Common use of CONTRACTUAL TERMS Clause in Contracts

CONTRACTUAL TERMS. Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions set forth in the Prospectus dated [date] [and the supplemental Prospectus dated [date]] which [together] constitute[s] a base prospectus for the purposes of the Prospectus Directive (Directive 2003/71/EC) (the Prospectus Directive). This document constitutes the final terms of the Covered Bonds described herein for the purposes of Article 5.4 of the Prospectus Directive and must be read in conjunction with the Prospectus [as so supplemented]. Full information on the Issuer, the Group Guarantor and the LLP and the offer of the Covered Bonds is only available on the basis of the combination of this Final Terms Document and the Prospectus [as so supplemented]. Copies of the Prospectus [and the supplemental Prospectus] are available free of charge to the public at the registered office of the Issuer and from the specified office of each of the Paying Agents. [The following alternative language applies if the first Tranche of an issue which is being increased was issued under a Prospectus with an earlier date. Terms and Conditions) set forth in the Prospectus dated [original date] [and the supplemental Prospectus dated [date]]. This document constitutes the final terms of the Covered Bonds described herein for the purposes of Article 5.4 of the Prospectus Directive (Directive 2003/71/EC) (the Prospectus Directive) and must be read in conjunction with the Prospectus dated [current date] [and the supplemental Prospectus dated [date]], which [together] constitute[s] a base prospectus for the purposes of the Prospectus Directive, save in respect of the Terms and Conditions which are extracted from the Prospectus dated [original date] and are attached hereto. Full information on the Issuer, the Group Guarantor and the LLP and the offer of the Covered Bonds is only available on the basis of the combination of this Final Terms Document and the Prospectus dated [original date] and [current date] [and the supplemental Prospectus dated [date]]. Copies of such Prospectuses are available free of charge to the public at the registered office of the Issuer and from the specified office of each of the Paying Agents.] [Include whichever of the following apply or specify as "Not Applicable" (N/A). Note that the numbering should remain as set out below, even if "Not Applicable" is indicated for individual paragraphs or subparagraphs.] [When completing any final terms or adding any other final terms or information including final terms at items 9, 10, 15, 16, 17 or 28 of Part A or in relation to disclosure relating to the interests of natural and legal persons involved in the issue/offer in Part B consideration should be given as to whether such terms or information constitute "significant new factors" and consequently trigger the need for a supplement to the Prospectus under Article 16 of the Prospectus Directive.] (a) Issuer: Abbey National Treasury Services plc (b) Guarantors: Santander UK plc and Abbey Covered Bonds LLP (a) Series Number: [•]

CONTRACTUAL TERMS. [Include where terms and conditions applied are those set out in this Base Prospectus.] [Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions set forth in the Base Prospectus dated 15 May 2025 [, as supplemented by the supplement[s] to the Base Prospectus dated [date] date of supplement][ and [and the supplemental Prospectus dated [datedate of supplement],]] which [together] constitute[s] a base prospectus for the purposes of the Prospectus Directive Regulation (Directive 2003/71/ECEU) 2017/1129 (as amended) (together, the Prospectus Directive"Base Prospectus"). This document constitutes the final terms Final Terms of the Covered Bonds Notes described herein for the purposes of Article 5.4 8 of the Prospectus Directive Regulation (EU) 2017/1129 (as amended) and must be read in conjunction with the Base Prospectus [as so supplemented]in order to obtain all the relevant information. Full information on the Issuer[, the Group Guarantor and the LLP Guarantor] and the offer of the Covered Bonds Notes is only available on the basis of the combination of this these Final Terms Document and the Base Prospectus. The Base Prospectus [as so supplemented]. Copies is available for viewing on the website of the Prospectus [Euronext Dublin and the supplemental Prospectus] are available free of charge to the public during normal business hours at the registered office of the Issuer and from the specified office of each the Issuing and Principal Paying Agent in ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇ ▇▇▇ ▇▇▇, ▇▇▇▇▇▇ ▇▇▇▇▇▇▇.] [Include where terms and conditions applied are those set out in a base prospectus other than this Base Prospectus.] [Terms used herein shall be deemed to be defined as such for the purposes of the Paying Agents. [The following alternative language applies if the first Tranche of an issue which is being increased was issued under a Prospectus with an earlier date. Terms and Conditions) Conditions set forth in the Prospectus base prospectus dated [original date14 February 2022][20 February 2023] [(the "Terms and the supplemental Prospectus dated [date]]Conditions"). This document constitutes the final terms Final Terms of the Covered Bonds Notes described herein for the purposes of Article 5.4 8 of the Prospectus