Common use of CONTRACTUAL TERMS Clause in Contracts

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus dated 22 July 2022 [and the Prospectus supplement[s] dated [ ]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of Regulation (EU) 2017/1129 (as amended, the “Prospectus Regulation”)]. This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 of the Prospectus Regulation] and must be read in conjunction with such Prospectus [as so supplemented] in order to obtain all relevant information. [The Prospectus [and the Prospectus supplement[s]]], together with these Final Terms and all documents incorporated by reference therein, [is] [are] available for viewing on the website of the Luxembourg Stock Exchange at ▇▇▇▇▇://▇▇▇.▇▇▇▇▇▇.▇▇ under the name Canadian Imperial Bank of Commerce and the headline “Documents” and copies may be obtained from the specified offices of the Issuer and the Issuing and Paying Agent, as set out at the end of this Prospectus.] [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the "Conditions") set forth in the Prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/ [22 July 2021][each of] which is incorporated by reference in the Prospectus dated 22 July 2022. These Final Terms contain the final terms of the Covered Bonds described herein and must be read in conjunction with the Prospectus dated 22 July 2022 [and the Prospectus supplement[s] dated [ ]] in order to obtain all relevant information, save in respect of the Conditions which are set forth in the prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/[22 July 2021] [each of] which is incorporated by reference in the Prospectus. This document constitutes the Final Terms relating to the issue of Covered Bonds described herein for the purposes of Article 8 of the Prospectus Regulation.] (i) [Series Number:] [ ] (ii) [Tranche Number:] [ ] (iii) Date on which the Covered Bonds become fungible: [Not Applicable]/[The Covered Bonds shall be consolidated, form a single series and be interchangeable for trading purposes with [ ] on [[ ]/[the Issue Date]/[exchange of the Temporary Global Covered Bond for interests in the Permanent Global Covered Bonds, as referred to in paragraph [ ] below], which is expected to occur on or about [ ]]].

CONTRACTUAL TERMS. Terms used herein shall be deemed to be defined as such for the purposes of the Conditions set forth in the Offering Circular dated 18 June 2020 [, as supplemented by the supplement[s] to the Offering Circular dated [date of supplement][ and [date of supplement],]] which [together] constitute[s] a base prospectus for the purposes of the Prospectus Regulation as amended (the “Offering Circular”). This document constitutes the Final Terms of the Notes described herein for the purposes of Article 8 of the Prospectus Regulation and 1 Legend to be included on front of the Final Terms if the Notes potentially constitute “packaged” products or the issuer wishes to prohibit offers to EEA and UK retail investors for any other reason, in which case the selling restriction should be specified to be “Applicable”. must be read in conjunction with the Offering Circular in order to obtain all the relevant information. Full information on the Issuer[, the Guarantor] and the offer of the Notes is only available on the basis of the combination of these Final Terms and the Offering Circular. The Offering Circular is available for viewing on the website of Euronext Dublin and during normal business hours at the registered office of the Issuer and from the specified office of the Issuing and Principal Paying Agent in Luxembourg. [The following alternative language applies if the first Tranche of an issue which is being increased was issued under an Offering Circular with an earlier date.] Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus Offering Circulars dated 22 July 2022 [21 November 2011 (and the Prospectus supplement[s] supplement to it dated [ ]] which [together] constitute[s] [a base prospectus (the “Prospectus”5 September 2012) for the purposes of Regulation (EU) 2017/1129 (as amended, the “Prospectus Regulation”)/ 12 September 2013 / 29 February 2016 / 21 February 2018]. This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 of the Prospectus Regulation] and must be read in conjunction with such Prospectus [as so supplemented] in order to obtain all relevant information. [The Prospectus [and the Prospectus supplement[s]]], together with these Final Terms and all documents incorporated by reference therein, [is] [are] available for viewing on the website of the Luxembourg Stock Exchange at ▇▇▇▇▇://▇▇▇.▇▇▇▇▇▇.▇▇ under the name Canadian Imperial Bank of Commerce and the headline “Documents” and copies may be obtained from the specified offices of the Issuer and the Issuing and Paying Agent, as set out at the end of this Prospectus.] [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the "Conditions") set forth in the Prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/ [22 July 2021][each of] which is incorporated by reference in the Prospectus dated 22 July 2022. These Final Terms contain the final terms of the Covered Bonds described herein and must be read in conjunction with the Prospectus dated 22 July 2022 [and the Prospectus supplement[s] dated [ ]] in order to obtain all relevant information, save in respect of the Conditions which are set forth in the prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/[22 July 2021] [each of] which is incorporated by reference in the Prospectus. This document constitutes the Final Terms relating to the issue of Covered Bonds Notes described herein for the purposes of Article 8 of the Prospectus RegulationRegulation and must be read in conjunction with the Offering Circular dated 18 June 2020[, as supplemented by the supplement[s] to the Offering Circular dated [date of supplement][ and [date of supplement],]] which [together] constitute[s] a base prospectus for the purposes of the Prospectus Regulation (the “Offering Circular”), including the Conditions which are incorporated by reference into the Offering Circular. Full information on the Issuer[, the Guarantor] and the offer of the Notes is only available on the basis of the combination of these Final Terms and the Offering Circular. Copies of the Offering Circular are available for viewing on the website of Euronext Dublin and during normal business hours at the registered office of the Issuer and from the specified office of the Issuing and Principal Paying Agent in Luxembourg. [Include whichever of the following apply or specify as “Not Applicable” (N/A). Note that the numbering should remain as set out below, even if “Not Applicable” is indicated for individual paragraphs or sub-paragraphs. Italics denote directions for completing the Final Terms.] [If the Notes have a maturity of less than one year from their date of issue, the minimum denomination may need to be the higher of €125,000 and £100,000, or such an equivalent amount in any other currency.] (i) [Series Number:] [ ] (ii) [Tranche Number:] [ ] (iii) Date on which the Covered Bonds become fungible: [Not Applicable]/[The Covered Bonds shall be consolidated, form a single series and be interchangeable for trading purposes with [ ] on [[ ]/[the Issue Date]/[exchange of the Temporary Global Covered Bond for interests in the Permanent Global Covered Bonds, as referred to in paragraph [ ] below], which is expected to occur on or about [ ]]].

CONTRACTUAL TERMS. 1 Legend to be included on front of the Pricing Supplement if the Notes potentially constitute “packaged” products or the issuer wishes to prohibit offers to EEA and UK retail investors for any other reason, in which case the selling restriction should be specified to be “Applicable”. Any person making or intending to make an offer of the Notes may only do so in circumstances in which no obligation arises for the Issuer or any Dealer to publish a prospectus pursuant to Article 8 of the Prospectus Regulation or to supplement a prospectus pursuant to Article 23 of the Prospectus Regulation, in each case, in relation to such offer. This document constitutes the Pricing Supplement for the Notes described herein. This document must be read in conjunction with the Offering Circular dated 18 June 2020 [as supplemented by the supplement[s] dated [date[s]]] (the “Offering Circular”). Full information on the Issuer[, the Guarantor] and the offer of the Notes is only available on the basis of the combination of this Pricing Supplement and the Offering Circular. The Offering Circular is available for viewing on the website of Euronext Dublin and during normal business hours at the registered office of the Issuer and from the specified office of the Issuing and Principal Paying Agent in Luxembourg. Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus Offering Circular [dated 22 July 2022 [21 November 2011 (and the Prospectus supplement[s] supplement to it dated [ ]] which [together] constitute[s] [a base prospectus (the “Prospectus”5 September 2012) for the purposes of Regulation (EU) 2017/1129 (as amended, the “Prospectus Regulation”)]. This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 of the Prospectus Regulation] and must be read in conjunction with such Prospectus [as so supplemented] in order to obtain all relevant information. [The Prospectus [and the Prospectus supplement[s]]], together with these Final Terms and all documents incorporated by reference therein, [is] [are] available for viewing on the website of the Luxembourg Stock Exchange at ▇▇▇▇▇://▇▇▇.▇▇▇▇▇▇.▇▇ under the name Canadian Imperial Bank of Commerce and the headline “Documents” and copies may be obtained from the specified offices of the Issuer and the Issuing and Paying Agent, as set out at the end of this Prospectus.] [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the "Conditions") set forth in the Prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/ [22 July 2021][each of/ 12 September 2013 / 29 February 2016 / 21 February 2018] which is incorporated by reference in the Prospectus dated 22 July 2022Offering Circular]2. These Final Terms contain the final terms of the Covered Bonds described herein and must be read in conjunction with the Prospectus dated 22 July 2022 [and the Prospectus supplement[s] dated [ ]] in order to obtain all relevant information, save in respect of the Conditions which are set forth in the prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/[22 July 2021] [each of] which is incorporated by Any reference in the ProspectusConditions to "relevant Final Terms" shall be deemed to include a reference to "relevant Pricing Supplement", where relevant. This document constitutes the Final Terms relating to the issue of Covered Bonds described herein for the purposes of Article 8 [Include whichever of the Prospectus Regulationfollowing apply or specify as "Not Applicable". Note that the numbering should remain as set out below, even if "Not Applicable" is indicated for individual paragraphs or subparagraphs. Italics denote directions for completing the Pricing Supplement.] [If the Notes have a maturity of less than one year from the date of their issue, the minimum denomination [must/may] need to be the higher of €125,000 and £100,000, or such an equivalent amount in any other currency.] 1. (i) Issuer: [Series Number:] [ Securitas AB (publ)/Securitas Treasury Ireland Designated Activity Company] (ii) [Tranche Number:] [ ] Guarantor: Securitas AB (iii) Date on which the Covered Bonds become fungible: [Not Applicable]/[The Covered Bonds shall be consolidated, form a single series and be interchangeable for trading purposes with [ ] on [[ publ)]/[the Issue Date]/[exchange of the Temporary Global Covered Bond for interests in the Permanent Global Covered Bonds, as referred to in paragraph [ ] below], which is expected to occur on or about [ ]]].

