Common use of Cancellation and Withdrawal Clause in Contracts

Cancellation and Withdrawal. 8.1. In certain circumstances you will have the right to cancel your ISA Account. You may withdraw your application by giving written instructions to the Account Manager within fourteen days of the date from which the Account Manager receives the application. 8.2. A Withdrawal form will be sent to you along with confirmation of receipt of your subscription. If you subsequently wish to cancel your Agreement you will need to sign and date this cancellation notice and return it to us within this fourteen day period. On receipt of the form we will then cancel your ISA Agreement. 8.3. Any cancellation will automatically cancel the underlying investments as part of the HMRC regulations. However, cancellation during the fourteen day period will not alter your right to subscribe for a further ISA in this tax year under the current terms of the HMRC regulations. The amount returned will be the full value invested less any fall in value of the underlying investments that may have occurred due to market fluctuations and any transaction fees 8.4. If you are withdrawing from an ISA transfer, you may find your previous ISA manager is not able or willing to undo their side of the transfer. If this is the case you will lose your ISA and tax free status and your investments will become subject to taxation Annex B

Cancellation and Withdrawal. 8.1. In certain circumstances you will have the right to cancel your ISA Account. You may withdraw your application by giving written instructions to the Account Manager within fourteen days of the date from which the Account Manager receives the application. 8.2. A Withdrawal form will be sent to you along with confirmation of receipt of your subscription. If you subsequently wish to cancel your Agreement you will need to sign and date this cancellation notice and return it to us within this fourteen day period. On receipt of the form we will then cancel your ISA Agreement. 8.3. Any cancellation will automatically cancel the underlying investments as part of the HMRC regulations. However, cancellation during the fourteen day period will not alter your right to subscribe for a further ISA in this tax year under the current terms of the HMRC regulations. The amount returned will be the full value invested less any fall in value of the underlying investments that may have occurred due to market fluctuations and any transaction fees 8.4. If you are withdrawing from an ISA transfer, you may find your previous ISA manager is not able or willing to undo their side of the transfer. If this is the case you will lose your ISA and tax free status and your investments will become subject to taxation taxation. Annex BA1 The following terms and conditions will apply to Assets held within an ▇▇▇▇ wrapper. This is in addition to the terms and conditions detailed in the Agreement.

Cancellation and Withdrawal. 8.1. In certain circumstances you will have the right to cancel your ISA Account. You may withdraw your application by giving written instructions to the Account Manager within fourteen days of the date from which the Account Manager receives the application. 8.2. A Withdrawal form will be sent to you along with confirmation of receipt of your subscription. If you subsequently wish to cancel your Agreement you will need to sign and date this cancellation notice and return it to us within this fourteen day period. On receipt of the form we will then cancel your ISA Agreement. 8.3. Any cancellation will automatically cancel the underlying investments as part of the HMRC regulations. However, cancellation during the fourteen day period will not alter your right to subscribe for a further ISA in this tax year under the current terms of the HMRC regulations. The amount returned will be the full value invested less any fall in value of the underlying investments that may have occurred due to market fluctuations and any transaction fees 8.4. If you are withdrawing from an ISA transfer, you may find your previous ISA manager is not able or willing to undo their side of the transfer. If this is the case you will lose your ISA and tax free status and your investments will become subject to taxation Annex Btaxation.