CLIENTS RISK Clause Samples

CLIENTS RISK. Investment Products deposited with or held by the Company and/or its nominee(s) pursuant to the Agreement shall be at the Client's sole risk and the Company shall be under no obligation to insure any of them against any kind of risk, which obligation shall be the Client's sole responsibility.

CLIENTS RISK. 5.1. I understand and acknowledge that access to opinions, information and recommendations about how to invest and what to buy provided by the Online Service shall not be construed as amounting to offers, invitations or solicitation to buy or sell the securities concerned, and that AIBB does not warrant the accuracy stated in any manner of the opinions, information and recommendations. Further, AIBB does not recommend any investment nor does it offer any advice regarding the nature, potential value or suitability of any particular security, transaction or investment strategy. Thus no reliance by me on such opinions, information and/or recommendations shall give rise to any claim whatsoever. 5.2. I acknowledge and agree that all orders made by me through the Online Service and executed by AIBB pursuant thereto are at my sole and absolute risk. 5.3. I acknowledge and agree that BMSB and any other regulatory authority or body shall have the right to examine, inspect, scrutinise my terminals for audit and other supervisory purpose as and when they deem fit. I agree that AIBB shall not be or he held to be liable for any liability and/or losses that may occur as a result of the actions and omissions of AIBB and/or any regulatory authority. 5.4. I acknowledge and agree that my subscription to and use of the Online Service is at my sole and absolute risk and AIBB and the Service Provider do not make any warranty in respect of the Online Service. 5.5. Due to the nature of transactions over the Internet and telecommunications networks, I understand and acknowledge that whilst AIBB and/or Service Provider have taken reasonable steps to ensure the security and integrity of the Online Service, risks remain and I accept the responsibility of :- a) unauthorised copying, recording or reading of or interference with any or all transactions or information by third parties; b) delay in or inability to access or use the Online Service due to any hardware, software, system or connection failure error, omission, interruption, delay in transmission, computer virus or any reason whatsoever (whether or not the fault of AIBB); and/or c) loss of data or information that may occur due to any cause whatsoever, including any failure of AIBB’s electrical, electronic, computer, microprocessor, recording or communication system. Accordingly, I release AIBB and the Service Provider in respect of any claim which I may have as a result of my assuming such risks (even if AIBB has been advised...

CLIENTS RISK. MPT shall not be liable or responsible in any way for damages to Client or Client’s officers, agents, employees or invitees, or loss or injury of any kind to person or property, whether caused by casualty or by any act or omission, negligent or otherwise, by MPT, its officers, agents, employees, licensees or invitees or by the condition of the Facilities or Equipment, or by any failure to function properly or by any other contingency or occurrence arising out of or relating to this Agreement. Client shall reimburse MPT for any damage to or destruction of any services furnished by MPT to the extent that such damage or destruction is caused by Client, its employees, officers, agents, licensees and/or invitees.

CLIENTS RISK. We use a risk profiling process to determine the appropriate level of investment risk for each individual client and will ask you to complete a risk profiling questionnaire to help with this. Our core investment portfolios are risk-budgeted to match each client’s personal risk profile. Our investment process is based on the principles of asset allocation and diversification. All investments carry a degree of financial risk, which will tend to increase in proportion to the potential return. As investments can fall as well as rise, you may not get back the full amount invested. Before entering into any investment agreement, you must ensure you understand and are happy to accept the associated level of investment risk. Detailed information about the specific risks associated with a product will be contained in the product information documents provided. O ur services are offered on a three- stage basis, with each stage having a separate method of charging.The three stages are: • Initial financial planning and/or investment report • Implementation of the agreed plan • Ongoing review Details of the charging basis of each of these services is shown in the Initial Advice Costs and Core Ongoing Services Proposition sections overleaf. Financial planning reports, whether for initial or additional advice, are charged at a specific fee, which will be pre-agreed with you prior to the commencement of any work. Investment reports will either be charged for as a part of the initial financial planning report or charged separately where there is no financial planning report fee (for example, where a review of an existing investment portfolio is the only service required). The annual investment and suitability review service will be paid for via our annual management fee. If work over and above the standard review is required, the costs will be agreed with you prior to the work being undertaken and then will be charged separately. Implementation of a recommendation, or execution of a client request, will be paid for as a separate fee, except where it is solely for the purpose of rebalancing a model portfolio as recommended by the firm, in which case the work is covered by the annual management fee. Subject to the accuracy and adequacy of the information you provide to us, our advice will be suitable at the time it is given.We recommend that we review your financial and investment position regularly to ensure it remains appropriate, since circumstance do change. Where our ser...

CLIENTS RISK. 3.1 In appointing the Trading Agent, the Client warrants and undertakes to ACY that: 3.1.1 The appointment of the Trading Agent is solely at the Client’s own risk; 3.1.2 The Client has made its own investigations into the Trading Agent and in making the appointment is exercising its own judgement and not relying upon any representation or recommendation made or implied by ACY; 3.1.3 The Client will closely monitor the Trading Account to ensure that it remains satisfied with the actions of the Trading Agent; 3.1.4 ACY is in no way responsible for the actions or inaction of the Trading Agent; 3.1.5 The Client has read and understood ACY’s Risk Disclosure Document and agrees to be bound by its terms. 3.2 The Client acknowledges and understands that: 3.2.1 The Client is responsible for understanding the objectives and risk propensity of the Trading Agent; 3.2.2 The buying and selling of foreign currencies involves a high degree of risk and the actions of the Trading Agent may result in losses that equal or exceed the amount in the Client’s Trading Account; 3.2.3 The Trading Agent cannot guarantee profits, avoid the risk of loss or guarantee to limit the extent of potential loss; 3.2.4 ACY may provide the Trading Agent with commission for trades that are made using the Trading Account on a per trade basis. This may result in a financial incentive for the Trading Agent to trade at the Client’s risk.

CLIENTS RISK. You are advised that because investments can fall as well as rise, you may not get back the full amount invested. Past performance is not a guide to future performance. Full details of the risk factors associated with the product we have arranged for you are contained in the product literature which you will be supplied with as part of our service to you under this client agreement. Our income could come either from payments, commonly called ‘commission’, from companies we arrange business with, or, in some cases, we may be paid a fee by another party. The amount of commission we will receive is explained within the information pack in which this client agreement is included. We can accept fees in place of commission for arranging business for you. Please contact us if you want to discuss this. There may be other costs, including taxes, that are payable through other parties (such as the product provider) that we may not be party to. Such charges are normally disclosed in relevant third party documentation, for example a Key Features Document.

CLIENTS RISK. You are advised that because investments can fall as well as rise, you may not get back the full amount invested. Past performance is not a guide to future performance. Independent advice – we will advise and make a personal recommendation for you after we have assessed your needs. Our recommendation will be based on a sufficient range of retail investment products, financial instruments and structured deposits. A ‘sufficient range’ means that the products and services that we will advise on and recommend will be sufficiently diverse with regards to their type and issuers or product providers to ensure that our clients investment objectives can be suitably met. You will pay for our services on the basis of adviser charge / a fee / or a combination. We will discuss your payment options with you and answer any questions you have. We will not charge you until we have agreed with you how we are to be paid. We will discuss with you the basis of our charges, based on the types(s) of work we are asked to undertake for you. We will agree the basis, frequency and method of any charges with you in writing before we carry out any work that you will be charged for. We will discuss with you when you will have to pay our fees, both initial and ongoing. All fee amounts quoted below are exclusive of VAT, expenses and disbursements; these will be added to the invoice if applicable. We will inform you if you have to pay VAT.