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions (of the “Conditions”) Notes set forth in the Prospectus dated 22 July 2022 17 September 2021 [and the Prospectus supplement[s] to it dated [ ]] which [together] constitute[sdate] [a base prospectus and [date]]], including all documents incorporated by reference ([the Prospectus as so supplemented,] the “Prospectus”) which constitutes a base prospectus for the purposes of the Prospectus Regulation (EU) 2017/1129 (as amended, and the “UK Prospectus Regulation”)]. This document constitutes the Final Terms of the Covered Bonds Notes described herein [for the purposes of Article 8 of the Prospectus Regulation] Regulation and the UK Prospectus Regulation and must be read in conjunction with such the Prospectus [as so supplemented] in order to obtain all the relevant information. [A summary of the issue of the Notes is annexed to these Final Terms. The Prospectus [and the Prospectus supplement[s]]], together with these Final Terms and all documents incorporated by reference therein, [is] [are] available for viewing has been published on the website of the Luxembourg London Stock Exchange at h▇▇▇▇▇://://▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇ under the name Canadian Imperial Bank of Commerce ▇▇/▇▇▇▇▇▇▇▇/news/market-news/market-news-home.html and the headline “Documents” and copies may be obtained from website of Euronext Dublin at h▇▇▇▇://▇▇▇▇.▇▇▇▇▇▇▇▇.▇▇▇/▇▇/markets/dublin. [The following alternative language applies if the specified offices first Tranche of the Issuer and the Issuing and Paying Agent, as set out at the end of this Prospectus.] [an issue which is being increased was issued under a Prospectus with an earlier date. Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions of the Notes (the "“Conditions"”) set forth in and extracted from the Prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/ [22 July 2021][each ofSeptember 2020/13 September 2019/14 September 2018] and which is are incorporated by reference in the Prospectus dated 22 July 202217 September 2021. These This document constitutes the Final Terms contain the final terms of the Covered Bonds Notes described herein for the purposes of the Prospectus Regulation and the UK Prospectus Regulation and must be read in conjunction with the Prospectus dated 22 July 2022 17 September 2021, including the Conditions which are incorporated by reference in it [and the Prospectus supplement[s] to it dated [ [date] [and [date]]], including all documents incorporated by reference ([the Prospectus as so supplemented,] the “Prospectus”) which constitutes a base prospectus for the purposes of the Prospectus Regulation and the UK Prospectus Regulation in order to obtain all the relevant information, save in respect . A summary of the Conditions which are set forth in the prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/[22 July 2021] [each of] which is incorporated by reference in the Prospectus. This document constitutes the Final Terms relating to the issue of Covered Bonds described herein for the purposes of Article 8 Notes is annexed to these Final Terms. The Prospectus has been published on the website of the Prospectus RegulationLondon Stock Exchange at h▇▇▇▇://▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇/▇▇▇▇▇▇▇▇/news/market-news/market-news-home.html and the website of Euronext Dublin at h▇▇▇▇://▇▇▇▇.▇▇▇▇▇▇▇▇.▇▇▇/▇▇/markets/dublin.] (i) [Series Number:] [ ] (ii) [Tranche Number:] [ ] (iii) Date on which the Covered Bonds become fungible: [Not Applicable]/[The Covered Bonds shall be consolidated, form a single series and be interchangeable for trading purposes with [ ] on [[ ]/[the Issue Date]/[exchange of the Temporary Global Covered Bond for interests in the Permanent Global Covered Bonds, as referred to in paragraph [ ] below], which is expected to occur on or about [ ]]].

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions (of the “Conditions”) Notes set forth in the Prospectus dated 22 July 2022 18 September 2020 [and the Prospectus supplement[s] to it dated [ ]] which [together] constitute[sdate] [a base prospectus and [date]]], including all documents incorporated by reference ([the Prospectus as so supplemented,] the “Prospectus”) which constitutes a base prospectus for the purposes of Regulation (EU) 2017/1129 (as amended, the “Prospectus Regulation”)]. This document constitutes the Final Terms of the Covered Bonds Notes [described herein [for the purposes of Article 8 of the Prospectus RegulationRegulation – remove for unlisted Notes] and must be read in conjunction with such the Prospectus [as so supplemented] in order to obtain all the relevant information. [A summary of the issue of the Notes is annexed to these Final Terms. The Prospectus [and the Prospectus supplement[s]]], together with these Final Terms and all documents incorporated by reference therein, [is] [are] available for viewing has been published on the website of the Luxembourg London Stock Exchange at h▇▇▇▇▇://://▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇ ▇▇/▇▇▇▇▇▇▇▇/news/market-news/market-news-home.html. [The following alternative language applies if the first Tranche of an issue which is being increased was issued under the name Canadian Imperial Bank of Commerce and the headline “Documents” and copies may be obtained from the specified offices of the Issuer and the Issuing and Paying Agent, as set out at the end of this Prospectus.] [a Prospectus with an earlier date. Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions of the Notes (the "“Conditions"”) set forth in and extracted from the Prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/ [22 July 2021][each of13 September 2019/14 September 2018/8 September 2017/9 September 2016/11 September 2015/12 September 2014] and which is are incorporated by reference in the Prospectus dated 22 July 202218 September 2020. These This document constitutes the Final Terms contain the final terms of the Covered Bonds Notes [described herein for the purposes of the Prospectus Regulation – remove for unlisted Notes] and must be read in conjunction with the Prospectus dated 22 July 2022 18 September 2020, including the Conditions which are incorporated by reference in it [and the Prospectus supplement[s] to it dated [ [date] [and [date]]], including all documents incorporated by reference ([the Prospectus as so supplemented,] the “Prospectus”) which constitutes a base prospectus for the purposes of the Prospectus Regulation in order to obtain all the relevant information, save in respect . A summary of the Conditions which are set forth in the prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/[22 July 2021] [each of] which is incorporated by reference in the Prospectus. This document constitutes the Final Terms relating to the issue of Covered Bonds described herein for the purposes of Article 8 Notes is annexed to these Final Terms. The Prospectus has been published on the website of the Prospectus RegulationLondon Stock Exchange at h▇▇▇▇://▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇/▇▇▇▇▇▇▇▇/news/market-news/market-news-home.html.] (i) [Series Number:] [ ] (ii) [Tranche Number:] [ ] (iii) Date on which the Covered Bonds become fungible: [Not Applicable]/[The Covered Bonds shall be consolidated, form a single series and be interchangeable for trading purposes with [ ] on [[ ]/[the Issue Date]/[exchange of the Temporary Global Covered Bond for interests in the Permanent Global Covered Bonds, as referred to in paragraph [ ] below], which is expected to occur on or about [ ]]].

