Building Improvements. We will pay up to an additional 10% of the amount of insurance shown on the Policy Declarations under Coverage C Personal Property Protection for loss to building additions, alterations, installations or fixtures, made at your expense, in that portion of the residence premises occupied, but not owned, by you. For coverage to apply, the loss must be a sudden and accidental direct physical loss caused by a loss we cover under Section I, Coverage C Personal Property Protection.
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