Common use of Collapse Clause in Contracts

Collapse. We will pay for accidental direct physical loss to covered property involving the abrupt, entire collapse of a building structure or any part of a building structure. a. Collapse means the abrupt and entire falling down, caving in, or falling into pieces of a build- ing structure or any part of a building struc- ture. Collapse does not include any of the following: (1) settling, cracking, crumbling, deterioration, shrinking, bulging, expansion, sagging, bowing, leaning, or bending; (2) substantial structural impairment; (3) imminent or threatened collapse; (4) a building structure or any part of a build- ing structure that is in danger of falling down or caving in; or (5) a part of a building structure that is stand- ing even if: (a) it has separated from another part of the building structure; or (b) it shows evidence of settling, cracking, crumbling, deterioration, shrinking, bulging, expansion, sagging, bowing, leaning, or bending. b. The collapse must be directly and immediately caused by one or more of the following: (1) perils described in SECTION I – LOSSES INSURED, COVERAGE B – PERSONAL PROPERTY. These perils apply to build- ing structures covered under Coverage A or Coverage B for loss insured by this Ad- ditional Coverage; (2) decay or deterioration of, or damage from animals, birds, or insects to: (a) a connector; or (b) a structural member of a building structure; The decay, deterioration, or damage must be hidden from view and unknown to all in- sureds prior to the collapse; (3) weight of contents, equipment, animals, or people; (4) weight of ice, snow, sleet, or rain that col- lects on a roof, porch, or deck; or (5) use of defective material or methods in the construction (includes remodeling or reno- vation) of the building structure, if the col- lapse occurs during the course of the construction of the building structure. Loss to awnings, fences, patios, pavement, swimming pools, underground pipes, flues, drains, cesspools, septic tanks, foundations (in- cluding slabs, basement walls, and crawl space walls), retaining walls, bulkheads, piers, wharfs, docks, trellises, or antennas and their support- ing structures is not included under items (2), (3), and (4) immediately above unless the loss is the direct and immediate result of the collapse of a building structure or any part of a building structure. This coverage does not increase the limit applying to the damaged property.

Collapse. We will pay for accidental direct physical loss to covered property involving the abrupt, entire collapse of a building structure or any part of a building structure. a. Collapse means the abrupt and entire falling down, caving in, or falling into pieces of a build- ing structure or any part of a building struc- ture. Collapse does not include any of the followingfol- lowing: (1) settling, cracking, crumbling, deterioration, shrinking, bulging, expansion, sagging, bowing, leaning, or bending; (2) substantial structural impairment; (3) imminent or threatened collapse; (4) a building structure or any part of a build- ing structure that is in danger of falling down or caving in; or (5) a part of a building structure that is stand- ing even if: (a) it has separated from another part of the building structure; or (b) it shows evidence of settling, cracking, crumbling, deterioration, shrinking, bulging, expansion, sagging, bowing, leaning, or bending. b. The collapse must be directly and immediately caused by one or more of the following: (1) perils described in SECTION I – LOSSES INSURED, COVERAGE B – PERSONAL PROPERTY. These perils apply to build- ing structures covered under Coverage A or Coverage B for loss insured by this Ad- ditional Coverage; (2) decay or deterioration of, or damage from animals, birds, or insects to: (a) a connector; or (b) a structural member of a building structure; The decay, deterioration, or damage must be hidden from view and unknown to all in- sureds prior to the collapse; (3) weight of contents, equipment, animals, or people; (4) weight of ice, snow, sleet, or rain that col- lects on a roof, porch, or deck; or (5) use of defective material or methods in the construction (includes remodeling or reno- vation) of the building structure, if the col- lapse occurs during the course of the construction of the building structure. Loss to awnings, fences, patios, pavement, swimming pools, underground pipes, flues, drains, cesspools, septic tanks, foundations (in- cluding slabs, basement walls, and crawl space walls), retaining walls, bulkheads, piers, wharfs, docks, trellises, or antennas and their support- ing structures is not included under items (2), (3), and (4) immediately above unless the loss is the direct and immediate result of the collapse of a building structure or any part of a building structure. This coverage does not increase the limit applying to the damaged property.