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions (the “Conditions”) set forth in the Prospectus dated 22 July 30 May 2022 [and as supplemented by the Prospectus supplement[sSupplement[s] dated [ ]] ], which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of Regulation (EU) 2017/1129 (as amended, the “Prospectus Regulation”)]. This document constitutes the Final Terms of the Covered Bonds Notes described herein [for the purposes of Article 8 of the Prospectus Regulation] Regulation and must be read in conjunction with such the Prospectus [as so supplemented] in order to obtain all relevant information], including documents incorporated by reference. Full information on the Issuer, the Guarantor and the offer of the Notes is only available on the basis of the combination of these Final Terms and the Prospectus [as so supplemented]. [A summary is annexed to these Final Terms.] The Prospectus [and the Prospectus supplement[s]]], together with these Final Terms and all documents incorporated by reference therein, [isSupplement[s] [areis][are] available for viewing on the website of the Luxembourg Stock Exchange Nestlé Group’s investor relations website, which can be found at ▇▇▇▇▇://▇▇▇.▇▇▇▇▇▇.▇▇ under ▇▇/investors/bonds/investorbonds/debt-issuance-program-documents and [is][are] available on the name Canadian Imperial Bank of Commerce and the headline “Documents” and copies may be obtained from the specified offices website of the Issuer Luxembourg Stock Exchange at ▇▇▇.▇▇▇▇▇▇.▇▇ [Please insert the following item in the case of Notes to be admitted to trading and listed on the Issuing and Paying Agent, as set out at SIX Swiss Exchange: and/or on the end website of this Prospectus.] the SIX Swiss Exchange]. [Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions (the "“Conditions"”) set forth in in, and extracted from, the Prospectus dated [18 28 May 2021/29 May 2020/6 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/ [22 July 2021][each of2019/19 May 2017/23 May 2016/29 May 2015/21 May 2014/23 May 2013/10 May 2012] and which is are incorporated by reference in the Prospectus dated 22 July 30 May 2022. These This document constitutes the Final Terms contain the final terms of the Covered Bonds Notes described herein for the purposes of the Prospectus Regulation and must be read in conjunction with the Prospectus dated 22 July 30 May 2022 [and the Prospectus supplement[sSupplement[s] dated [ ]], which [together] in order to obtain all relevant informationconstitute[s] a base prospectus for the purposes of the Prospectus Regulation, save in respect of including the Conditions which are set forth in extracted from the prospectus Prospectus dated [18 28 May 2021/29 May 2020/6 June 20192019/19 May 2017/23 May 2016/29 May 1 For any Notes to be offered to Singapore investors, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/[22 July 2021Issuer to consider whether it needs to re-classify the Notes pursuant to Section 309B of the SFA prior to the launch of the offer. 2015/21 May 2014/23 May 2013/10 May 2012] [each of] which is and incorporated by reference in the ProspectusProspectus dated 30 May 2022. This document constitutes Full information on the Issuer, the Guarantor and the offer of the Notes is only available on the basis of the combination of these Final Terms relating and the Prospectus dated 30 May 2022 [and the Prospectus Supplement[s] dated [ ]]. [A summary is annexed to the issue of Covered Bonds described herein for the purposes of Article 8 these Final Terms.] Copies of the Prospectus Regulation[and the Prospectus Supplement[s]] [is][are] available for viewing on the Nestlé Group’s investor relations website, which can be found at ▇▇▇▇▇://▇▇▇.▇▇▇▇▇▇.▇▇▇/investors/bonds/investorbonds/debt-issuance-program-documents and [is][are] available on the website of the Luxembourg Stock Exchange at ▇▇▇.▇▇▇▇▇▇.▇▇.] (i) [Series Number:] [ ] (ii) [Tranche Number:] [ ] (iii) Date on which the Covered Bonds become fungible: [Not Applicable]/[The Covered Bonds shall be consolidated, form a single series and be interchangeable for trading purposes with [ ] on [[ ]/[the Issue Date]/[exchange of the Temporary Global Covered Bond for interests in the Permanent Global Covered Bonds, as referred to in paragraph [ ] below], which is expected to occur on or about [ ]]].

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus dated 22 July 2022 16, 2024 [and the Prospectus supplement[s] supplements to it dated [ ]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of Article 8 of [Regulation (EU) 2017/1129 (as amended) as it forms part of domestic law by virtue of the European Union (Withdrawal) Act 2018, as amended (the “UK Prospectus Regulation”)) / the UK Prospectus Regulation]. This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 of the UK Prospectus Regulation] Regulation and must be read in conjunction with such the Prospectus [as so supplemented] in order to obtain all relevant information. [The Prospectus [and the Prospectus supplement[s]]], together with these Final Terms and all documents incorporated by reference therein, [is] [are] therein are available for viewing on the website of the Luxembourg Stock Exchange at ▇▇▇▇▇://▇▇▇.▇▇▇.▇▇▇.▇▇ under the name Canadian Imperial Bank of Commerce and the headline “Documents” /investor-relations/covered-bonds.html and copies may be obtained from the specified offices of the Issuer Issuer, 20th Floor, ▇▇▇ ▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇▇▇▇▇ ▇▇▇ ▇▇▇, and the offices of the Issuing and Paying Agent, as set out at the end of this Prospectus▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇ ▇▇▇▇ ▇▇▇, ▇▇▇▇▇▇▇.] [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the "“Conditions"”) set forth in the Prospectus prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/ [22 July 2021][each oforiginal date] which is are incorporated by reference in the Prospectus dated 22 July 2022. These Final Terms contain the final terms of the Covered Bonds described herein and must be read in conjunction with the Prospectus dated 22 July 2022 [and the Prospectus supplement[s] dated [ ]] in order to obtain all relevant information16, save in respect of the Conditions which are set forth in the prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/[22 July 2021] [each of] which is incorporated by reference in the Prospectus2024. This document constitutes the Final Terms relating to of the issue of Covered Bonds described herein for the purposes of Article 8 of [Regulation (EU) 2017/1129 (as amended) as it forms part of domestic law by virtue of the European Union (Withdrawal) Act 2018, as amended (the “UK Prospectus Regulation.] (i”) / the UK Prospectus Regulation] and must be read in conjunction with the Base Prospectus dated July 16, 2024, including the Conditions incorporated by reference therein [Series Number:] [ ] (ii) [Tranche Number:] [ ] (iii) Date on which and the Covered Bonds become fungible: [Not Applicable]/[The Covered Bonds shall be consolidated, form a single series and be interchangeable for trading purposes with [ ] on [supplements to it dated [ ]/[the Issue Date]/[exchange of the Temporary Global Covered Bond for interests in the Permanent Global Covered Bonds, as referred to in paragraph [ ] below], which is expected to occur on or about [ [together] constitute[s] a base prospectus (the “Prospectus”) for the purposes of the UK Prospectus Regulation. The Prospectus and all documents incorporated by reference therein are available for viewing at ▇▇▇▇▇://▇▇▇.▇▇▇.▇▇▇/investor-relations/covered-bonds.html and copies may be obtained from the offices of the Issuer, 20th Floor, ▇▇▇ ▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇▇▇▇▇ ▇▇▇ ▇▇▇, and the offices of the Issuing and Paying Agent, ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇ ▇▇▇▇ ▇▇▇, ▇▇▇▇▇▇▇.]]].

CONTRACTUAL TERMS. Terms used herein shall be deemed to be defined as such for the purposes of the Conditions set forth in the Offering Circular dated 15 November 2022[, as supplemented by the supplement[s] to the Offering Circular dated [date of supplement][ and [date of supplement],]] which [together] constitute[s] a base prospectus for the purposes of the Prospectus Regulation as amended (the “Offering Circular”). This document constitutes the Final Terms of the Notes described herein for the purposes of Article 8 of the Prospectus Regulation and must be read in conjunction with the Offering Circular in order to obtain all the relevant information. Full information on the Issuer[, the Guarantor] and the offer of the Notes is only available on the basis of the combination of these Final Terms and the Offering Circular. The Offering Circular is available for viewing on the website of Euronext Dublin and during normal business hours at the registered office of the Issuer and from the specified office of the Issuing and Principal Paying Agent in Luxembourg. [The following alternative language applies if the first Tranche of an issue which is being increased was issued under an Offering Circular with an earlier date.] Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus Offering Circulars dated 22 July 2022 [and the Prospectus supplement[s] dated [ ]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of Regulation (EU) 2017/1129 (as amended, the “Prospectus Regulation”)29 February 2016 / 21 February 2018 / 18 June 2020 / 9 April 2021]. This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 of the Prospectus Regulation] and must be read in conjunction with such Prospectus [as so supplemented] in order to obtain all relevant information. [The Prospectus [and the Prospectus supplement[s]]], together with these Final Terms and all documents incorporated by reference therein, [is] [are] available for viewing on the website of the Luxembourg Stock Exchange at ▇▇▇▇▇://▇▇▇.▇▇▇▇▇▇.▇▇ under the name Canadian Imperial Bank of Commerce and the headline “Documents” and copies may be obtained from the specified offices of the Issuer and the Issuing and Paying Agent, as set out at the end of this Prospectus.] [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the "Conditions") set forth in the Prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/ [22 July 2021][each of] which is incorporated by reference in the Prospectus dated 22 July 2022. These Final Terms contain the final terms of the Covered Bonds described herein and must be read in conjunction with the Prospectus dated 22 July 2022 [and the Prospectus supplement[s] dated [ ]] in order to obtain all relevant information, save in respect of the Conditions which are set forth in the prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/[22 July 2021] [each of] which is incorporated by reference in the Prospectus. This document constitutes the Final Terms relating to the issue of Covered Bonds Notes described herein for the purposes of Article 8 of the Prospectus Regulation.Regulation and must be read in conjunction with the Offering Circular dated 15 November 2022[, as supplemented by the supplement[s] to the Offering Circular dated [date of supplement] (i) [ and [Series Number:] [ date of supplement],]] (ii) which [Tranche Number:] [ together] (iii) Date on which constitute[s] a base prospectus for the Covered Bonds become fungible: [Not Applicable]/[The Covered Bonds shall be consolidated, form a single series and be interchangeable for trading purposes with [ ] on [[ ]/[the Issue Date]/[exchange of the Temporary Global Covered Bond Prospectus Regulation (the “Offering Circular”), including the Conditions which are incorporated by reference into the Offering Circular. Full information on the Issuer[, the Guarantor] and the offer of the Notes is only available on the basis of the combination of these Final Terms and the Offering Circular. Copies of the Offering Circular are available for interests viewing on the website of Euronext Dublin and during normal business 4 The reference to the UK MiFIR product governance legend may not be necessary if the managers in relation to the Permanent Global Covered BondsNotes are also not subject to UK MiFIR and therefore there are no UK MiFIR manufacturers. Depending on the location of the manufacturers, as referred to in paragraph [ ] below], which is expected to occur on there may be situations where either the MiFID II product governance legend or about [ ]]]the UK MiFIR product governance legend or both are included.

