Common use of BEFORE THE ANNUITY COMMENCEMENT DATE Clause in Contracts

BEFORE THE ANNUITY COMMENCEMENT DATE. If the Annuitant dies before the Annuity Commencement Date, and is survived by a Contingent Annuitant, the Certificate will be continued with the Contingent Annuitant being named the Annuitant. If the Certificate is a Non-Qualified Contract, it may qualify for continuation under the "Death of the Participant Prior to the Annuity Date - Non-Qualified Contracts Only" provision Otherwise, death proceeds will be paid as follows (unless the Participant has specified in writing the death proceeds are to be paid in a different manner):

BEFORE THE ANNUITY COMMENCEMENT DATE. If the Annuitant dies before the Annuity Commencement Date, and is survived by a Contingent Annuitant, the Certificate this Contract will be continued with the Contingent Annuitant being named the Annuitant. If the Certificate is a Non-Qualified Contract, it This Contract may qualify for continuation under the "Distribution of Death of the Participant Prior to the Annuity Date - Proceeds under Non-Qualified Contracts OnlyContracts" provision provision. Otherwise, death proceeds will be paid as follows (unless the Participant Owner has specified in writing the Writing that death proceeds are to be paid in a different manner):