Directive Regulation (Directive 2003/71/ECEU) 2017/1129 (the Prospectus Directiveas amended) and must be read in conjunction with the Base Prospectus dated [current date] [and the supplemental Prospectus dated [date]], which [together] constitute[s] a base prospectus for the purposes of the Prospectus Directive, save in respect of the Terms and Conditions which are extracted from the Prospectus dated [original date] and are attached hereto. Full information on the Issuer, the Group Guarantor and the LLP and the offer of the Covered Bonds is only available on the basis of the combination of this Final Terms Document and the Prospectus dated [original date] and [current date] [and the supplemental Prospectus dated [date]]. Copies of such Prospectuses are available free of charge 4 The reference to the public at UK MiFIR product governance legend may not be necessary if the registered office of the Issuer and from the specified office of each of the Paying Agents.] [Include whichever of the following apply or specify as "Not Applicable" (N/A). Note that the numbering should remain as set out below, even if "Not Applicable" is indicated for individual paragraphs or subparagraphs.] [When completing any final terms or adding any other final terms or information including final terms at items 9, 10, 15, 16, 17 or 28 of Part A or Managers in relation to disclosure relating the Notes are not subject to UK MiFIR and therefore there are no UK MiFIR manufacturers. Depending on the interests of natural and legal persons involved in the issue/offer in Part B consideration should be given as to whether such terms or information constitute "significant new factors" and consequently trigger the need for a supplement to the Prospectus under Article 16 location of the Prospectus DirectiveManagers, there may be situations where either the MiFID II product governance legend or the UK MiFIR product governance legend or both are included.] (a) Issuer: Abbey National Treasury Services plc (b) Guarantors: Santander UK plc and Abbey Covered Bonds LLP (a) Series Number: [•]

CONTRACTUAL TERMS. Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions set forth in the Base Prospectus dated 16 January 2009 which[, as supplemented by the supplement to the Base Prospectus dated [date] [and (the supplemental Prospectus dated [date]‘‘Supplement’’),] which [together] constitute[s] constitutes a base prospectus for the purposes of the Prospectus Directive (Directive 2003/71/EC) EC (the ‘‘Prospectus Directive’’). This document constitutes the final terms Final Terms of the Covered Bonds Notes described herein for the purposes of Article 5.4 of the Prospectus Directive and must be read in conjunction with the Prospectus [Base Prospectus, as so supplemented]. Full information on the Issuer, the Group Guarantor and the LLP Guarantors and the offer of the Covered Bonds Notes is only available on the basis of the combination of this these Final Terms Document and the Prospectus [Base Prospectus, as so supplemented. The Base Prospectus [is/and the Supplement are] available for viewing on the website of the Regulatory News Service operated by the London Stock Exchange (at ▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇/▇▇-▇▇/▇▇▇▇▇▇▇▇▇▇/▇▇▇▇▇▇▇▇▇▇) and copies may be obtained during normal business hours at the specified offices of the [Paying Agents for the time being in Luxembourg, The Netherlands and Germany/Domiciliary Agent]. Copies Terms used herein shall be deemed to be defined as such for the purposes of the Prospectus [and Conditions (the supplemental Prospectus] are available free of charge to the public at the registered office of the Issuer and from the specified office of each of the Paying Agents. [The following alternative language applies if the first Tranche of an issue which is being increased was issued under a Prospectus with an earlier date. Terms and ‘‘Conditions’’) set forth in the Base Prospectus dated [original date] [and the supplemental Prospectus dated [date]]. This document constitutes the final terms Final Terms of the Covered Bonds Notes described herein for the purposes of Article 5.4 of the Prospectus Directive (Directive 2003/71/EC) EC (the ‘‘Prospectus Directive’’) and must be read in conjunction with the Base Prospectus dated [current date] which[and , as supplemented by the supplemental supplement to the Base Prospectus dated [date]], which [together] constitute[s(the ‘‘Supplement’’),] constitutes a base prospectus for the purposes of the Prospectus Directive, save in respect of the Terms and Conditions which are extracted from the Base Prospectus dated [original date] and are attached hereto. Full information on the Issuer, the Group Guarantor and the LLP Guarantors and the offer of the Covered Bonds Notes is only available on the basis of the combination of this these Final Terms Document and the Prospectus Base Prospectuses dated 16 January 2009 [(as so supplemented)] and [original date] and [current date] [and the supplemental Prospectus dated [date]]. Copies of such Base Prospectuses [and the Supplement] are available free for viewing on the website of charge to the public Regulatory News Service operated by the London Stock Exchange (at ▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇/▇▇-▇▇/▇▇▇▇▇▇▇▇▇▇/▇▇▇▇▇▇▇▇▇▇) and copies may be obtained during normal business hours at the registered office