Common use of Certain Matters Regarding the Insurer Clause in Contracts

Certain Matters Regarding the Insurer. Rights of the Insurer to Exercise Rights of Insured Certificateholders................................130 Section 12.02. Claims Upon the Policy; Insurance Account....................130 Section 12.03. Effect of Payments by the Insurer; Subrogation..............131 Section 12.04. Notices and Information to the Insurer.......................131 Section 12.05. Trustee to Hold Policy.......................................132 Section 12.06. Payment of Insurance Premium.................................132 Signatures Acknowledgments Exhibit A Form of Class A Certificate Exhibit B-1 Form of Class M Certificate Exhibit B-2 Form of Class C Certificate Exhibit B-3 Form of Class P Certificate Exhibit B-4 Form of Class R Certificate Exhibit C Form of Trustee Initial Certification Exhibit D Form of Trustee Final Certification Exhibit E Form of Remittance Report Exhibit F Form of Request for Release of Documents Exhibit G-1 Form of Investor Representation Letter Exhibit G-2 Form of Transferor Representation Letter Exhibit G-3 Form of Rule 144A Investment Representation Exhibit G-4 Form of Transferor Certificate for Transfers of Residual Certificates Exhibit G-5 Form of Transfer Affidavit and Agreement for Transfers of Residual Certificates Exhibit H Mortgage Loan Schedule Exhibit I [Reserved] Exhibit J [Reserved] Exhibit K Form of Assignment Agreement Exhibit L-1 Form 10-K Certification Exhibit L-2 Form 10-K Back-up Certification (Master Servicer) Exhibit L-3 Form 10-K Back-up Certification (Trustee) Exhibit M-1 Cenlar Servicing Agreement Exhibit M-2 Option One Servicing Agreement Exhibit N Form of Custodial Agreement Exhibit O [Reserved] Exhibit P Form of Mortgage Loan Purchase Agreement Exhibit Q Certificate Guaranty Insurance Policy Exhibit R Schedule of Corridor Contract Notional Balances Exhibit S Schedule of Monthly Strike Rates This Pooling and Servicing Agreement, dated and effective as of November 1, 2004, is entered into among Homestar Mortgage Acceptance Corp., as company (the "Company"),▇▇▇▇▇ Fargo Bank, N.A., as master servicer (in such capacity, the "Master Servicer") and as securities administrator (in such capacity, the "Securities Administrator"), and HSBC Bank USA, National Association, as trustee (the "Trustee").

Certain Matters Regarding the Insurer. Section 12.01 Rights of the Insurer to Exercise the Rights of Insured Certificateholders................................130 the Class 2A-1 Notes Section 12.02. 12.02 Claims Upon the Policy; Insurance Account....................130 . Section 12.03. 12.03 Effect of Payments by the Insurer; Subrogation..............131 Section 12.04. 12.04 Notices and Information to the Insurer.......................131 Section 12.05. Trustee to Hold Policy.......................................132 Section 12.06. Payment of Insurance Premium.................................132 Signatures Acknowledgments Exhibit Insurer EXHIBITS EXHIBIT A-1 FORM OF CLASS A Form of Class A Certificate Exhibit B-1 Form of Class NOTES EXHIBIT A-2 FORM OF CLASS M Certificate Exhibit B-2 Form of Class NOTES EXHIBIT A-3 FORM OF CLASS B NOTES EXHIBIT B FORM OF DEPOSITOR CERTIFICATION EXHIBIT C Certificate Exhibit B-3 Form of Class P Certificate Exhibit B-4 Form of Class R Certificate Exhibit C Form of Trustee Initial Certification Exhibit FORM OF INDENTURE TRUSTEE CERTIFICATION EXHIBIT D Form of Trustee Final Certification Exhibit FORM OF INVESTOR REPRESENTATION LETTER EXHIBIT E Form of Remittance Report Exhibit FORM OF TRANSFEREE REPRESENTATION LETTER EXHIBIT F Form of Request for Release of Documents Exhibit G-1 Form of Investor Representation Letter Exhibit G-2 Form of Transferor Representation Letter Exhibit G-3 Form of Rule FORM OF RULE 144A Investment Representation Exhibit G-4 Form of Transferor Certificate for Transfers of Residual Certificates Exhibit G-5 Form of Transfer Affidavit and Agreement for Transfers of Residual Certificates Exhibit INVESTMENT REPRESENTATION EXHIBIT G FORM OF CONFIRMATION TO THE SWAP AGREEMENT EXHIBIT H Mortgage Loan Schedule Exhibit [RESERVED] EXHIBIT I [ReservedRESERVED] Exhibit EXHIBIT J [Reserved] Exhibit FORM OF ISDA MASTER AGREEMENT EXHIBIT K Form of Assignment Agreement Exhibit L-1 Form FORM 10-D, FORM 8-K AND FORM 10-K Certification Exhibit L-2 Form 10-K Back-up Certification (Master Servicer) Exhibit L-3 Form 10-K Back-up Certification (Trustee) Exhibit M-1 Cenlar Servicing Agreement Exhibit M-2 Option One Servicing Agreement Exhibit REPORTING RESPONSIBILITY EXHIBIT L SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE EXHIBIT M FORM OF POLICY EXHIBIT N Form of Custodial Agreement Exhibit O [Reserved] Exhibit P Form of Mortgage Loan Purchase Agreement Exhibit Q Certificate Guaranty Insurance Policy Exhibit R Schedule of Corridor Contract Notional Balances Exhibit S Schedule of Monthly Strike Rates FORM OF MONTHLY STATEMENT TO CERTIFICATEHOLDERS AND NOTEHOLDERS APPENDIX A DEFINITIONS This Pooling and Servicing AgreementIndenture, dated and effective as of November 1April 28, 20042006, is entered into among Homestar between Home Equity Mortgage Acceptance Corp.Trust 2006-2, a Delaware statutory trust, as company Issuer (the "Company"),▇▇▇▇▇ Fargo Bank, N.A., as master servicer (in such capacity, the "Master Servicer"“Issuer”) and as securities administrator (in such capacity, the "Securities Administrator"), and HSBC U.S. Bank USA, National Association, a national banking association organized under the laws of the United States, and any successor thereto, as trustee Indenture Trustee (the "“Indenture Trustee"”).