Common use of CROSS-REFERENCE TABLE Clause in Contracts

CROSS-REFERENCE TABLE. Section of Trust Section of Guarantee Indenture Act of Agreement 1939, as amended --------- ---------------- 310(a) .......................................... 4.1(a) 310(b) .......................................... 2.8, 4.1(c) 310(c) .......................................... N/A 311(a) .......................................... 2.2(b) 311(b) .......................................... 2.2(b) 311(c) .......................................... N/A 312(a) .......................................... 2.2(a) 312(b) .......................................... 2.2(b) 312(c) .......................................... N/A 313 .......................................... 2.3 314(a) .......................................... 2.4 314(b) .......................................... N/A 314(c) .......................................... 2.5 314(d) .......................................... N/A 314(e) .......................................... 1.1, 2.5, 3.2 314(f) .......................................... 2.1, 3.2 315(a) .......................................... 3.1(d), 3.2(a) 315(b) .......................................... 2.7 315(c) .......................................... 3.1(c) 315(d) .......................................... 3.1(d), 3.2(a), 8.1 315(e) .......................................... N/A 316(a) .......................................... 1.1, 2.6, 5.4 316(b) .......................................... 5.3, 5.4 316(c) .......................................... 9.2 317(a) .......................................... N/A 317(b) .......................................... N/A 318(a) .......................................... 2.1(a) 318(b) .......................................... 2.1(b) 318(c) .......................................... 2.1(b) _________________________ * This Cross-Reference Table does not constitute part of this Guarantee Agreement and shall not affect the interpretation of any of its terms or provisions. SERIES B CAPITAL SECURITIES GUARANTEE AGREEMENT This SERIES B CAPITAL SECURITIES GUARANTEE AGREEMENT (the "Series B Capital Securities Guarantee"), dated as of _________________, 2000 is executed and delivered by GREATER BAY BANCORP, a California corporation (the "Guarantor"), and WILMINGTON TRUST COMPANY, a Delaware banking corporation, as trustee (the "Capital Securities Guarantee Trustee" or "Trustee"), for the benefit of the Holders (as defined herein) from time to time of the Series B Capital Securities (as defined herein) of GBB CAPITAL IV, a Delaware statutory business trust (the "Issuer").

CROSS-REFERENCE TABLE. Section of Trust Section of Guarantee Trust Indenture Agreement Act of Agreement 1939, --------- as amended --------- ---------------- -------------- 310(a) .......................................... ................................................. 4.1(a) 310(b) .......................................... ................................................. 2.8, 4.1(c) 310(c) .......................................... ................................................. N/A 311(a) .......................................... ................................................. 2.2(b) 311(b) .......................................... ................................................. 2.2(b) 311(c) .......................................... ................................................. N/A 312(a) .......................................... ................................................. 2.2(a) 312(b) .......................................... ................................................. 2.2(b) 312(c) .......................................... ................................................. N/A 313 .......................................... ................................................. 2.3 314(a) .......................................... ................................................. 2.4 314(b) .......................................... ................................................. N/A 314(c) .......................................... ................................................. 2.5 314(d) .......................................... ................................................. N/A 314(e) .......................................... ................................................. 1.1, 2.5, 3.2 314(f) .......................................... ................................................. 2.1, 3.2 315(a) .......................................... ................................................. 3.1(d), 3.2(a) 315(b) .......................................... ................................................. 2.7 315(c) .......................................... ................................................. 3.1(c) 315(d) .......................................... ................................................. 3.1(d), 3.2(a), 8.1 315(e) .......................................... ................................................. N/A 316(a) .......................................... ................................................. 1.1, 2.6, 5.4 316(b) .......................................... ................................................. 5.3, 5.4 316(c) .......................................... ................................................. 9.2 317(a) .......................................... ................................................. N/A 317(b) .......................................... ................................................. N/A 318(a) .......................................... ................................................. 2.1(a) 318(b) .......................................... ................................................. 2.1(b) 318(c) .......................................... ................................................. 2.1(b) _________________________ * This Cross-Reference Table does not constitute part of this Guarantee Agreement and shall not affect the interpretation of any of its terms or provisions. SERIES B CAPITAL SECURITIES GUARANTEE AGREEMENT This SERIES B CAPITAL SECURITIES GUARANTEE AGREEMENT (the "Series B Capital Securities Guarantee"), dated as of _______________June __, 2000 2001 is executed and delivered by GREATER BAY BANCORP, a California corporation (the "Guarantor"), and WILMINGTON TRUST COMPANY, a Delaware banking corporation, as trustee (the "Capital Securities Guarantee Trustee" or "Trustee"), for the benefit of the Holders (as defined herein) from time to time of the Series B Capital Securities (as defined herein) of GBB CAPITAL IVV, a Delaware statutory business trust (the "Issuer").