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions (of the “Conditions”) Notes set forth in the Prospectus dated 22 July 2022 13 September 2019 [and the Prospectus 2 Insert “prescribed capital market products” and “Excluded Investment Products” or, if not, amend Singapore product classification. 3 Relevant Dealer(s) to consider whether it/they have received the necessary product classification from the Issuer prior to the launch of the offer, pursuant to Section 309B of the SFA. 4 Include this wording where a Non-exempt Offer of Notes is anticipated. supplement[s] to it dated [ ]] which [together] constitute[sdate] [a base prospectus and [date]]], including all documents incorporated by reference ([the Prospectus as so supplemented,] the “Prospectus”) which constitutes a base prospectus for the purposes of Regulation (EU) 2017/1129 (as amended, the “Prospectus Regulation”)]. This document constitutes the Final Terms of the Covered Bonds Notes [described herein [for the purposes of Article 8 of the Prospectus RegulationRegulation – remove for unlisted Notes] and must be read in conjunction with such the Prospectus [as so supplemented] in order to obtain all the relevant information. [A summary of the issue of the Notes is annexed to these Final Terms. The Prospectus [and the Prospectus supplement[s]]], together with these Final Terms and all documents incorporated by reference therein, [is] [are] available for viewing has been published on the website of the Luxembourg London Stock Exchange at ▇▇▇▇▇://▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇ ▇▇/exchange/news/market-news/market-news-home.html. [The following alternative language applies if the first Tranche of an issue which is being increased was issued under the name Canadian Imperial Bank of Commerce and the headline “Documents” and copies may be obtained from the specified offices of the Issuer and the Issuing and Paying Agent, as set out at the end of this Prospectus.] [a Prospectus or Offering Circular with an earlier date. Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions of the Notes (the "“Conditions"”) set forth in and extracted from the Prospectus Prospectus/Offering Circular dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/ [22 July 2021][each oforiginal date] and which is are incorporated by reference in the Prospectus dated 22 July 202213 September 2019. These This document constitutes the Final Terms contain the final terms of the Covered Bonds Notes [described herein for the purposes of the Prospectus Regulation – remove for unlisted Notes] and must be read in conjunction with the Prospectus dated 22 July 2022 13 September 2019, including the Conditions which are incorporated by reference in it [and the Prospectus supplement[s] to it dated [ [date] [and [date]]], including all documents incorporated by reference ([the Prospectus as so supplemented,] the “Prospectus”) which constitutes a base prospectus for the purposes of the Prospectus Regulation in order to obtain all the relevant information, save in respect . A summary of the Conditions which are set forth in the prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/[22 July 2021] [each of] which is incorporated by reference in the Prospectus. This document constitutes the Final Terms relating to the issue of Covered Bonds described herein for the purposes of Article 8 Notes is annexed to these Final Terms. The Prospectus has been published on the website of the Prospectus RegulationLondon Stock Exchange at ▇▇▇▇://▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇/exchange/news/market-news/market-news-home.html.] (i) [Series Number:] [ ] (ii) [Tranche Number:] [ ] (iii) Date on which the Covered Bonds become fungible: [Not Applicable]/[The Covered Bonds shall be consolidated, form a single series and be interchangeable for trading purposes with [ ] on [[ ]/[the Issue Date]/[exchange of the Temporary Global Covered Bond for interests in the Permanent Global Covered Bonds, as referred to in paragraph [ ] below], which is expected to occur on or about [ ]]].

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions (the “Conditions”) set forth in the Prospectus dated 22 July 2022 12 September 2014 [and the Prospectus supplement[s] to it dated [ ]] which [together] constitute[sdate] [a base prospectus and [date]], including all documents incorporated by reference ([the Prospectus as so supplemented,] the “Prospectus”) which constitutes a base prospectus for the purposes of Regulation (EU) 2017/1129 (as amended, the “Prospectus Regulation”)]Directive. This document constitutes the Final Terms of the Covered Bonds Notes [described herein [for the purposes of Article 8 5.4 of the Prospectus RegulationDirective – remove for unlisted Notes] and must be read in conjunction with such Prospectus [as so supplemented] in order to obtain all relevant informationthe Prospectus. [The Prospectus [Full information on the Issuer and the Prospectus supplement[s]]], together with offer of the Notes is only available on the basis of the combination of these Final Terms and all documents incorporated by reference therein, [is] [are] available for viewing the Prospectus. A summary of the Notes (which comprises the summary in the Prospectus as amended to reflect the provisions of these Final Terms) is annexed to these Final Terms. The Prospectus has been published on the website of the Luxembourg London Stock Exchange at h▇▇▇▇▇://://▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇ ▇▇/▇▇▇▇▇▇▇▇/news/market-news/market-news-home.html. [The following alternative language applies if the first Tranche of an issue which is being increased was issued under the name Canadian Imperial Bank of Commerce and the headline “Documents” and copies may be obtained from the specified offices of the Issuer and the Issuing and Paying Agent, as set out at the end of this Prospectusa Prospectus or Offering Circular with an earlier date.] [Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions (the "“Conditions"”) set forth in and extracted from the Prospectus Prospectus/Offering Circular dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/ [22 July 2021][each oforiginal date] and which is are incorporated by reference in the Prospectus dated 22 July 202212 September 2014. These This document constitutes the Final Terms contain the final terms of the Covered Bonds Notes [described herein for the purposes of Article 5.4 of the Prospectus Directive – remove for unlisted Notes] and must be read in conjunction with the Prospectus dated 22 July 2022 [and the Prospectus supplement[s] dated [ ]] in order to obtain all relevant information12 September 2014, save in respect of including the Conditions which are set forth in the prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/[22 July 2021] [each of] which is incorporated by reference in it [and the supplement[s] to it dated [date] [and [date]], including all documents incorporated by reference ([the Prospectus as so supplemented,] the “Prospectus. This document ”) which constitutes the Final Terms relating to the issue of Covered Bonds described herein a base prospectus for the purposes of Article 8 the Prospectus Directive. Full information on the Issuer and the offer of the Notes is only available on the basis of the combination of these Final Terms and the Prospectus. A summary of the Notes (which comprises the summary in the Prospectus Regulationas amended to reflect the provisions of these Final Terms) is annexed to these Final Terms. The Prospectus has been published on the website of the London Stock Exchange at h▇▇▇://▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇/▇▇▇▇▇▇▇▇/news/market-news/market-news-home.html.] [Include whichever of the following apply or specify as “Not Applicable”. Note that the numbering should remain as set out below, even if “Not Applicable” is indicated for individual paragraphs (in which case the sub-paragraphs of the paragraphs which are not applicable can be deleted). Italics denote guidance for completing the Final Terms.] (i) [Series Number:] Issuer: [ ] ] (ii) Credit Support Providers: Toyota Motor Corporation Toyota Financial Services Corporation 2. [(i)] Series Number: [ ] [(ii)] Tranche Number:] : [ ] [(iii) )] Uridashi Notes: [Applicable]/[Not Applicable] [(iv)] Date on which the Covered Bonds become fungibleNotes will be consolidated and form a single Series: [Not Applicable]/[The Covered Bonds Notes shall be consolidated, consolidated and form a single series Series and be interchangeable for trading purposes with [ the [insert description of the Series] on [[ ]/[the insert date/the Issue Date]/[exchange Date/exchange of the Temporary Global Covered Bond Note for interests in the Permanent Global Covered BondsNote, as referred to in paragraph [ ] below], 23 below [which is expected to occur on or about [ ][insert date]].] 3. Specified Currency: [ ] 4. Aggregate Nominal Amount: [ ] [(i)] Series: [ ] [(ii)] Tranche: [ ]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions (the “Conditions”) set forth in the Prospectus dated 22 July 2022 13 September 2013 [and the Prospectus supplement[s] to it dated [ ]] which [together] constitute[sdate] [a base prospectus and [date]], including all documents incorporated by reference ([the Prospectus as so supplemented,] the “Prospectus”) which constitutes a base prospectus for the purposes of Regulation (EU) 2017/1129 (as amended, the “Prospectus Regulation”)]Directive. This document constitutes the Final Terms of the Covered Bonds Notes [described herein [for the purposes of Article 8 5.4 of the Prospectus RegulationDirective – remove for unlisted Notes] and must be read in conjunction with such Prospectus [as so supplemented] in order to obtain all relevant informationthe Prospectus. [The Prospectus [Full information on the Issuer and the Prospectus supplement[s]]], together with offer of the Notes is only available on the basis of the combination of these Final Terms and all documents incorporated by reference therein, [is] [are] available for viewing the Prospectus. A summary of the Notes (which comprises the summary in the Prospectus as amended to reflect the provisions of these Final Terms) is annexed to these Final Terms. The Prospectus has been published on the website of the Luxembourg London Stock Exchange at ▇▇▇▇▇://▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇ ▇▇/exchange/news/market-news/market-news-home.html. [The following alternative language applies if the first Tranche of an issue which is being increased was issued under the name Canadian Imperial Bank of Commerce and the headline “Documents” and copies may be obtained from the specified offices of the Issuer and the Issuing and Paying Agent, as set out at the end of this Prospectusa Prospectus or Offering Circular with an earlier date.] [Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions (the "“Conditions"”) set forth in and extracted from the Prospectus Prospectus/Offering Circular dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/ [22 July 2021][each oforiginal date] and which is are incorporated by reference in the Prospectus dated 22 July 202213 September 2013. These This document constitutes the Final Terms contain the final terms of the Covered Bonds Notes [described herein for the purposes of Article 5.4 of the Prospectus Directive – remove for unlisted Notes] and must be read in conjunction with the Prospectus dated 22 July 2022 [and the Prospectus supplement[s] dated [ ]] in order to obtain all relevant information13 September 2013, save in respect of including the Conditions which are set forth in the prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/[22 July 2021] [each of] which is incorporated by reference in it [and the supplement[s] to it dated [date] [and [date]], including all documents incorporated by reference ([the Prospectus as so supplemented,] the “Prospectus. This document ”) which constitutes the Final Terms relating to the issue of Covered Bonds described herein a base prospectus for the purposes of Article 8 the Prospectus Directive. Full information on the Issuer and the offer of the Notes is only available on the basis of the combination of these Final Terms and the Prospectus. A summary of the Notes (which comprises the summary in the Prospectus Regulationas amended to reflect the provisions of these Final Terms) is annexed to these Final Terms. The Prospectus has been published on the website of the London Stock Exchange at ▇▇▇▇://▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇/exchange/news/market-news/market-news-home. html.] [Include whichever of the following apply or specify as “Not Applicable”. Note that the numbering should remain as set out below, even if “Not Applicable” is indicated for individual paragraphs (in which case the sub-paragraphs of the paragraphs which are not applicable can be deleted). Italics denote guidance for completing the Final Terms.] (i) [Series Number:] Issuer: [ ] ] (ii) Credit Support Providers: Toyota Motor Corporation Toyota Financial Services Corporation 2. [(i)] Series Number: [ ] [(ii)] Tranche Number:] : [ ] [(iii) )] Uridashi Notes: [Applicable]/[Not Applicable] [(iv)] Date on which the Covered Bonds become fungibleNotes will be consolidated and form a single Series: [Not Applicable]/[The Covered Bonds Notes shall be consolidated, consolidated and form a single series Series and be interchangeable for trading purposes with [ the [insert description of the Series] on [[ ]/[the insert date/the Issue Date]/[exchange Date/exchange of the Temporary Global Covered Bond Note for interests in the Permanent Global Covered BondsNote, as referred to in paragraph [ ] below], 23 below [which is expected to occur on or about [ ][insert date]].] 3. Specified Currency: [ ] 4. Aggregate Nominal Amount: [ ] [(i)] Series: [ ] [(ii)] Tranche: [ ]

