Common use of Coma Benefit Clause in Contracts

Coma Benefit. If an insured person suffers injury resulting in a covered loss and becomes disabled by coma within 90 days of the date of the accident, and coma is continuous and persistent for a period of 90 consecutive days after which a doctor determines that the coma is permanent, the insurer will pay a monthly benefit equal to 1% of the sum insured, according to the table of losses, which would have been payable if you had lost your life. The monthly benefit will be reduced by any other amount received under this insurance due to the same accident (injury or covered loss) and is payable retroactively to the fist day of coma, up to a maximum of 100 payments per insured person.

Coma Benefit. If an insured person suffers injury resulting in a covered loss and becomes disabled by coma within 90 days of the date of the accident, and coma is continuous and persistent for a period of 90 consecutive days after which a doctor determines that the coma is permanent, the insurer will pay a monthly benefit equal to 1% of the sum insured, according to the table of losses, which would have been payable if you had lost your life. The monthly benefit will be reduced by any other amount received under this insurance due to the same accident (injury or covered loss) and is payable retroactively to the fist first day of coma, up to a maximum of 100 payments per insured person.