Common use of Check Imaging Clause in Contracts

Check Imaging. If you have a Consumer Banking account, the Bank will convert all checks and other paper items paid from the account to an image format. An image of the item, or for some account and/or statement types, only a description of the item, will be provided on your statement. If your checks are converted to an ACH by a third party, the Bank will not receive images of the checks and only a description of the ACHs will appear on your statement. We will retain images of your paid checks for as long as legally required. You agree that the Bank will not be liable for destruction of the original item. You can obtain a copy of a check through Online Banking or by requesting it and providing your account number, the check number, and the amount. If you contact us to request a copy of a check, there may be a fee. For more information, please reference your Schedule of Service Fees and Charges. Your obligation to review your statement and report any errors as described in the next paragraph is not affected by the fact that we provide an image or description of the check or other item on the statement rather than returning the original to you.