specified offices of the Issuer [Paying Agents for the time being in Luxembourg, The Netherlands and from the specified office of each of the Paying AgentsGermany/Domiciliary Agent].] [Include whichever of the following apply or specify as "‘‘Not Applicable" ’’ (N/A). Note that the numbering should remain as set out below, even if "‘‘Not Applicable" ’’ is indicated for individual paragraphs or subparagraphs.] [When . Italics denote directions for completing any final terms or adding any other final terms or information including final terms at items 9, 10, 15, 16, 17 or 28 of Part A or in relation to disclosure relating to the interests of natural and legal persons involved in the issue/offer in Part B consideration should be given as to whether such terms or information constitute "significant new factors" and consequently trigger the need for a supplement to the Prospectus under Article 16 of the Prospectus DirectiveFinal Terms.] (a) Issuer: Abbey National Treasury Services plc (b) Guarantors: Santander UK plc and Abbey Covered Bonds LLP (a) Series Number: [•]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Terms terms and Conditions conditions of the Covered Bonds (the Conditions) set forth in the Prospectus prospectus dated [date] [and the supplemental Prospectus supplement to the prospectus dated [date]] which ([together,] the Prospectus), which constitute[s] a base prospectus for the purposes of the Prospectus Directive (Directive 2003/71/EC) EC (the Prospectus Directive). This document constitutes the final terms Final Terms of the Covered Bonds described herein for the purposes of Article 5.4 of the Prospectus Directive and must be read in conjunction with the Prospectus [as so supplemented]Prospectus. Full information on the Issuer, the Group Guarantor and the LLP Covered Bond Guarantor and the offer of the Covered Bonds is only available on the basis of the combination of this these Final Terms Document and the Prospectus [as so supplemented]Prospectus. Copies Pursuant to Article 14(2) of the Prospectus [and Directive, the supplemental Prospectus] are available Offering Circular is available, free of charge to the public charge, at the registered office of the Issuer and on the website of the Luxembourg Stock Exchange (▇▇▇.▇▇▇▇▇▇.▇▇) and copies may be obtained, free of charge, from the specified registered office of each the Principal Paying Agent at Winchester House, ▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇, ▇▇▇▇ ▇▇▇.]/ [Terms used herein shall be deemed to be defined as such for the purposes of the Paying Agents. [The following alternative language applies if terms and conditions of the first Tranche of an issue which is being increased was issued under a Prospectus with an earlier date. Terms and Covered Bonds (the Conditions) set forth in the Prospectus prospectus dated [original date] [and which are incorporated by reference in the supplemental Prospectus prospectus dated [date]]. This document constitutes the final terms Final Terms of the Covered Bonds described herein for the purposes of Article 5.4 of the Prospectus Directive (Directive 2003/71/EC) EC (the Prospectus Directive) and must be read in conjunction with the Prospectus prospectus dated [current date] [and the supplemental Prospectus supplement[s] to the prospectus dated [date][ and []], ] which [together] constitute[s] a base prospectus (the Prospectus) for the purposes of the Prospectus Directive, save including the Conditions incorporated by reference in respect of the Terms and Conditions which are extracted from the Prospectus dated [original date] and are attached heretoProspectus. Full information on the Issuer, the Group Guarantor and the LLP Covered Bond Guarantor and the offer of the Covered Bonds is only available on the basis of the combination of this these Final Terms Document and the Prospectus. Pursuant to Article 14(2) of the Prospectus dated [original date] and [current date] [and the supplemental Prospectus dated [date]]. Copies Directive, copies of such Prospectuses Prospectus are available available, free of charge to the public charge, at the registered office of the Issuer and on the website of the Luxembourg Stock Exchange (▇▇▇.▇▇▇▇▇▇.▇▇) and copies may be obtained, free of charge, from the specified registered office of each of the Principal Paying Agents.] [Include whichever of the following apply or specify as "Not Applicable" (N/A). Note that the numbering should remain as set out belowAgent at Winchester House, even if "Not Applicable" is indicated for individual paragraphs or subparagraphs.] [When completing any final terms or adding any other final terms or information including final terms at items 9▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 10▇▇▇▇▇▇, 15, 16, 17 or 28 of Part A or in relation to disclosure relating to the interests of natural and legal persons involved in the issue/offer in Part B consideration should be given as to whether such terms or information constitute "significant new factors" and consequently trigger the need for a supplement to the Prospectus under Article 16 of the Prospectus Directive▇▇▇▇ ▇▇▇.] (a) Issuer: Abbey National Treasury Services plc (b) Guarantors: Santander UK plc and Abbey Covered Bonds LLP (a) Series Number: [•]