Collapse. We will pay for accidental direct physical loss to covered property involving the abrupt, entire collapse of a building structure or any part of a building structure. a. Collapse means the abrupt and entire falling down, caving in, or falling into pieces of a build- ing structure or any part of a building struc- ture. Collapse does not include any of the following: (1) settling, cracking, crumbling, deterioration, shrinking, bulging, expansion, sagging, bowing, leaning, or bending; (2) substantial structural impairment; (3) imminent or threatened collapse; (4) a building structure or any part of a build- ing structure that is in danger of falling down or caving in; or (5) a part of a building structure that is stand- ing even if: (a) it has separated from another part of the building structure; or (b) it shows evidence of settling, cracking, crumbling, deterioration, shrinking, bulging, expansion, sagging, bowing, leaning, or bending. b. The collapse must be directly and immediately caused by one or more of the following: (1) perils described in SECTION I – LOSSES INSURED, COVERAGE B – PERSONAL PROPERTY. These perils apply to build- ing structures covered under Coverage A or Coverage B for loss insured by this Ad- ditional CoverageAdditional Cover- age; (2) decay or deterioration of, or damage from animals, birds, or insects to: (a) a connector; or (b) a structural member of a building structure; The decay, deterioration, or damage must be hidden from view and unknown to all in- sureds prior to the collapse; (3) weight of contents, equipment, animals, or people; (4) weight of ice, snow, sleet, or rain that col- lects on a roof, porch, or deck; or (5) use of defective material or methods in the construction (includes remodeling or reno- vation) of the building structure, if the col- lapse occurs during the course of the construction of the building structure. Loss to awnings, fences, patios, pavement, swimming pools, underground pipes, flues, drains, cesspools, septic tanks, foundations (in- cluding slabs, basement walls, and crawl space walls), retaining walls, bulkheads, piers, wharfs, docks, trellises, or antennas and their support- ing structures is not included under items (2), (3), and (4) immediately above unless the loss is the direct and immediate result of the collapse of a building structure or any part of a building structure. This coverage does not increase the limit applying to the damaged property.

Collapse. We will pay for accidental direct physical loss to covered property involving the abrupt, entire collapse of a building structure or any part of a building structure. a. Collapse means the abrupt and entire falling down, caving in, or falling into pieces of a build- ing structure building struc- ture or any part of a building struc- turestructure. Collapse does not include any of the following: (1) settling, cracking, crumbling, deterioration, shrinking, bulging, expansion, sagging, bowing, leaning, or bending; (2) substantial structural impairment; (3) imminent or threatened collapse; (4) a building structure or any part of a build- ing structure that is in danger of falling down or caving in; or (5) a part of a building structure that is stand- ing even if: (a) it has separated from another part of the building structure; or (b) it shows evidence of settling, cracking, crumbling, deterioration, shrinking, bulging, expansion, sagging, bowing, leaning, or bending. b. The collapse must be directly and immediately caused by one or more of the following: (1) perils described in SECTION I – LOSSES INSURED, COVERAGE B – PERSONAL PROPERTY. These perils apply to build- ing structures covered under Coverage A or Coverage B for loss insured by this Ad- ditional Coverage; (2) decay or deterioration of, or damage from animals, birds, or insects to: (a) a connector; or (b) a structural member of a building structure; The decay, deterioration, or damage must be hidden from view and unknown to all in- sureds prior to the collapse; (3) weight of contents, equipment, animals, or people; (4) weight of ice, snow, sleet, or rain that col- lects on a roof, porch, or deck; or (5) use of defective material or methods in the construction (includes remodeling or reno- vation) of the building structure, if the col- lapse occurs during the course of the construction of the building structure. Loss to awnings, fences, patios, pavement, swimming pools, underground pipes, flues, drains, cesspools, septic tanks, foundations (in- cluding slabs, basement walls, and crawl space walls), retaining walls, bulkheads, piers, wharfs, docks, trellises, or antennas and their support- ing structures is not included under items (2), (3), and (4) immediately above unless the loss is the direct and immediate result of the collapse of a building structure or any part of a building structure. This coverage does not increase the limit applying to the damaged property.

