Changing the Terms and Conditions. 13.1. You are deemed to have read, understood and agreed to be bound by the present Agreement. At any time, we may change, add, amend, supersede or supplement any or all of the provisions of this Agreement. Such amendments will be available on the App and will be effective from the date of implementation of such change. Such changes are deemed to be binding on you whether or not you have received specific notice in person of such amendments. 13.2. We may amend the Agreement from time to time, in order to comply with applicable laws and regulations or as needed for our business. 13.3. We will notify you of changes at least two (2) months before the change is implemented on the App, with exception that changes that need to be implemented immediately by law.
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Sources: Card Terms and Conditions, Card Terms and Conditions, General Terms and Conditions