CONTRACTUAL TERMS. Terms used herein shall will be deemed to be defined as such for the purposes of the Terms and Conditions set forth in the Prospectus dated [date] [and the supplemental Prospectus dated [date]] which [together] constitute[s] a base prospectus (the Prospectus) for the purposes of the Prospectus Directive (Directive 2003/71/EC) (as amended or superseded, the Prospectus Directive). This document constitutes the final terms of the Covered Bonds described herein for the purposes of Article 5.4 of the Prospectus Directive and must be read in conjunction with the Prospectus [as so supplemented]. Full information on the Issuer, the Group Guarantor Issuer and the LLP Guarantor and the offer of the Covered Bonds is only available on the basis of the combination of this Final Terms Document and the Prospectus. The Prospectus is available for viewing at [as so supplemented]. Copies address] [and] ▇▇▇▇://▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇/exchange/news/market-news/market-news-home.html and copies of the Prospectus [and the supplemental Prospectus] are available free of charge to the public at the registered office Executive Offices of the Issuer and from the specified office of each of the Paying Agents. [The Guarantor is not now, and, immediately following alternative language applies if the first Tranche issuance of an issue which is being increased was issued the Covered Bonds pursuant to the Trust Deed, will not be, a "covered fund" for purposes of regulations adopted under a Prospectus with an earlier dateSection 13 of the Bank Holding Company Act of 1956, as amended, commonly known as the ▇▇▇▇▇▇▇ Rule. Terms In reaching this conclusion, although other statutory or regulatory exemptions under the Investment Company Act of 1940, as amended, and Conditions) under the ▇▇▇▇▇▇▇ Rule and its related regulations may be available, the Guarantor has relied on the exemption from registration set forth in Section 3(c)(5) of the Investment Company Act of 1940, as amended. See "Certain ▇▇▇▇▇▇▇ Rule Considerations" in the Prospectus dated [original date] [and the supplemental Prospectus dated [date]]. This document constitutes the final terms of the Covered Bonds described herein for the purposes of Article 5.4 of the Prospectus Directive (Directive 2003/71/EC) (the Prospectus Directive) and must be read in conjunction with the Prospectus dated [current date] [and the supplemental Prospectus dated [date]], which [together] constitute[s] a base prospectus for the purposes of the Prospectus Directive, save in respect of the Terms and Conditions which are extracted from the Prospectus dated [original date] and are attached hereto. Full information on the Issuer, the Group Guarantor and the LLP and the offer of the Covered Bonds is only available on the basis of the combination of this Final Terms Document and the Prospectus dated [original date] and [current date] [and the supplemental Prospectus dated [date]]. Copies of such Prospectuses are available free of charge to the public at the registered office of the Issuer and from the specified office of each of the Paying Agents.] [Include whichever of the following apply or specify as "Not Applicable" (N/A). Note that the numbering should remain as set out below, even if "Not Applicable" is indicated for individual paragraphs or subparagraphs.] [When completing any final terms or adding any other final terms or information including final terms at items 9, 10, 15, 16, 17 or 28 of Part A or in relation to disclosure relating to the interests of natural and legal persons involved in the issue/offer in Part B consideration should be given as to whether such terms or information constitute "significant new factors" and consequently trigger the need for a supplement to the Prospectus under Article 16 of the Prospectus Directive.] (a) Issuer: Abbey National Treasury Services plc (b) Guarantors: Santander UK plc and Abbey Covered Bonds LLP (a) Series Number: [•]

CONTRACTUAL TERMS. Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions set forth in the Prospectus dated [date] [and the supplemental Prospectus dated [date]●] which [together] constitute[s] a base prospectus for the purposes of the Prospectus Directive (Directive 2003/71/EC) (as amended, which includes amendments made by Directive 2010/73/EU to the effect that such amendments have been implemented in a relevant Member State) (the "Prospectus Directive"). This document constitutes the final terms of the Covered Bonds described herein for the purposes of Article 5.4 of the Prospectus Directive and must be read in conjunction with the Prospectus [as so supplemented]Prospectus. Full information on the Issuer, the Group Guarantor and the LLP and the offer of the Covered Bonds is only available on the basis of the combination of this Final Terms Document and the Prospectus [as so supplemented]Prospectus. Copies of the Prospectus [and the supplemental Prospectus] are available free of charge to the public at the registered office of the Issuer and from the specified office of each of the Paying Agents. [The following alternative language applies if Terms used herein shall be deemed to be defined as such for the first Tranche purposes of an issue which is being increased was issued under a Prospectus with an earlier date. the Terms and Conditions (the "Terms and Conditions") set forth in the prospectus dated [●] which are incorporated by reference in the Prospectus dated [original date] [and