Common use of Check Writing Clause in Contracts

Check Writing. The Account and all sub-Account do not offer check writing features. You may not write checks on your Account or any Sub-Account, or order checks for your Account or any Sub-Account from us or any other source. Any transactions to your Account or any Sub-Account that involve a check drawn on your Account or any Sub-Account, including written checks, check by phone, or third-party authorizations that come through as a check, will not be honored. When providing Account or any Sub-Account and routing numbers to merchants, Internet service or other utility service providers (collectively, “Merchants”) to make a payment, (whether in person, electronically or over-the-phone) you need to ensure that the Merchant is using the ACH system to process the transaction as an electronic debit, because ACH is an accepted form of payment for your Account or any Sub-Account. If the Merchant processes a payment as a check, the check will be rejected and not paid. You may be charged a fee by the Merchant if this happens. You may not use your Card number or your Account number or any Sub-Account and our routing number in connection with the creation and/or negotiation of any financial instruments, such as checks which we have not authorized.