Common use of Cancellation and Nonrenewal Clause in Contracts

Cancellation and Nonrenewal. a) You may cancel this policy at any time by mailing or delivering to us advance written notice of cancellation or b) We may cancel this policy by mailing or delivering to you written notice of cancellation at least: i. Ten (10) days or as applicable by state law before the date of cancellation if we cancel for nonpayment of premium. ii. Thirty (30) days or as applicable by state law before the date of cancellation if we cancel for any other reason. c) If you fail to make a monthly premium payment before the cancellation date we will cancel your policy back to the date to which your premiums were pre-paid. d) We will mail or deliver our notice of cancelation to your last mailing address known to us. e) Notice of cancellation will state the effective date of cancellation. Insurance coverage under this policy will end on that date. f) We may elect to non-renew this policy on the expiration date shown on the declarations page. We may do so by mailing to you written notice at least forty five (45) days or as applicable by state law prior to the expiration date of your policy. g) If notice is mailed, proof of mailing will be sufficient proof of notice.

Cancellation and Nonrenewal. a) a. You may cancel this policy at any time by mailing or delivering to us advance written notice of cancellation or b) b. We may cancel this policy by mailing or delivering to you written notice of cancellation at least: i. Ten (10) days or as applicable by state law before the date of cancellation if we cancel for nonpayment of premium. ii. Thirty (30) days or as applicable by state law before the date of cancellation if we cancel for any other reason. c) c. If you fail to make a monthly premium payment before the cancellation date we will cancel your policy back to the date to which your premiums were pre-paid. d) d. We will mail or deliver our notice of cancelation to your last mailing address known to us. e) e. Notice of cancellation will state the effective date of cancellation. Insurance coverage under this policy will end on that date. f) f. We may elect to non-renew this policy on the expiration date shown on the declarations page. We may do so by mailing to you written notice at least forty five (45) days or as applicable by state law prior to the expiration date of your policy. g) g. If notice is mailed, proof of mailing will be sufficient proof of notice.