the supplemental Prospectus dated [date]●]. This document constitutes the final terms of the Covered Bonds described herein for the purposes of Article 5.4 of the Prospectus Directive (Directive 2003/71/EC) (as amended, which includes amendments made by Directive 2010/73/EU to the effect that such amendments have been implemented in a relevant Member State) (the "Prospectus Directive) "), as amended, to the extent that such amendments have been implemented in a Member State, and must be read in conjunction with the Prospectus dated [current date] [and the supplemental Prospectus dated [date]●], which [together] constitute[s] a base prospectus for the purposes of the Prospectus Directive, save in respect of the Terms and Conditions which are extracted from the Prospectus dated [original date] and are attached hereto. Full information on the Issuer, the Group Guarantor and the LLP and the offer of the Covered Bonds is only available on the basis of the combination of this Final Terms Document and the Prospectus dated [original date] and [current date] [and the supplemental Prospectus dated [date]●]. Copies of such Prospectuses are available free of charge to the public at the registered office of the Issuer and from the specified office of each of the Paying Agents.] [Include whichever of the following apply or specify as "Not Applicable" (N/A). Note that the numbering should remain as set out below, even if "Not Applicable" is indicated for individual paragraphs or subparagraphs.] [When completing any final terms or adding any other final terms or information including final terms at items 9, 10, 15, 16, 17 or 28 of Part A or in relation to disclosure relating to the interests of natural and legal persons involved in the issue/offer in Part B consideration should be given as to whether such terms or information constitute "significant new factors" and consequently trigger the need for a supplement to the Prospectus under Article 16 of the Prospectus Directive.] (a) Issuer: Abbey National Treasury Services plc (b) Guarantors: Santander UK plc and Abbey Covered Bonds LLP (a) Series Number: [•]

CONTRACTUAL TERMS. [Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions (the "Conditions") set forth in the Prospectus base prospectus dated [date] 14 July 2020 [and the supplemental Prospectus base prospectus dated [date]•] which [together] constitute[s] a base prospectus (the "Base Prospectus") for the purposes of the Prospectus Directive Regulation (Directive 2003/71/ECEU) 2017/1129 (the "Prospectus DirectiveRegulation"). This document constitutes the final terms Final Terms of the Covered Bonds Notes described herein [for the a Include where Part B item 6(vi) of the Final Terms specifies "Applicable". purposes of Article 5.4 of the Prospectus Directive Regulation] and must be read in conjunction with the Prospectus [as so supplemented]Base Prospectus. Full information on the Issuer[, the Group Guarantor and the LLP Guarantor] and the offer of the Covered Bonds Notes described herein is only available on the basis of the combination of this these Final Terms Document and the Prospectus [as so supplemented]Base Prospectus. Copies of the The Base Prospectus [and these Final Terms] [is] [are] available for viewing on the supplemental Prospectus] are available free website of charge to the public Euronext Dublin (▇▇▇▇://▇▇▇.▇▇▇.▇▇) and during normal business hours at the registered office offices of the Issuer Issuer[, the Guarantor] and the Principal Paying Agent and copies may be obtained from such offices]. [Terms used herein shall be deemed to be defined as such for the specified office of each purposes of the Paying Agents. [The following alternative language applies if Conditions (the first Tranche of an issue which is being increased was issued under a Prospectus with an earlier date. Terms and "Conditions") set forth in the Prospectus base prospectus dated [original date•] [and the supplemental Prospectus prospectus dated [date•]]. This document constitutes ] which are incorporated by reference into the final terms of the Covered Bonds described herein for the purposes of Article 5.4 of the Prospectus Directive (Directive 2003/71/EC) (the Prospectus Directive) and must be read in conjunction with the Prospectus base prospectus dated [current date] 14 July 2020 [and the supplemental Prospectus prospectus dated [date•]], which [together] constitute[s] a base prospectus prospectus] (the "Base Prospectus") for the purposes Regulation (EU) 2017/1129 (the "Prospectus Regulation"). This document constitutes the applicable Final Terms of the Notes described herein [for the purposes of the Prospectus Directive, save in respect of the Terms and Conditions which are extracted from the Prospectus dated [original dateRegulation] and are attached heretomust be read in conjunction with the Base Prospectus. Full information on the Issuer[, the Group Guarantor and the LLP Guarantor] and the offer of the Covered Bonds Notes described herein is only available on the basis of the combination of this these Final Terms Document and the Base Prospectus. The Base Prospectus dated [original dateand these Final Terms] [is] [are] available for viewing on the website of Euronext Dublin (▇▇▇▇://▇▇▇.▇▇▇.