CONTRACTUAL TERMS. The Prospectus referred to below (as completed by these Final Terms) has been prepared on the basis that any offer of Covered Bonds in any Member State of the European Economic Area which has implemented the Prospectus Directive 2003/71/EC (the Prospectus Directive) (each, a Relevant Member State) will be made pursuant to an exemption under the Prospectus Directive, as implemented in that Relevant Member State, from the requirement to publish a prospectus for offers of the Covered Bonds. Accordingly any person making or intending to make an offer in that Relevant Member State of the Covered Bonds may only do so in circumstances in which no obligation arises for the Issuer or any Dealer to publish a prospectus pursuant to Article 3 of the Prospectus Directive or supplement a prospectus pursuant to Article 16 of the Prospectus Directive, in each case, in relation to such offer. Neither the Issuer nor any Dealer has authorised, nor do they authorise, the making of any offer of Covered Bonds in any other circumstances. Terms used herein shall be deemed to be defined as such for the purposes of the Conditions set forth in the Prospectus dated 5 November 2010 [and the supplement to the Prospectus dated [insert date]] ([together,] the Prospectus), which constitute[s] a base prospectus for the purposes of the Prospectus Directive (Directive 2003/71/EC) (the Prospectus Directive). This document constitutes the Final Terms of the Covered Bonds described herein for the purposes of Article 5.4 of the Prospectus Directive and must be read in conjunction with the Offering Circular. Full information on the Issuer, the Guarantor and the Covered Bond Guarantor and the offer of the Covered Bonds is only available on the basis of the combination of these Final Terms and the Offering Circular. Pursuant to Article 14(2) of the Prospectus Directive, the Offering Circular is available, free of charge, at the registered office of the Issuer and on the website of the Luxembourg Stock Exchange (▇▇▇.▇▇▇▇▇▇.▇▇) and copies may be obtained, free of charge, from the registered office of the Principal Paying Agent at Winchester House, ▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇, ▇▇▇▇ ▇▇▇. Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus dated 22 July 2022 [original date] [and the supplement to the Prospectus supplement[s] dated [ [insert date]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of Regulation (EU) 2017/1129 (as amended, the “Prospectus Regulation”)]. This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 of the Prospectus Regulation] and must be read in conjunction with such Prospectus [as so supplemented] in order to obtain all relevant information. [The Prospectus [and the Prospectus supplement[s]]], together with these Final Terms and all documents incorporated by reference therein, [is] [are] available for viewing on the website of the Luxembourg Stock Exchange at ▇▇▇▇▇://▇▇▇.▇▇▇▇▇▇.▇▇ under the name Canadian Imperial Bank of Commerce and the headline “Documents” and copies may be obtained from the specified offices of the Issuer and the Issuing and Paying Agent, as set out at the end of this Prospectus.] [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the "Conditions") set forth in the Prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/ [22 July 2021][each of] which is incorporated by reference in the Prospectus dated 22 July 2022. These Final Terms contain the final terms of the Covered Bonds described herein and must be read in conjunction with the Prospectus dated 22 July 2022 [and the Prospectus supplement[s] dated [ ]] in order to obtain all relevant information, save in respect of the Conditions which are set forth in the prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/[22 July 2021] [each of] which is incorporated by reference in the Prospectus. This document constitutes the Final Terms relating to the issue of Covered Bonds described herein for the purposes of Article 8 of the Prospectus Regulation.] (i) [Series Number:] [ ] (ii) [Tranche Number:] [ ] (iii) Date on which the Covered Bonds become fungible: [Not Applicable]/[The Covered Bonds shall be consolidated, form a single series and be interchangeable for trading purposes with [ ] on [[ ]/[the Issue Date]/[exchange of the Temporary Global Covered Bond for interests in the Permanent Global Covered Bonds, as referred to in paragraph [ ] below], which is expected to occur on or about [ ]]].Article

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions (of the “Conditions”) Notes set forth in the Prospectus dated 22 July 2022 15 September 2023 [and the Prospectus supplement[s] to it dated [ ]] which [together] constitute[sdate] [a base prospectus and [date]]], including all documents incorporated by reference ([the Prospectus as so supplemented,] the “Prospectus”) which constitutes a base prospectus for the purposes of the Prospectus Regulation (EUas defined [above/below]) 2017/1129 and the UK Prospectus Regulation (as amended, the “Prospectus Regulation”defined [above/below])]. This document constitutes the Final Terms of the Covered Bonds Notes described herein [for the purposes of Article 8 of the Prospectus Regulation] Regulation and the UK Prospectus Regulation and must be read in conjunction with such the Prospectus [as so supplemented] in order to obtain all the relevant information. [The Prospectus [and the Prospectus supplement[s]]], together with these Final Terms and all documents incorporated by reference therein, [is] [are] available for viewing has been published on the website of the Luxembourg London Stock Exchange at h▇▇▇▇▇://://▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇ under the name Canadian Imperial Bank of Commerce ▇▇/▇▇▇▇?tab=news-explorer and the headline website of Euronext Dublin at h▇▇▇▇://▇▇▇▇.▇▇▇▇▇▇▇▇.▇▇▇/▇▇/markets/dublin. ______________ 1 Insert “Documentsprescribed capital market products” and copies may be obtained “Excluded Investment Products” or, if not, amend Singapore product classification. 2 Relevant Dealer(s) to consider whether it/they have received the necessary Singapore product classification from the specified offices Issuer prior to the launch of the Issuer and offer, pursuant to Section 309B of the Issuing and Paying Agent, as set out at SFA. [The following alternative language applies if the end first Tranche of this Prospectus.] [an issue which is being increased was issued under a Prospectus with an earlier date. Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions of the Notes (the "“Conditions"”) set forth in and extracted from the Prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/ [22 July 2021][each of16 September 2022/17 September 2021/18 September 2020/13 September 2019/14 September 2018] and which is are incorporated by reference in the Prospectus dated 22 July 202215 September 2023. These This document constitutes the Final Terms contain the final terms of the Covered Bonds Notes described herein for the purposes of the Prospectus Regulation (as defined [above/below]) and the UK Prospectus Regulation (as defined [above/below]) and must be read in conjunction with the Prospectus dated 22 July 2022 15 September 2023, including the Conditions which are incorporated by reference in it [and the Prospectus supplement[s] to it dated [ [date] [and [date]]], including all documents incorporated by reference ([the Prospectus as so supplemented,] the “Prospectus”) which constitutes a base prospectus for the purposes of the Prospectus Regulation and the UK Prospectus Regulation in order to obtain all the relevant information, save in respect . The Prospectus has been published on the website of the Conditions which are set forth in London Stock Exchange at h▇▇▇▇://▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇/▇▇▇▇?tab=news-explorer and the prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/[22 July 2021] [each of] which is incorporated by reference in the Prospectus. This document constitutes the Final Terms relating to the issue website of Covered Bonds described herein for the purposes of Article 8 of the Prospectus RegulationEuronext Dublin at h▇▇▇▇://▇▇▇▇.▇▇▇▇▇▇▇▇.▇▇▇/▇▇/markets/dublin.] (i) [Series Number:] [ ] (ii) [Tranche Number:] [ ] (iii) Date on which the Covered Bonds become fungible: [Not Applicable]/[The Covered Bonds shall be consolidated, form a single series and be interchangeable for trading purposes with [ ] on [[ ]/[the Issue Date]/[exchange of the Temporary Global Covered Bond for interests in the Permanent Global Covered Bonds, as referred to in paragraph [ ] below], which is expected to occur on or about [ ]]].

