Common use of Collection Practices; Escrow Deposits; Interest Rate Adjustments Clause in Contracts

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by Seller with respect to each Note and Mortgage are in compliance in all material respects with Accepted Servicing Practices and applicable law. The Loan has been serviced by Seller and any predecessor servicer in accordance with the terms of the Note. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each escrow of funds that has been established is not prohibited by applicable law. No escrow deposits or Escrow Payments or other charges or payments due Seller have been capitalized under the Mortgage or the Note. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by the originator, each servicer of the Mortgage Loan and Seller with respect to each Note and the Mortgage are Loan have been in all respects in compliance in all material respects with Accepted Servicing Practices Practices, applicable laws and applicable law. The Loan has regulations, and have been serviced by Seller in all respects legal and any predecessor servicer in accordance with the terms of the Noteproper. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each An escrow of funds that has been established is not prohibited by applicable lawlaw and has been established in an amount sufficient to pay for every item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due Seller have been capitalized under the Mortgage or the Mortgage Note. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by the originator, each servicer of the Loan and Seller with respect to each Note and Mortgage are in compliance the Loan have been in all material respects in compliance with Accepted Servicing Practices Practices, applicable laws and applicable law. The Loan has regulations, and have been serviced by Seller in all respects legal and any predecessor servicer in accordance with the terms of the Noteproper. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each An escrow of funds that has been established is not prohibited by applicable lawlaw and has been established in an amount sufficient to pay for every item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due Seller have been capitalized under the Mortgage or the Note. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by the Seller with respect to each Mortgage Note and Mortgage are in compliance have been in all material respects with Accepted Servicing Practices legal, proper, prudent and applicable lawcustomary in the mortgage origination and servicing industry. The Mortgage Loan has been serviced by the Seller and and, to the best of the Seller's knowledge, any predecessor servicer in accordance with the terms of the Mortgage Note. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, the Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each escrow of funds that has been established is not prohibited by applicable law. No escrow deposits or Escrow Payments or other charges or payments due the Seller have been capitalized under the any Mortgage or the Noterelated Mortgage Note and no such escrow deposits or Escrow Payments are being held by the Seller for any work on a Mortgaged Property which has not been completed. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal state and local law has been properly paid and credited.;

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by the Seller with respect to each Mortgage Note and Mortgage are in compliance have been in all material respects with Accepted Servicing Practices legal, proper, prudent and applicable lawcustomary in the mortgage origination and servicing industry. The Mortgage Loan has been serviced by the Seller and any predecessor servicer in accordance with the terms of the Mortgage Note. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, the Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each escrow of funds that has been established is not prohibited by applicable law. No escrow deposits or Escrow Payments or other charges or payments due the Seller have been capitalized under the any Mortgage or the Noterelated Mortgage Note and no such escrow deposits or Escrow Payments are being held by the Seller for any work on a Mortgaged Property which has not been completed. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal state and local law has been properly paid and credited.;

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by Seller the originator, each servicer of the Mortgage Loan and the Borrower with respect to each Note and the Mortgage are Loan have been in all respects in compliance in all material respects with Accepted Servicing Practices Practices, applicable laws and applicable law. The Loan has regulations, and have been serviced by Seller in all respects legal and any predecessor servicer in accordance with the terms of the Noteproper. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, Seller the Borrower and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each An escrow of funds that has been established is not prohibited by applicable lawlaw and has been established in an amount sufficient to pay for every item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due Seller the Borrower have been capitalized under the Mortgage or the Mortgage Note. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by the originator, each servicer of the Mortgage Loan and Seller with respect to each Note and the Mortgage are in compliance Loan have been in all material respects in compliance with Accepted Servicing Practices Practices, applicable laws and applicable law. The Loan has regulations, and have been serviced by Seller in all respects legal and any predecessor servicer in accordance with the terms of the Noteproper. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each An escrow of funds that has been established is not prohibited by applicable lawlaw and has been established in an amount sufficient to pay for every item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due Seller have been capitalized under the Mortgage or the Mortgage Note. All Mortgage Interest Rate mortgage interest rate adjustments have been made in strict compliance with state and federal law and the terms of the related Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by the originator, each servicer of the Mortgage Loan and Seller with respect to each Note and the Mortgage are Loan have been in all respects in compliance in all material respects with Accepted Servicing Practices Practices, applicable laws and applicable law. The Loan has regulations, and have been serviced by Seller in all respects legal and any predecessor servicer in accordance with the terms of the Noteproper. With respect to escrow deposits and Escrow Payments, if any, (other than with respect to each Second Lien Mortgage Loan and for which the mortgagee under the first lien is collecting Escrow Payments) all such payments are in the possession of, or under the control of, Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each An escrow of funds that has been established is not prohibited by applicable lawlaw and has been established in an amount sufficient to pay for every item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due Seller have been capitalized under the Mortgage or the Mortgage Note. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by Seller each Servicer following the acquisition by a Trust Subsidiary of the Mortgage Loan with respect to each Note and such Mortgage are Loan have been in all respects in compliance in all material respects with Accepted Servicing Practices Practices, applicable laws and applicable law. The Loan has regulations, and have been serviced by Seller in all respects legal and any predecessor servicer in accordance with the terms of the Noteproper. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, Seller the applicable Trust Subsidiary and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments collected by each Servicer following the acquisition by a Trust Subsidiary of the Mortgage Loan have been collected in full compliance with state and federal law. Each An escrow of funds that has been established is not prohibited by applicable law. No escrow deposits or Escrow Payments or other charges or payments law and has been established in an amount sufficient to pay for every item that remains unpaid and has been assessed but is not yet due Seller have been capitalized under the Mortgage or the Noteand payable. All Mortgage Interest Rate adjustments made by each Servicer following the acquisition by a Trust Subsidiary of the Mortgage Loan have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by Seller the originator, each servicer of the Mortgage Loan and the Borrowers with respect to each Note and the Mortgage are Loan have been in all respects in compliance in all material respects with Accepted Servicing Practices Practices, applicable laws and applicable law. The Loan has regulations, and have been serviced by Seller in all respects legal and any predecessor servicer in accordance with the terms of the Noteproper. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, Seller the Borrowers and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each An escrow of funds that has been established is not prohibited by applicable lawlaw and has been established in an amount sufficient to pay for every item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due Seller the Borrowers have been capitalized under the Mortgage or the Mortgage Note. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by Seller the originator, each servicer of the Mortgage Loan and the Sellers with respect to each Note and the Mortgage are in compliance Loan have been operated in all material respects with Accepted Servicing Practices and applicable law. The Loan has been serviced by Seller and any predecessor servicer in accordance with the terms of the Noteindustry custom and practice, applicable laws and regulations and have been legally and properly operated. With respect to escrow deposits and Escrow Payments, if anyescrow payments (other than with respect to each Second Lien Mortgage and for which the mortgagee under the first lien is collecting escrow payments), all such payments are in the possession of, or under the control of, Seller one or both of the Sellers and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments escrow payments have been collected in full compliance with state and federal law. Each If an escrow of funds that has been established established, it is not prohibited by applicable lawlaw and has been established in an amount sufficient to pay for every item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments escrow payments or other charges or payments due Seller Sellers have been capitalized under the Mortgage or the Mortgage Note. All Mortgage Interest Rate mortgage interest rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal state and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by the originator, each servicer of the Mortgage Loan and the Seller with respect to each Note and the Mortgage are Loan have been in all respects in compliance in all material respects with Accepted Servicing Practices Practices, applicable laws and applicable law. The Loan has regulations, and have been serviced by Seller in all respects legal and any predecessor servicer in accordance with the terms of the Noteproper. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, the Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each An escrow of funds that has been established is not prohibited by applicable lawlaw and, where required under the applicable Underwriting Guidelines, has been established in an amount sufficient to pay for every item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due the Seller have been capitalized under the Mortgage or the Mortgage Note. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by Seller the originator, each servicer of the Mortgage Loan and the relevant Borrower with respect to each Note and the Mortgage are Loan have been in all respects in compliance in all material respects with Accepted Servicing Practices Practices, applicable laws and applicable law. The Loan has regulations, and have been serviced by Seller in all respects legal and any predecessor servicer in accordance with the terms of the Noteproper. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, Seller the Borrowers and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full material compliance with state and federal law. Each An escrow of funds that has been established is not prohibited by applicable lawlaw and has been established in an amount sufficient to pay for every item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due Seller the Borrowers have been capitalized under the Mortgage or the Mortgage Note. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by the originator, each servicer of the Mortgage Loan and Seller with respect to each Note and the Mortgage are in compliance Loan have been in all material respects in compliance with Accepted Servicing Practices Practices, applicable laws and applicable law. The Loan has regulations, and have been serviced by Seller in all respects legal and any predecessor servicer in accordance with the terms of the Noteproper. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each An escrow of funds that has been established is not prohibited by applicable lawlaw and has been established in an amount sufficient to pay for every item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due Seller have been capitalized under the Mortgage or the Note. All Mortgage Interest Rate mortgage interest rate adjustments have been made in strict compliance with state and federal law and the terms of the related Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by the originator, each servicer of the Mortgage Loan and the applicable Seller with respect to each Note and the Mortgage are Loan have been in all respects in compliance in all material respects with Accepted Servicing Practices Practices, applicable laws and applicable law. The Loan has regulations, and have been serviced by Seller in all respects legal and any predecessor servicer in accordance with the terms of the Noteproper. With respect to escrow deposits and Escrow Payments, if any, (other than with respect to each Second Lien Mortgage Loan and for which the mortgagee under the first lien is collecting Escrow Payments) all such payments are in the possession of, or under the control of, the applicable Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each An escrow of funds that has been established is not prohibited by applicable lawlaw and has been established in an amount sufficient to pay for every item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due either Seller have been capitalized under the Mortgage or the Mortgage Note. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by the originator, each servicer of the Mortgage Loan and the applicable Seller with respect to each Note and the Mortgage are Loan have been in all respects in compliance in all material respects with Accepted Servicing Practices Practices, applicable laws and applicable law. The Loan has regulations, and have been serviced by Seller in all respects legal and any predecessor servicer in accordance with the terms of the Noteproper. With respect to escrow deposits and Escrow Payments, if any, (other than with respect to each Second Lien Mortgage Loan and for which the mortgagee under the first lien is collecting Escrow Payments) all such payments are in the possession of, or under the control of, the applicable Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each If an escrow of funds that has been established established, it is not prohibited by applicable lawlaw and has been established in an amount sufficient to pay for every item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due the applicable Seller have been capitalized under the Mortgage or the Mortgage Note. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by the originator and each servicer of the Loan and the Seller with respect to each Note and Mortgage are in compliance the Loan have been in all material respects in compliance with Accepted Servicing Practices Practices, applicable laws and applicable law. The Loan has regulations, and have been serviced by Seller in all respects legal and any predecessor servicer in accordance with the terms of the Noteproper. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each An escrow of funds that has been established is not prohibited by applicable lawlaw and has been established in an amount sufficient to pay for every item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due Seller have been capitalized under the Mortgage or the Note. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by Seller with respect to each Mortgage Note and Mortgage are in compliance have been in all material respects with Accepted Servicing Practices legal, proper, prudent and applicable lawcustomary in the mortgage origination and servicing industry. The Mortgage Loan has been serviced by Seller and any predecessor servicer in accordance with the terms of the Mortgage Note. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each escrow of funds that has been established is not prohibited by applicable law. No escrow deposits or Escrow Payments or other charges or payments due Seller have been capitalized under the any Mortgage or the Noterelated Mortgage Note and no such escrow deposits or Escrow Payments are being held by Seller for any work on a Mortgaged Property which has not been completed. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal state and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by Seller with respect to each Note the Eligible Loan have been in accordance with Accepted Servicing Practices, and Mortgage are have been in compliance in all material respects with Accepted Servicing Practices applicable laws and applicable law. The Loan has been serviced by Seller and any predecessor servicer in accordance with the terms of the Noteregulations. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under of the control of, Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been mademade or for which repayment is not provided for in the Mortgage. All Escrow Payments have been collected in full compliance with applicable state and federal law. Each An escrow of funds that has been established is not prohibited by applicable lawlaw and has been established in an amount sufficient to pay for each applicable item which remains unpaid and which has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due the Seller have been capitalized under the Mortgage or the Mortgage Note. All Mortgage Interest Rate interest rate adjustments in respect of Eligible Loans have been made in strict compliance with state and federal law and the terms of the related Mortgage and Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by Seller Parties and the related Servicer with respect to each Mortgage Note and Mortgage are in compliance in all material respects with the Accepted Servicing Practices and applicable law. The Loan Underlying Asset has been serviced by Seller such Servicer and any predecessor servicer in accordance with the terms of the Mortgage Note. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, Seller such Servicer and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each escrow of funds that has been established is not prohibited by applicable law. No escrow deposits or Escrow Payments or other charges or payments due to any Seller Party or such Servicer have been capitalized under the any Mortgage or the related Mortgage Note. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal state and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by the originator, each Servicer of the Mortgage Loan and Seller with respect to each Note and the Mortgage are Loan have been in all respects in compliance in all material respects with Accepted Servicing Practices Practices, applicable laws and applicable law. The Loan has regulations, and have been serviced by Seller in all respects legal and any predecessor servicer in accordance with the terms of the Noteproper. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each An escrow of funds that has been established is not prohibited by applicable lawlaw and has been established in an amount sufficient to pay for every item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due Seller have been capitalized under the Mortgage or the Mortgage Note. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by Seller Sellers with respect to each Mortgage Note and Mortgage are in compliance have been in all material respects with Accepted Servicing Practices legal, proper, prudent and applicable lawcustomary in the mortgage origination and servicing industry. The Mortgage Loan has been serviced by Seller Sellers and any predecessor servicer in accordance with the terms of the Mortgage Note. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, Seller Sellers and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each escrow of funds that has been established is not prohibited by applicable law. No escrow deposits or Escrow Payments or other charges or payments due Seller Sellers have been capitalized under the any Mortgage or the Noterelated Mortgage Note and no such escrow deposits or Escrow Payments are being held by Sellers for any work on a Mortgaged Property which has not been completed. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal state and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by the Seller with respect to each Mortgage Note and Mortgage are in compliance have been in all material respects with Accepted Servicing Practices and applicable lawlegal. The Mortgage Loan has been serviced by the Seller and any predecessor servicer in accordance with the terms of the Mortgage Note. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, the Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each escrow of funds that has been established is not prohibited by applicable law. No escrow deposits or Escrow Payments or other charges or payments due the Seller have been capitalized under the any Mortgage or the Noterelated Mortgage Note and no such escrow deposits or Escrow Payments are being held by the Seller for any work on a Mortgaged Property which has not been completed. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal state and local law has been properly paid and credited.;

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by Seller the originator, each servicer of the Loan and any Loan Originator with respect to each Note and Mortgage are the Loan have been in all respects in compliance with applicable laws and regulations and in all material respects in compliance with Accepted Servicing Practices Practices, and applicable law. The Loan has have been serviced by Seller and any predecessor servicer in accordance with the terms of the Noteall respects legal. With respect to escrow deposits and Escrow Payments, if anyPayments (other than with respect to each Loan which is indicated by the Loan Originators to be a Second Lien Loan and for which the mortgagee under the First Lien Loan is collecting Escrow Payments (as reflected on the Loan Schedule), all such payments are in the possession of, or under the control of, Seller the Loan Originators and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each An escrow of funds that has been established is not prohibited by applicable lawlaw and has been established in an amount sufficient to pay for every item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due Seller the Loan Originators have been capitalized under the Mortgage or the Promissory Note. All Mortgage Loan Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Promissory Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by Seller with respect to each Note the Eligible Loan have been in accordance with Accepted Servicing Practices, and Mortgage are have been in compliance in all material respects with Accepted Servicing Practices applicable laws and applicable law. The Loan has been serviced by Seller and any predecessor servicer in accordance with the terms of the Noteregulations. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession ofof the Seller or the Servicer (on behalf of the Additional Seller), or under the control ofas applicable, Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been mademade or for which repayment is not provided for in the Mortgage. All Escrow Payments have been collected in full compliance with applicable state and federal law. Each An escrow of funds that has been established is not prohibited by applicable lawlaw and has been established in an amount sufficient to pay for each applicable item which remains unpaid and which has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due the Seller or the Servicer (on behalf of the Additional Seller), as applicable, have been capitalized under the Mortgage or the Mortgage Note. All Mortgage Interest Rate interest rate adjustments in respect of Eligible Loans have been made in strict compliance with state and federal law and the terms of the related Mortgage and Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by Seller with respect to each Note the Eligible Mortgage Loan have been in accordance with Accepted Servicing Practices, and Mortgage are have been in compliance in all material respects with Accepted Servicing Practices applicable laws and applicable law. The Loan has been serviced by Seller and any predecessor servicer in accordance with the terms of the Noteregulations. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, of Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been mademade or for which repayment is not provided for in the Mortgage. All Escrow Payments have been collected in full compliance with applicable state and federal law. Each An escrow of funds that has been established is not prohibited by applicable lawlaw and has been established in an amount sufficient to pay for each applicable item which remains unpaid and which has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due Seller have been capitalized under the Mortgage or the Mortgage Note. All interest rate adjustments in respect of Eligible Mortgage Interest Rate adjustments Loans have been made in strict compliance with state and federal law and the terms of the related Mortgage and Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The To Seller’s knowledge, the origination and collection practices and servicing used by Seller Originator and any subsequent owner with respect to each Mortgage Note and Mortgage are in compliance have been in all material respects with Accepted Servicing Practices legal, proper, prudent and applicable lawcustomary in the mortgage origination and servicing industry. The Mortgage Loan has been serviced by Seller Servicer and any predecessor servicer in accordance with the terms of the Mortgage Note. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each escrow of funds that has been established is not prohibited by applicable law. No escrow deposits or Escrow Payments or other charges or payments due Seller have been capitalized under the any Mortgage or the Noterelated Mortgage Note and no such escrow deposits or Escrow Payments are being held by Seller for any work on a Mortgaged Property which has not been completed. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal state and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by Seller the originator, each servicer of the Mortgage Loan and the Borrowers with respect to each Note and the Mortgage are Loan have been in all respects in compliance in all material respects with Accepted Servicing Practices Practices, applicable laws and applicable law. The Loan has regulations, and have been serviced by Seller in all respects legal and any predecessor servicer in accordance with the terms of the Noteproper. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, Seller the Borrowers and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each An escrow of funds that has been established is not prohibited by applicable lawlaw and has been established in an amount sufficient to pay for every item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due Seller the Borrowers have been capitalized under the Mortgage or the Mortgage Note. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by Seller the originator, each servicer of the Mortgage Loan and each Borrower with respect to each Note and the Mortgage are Loan have been in all respects in compliance in all material respects with Accepted Servicing Practices Practices, applicable laws and applicable law. The Loan has regulations, and have been serviced by Seller in all respects legal and any predecessor servicer in accordance with the terms of the Noteproper. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, Seller each Borrower and there exist exists no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each An escrow of funds that has been established is not prohibited by applicable lawlaw and has been established in an amount sufficient to pay for every item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due Seller to any Borrower have been capitalized under the Mortgage or the Mortgage Note. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by Seller the Sellers with respect to each Mortgage Note and Mortgage are in compliance have been in all material respects with Accepted Servicing Practices legal, proper, prudent and applicable lawcustomary in the mortgage origination and servicing industry. The Mortgage Loan has been serviced by Seller the Sellers and any predecessor servicer in accordance with the terms of the Mortgage Note. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, Seller the Sellers and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each escrow of funds that has been established is not prohibited by applicable law. No escrow deposits or Escrow Payments or other charges or payments due Seller the Sellers have been capitalized under the any Mortgage or the Noterelated Mortgage Note and no such escrow deposits or Escrow Payments are being held by the related Seller for any work on a Mortgaged Property which has not been completed. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal state and local law has been properly paid and credited.;

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by Seller the originator, each servicer of the Mortgage Loan and the Borrower with respect to each Note and the Mortgage are Loan have been in all respects in compliance with Schedule 1-8 Accepted Servicing Practices, applicable laws and regulations, and have been in all material respects with Accepted Servicing Practices legal and applicable law. The Loan has been serviced by Seller and any predecessor servicer in accordance with the terms of the Noteproper. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, Seller the Borrower and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each An escrow of funds that has been established is not prohibited by applicable lawlaw and has been established in an amount sufficient to pay for every item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due Seller the Borrower have been capitalized under the Mortgage or the Mortgage Note. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by Seller Guarantor and the related Servicer with respect to each Mortgage Note and Mortgage are in compliance in all material respects with the Accepted Servicing Practices and applicable law. The Loan Underlying Asset has been serviced by Seller such Servicer and any predecessor servicer in accordance with the terms of the Mortgage Note. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, Seller such Servicer and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each escrow of funds that has been established is not prohibited by applicable law. No escrow deposits or Escrow Payments or other charges or payments due to Guarantor or any Seller Party or such Servicer have been capitalized under the any Mortgage or the related Mortgage Note. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal state and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by the originator, each servicer of the Loan and Seller with respect to each Note and Mortgage are in compliance the Loan have been in all material respects in compliance with Accepted Servicing Practices Practices, applicable laws and applicable law. The Loan has regulations, and have been serviced by Seller in all material respects legal and any predecessor servicer in accordance with the terms of the Noteproper. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each An escrow of funds that has been established is not prohibited by applicable law, has been established in an amount sufficient to pay for every item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due Seller have been capitalized under the Mortgage or the Note. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by the originator, each servicer of the Mortgage Loan and Seller with respect to each Note and the Mortgage are Loan have been in all respects in compliance in all material respects with Accepted Servicing Practices Practices, applicable laws and applicable law. The Loan has regulations, and have been serviced by Seller in all respects legal and any predecessor servicer in accordance with the terms of the Noteproper. With respect to escrow deposits and Escrow Payments, if any, (other than with respect to each Second Lien Mortgage Loan and for which the mortgagee under the first lien is collecting Escrow Payments) all such payments are in the possession of, or under the control of, Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each An escrow of funds that has been established is not prohibited by applicable lawlaw and has been established in an amount sufficient to pay for every item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due Seller have been capitalized under the Mortgage or the Mortgage Note. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by the originator, each servicer of the Mortgage Loan and the relevant Seller with respect to each Note and the Mortgage are Loan have been in all respects in compliance in all material respects with Accepted Servicing Practices Practices, applicable laws and applicable law. The Loan has regulations, and have been serviced by Seller in all respects legal and any predecessor servicer in accordance with the terms of the Noteproper. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, Seller the Sellers and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full material compliance with state and federal law. Each An escrow of funds that has been established is not prohibited by applicable lawlaw and has been established in an amount sufficient to pay for every item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due Seller the Sellers have been capitalized under the Mortgage or the Mortgage Note. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by Seller Seller, and to Seller’s knowledge, Originator and each servicer with respect to each the Mortgage Note and Mortgage are have been in all respects legal, proper and in compliance in all material respects with Accepted Servicing Practices and applicable lawPractices. The Mortgage Loan has been serviced by Seller or Servicer and to Seller’s knowledge, any predecessor servicer in accordance with the terms of the Mortgage Note. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, Seller or Servicer and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each escrow of funds that has been established is not prohibited by applicable law. No escrow deposits or Escrow Payments or other charges or payments due Seller have been capitalized under the any Mortgage or the Noterelated Mortgage Note and except as set forth in the Mortgage Loan Schedule, no such escrow deposits or Escrow Payments are being held by Seller for any work on a Mortgaged Property which has not been completed. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal state and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by the originator, each servicer of the Loan and the Seller with respect to each Note and Mortgage are in compliance the Loan have been in all material respects in compliance with Accepted Servicing Practices Practices, applicable laws and applicable law. The Loan has regulations, and have been serviced by Seller in all respects legal and any predecessor servicer in accordance with the terms of the Noteproper. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, the Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each An escrow of funds that has been established is not prohibited by applicable lawlaw and has been established in an amount sufficient to pay for every item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due the Seller have been capitalized under the Mortgage or the Note. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by the originator, each servicer of the Mortgage Loan and Seller with respect to each Note and the Mortgage are in compliance Loan have been in all material respects in compliance with Accepted Servicing Practices Practices, applicable laws and applicable law. The Loan has regulations, and have been serviced by Seller in all respects legal and any predecessor servicer in accordance with the terms of the Noteproper. With respect to escrow deposits and Escrow Payments (other than HELOCs and Second Lien Mortgage Loans for which the mortgagee under the related first lien Mortgage Loan is collecting Escrow Payments, if any), all such payments are in the possession of, or under the control of, Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each An escrow of funds that has been established is not prohibited by applicable lawlaw and has been established in an amount sufficient to pay for every item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or Escrow LEGAL02/42117271v5 Payments or other charges or payments due Seller have been capitalized under the Mortgage or the Note. All Mortgage Interest Rate mortgage interest rate adjustments have been made in strict compliance with state and federal law and the terms of the related Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.

Collection Practices; Escrow Deposits; Interest Rate Adjustments. The origination and collection practices and servicing used by the originator, each servicer of the Mortgage Loan and Seller with respect to each Note and the Mortgage are Loan have been in all respects in compliance in all material respects with Accepted Servicing Practices Practices, applicable laws and applicable law. The Loan has regulations, and have been serviced by Seller in all respects legal and any predecessor servicer in accordance with the terms of the Noteproper. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, Seller the Servicer, on behalf of Seller, and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. Each If the Mortgagor has elected to have an escrow for certain property charges, then such escrow of funds that has been established is not prohibited by applicable lawlaw and has been established in an amount sufficient to pay for every item that remains unpaid and has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or payments due Seller have been capitalized under the Mortgage or the Mortgage Note. All Mortgage Interest Rate adjustments have been made in strict compliance with state and federal law and the terms of the related Mortgage Note. Any interest required to be paid on escrowed funds pursuant to state, federal and local law has been properly paid and credited.