to them by you. 18.4. You understand the risks associated with giving someone the ability to act and transact on your behalf, particularly where the approval of another Authorised User’s failure User is not required to obtain any appropriate consent complete the instruction or approvaltransaction. For a business check account where there are support staff loaded on the account, or any fraudulent action(s) of Authorised User(s), Company or but its Employeesauth-chain has NO valid authorised user then the support staff payments are deemed authorised. 18.5. Company understands and accepts that American Express shall be authorised to treat all actions, instructions and communications of the Master Program Administrator, Programme Administrator, Authorised Signatory and/or Report Recipient (including access keys set up by the Program Administrator) as properly authorised by Company and binding upon Company even if fraudulent, incomplete, inaccurate, or made in error. Company is responsible for protecting the access keys and shall be responsible for any Card applications made using the access key, whether authorised or unauthorised. American Express We will not be liable for any losses, damages, costs delays in payment or expenses (whether arising directly or indirectly) which Company may suffer or incur transfer of funds because of American Express acting upon restrictions that apply to your Authorised Users’ granted levels of access or relying responsibilities, whether these were imposed by you, a court or the law or by us for security or risk management purposes. 18.6. If an account is closed, your Authorised Users’ access rights will automatically end for that account. You must ensure that your Authorised User can no longer transact via any access mechanism. This will not affect an Authorised Users’ rights on such actionsremaining accounts and/or banking channels. 18.7. We may restrict any person’s authority without notice, instructions and/or communications.if we have the need to do this, but will not extend (increase) any person’s authority without your prior consent