Common use of Cancellation by Us Clause in Contracts

Cancellation by Us. We may terminate this Policy during the Policy Period by sending 30 days prior written notice to Your address shown in the Schedule of Insurance Certificate without refund of premium (for cases other than non cooperation) if: i. You or any Insured Person or any person acting on behalf of either has acted in a dishonest or fraudulent manner under or in relation to this Policy; and/or ii. You or any Insured Person has not disclosed the material facts or misrepresented in relation to the Policy; and/or iii. You or any Insured Person has not co-operated with Us. In such cases, premium will be refunded on pro-rata basis provided that no claim has been filed under the Policy by or on behalf of any Insured Person; and/or iv. You fail or refuse to pay or refund any amount You owe Us. For avoidance of doubt, it is clarified that no claims shall be admitted and/or paid by Us and the Second Medical Opinion and health check- up cannot be availed during the notice period.

Cancellation by Us. We may terminate this Policy during the Policy Period by sending 30 days prior written notice to Your address shown in the Schedule of Insurance Certificate without refund of premium (for cases other than non cooperation) if: i. You or any Insured Person or any person acting on behalf of either has acted in a dishonest or fraudulent manner under or in relation to this Policy; and/or ii. You or any Insured Person has not disclosed the material facts or misrepresented in relation to the Policy; and/orthe iii. You or any Insured Person has not co-operated with Us. In such cases, premium will be refunded on pro-rata basis provided that no claim has been filed under the Policy by or on behalf of any Insured Person; and/or iv. You fail or refuse to pay or refund any amount You owe Us. For avoidance of doubt, it is clarified that no claims shall be admitted and/or paid by Us and the Second Medical Opinion and health check- check-up cannot be availed during the notice period.