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions (of the “Conditions”) Notes set forth in the Prospectus dated 22 July 2022 9 September 2016 [and the Prospectus supplement[s] to it dated [ ]] which [together] constitute[sdate] [a base prospectus and [date]], including all documents incorporated by reference ([the Prospectus as so supplemented,] the “Prospectus”) which constitutes a base prospectus for the purposes of Regulation (EU) 2017/1129 (as amended, the “Prospectus Regulation”)]Directive. This document constitutes the Final Terms of the Covered Bonds Notes [described herein [for the purposes of Article 8 5.4 of the Prospectus RegulationDirective – remove for unlisted Notes] and must be read in conjunction with such Prospectus [as so supplemented] in order to obtain all relevant informationthe Prospectus. [The Prospectus [Full information on the Issuer and 8 Include this wording where a Non-exempt Offer of Notes is anticipated. the Prospectus supplement[s]]], together with offer of the Notes is only available on the basis of the combination of these Final Terms and all documents incorporated by reference therein, [is] [are] available for viewing the Prospectus. A summary of the Notes (which comprises the summary in the Prospectus as amended to reflect the provisions of these Final Terms) is annexed to these Final Terms. The Prospectus has been published on the website of the Luxembourg London Stock Exchange at h▇▇▇▇▇://://▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇ ▇▇/▇▇▇▇▇▇▇▇/news/market-news/market-news-home.html. [The following alternative language applies if the first Tranche of an issue which is being increased was issued under the name Canadian Imperial Bank of Commerce and the headline “Documents” and copies may be obtained from the specified offices of the Issuer and the Issuing and Paying Agent, as set out at the end of this Prospectus.] [a Prospectus or Offering Circular with an earlier date. Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions of the Notes (the "“Conditions"”) set forth in and extracted from the Prospectus Prospectus/Offering Circular dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/ [22 July 2021][each oforiginal date] and which is are incorporated by reference in the Prospectus dated 22 July 20229 September 2016. These This document constitutes the Final Terms contain the final terms of the Covered Bonds Notes [described herein for the purposes of Article 5.4 of the Prospectus Directive – remove for unlisted Notes] and must be read in conjunction with the Prospectus dated 22 July 2022 [and the Prospectus supplement[s] dated [ ]] in order to obtain all relevant information9 September 2016, save in respect of including the Conditions which are incorporated by reference in it [and the supplement[s] to it dated [date] [and [date]], including all documents incorporated by reference ([the Prospectus as so supplemented,] the “Prospectus”) which constitutes a base prospectus for the purposes of the Prospectus Directive. Full information on the Issuer and the offer of the Notes is only available on the basis of the combination of these Final Terms and the Prospectus. A summary of the Notes (which comprises the summary in the Prospectus as amended to reflect the provisions of these Final Terms) is annexed to these Final Terms. The Prospectus has been published on the website of the London Stock Exchange at h▇▇▇://▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇/▇▇▇▇▇▇▇▇/news/market-news/market-news-home.html.] The expression “Prospectus Directive” means Directive 2003/71/EC (as amended, including by Directive 2010/73/EU), and includes any relevant implementing measure (for the purpose of the Prospectus, [the Terms and Conditions of the Notes set forth in the prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/[22 July 2021Prospectus]/[the Conditions] [each of] which is incorporated by reference and these Final Terms) in the Prospectusrelevant Member State. This document constitutes [Include whichever of the following apply or specify as “Not Applicable”. Note that the numbering should remain as set out below, even if “Not Applicable” is indicated for individual paragraphs (in which case the sub-paragraphs of the paragraphs which are not applicable can be deleted). Italics denote guidance for completing the Final Terms relating to the issue of Covered Bonds described herein for the purposes of Article 8 of the Prospectus RegulationTerms.] (i) [Series Number:] Issuer: [ ] ] (ii) Credit Support Providers: Toyota Motor Corporation Toyota Financial Services Corporation 2. [(i)] Series Number: [ ] [(ii)] Tranche Number:] : [ ] [(iii) )] Uridashi Notes: [Applicable]/[Not Applicable] [(iv)] Date on which the Covered Bonds become fungibleNotes will be consolidated and form a single Series: [Not Applicable]/[The Covered Bonds Notes shall be consolidated, consolidated and form a single series Series and be interchangeable for trading purposes with [ the [insert description of the Series] on [[ ]/[the insert date/the Issue Date]/[exchange Date/exchange of the Temporary Global Covered Bond Note for interests in the Permanent Global Covered BondsNote, as referred to in paragraph [ ] below], 25 below [which is expected to occur on or about [ ][insert date]].] 3. Specified Currency: [ ] 4. Aggregate Nominal Amount: [ ] [(i)] Series: [ ] [(ii)] Tranche: [ ] 5. Issue Price: [ ] per cent. of the Aggregate Nominal Amount [plus [ ] days’ accrued interest in respect of the period from and including [insert date] to, but excluding [insert date] (if applicable)] (i) Specified Denominations: [ ] [N.

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions (of the “Conditions”) Notes set forth in the Prospectus dated 22 July 2022 15 September 2023 [and the Prospectus supplement[s] to it dated [ ]] which [together] constitute[sdate] [a base prospectus and [date]]], including all documents incorporated by reference ([the Prospectus as so supplemented,] the “Prospectus”) which constitutes a base prospectus for the purposes of the Prospectus Regulation (EU) 2017/1129 (as amended, and the “UK Prospectus Regulation”)]. This document constitutes the Final Terms of the Covered Bonds Notes described herein [for the purposes of Article 8 of the Prospectus Regulation] Regulation and the UK Prospectus Regulation and must be read in conjunction with such the Prospectus [as so supplemented] in order to obtain all the relevant information. [A summary of the issue of the Notes is annexed to these Final Terms. The Prospectus [and the Prospectus supplement[s]]], together with these Final Terms and all documents incorporated by reference therein, [is] [are] available for viewing has been published on the website of the Luxembourg London Stock Exchange at h▇▇▇▇▇://://▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇ under the name Canadian Imperial Bank of Commerce ▇▇/▇▇▇▇?tab=news-explorer and the headline “Documents” and copies may be obtained from website of Euronext Dublin at h▇▇▇▇://▇▇▇▇.▇▇▇▇▇▇▇▇.▇▇▇/▇▇/markets/dublin. [The following alternative language applies if the specified offices first Tranche of the Issuer and the Issuing and Paying Agent, as set out at the end of this Prospectus.] [an issue which is being increased was issued under a Prospectus with an earlier date. Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions of the Notes (the "“Conditions"”) set forth in and extracted from the Prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/ [22 July 2021][each of16 September 2022/17 September 2021/18 September 2020/13 September 2019/14 September 2018] and which is are incorporated by reference in the Prospectus dated 22 July 202215 September 2023. These This document constitutes the Final Terms contain the final terms of the Covered Bonds Notes described herein for the purposes of the Prospectus Regulation and the UK Prospectus Regulation and must be read in conjunction with the Prospectus dated 22 July 2022 15 September 2023, including the Conditions which are incorporated by reference in it [and the Prospectus supplement[s] to it dated [ [date] [and [date]]], including all documents incorporated by reference ([the Prospectus as so supplemented,] the “Prospectus”) which constitutes a base prospectus for the purposes of the Prospectus Regulation and the UK Prospectus Regulation in order to obtain all the relevant information, save in respect . A summary of the Conditions which are set forth in the prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/[22 July 2021] [each of] which is incorporated by reference in the Prospectus. This document constitutes the Final Terms relating to the issue of Covered Bonds described herein for the purposes of Article 8 Notes is annexed to these Final Terms. The Prospectus has been published on the website of the Prospectus RegulationLondon Stock Exchange at h▇▇▇▇://▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇/▇▇▇▇?tab=news-explorer and the website of Euronext Dublin at h▇▇▇▇://▇▇▇▇.▇▇▇▇▇▇▇▇.▇▇▇/▇▇/markets/dublin.] (i) [Series Number:] [ ] (ii) [Tranche Number:] [ ] (iii) Date on which the Covered Bonds become fungible: [Not Applicable]/[The Covered Bonds shall be consolidated, form a single series and be interchangeable for trading purposes with [ ] on [[ ]/[the Issue Date]/[exchange of the Temporary Global Covered Bond for interests in the Permanent Global Covered Bonds, as referred to in paragraph [ ] below], which is expected to occur on or about [ ]]].