▇▇) and during normal business hours at the offices of the Issuer[, the Guarantor] and the Principal Paying Agent and copies may be obtained from such offices]. (i) Issuer: [current dateCBQ Finance (P.S.Q.C.)] Limited/The Commercial Bank [and the supplemental Prospectus dated [date]]. Copies of such Prospectuses are available free of charge to the public at the registered office of the Issuer and from the specified office of each of the Paying Agents.] [Include whichever of the following apply or specify as "Not Applicable" (N/Aii) Guarantor: The Commercial Bank (P.S.Q.C.). Note that the numbering should remain as set out below, even if "Not Applicable" is indicated for individual paragraphs or subparagraphs.] [When completing any final terms or adding any other final terms or information including final terms at items 9, 10, 15, 16, 17 or 28 of Part A or in relation to disclosure relating to the interests of natural and legal persons involved in the issue/offer in Part B consideration should be given as to whether such terms or information constitute "significant new factors" and consequently trigger the need for a supplement to the Prospectus under Article 16 of the Prospectus Directive.] (aii) Issuer: Abbey National Treasury Services plc (b) Guarantors: Santander UK plc and Abbey Covered Bonds LLP (a) Series Tranche Number: [•] (iii) Date on which the Notes will be consolidated and form a single Series: [•]/Not Applicable/ The Notes shall be consolidated, form a single series and be interchangeable for trading purposes with the [•] on [[•]/the Issue Date/the date that is 40 days after the Issue date/exchange of the Temporary Global Note for interests in the Permanent Global Note, as referred to in paragraph 21 below [which is expected to occur on or about [•]].] 3. Specified Currency or Currencies: [•]

CONTRACTUAL TERMS. Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions set forth in the Base Prospectus dated 16 January 2009 which[, as supplemented by the supplement to the Base Prospectus dated [date] [and (the supplemental Prospectus dated [date]‘‘Supplement’’),] which [together] constitute[s] constitutes a base prospectus for the purposes of the Prospectus Directive (Directive 2003/71/EC) EC (the ‘‘Prospectus Directive’’). This document constitutes the final terms Final Terms of the Covered Bonds Notes described herein for the purposes of Article 5.4 of the Prospectus Directive and must be read in conjunction with the Prospectus [Base Prospectus, as so supplemented]. Full information on the Issuer, the Group Guarantor and the LLP Guarantors and the offer of the Covered Bonds Notes is only available on the basis of the combination of this these Final Terms Document and the Prospectus [Base Prospectus, as so supplemented]. Copies The Base Prospectus [is/and the Supplement are] available for viewing on the website of the Prospectus [Regulatory News Service operated by the London Stock Exchange (at ▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇/▇▇-▇▇/▇▇▇▇▇▇▇▇▇▇/▇▇▇▇▇▇▇▇▇▇) and the supplemental Prospectus] are available free of charge to the public copies may be obtained during normal business hours at the registered office specified offices of the Issuer [Paying Agents for the time being in Luxembourg, The Netherlands and from the specified office of each of the Paying AgentsGermany/Domiciliary Agent]. [The following alternative language applies if the first Tranche tranche of an issue which is being increased was issued under a Base Prospectus with an earlier date. Terms and used herein shall be deemed to be defined as such for the purposes of the Conditions (the ‘‘Conditions’’) set forth in the Base Prospectus dated [original date] [and the supplemental Prospectus dated [date]]. This document constitutes the final terms Final Terms of the Covered Bonds Notes described herein for the purposes of Article 5.4 of the Prospectus Directive (Directive 2003/71/EC) EC (the ‘‘Prospectus Directive’’) and must be read in conjunction with the Base Prospectus dated [current date] which[and , as supplemented by the supplemental supplement to the Base Prospectus dated [date]], which [together] constitute[s(the ‘‘Supplement’’),] constitutes a base prospectus for the purposes of the Prospectus Directive, save in respect of the Terms and Conditions which are extracted from the Base Prospectus dated [original date] and are attached hereto. Full information on the Issuer, the Group Guarantor and the LLP Guarantors and the offer of the Covered Bonds Notes is only available on the basis of the combination of this these Final Terms Document and the Prospectus Base Prospectuses dated 16 January 2009 [(as so supplemented)] and [original date] and [current date] [and the supplemental Prospectus dated [date]]. Copies of such Base Prospectuses [and the Supplement] are available free for viewing on the website of charge to the public Regulatory News Service operated by the London Stock Exchange (at ▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇/▇▇-▇▇/▇▇▇▇▇▇▇▇▇▇/▇▇▇▇▇▇▇▇▇▇) and copies may be obtained during normal business hours at the registered office specified offices of the Issuer [Paying Agents for the time being in Luxembourg, The Netherlands and from the specified office of each of the Paying AgentsGermany/Domiciliary Agent].] [Include whichever of the following apply or specify as "‘‘Not Applicable" ’’ (N/A). Note that the numbering should remain as set out below, even if "‘‘Not Applicable" ’’ is indicated for individual paragraphs or subparagraphs. Italics denote directions for completing the Final Terms.] [When completing any final terms or adding any other final terms or information including final terms at items 9, 10, 15, 16, 17 or 28 of Part A or in relation to disclosure relating to the interests of natural and legal persons involved in the issue/offer in Part B consideration should be given as to whether such terms or information constitute "‘‘significant new factors" ’’ and consequently trigger the need for a supplement to the Base Prospectus under Article 16 of the Prospectus Directive.] ] [If the Notes have a maturity of less than one year from the date of their issue, the minimum denomination may need to be £100,000 or its equivalent in any other currency.] 