Compensation Basis. a. Medical payments b. Temporary total disability i. becomes “totally disabled” because of a covered accident within 14 consecutive days of such accident, and ii. is “totally disabled” for a period less than 365 consecutive days, the Insurer will pay the “employee” a sum equivalent to the least of: (a) the “weekly net earnings” multiplied by the number of consecutive weeks the “employee” is “totally disabled”; or (b) the “weekly net earnings” multiplied by the number of consecutive weeks shown for this form on the “Policy Declarations” as the Maximum Temporary Disability Period. c. Permanent total disability i. becomes “totally disabled” because of a covered accident within 14 consecutive days of such accident, and ii. is “totally disabled” for a period exceeding 364 consecutive days, the Insurer will pay the “employee”, in addition to the payments already made under II. A. 3. a. and b., a sum equivalent to the “weekly net earnings” multiplied by the number of consecutive weeks shown for this form on the “Policy Declarations” as the Maximum Permanent Disability Period.
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Sources: General Liability Insurance Agreement, General Liability Insurance Agreement