Credit Card Guidelines. The Servicer has delivered the Credit Card Guidelines as changed through the date hereof, and since such date, no change has been made in the Credit Card Guidelines that would impair the collectibility of any substantial portion of the Receivables or otherwise result in a Material Adverse Effect.
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Credit Card Guidelines. The Servicer has delivered the Credit Card Guidelines as changed through the date hereof, and since such date, no material adverse change has been made occurred in the Credit Card Guidelines that would impair the collectibility overall rate of any substantial portion collection of the Receivables or otherwise result in a Material Adverse EffectReceivables.
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