1 (a) Issuer: Abbey National Treasury Services plc [Brandbrew S.A.] [Anheuser-▇▇▇▇▇ InBev SA/NV] [other New Issuer] (b) Guarantors: Santander UK plc and Abbey Covered Bonds LLP (a) Series Number: [•]Note that, in the case of Notes issued by a New Issuer, a supplement to or replacement of the Base Prospectus may need to be prepared in respect of the New Issuer)

CONTRACTUAL TERMS. Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions set forth in the Base Prospectus dated [date] [and the supplemental Prospectus dated [date]] 15 September, 2005, which [together] constitute[s] constitutes a base prospectus for the purposes of the Prospectus Directive (Directive 2003/71/EC) (the ‘‘Prospectus Directive’’). This document constitutes the final terms Final Terms of the Covered Bonds Notes described herein for the purposes of Article 5.4 of the Prospectus Directive and must be read in conjunction with the Prospectus [as so supplemented]Base Prospectus. Full information on the Issuer, the Group Guarantor and the LLP Issuer and the offer of the Covered Bonds Notes is only available on the basis of the combination of this these Final Terms Document and the Base Prospectus. The Base Prospectus and the Final Terms are available for viewing at [as so supplemented]. Copies the offices of the Prospectus [Issuing and Principal Paying Agent and the supplemental Prospectusoffice of any Paying Agent in Luxembourg] are available and copies may be obtained free of charge to from [the public at the registered office of the Issuer Issuing and from the specified office of each of the Principal Paying AgentsAgent and any Paying Agent in Luxembourg]. [The following alternative language applies if the first Tranche tranche of an issue which is being increased was issued under a Prospectus prospectus with an earlier date. .] Terms and used herein shall be deemed to be defined as such for the purposes of the Conditions (the ‘‘Conditions’’) set forth in the Base Prospectus dated [original date] [and the supplemental Prospectus dated [date]]. This document constitutes the final terms Final Terms of the Covered Bonds Notes described herein for the purposes of Article 5.4 of the Prospectus Directive (Directive 2003/71/EC) (the ‘‘Prospectus Directive’’) and must be read in conjunction with the Base Prospectus dated [current date] [and the supplemental Prospectus dated [date]], which [together] constitute[s] constitutes a base prospectus for the purposes of the Prospectus Directive, save in respect of the Terms and Conditions which are extracted from the Base Prospectus dated [original date] and are attached hereto. Full information on the Issuer, the Group Guarantor and the LLP Issuer and the offer of the Covered Bonds Notes is only available on the basis of the combination of this these Final Terms Document and the Prospectus prospectuses dated [original current date] and [current original date] [and the supplemental Prospectus dated [date]]. Copies of such Prospectuses prospectuses are available for viewing at [address] and copies may be obtained free of charge to the public at the registered office of the Issuer and from the specified office of each of the Paying Agents.] [address]. [Include whichever of the following apply or specify as "‘‘Not Applicable" ’’ (N/A). Note that the numbering should remain as set out below, even if "‘‘Not Applicable" ’’ is indicated for individual paragraphs or subparagraphs.] [When sub- paragraphs. Italics denote directions for completing any final terms or adding any other final terms or information including final terms at items 9, 10, 15, 16, 17 or 28 of Part A or in relation to disclosure relating to the interests of natural and legal persons involved in the issue/offer in Part B consideration should be given as to whether such terms or information constitute "significant new factors" and consequently trigger the need for a supplement to the Prospectus under Article 16 of the Prospectus Directive.Final Terms. ] (a) Issuer: Abbey National Treasury Services plc (b) Guarantors: Santander UK plc and Abbey Covered Bonds LLP (a) Series Number: [•]