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions (of the “Conditions”) Notes set forth in the Prospectus dated 22 July 2022 11 September 2015 [and the Prospectus supplement[s] to it dated [ ]] which [together] constitute[sdate] [a base prospectus and [date]], including all documents incorporated by reference ([the Prospectus as so supplemented,] the “Prospectus”) which constitutes a base prospectus for the purposes of Regulation (EU) 2017/1129 (as amended, the “Prospectus Regulation”)]Directive. This document constitutes the Final Terms of the Covered Bonds Notes [described herein [for the purposes of Article 8 5.4 of the Prospectus RegulationDirective – remove for unlisted Notes] and must be read in conjunction with such Prospectus [as so supplemented] in order to obtain all relevant informationthe Prospectus. [The Prospectus [Full information on the Issuer and 8 Include this wording where a Non-exempt Offer of Notes is anticipated. the Prospectus supplement[s]]], together with offer of the Notes is only available on the basis of the combination of these Final Terms and all documents incorporated by reference therein, [is] [are] available for viewing the Prospectus. A summary of the Notes (which comprises the summary in the Prospectus as amended to reflect the provisions of these Final Terms) is annexed to these Final Terms. The Prospectus has been published on the website of the Luxembourg London Stock Exchange at h▇▇▇▇▇://://▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇ ▇▇/▇▇▇▇▇▇▇▇/news/market-news/market-news-home.html. [The following alternative language applies if the first Tranche of an issue which is being increased was issued under the name Canadian Imperial Bank of Commerce and the headline “Documents” and copies may be obtained from the specified offices of the Issuer and the Issuing and Paying Agent, as set out at the end of this Prospectus.] [a Prospectus or Offering Circular with an earlier date. Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions of the Notes (the "“Conditions"”) set forth in and extracted from the Prospectus Prospectus/Offering Circular dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/ [22 July 2021][each oforiginal date] and which is are incorporated by reference in the Prospectus dated 22 July 202211 September 2015. These This document constitutes the Final Terms contain the final terms of the Covered Bonds Notes [described herein for the purposes of Article 5.4 of the Prospectus Directive – remove for unlisted Notes] and must be read in conjunction with the Prospectus dated 22 July 2022 [and the Prospectus supplement[s] dated [ ]] in order to obtain all relevant information11 September 2015, save in respect of including the Conditions which are incorporated by reference in it [and the supplement[s] to it dated [date] [and [date]], including all documents incorporated by reference ([the Prospectus as so supplemented,] the “Prospectus”) which constitutes a base prospectus for the purposes of the Prospectus Directive. Full information on the Issuer and the offer of the Notes is only available on the basis of the combination of these Final Terms and the Prospectus. A summary of the Notes (which comprises the summary in the Prospectus as amended to reflect the provisions of these Final Terms) is annexed to these Final Terms. The Prospectus has been published on the website of the London Stock Exchange at h▇▇▇://▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇/▇▇▇▇▇▇▇▇/news/market-news/market-news-home.html.] The expression “Prospectus Directive” means Directive 2003/71/EC (as amended, including by Directive 2010/73/EU), and includes any relevant implementing measure (for the purpose of the Prospectus, [the Terms and Conditions of the Notes set forth in the prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/[22 July 2021Prospectus]/[the Conditions] [each of] which is incorporated by reference and these Final Terms) in the Prospectusrelevant Member State. This document constitutes [Include whichever of the following apply or specify as “Not Applicable”. Note that the numbering should remain as set out below, even if “Not Applicable” is indicated for individual paragraphs (in which case the sub-paragraphs of the paragraphs which are not applicable can be deleted). Italics denote guidance for completing the Final Terms relating to the issue of Covered Bonds described herein for the purposes of Article 8 of the Prospectus RegulationTerms.] (i) [Series Number:] Issuer: [ ] ] (ii) Credit Support Providers: Toyota Motor Corporation Toyota Financial Services Corporation 2. [(i)] Series Number: [ ] [(ii)] Tranche Number:] : [ ] [(iii) )] Uridashi Notes: [Applicable]/[Not Applicable] [(iv)] Date on which the Covered Bonds become fungibleNotes will be consolidated and form a single Series: [Not Applicable]/[The Covered Bonds Notes shall be consolidated, consolidated and form a single series Series and be interchangeable for trading purposes with [ the [insert description of the Series] on [[ ]/[the insert date/the Issue Date]/[exchange Date/exchange of the Temporary Global Covered Bond Note for interests in the Permanent Global Covered BondsNote, as referred to in paragraph [ ] below], 25 below [which is expected to occur on or about [ ][insert date]].] 3. Specified Currency: [ ] 4. Aggregate Nominal Amount: [ ] [(i)] Series: [ ]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus dated 22 31 July 2022 2024 [and the Prospectus supplement[s] dated [ ]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of Regulation (EU) 2017/1129 (as amended, the “Prospectus Regulation”)]. This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 of the Prospectus Regulation] and must be read in conjunction with such Prospectus [as so supplemented] in order to obtain all relevant information. [The Prospectus [and the Prospectus supplement[s]]], together with these Final Terms and all documents incorporated by reference therein, [is] [are] available for viewing on the website of the Luxembourg Stock Exchange at ▇▇▇▇▇://▇▇▇.▇▇▇▇▇.▇.▇▇ under the name Canadian Imperial Bank of Commerce and the headline “Documents” and copies may be obtained from the specified offices of the Issuer and the Issuing and Paying Agent, as set out at the end of this Prospectus.] [The following alternative language applies if the first tranche of an issue which is being increased was issued under a Base Prospectus with an earlier date.] [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the "Conditions") set forth in the Prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/ 2020]/[22 July 2021]/[22 July 2022]/[28 July 2023] [22 July 2021][each each of] which is incorporated by reference in the Prospectus dated 22 31 July 20222024. These Final Terms contain the final terms of the Covered Bonds described herein and must be read in conjunction with the Prospectus dated 22 31 July 2022 2024 [and the Prospectus supplement[s] dated [ ]] in order to obtain all relevant information, save in respect of the Conditions which are set forth in the prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/[22 July 20212021]/[22 July 2022]/[28 July 2023] [each of] which is incorporated by reference in the Prospectus. This document constitutes the Final Terms relating to the issue of Covered Bonds described herein for the purposes of Article 8 of the Prospectus Regulation.] (i) [Series Number:] [ ] (ii) [Tranche Number:] [ ] (iii) Date on which the Covered Bonds become fungible: [Not Applicable]/[The Covered Bonds shall be Bonds become fungible: consolidated, form a single series and be interchangeable for trading purposes with [ ] on [[ ]/[the Issue Date]/[exchange of the Temporary Global Covered Bond for interests in the Permanent Global Covered Bonds, as referred to in paragraph [ ] below], which is expected to occur on or about [ ]]]. 2. Specified Currency or Currencies: [ ] (Condition 1.10) 3. Aggregate Principal Amount: [ ] (i) [Series:] [ ] (ii) [Tranche:] [ ] 4. Issue Price: [ ]% of the Aggregate Principal Amount [plus accrued interest from [insert date] (if applicable)] (i) Specified Denominations: [ ] (Condition 1.08 or 1.09) (ii) Calculation Amount: [ ] (i) Trade Date: [ ] (ii) Issue Date: [ ] (iii) Interest Commencement Date: [ ]/[Issue Date]/[Not Applicable] (i) Final Maturity Date: [ [ ]/[Interest Payment Date falling in or nearest to ]] (ii) Extended Due for Payment Date of Guaranteed Amounts corresponding to the Final Redemption Amount under the Covered Bond Guarantee: [ [ ]/[Interest Payment Date falling in or nearest to ]]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions (the “Conditions”) set forth in the Prospectus dated 22 July 2022 [and the Prospectus supplement[s] dated [ ]] 9 September 2011 (as supplemented from time to time) which [together] constitute[s] [constitutes a base prospectus (the “Prospectus”) for the purposes of Regulation the Prospectus Directive (EUDirective 2003/71/EC) 2017/1129 (as amended, the “Prospectus Regulation”Directive)]. This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 of the Prospectus Regulation] and must be read in conjunction with such Prospectus [as so supplemented] in order to obtain all relevant information. [The Prospectus [and the Prospectus supplement[s]]], together with these Final Terms and all documents incorporated by reference therein, [is] [are] available for viewing on the website of the Luxembourg Stock Exchange at ▇▇▇▇▇://▇▇▇.▇▇▇▇▇▇.▇▇ under the name Canadian Imperial Bank of Commerce and the headline “Documents” and copies may be obtained from the specified offices of the Issuer and the Issuing and Paying Agent, as set out at the end of this Prospectus.] [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the "Conditions") set forth in the Prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/ [22 July 2021][each of] which is incorporated by reference in the Prospectus dated 22 July 2022. These Final Terms contain the final terms of the Covered Bonds described herein for the purposes of Article 5.4 of the Prospectus Directive and must be read in conjunction with the Prospectus dated 22 July 2022 [Prospectus. Full information on the Issuer and the LLP and the offer of the Covered Bonds is only available on the basis of the combination of this Final Terms Document and the Prospectus. Copies of the Prospectus supplement[s] are available free of charge to the public at the registered office of the Issuer and from the specified office of each of the Paying Agents. (a) Issuer: Santander UK plc (b) Guarantor: Abbey Covered Bonds LLP 2. (a) Series Number: 42 (b) Tranche Number: 1 1 Reference is made to the Consent Solicitation Memorandum dated [ ]] in order to obtain all relevant information, save 26 November 2020. If the initial Meeting in respect of the Conditions which are set forth Series 42 Covered Bonds is adjourned or the Extraordinary Resolution in respect of such Series is approved at the initial Meeting but the Eligibility Condition is not satisfied, an adjourned Meeting will be convened by the Issuer and the Effective Date of the proposed amendments to the Series 42 Covered Bonds will be amended to the Interest Payment Date immediately following the approval of the Extraordinary Resolution at such adjourned Meeting and the satisfaction of the Eligibility Condition. As a result thereof, references in the prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/[22 July 2021] [each of] which is incorporated by reference in the Prospectus. This document constitutes the Final Terms relating to the issue of Covered Bonds described herein for the purposes of Article 8 of the Prospectus Regulation.] (i) [Series Number:] [ ] (ii) [Tranche Number:] [ ] (iii) Date on which the Covered Bonds become fungible: [Not Applicable]/[The Covered Bonds shall be consolidated, form a single series and be interchangeable for trading purposes with [ ] on [[ ]/[the Issue Date]/[exchange of the Temporary Global above Floating Rate Covered Bond for interests in the Permanent Global Covered Bonds, as referred Provisions to in paragraph [ ] below], which is expected to occur on "23 December 2020" and "23 March 2021" will be updated accordingly. 3. Specified Currency or about [ ]]].Currencies: Sterling (GBP)