Collapse. We will pay for accidental direct physical loss to covered property involving the abrupt, entire collapse of a building structure or any part of a building structure. a. Collapse means the abrupt and entire falling down, caving in, or falling into pieces of a build- ing structure or any part of a building struc- ture. Collapse does not include any of the following:following:‌‌ (1) settling, cracking, crumbling, deterioration, shrinking, bulging, expansion, sagging, bowing, leaning, or bending;bending;‌ (2) substantial structural impairment;impairment;‌ (3) imminent or threatened collapse;collapse;‌ (4) a building structure or any part of a build- ing structure that is in danger of falling down or caving in; oror‌‌ (5) a part of a building structure that is stand- ing even if:if:‌‌ (a) it has separated from another part of the building structure; or (b) it shows evidence of settling, cracking, crumbling, deterioration, shrinking, bulging, expansion, sagging, bowing, leaning, or bending. b. The collapse must be directly and immediately caused by one or more of the following: (1) perils described in SECTION I – LOSSES INSURED, COVERAGE B – PERSONAL PROPERTY. These perils apply to build- ing structures covered under Coverage A or Coverage B for loss insured by this Ad- ditional Coverage;Additional Coverage;‌‌ (2) decay or deterioration of, or damage from animals, birds, or insects to:to:‌ (a) a connector; oror‌ (b) a structural member of a building structure; structure;‌ The decay, deterioration, or damage must be hidden from view and unknown to all in- sureds prior to the collapse;collapse;‌ (3) weight of contents, equipment, animals, or people;people;‌ (4) weight of ice, snow, sleet, or rain that col- lects on a roof, porch, or deck; oror‌‌ (5) use of defective material or methods in the construction (includes remodeling or reno- vation) of the building structure, if the col- lapse occurs during the course of the construction of the building structure. structure.‌‌‌ Loss to awnings, fences, patios, pavement, swimming swim- ming pools, underground pipes, flues, drains, cesspoolscess- pools, septic tanks, foundations (in- cluding including slabs, basement walls, and crawl space walls), retaining walls, bulkheads, piers, wharfs, docks, trellises, or antennas and their support- ing supporting structures is not included in- cluded under items (2), (3), and (4) immediately above unless the loss is the direct and immediate result of the collapse of a building structure or any part of a building structure. structure.‌‌‌ This coverage does not increase the limit applying to the damaged property.

Collapse. We will pay for accidental direct physical loss to covered property involving the abrupt, entire collapse of a building structure or any part of a building structure. a. Collapse means the abrupt and entire falling down, caving in, or falling into pieces of a build- ing structure or any part of a building struc- ture. Collapse does not include any of the following: (1) settling, cracking, crumbling, deterioration, shrinking, bulging, expansion, sagging, bowing, leaning, or bending; (2) substantial structural impairment; (3) imminent or threatened collapse; (4) a building structure or any part of a build- ing structure that is in danger of falling down or caving in; or (5) a part of a building structure that is stand- ing even if: (a) it has separated from another part of the building structure; or (b) it shows evidence of settling, cracking, crumbling, deterioration, shrinking, bulging, expansion, sagging, bowing, leaning, or bending. b. The collapse must be directly and immediately caused by one or more of the following: (1) perils described in SECTION I – LOSSES INSURED, COVERAGE B – PERSONAL PROPERTY. These perils apply to build- ing structures covered under Coverage A or Coverage B for loss insured by this Ad- ditional Additional Coverage; (2) decay or deterioration of, or damage from animals, birds, or insects to: (a) a connector; or (b) a structural member of a building structure; The decay, deterioration, or damage must be hidden from view and unknown to all in- sureds prior to the collapse; (3) weight of contents, equipment, animals, or people; (4) weight of ice, snow, sleet, or rain that col- lects on a roof, porch, or deck; or (5) use of defective material or methods in the construction (includes remodeling or reno- vation) of the building structure, if the col- lapse occurs during the course of the construction of the building structure. Loss to awnings, fences, patios, pavement, swimming swim- ming pools, underground pipes, flues, drains, cesspoolscess- pools, septic tanks, foundations (in- cluding including slabs, basement walls, and crawl space walls), retaining walls, bulkheads, piers, wharfs, docks, trellises, or antennas and their support- ing supporting structures is not included in- cluded under items (2), (3), and (4) immediately above unless the loss is the direct and immediate result of the collapse of a building structure or any part of a building structure. This coverage does not increase the limit applying to the damaged property.