CONTRACTUAL TERMS. Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions of the Notes set forth in the Prospectus dated 8 September 2017 [and the supplement[s] to it dated [date] [and the supplemental Prospectus dated [date]], including all documents incorporated by reference ([the Prospectus as so supplemented,] the “Prospectus”) which [together] constitute[s] constitutes a base prospectus for the purposes of the Prospectus Directive (Directive 2003/71/EC) (the Prospectus Directive). This document constitutes the final terms Final Terms of the Covered Bonds Notes [described herein for the purposes of Article 5.4 of the Prospectus Directive – remove for unlisted Notes] and must be read in conjunction with the Prospectus [as so supplemented]Prospectus. Full information on the Issuer, the Group Guarantor and the LLP Issuer and the offer of the Covered Bonds Notes is only available on the basis of the combination of this these Final Terms Document and the Prospectus [as so supplemented]Prospectus. Copies A summary of the Notes (which comprises the summary in the Prospectus [and as amended to reflect the supplemental Prospectus] are available free provisions of charge these Final Terms) is annexed to these Final Terms. The Prospectus has been published on the public at the registered office website of the Issuer and from the specified office of each of the Paying AgentsLondon Stock Exchange at ▇▇▇▇://▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇/exchange/news/market-news/market-news-home.html. [The following alternative language applies if the first Tranche of an issue which is being increased was issued under a Prospectus or Offering Circular with an earlier date. Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions of the Notes (the “Conditions”) set forth in and extracted from the Prospectus Prospectus/Offering Circular dated [original date] [and which are incorporated by reference in the supplemental Prospectus dated [date]]8 September 2017. This document constitutes the final terms Final Terms of the Covered Bonds Notes [described herein for the purposes of Article 5.4 of the Prospectus Directive (Directive 2003/71/EC) (the Prospectus Directive) – remove for unlisted Notes] and must be read in conjunction with the Prospectus dated 8 September 2017, including the Conditions which are incorporated by reference in it [current and the supplement[s] to it dated [date] [and the supplemental Prospectus dated [date]], including all documents incorporated by reference ([the Prospectus as so supplemented,] the “Prospectus”) which [together] constitute[s] constitutes a base prospectus for the purposes of the Prospectus Directive, save in respect of the Terms and Conditions which are extracted from the Prospectus dated [original date] and are attached hereto. Full information on the Issuer, the Group Guarantor and the LLP Issuer and the offer of the Covered Bonds Notes is only available on the basis of the combination of this these Final Terms Document and the Prospectus. A summary of the Notes (which comprises the summary in the Prospectus dated as amended to reflect the provisions of these Final Terms) is annexed to these Final Terms. The Prospectus has been published on the website of the London Stock Exchange at ▇▇▇▇://▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇/exchange/news/market-news/market-news-home.html.] The expression “Prospectus Directive” means Directive 2003/71/EC (as amended, including by Directive 2010/73/EU), and includes any relevant implementing measure (for the purpose of the Prospectus, [original datethe Terms and Conditions of the Notes set forth in the Prospectus]/[the Conditions] and [current date] [and these Final Terms) in the supplemental Prospectus dated [date]]relevant Member State. Copies of such Prospectuses are available free of charge to the public at the registered office of the Issuer and from the specified office of each of the Paying Agents.] [Include whichever of the following apply or specify as "“Not Applicable" (N/A)”. Note that the numbering should remain as set out below, even if "“Not Applicable" ” is indicated for individual paragraphs or subparagraphs.] [When completing any final terms or adding any other final terms or information including final terms at items 9, 10, 15, 16, 17 or 28 of Part A or (in relation to disclosure relating to which case the interests of natural and legal persons involved in the issue/offer in Part B consideration should be given as to whether such terms or information constitute "significant new factors" and consequently trigger the need for a supplement to the Prospectus under Article 16 sub-paragraphs of the Prospectus Directiveparagraphs which are not applicable can be deleted). Italics denote guidance for completing the Final Terms.] (ai) Issuer: Abbey National Treasury Services plc (b) Guarantors: Santander UK plc and Abbey Covered Bonds LLP[ ] (aii) Credit Support Providers: Toyota Motor Corporation Toyota Financial Services Corporation 2. [(i)] Series Number: [ ] [•(ii)] Tranche Number: [ ] [(iii)] Uridashi Notes: [Applicable]/[Not Applicable] [(iv)] Date on which the Notes will be consolidated and form a single Series: [Not Applicable]/[The Notes shall be consolidated and form a single Series and be interchangeable for trading purposes with the [insert description of the Series] on [insert date/the Issue Date/exchange of the Temporary Global Note for interests in the Permanent Global Note, as referred to in paragraph 25 below [which is expected to occur on or about [insert date]].] 3. Specified Currency: [ ] 4. Aggregate Nominal Amount: [ ] [(i)] Series: [ ] [(ii)] Tranche: [ ] 5. Issue Price: [ ] per cent. of the Aggregate Nominal Amount [plus [ ] days’ accrued interest in respect of the period from and including [insert date] to, but excluding [insert date] (if applicable)] (i) Specified Denominations: [ ] [N.