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions (of the “Conditions”) Notes set forth in the Prospectus dated 22 July 2022 13 September 2019 [and the Prospectus supplement[s] to it dated [ ]] which [together] constitute[sdate] [a base prospectus and [date]]], including all documents incorporated by reference ([the Prospectus as so supplemented,] the “Prospectus”) which constitutes a base prospectus for the purposes of the Prospectus Regulation (EU) 2017/1129 (as amended, the “Prospectus Regulation”defined below)]. This document constitutes the Final Terms of the Covered Bonds Notes [described herein [for the purposes of Article 8 of the Prospectus RegulationRegulation – remove for unlisted Notes] and must be read in conjunction with such the Prospectus [as so supplemented] in order to obtain all the relevant information. [The Prospectus [and the Prospectus supplement[s]]], together with these Final Terms and all documents incorporated by reference therein, [is] [are] available for viewing has been published on the website of the Luxembourg London Stock Exchange at ▇▇▇▇▇://▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇ ▇▇/exchange/news/market-news/market-news-home.html. [The following alternative language applies if the first Tranche of an issue which is being increased was issued under the name Canadian Imperial Bank of Commerce and the headline “Documents” and copies may be obtained from the specified offices of the Issuer and the Issuing and Paying Agent, as set out at the end of this Prospectus.] [a Prospectus or Offering Circular with an earlier date. Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions of the Notes (the "“Conditions"”) set forth in and extracted from the Prospectus Prospectus/Offering Circular dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/ [22 July 2021][each oforiginal date] and which is are incorporated by reference in the Prospectus dated 22 July 202213 September 2019. These This document constitutes the Final Terms contain the final terms of the Covered Bonds Notes [described herein for the purposes of the Prospectus Regulation (as defined below) – remove for unlisted Notes] and must be read in conjunction with the Prospectus dated 22 July 2022 13 September 2019, including the Conditions which are incorporated by reference in it [and the Prospectus supplement[s] to it dated [ [date] [and [date]]], including all documents incorporated by reference ([the Prospectus as so supplemented,] the “Prospectus”) which constitutes a base prospectus for the purposes of the Prospectus Regulation in 4 Insert “prescribed capital market products” and “Excluded Investment Products” or, if not, amend Singapore product classification. 5 Relevant Dealer(s) to consider whether it/they have received the necessary Singapore product classification from the Issuer prior to the launch of the offer, pursuant to Section 309B of the SFA. order to obtain all the relevant information, save in respect . The Prospectus has been published on the website of the Conditions which are set forth in the prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/[22 July 2021] [each of] which is incorporated by reference in the Prospectus. This document constitutes the Final Terms relating to the issue of Covered Bonds described herein for the purposes of Article 8 of the Prospectus RegulationLondon Stock Exchange at ▇▇▇▇://▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇/exchange/news/market-news/market-news-home.html.] (i) [Series Number:] [ ] (ii) [Tranche Number:] [ ] (iii) Date on which the Covered Bonds become fungible: [Not Applicable]/[The Covered Bonds shall be consolidated, form a single series and be interchangeable for trading purposes with [ ] on [[ ]/[the Issue Date]/[exchange of the Temporary Global Covered Bond for interests in the Permanent Global Covered Bonds, as referred to in paragraph [ ] below], which is expected to occur on or about [ ]]].

CONTRACTUAL TERMS. Terms used herein shall be deemed to be defined as such for the purposes of the Conditions set forth in the Offering Circular dated 9 April 2021[, as supplemented by the supplement[s] to the Offering Circular dated [date of supplement][ and [date of supplement],]] which [together] constitute[s] a base prospectus for the purposes of the Prospectus Regulation as amended (the “Offering Circular”). This document constitutes the Final Terms of the Notes described herein for the purposes of Article 8 of the Prospectus Regulation and must be read in conjunction with the Offering Circular in order to obtain all the relevant information. Full information on the Issuer[, the Guarantor] and the offer of the Notes is only available on the basis of the combination of these Final Terms and the Offering Circular. The Offering Circular is available for viewing on the website of Euronext Dublin and during normal business hours at the registered office of the Issuer and from the specified office of the Issuing and Principal Paying Agent in Luxembourg. [The following alternative language applies if the first Tranche of an issue which is being increased was issued under an Offering Circular with an earlier date.] Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the “Conditions”) set forth in the Prospectus Offering Circulars dated 22 July 2022 [and the Prospectus supplement[s] dated [ ]] which [together] constitute[s] [a base prospectus (the “Prospectus”) for the purposes of Regulation (EU) 2017/1129 (as amended, the “Prospectus Regulation”)12 September 2013 / 29 February 2016 / 21 February 2018 / 18 June 2020]. This document constitutes the Final Terms of the Covered Bonds described herein [for the purposes of Article 8 of the Prospectus Regulation] and must be read in conjunction with such Prospectus [as so supplemented] in order to obtain all relevant information. [The Prospectus [and the Prospectus supplement[s]]], together with these Final Terms and all documents incorporated by reference therein, [is] [are] available for viewing on the website of the Luxembourg Stock Exchange at ▇▇▇▇▇://▇▇▇.▇▇▇▇▇▇.▇▇ under the name Canadian Imperial Bank of Commerce and the headline “Documents” and copies may be obtained from the specified offices of the Issuer and the Issuing and Paying Agent, as set out at the end of this Prospectus.] [Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the "Conditions") set forth in the Prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/ [22 July 2021][each of] which is incorporated by reference in the Prospectus dated 22 July 2022. These Final Terms contain the final terms of the Covered Bonds described herein and must be read in conjunction with the Prospectus dated 22 July 2022 [and the Prospectus supplement[s] dated [ ]] in order to obtain all relevant information, save in respect of the Conditions which are set forth in the prospectus dated [18 June 2019, as supplemented by the 1st prospectus supplement dated 23 August 2019]/[13 July 2020]/[22 July 2021] [each of] which is incorporated by reference in the Prospectus. This document constitutes the Final Terms relating to the issue of Covered Bonds Notes described herein for the purposes of Article 8 of the Prospectus Regulation.Regulation and must be read in conjunction with the Offering Circular dated 9 April 2021[, as supplemented by the supplement[s] to the Offering Circular dated [date of supplement] (i) [ and [Series Number:] [ date of supplement],]] (ii) which [Tranche Number:] [ together] (iii) Date on which constitute[s] a base prospectus for the Covered Bonds become fungible: [Not Applicable]/[The Covered Bonds shall be consolidated, form a single series and be interchangeable for trading purposes with [ ] on [[ ]/[the Issue Date]/[exchange of the Temporary Global Covered Bond Prospectus Regulation (the “Offering Circular”), including the Conditions which are incorporated by reference into the Offering Circular. Full information on the Issuer[, the Guarantor] and the offer of the Notes is only available on the basis of the combination of these Final Terms and the Offering Circular. Copies of the Offering Circular are available for interests viewing on the website of Euronext Dublin and during normal business hours at the registered office of the Issuer and from the specified office of the Issuing and Principal Paying Agent in the Permanent Global Covered Bonds, as referred to in paragraph [ ] below], which is expected to occur on or about [ ]]]Luxembourg.