Common use of Coverage and Benefits Clause in Contracts

Coverage and Benefits. A. Group Term Life Insurance The Welfare Plan will include Group Term Life Insurance coverage in accordance with the Table. Benefits will be payable as a result of death from any cause on a twenty- four (24) hour coverage basis. B. Accidental Death or Dismemberment Insurance In addition to the above Group Term Life Insurance coverage the Welfare Plan will include Accidental Death Insurance as out-lined in the Table on a twenty-four (24) hour coverage basis. Accidental Death and Dismemberment coverage Schedule to reflect current insurance carriers’ benefit levels. Provide coverage for quadriplegia, paraplegia and hemiplegia at 200%. C. Non-occupational Accident and Sickness Insurance The Welfare Plan will include Non-Occupational Accident and Sickness Insurance that will provide a benefit of sixty percent (60%) of the employee’s regular job rate to the maximums in the following table. Effective Date Benefit Maximum May 1, 2012 $845.00 per week May 1, 2013 $845.00 per week May 1, 2014 $845.00 per week May 1, 2015 $860.00 per week May 1, 2016 $880.00 per week Note: The increases effective May 1, 2010 and May 1, 2011 reflect the May 1, 2009 benefit being increased in accordance with the general wage increases effective on those dates. Weekly Indemnity (WI) benefits will be payable beginning with the first day of disability caused by non-occupational accident and beginning with the fourth day of disability caused by non-occupational sickness, except that in those cases of non-occupational sickness, which results in the claimant being hospitalized as a bed patient, and in those cases where surgery is performed which necessitates loss of time from work, the said Weekly Indemnity benefits will be payable beginning with the first day of sickness. Benefits will be payable for a maximum of fifty-two (52) weeks during any one period of disability. Only one (1) waiting period will be required for serious illnesses which require kidney dialysis, chemotherapy, radiation or other similar recurring treatments. This will provide benefits, after the initial waiting period, for any subsequent lost time. Weekly Indemnity benefits which begin prior to age 65 will continue until the employee has received at least fifteen

Coverage and Benefits. A. Group Term Life Insurance The Welfare Plan will include Group Term Life Insurance coverage in accordance with the Table. Benefits will be payable as a result of death from any cause on a twenty- four (24) hour coverage basis. B. Accidental Death or Dismemberment Insurance In addition to the above Group Term Life Insurance coverage the Welfare Plan will include Accidental Death Insurance as out-lined in the Table on a twenty-four (24) hour coverage basis. Accidental Death and Dismemberment coverage Schedule to reflect current insurance carriers’ benefit levels. Provide coverage for quadriplegia, paraplegia and hemiplegia at 200%. C. Non-occupational Accident and Sickness Insurance The Welfare Plan will include Non-Occupational Accident and Sickness Insurance that will provide a benefit of sixty sixty- two percent (6062%) of the employee’s regular job rate to the maximums in the following table. Effective Date Benefit Maximum May 1, 2012 Catalyst Unifor Date of Ratification 2017 $845.00 995.52 per week $1000.00 per week May 1, 2013 2018 $845.00 1015.43 per week $1020.00 per week May 1, 2014 2019 $845.00 1035.73 per week $1050.00 per week May 1, 2015 2020 $860.00 1056.44 per week May 1, 2016 $880.00 1080.00 per week Note: The increases effective May 1, 2010 and May 1, 2011 reflect the May 1, 2009 benefit being increased in accordance with the general wage increases effective on those dates. Weekly Indemnity (WI) benefits will be payable beginning with the first day of disability caused by non-occupational accident and beginning with the fourth day of disability caused by non-occupational sickness, except that in those cases of non-occupational sickness, which results in the claimant being hospitalized as a bed patient, and in those cases where surgery is performed which necessitates loss of time from work, the said Weekly Indemnity benefits will be payable beginning with the first day of sickness. Benefits will be payable for a maximum of fifty-two (52) weeks during any one period of disability. Only one (1) waiting period will be required for serious illnesses which require kidney dialysis, chemotherapy, radiation or other similar recurring treatments. This will provide benefits, after the initial waiting period, for any subsequent lost time. Weekly Indemnity benefits which begin prior to age 65 will continue until the employee has received at least fifteen