CROSS-REFERENCE TABLE. Section of Trust Indenture Act Section of Guarantee Indenture Act of Agreement 1939, as amended Indenture --------------------- --------- ---------------- 310(a) .......................................... )................................................................... 4.1(a) 310(b) .......................................... 2.8).............................................................. 4.1(c), 4.1(c) 2.8 310(c) .......................................... N/A )........................................................... Not Applicable 311(a) .......................................... )................................................................... 2.2(b) 311(b) .......................................... )................................................................... 2.2(b) 311(c) .......................................... N/A )........................................................... Not Applicable 312(a) .......................................... )................................................................... 2.2(a) 312(b) .......................................... )................................................................... 2.2(b) 312(c) .......................................... N/A 313 .......................................... 313......................................................................... 2.3 314(a) .......................................... )...................................................................... 2.4 314(b) .......................................... N/A )........................................................... Not Applicable 314(c) .......................................... )...................................................................... 2.5 314(d) .......................................... N/A )........................................................... Not Applicable 314(e) .......................................... )........................................................... 1.1, 2.5, 3.2 2.5,3.2 314(f) .......................................... )................................................................. 2.1, 3.2 315(a) .......................................... )................................................................... 3.1(d), 3.2(a) 315(b) .......................................... )...................................................................... 2.7 315(c)...................................................................... 3.1 315(d)................................................................... 3.1(d) .......................................... 3.1(c) 315(d) .......................................... 3.1(d316(a), 3.2(a), 8.1 315(e) .......................................... N/A 316(a) .......................................... ............................................................ 1.1, 2.6, 5.4 316(b) .......................................... 5.3, 5.4 316(c) .......................................... 9.2 )...................................................................... 5.3 317(a) .......................................... N/A )...................................................................... 3.1 317(b) .......................................... N/A )........................................................... Not Applicable 318(a) .......................................... 2.1(a) )...................................................................... 2.1 318(b) .......................................... )...................................................................... 2.1 318(c)................................................................... 2.1(b) 318(c) .......................................... 2.1(b) _________________________ * Note: This Cross-Reference Table does not constitute part of this Guarantee Agreement and shall not affect the interpretation of any of its terms or provisions. SERIES B CAPITAL PREFERRED SECURITIES GUARANTEE AGREEMENT This SERIES B CAPITAL THIS PREFERRED SECURITIES GUARANTEE AGREEMENT (the this "Series B Capital Preferred Securities Guarantee"), dated as of _________________, 2000 1997, is executed and delivered by GREATER BAY BANCORPSouthwest Bancorp, a California Inc., an Oklahoma corporation (the "Guarantor"), and WILMINGTON STATE STREET BANK AND TRUST COMPANY, a Delaware banking corporationtrust company organized and existing under the laws of the Commonwealth of Massachusetts, as trustee (the "Capital Securities Preferred Guarantee Trustee" or "Trustee"), for the benefit of the Holders (as defined herein) from time to time of the Series B Capital Preferred Securities (as defined herein) of GBB CAPITAL IVSBI Capital Trust, a Delaware statutory business trust (the "IssuerTrust").

CROSS-REFERENCE TABLE. Section of Trust Indenture Act Section of Guarantee Indenture Act of Agreement 1939, as amended --------- ---------------- 310(aGuarantee Agreement ------------------- ------------------- 310 (a) .......................................... 4.1(a.................................................. 4.01 (a) 310(b310 (b) .......................................... 2.8, 4.1(c) 310(c) .......................................... N/A 311(a) .......................................... 2.2(b) 311(b) .......................................... 2.2(b) 311(c) .......................................... N/A 312(a) .......................................... 2.2(a) 312(b) .......................................... 2.2(b) 312(c) .......................................... N/A 313 .......................................... 2.3 314(a) .......................................... 2.4 314(b) .......................................... N/A 314(c) .......................................... 2.5 314(d) .......................................... N/A 314(e) .......................................... 1.1, 2.5, 3.2 314(f) .......................................... 2.1, 3.2 315(a) .......................................... 3.1(d.................................................. 4.01 (c), 3.2(a2.08 310 (c) 315(b.................................................. Inapplicable 311 (a) .......................................... 2.7 315(c.................................................. 2.02 (b) .......................................... 3.1(c311 (b) 315(d.................................................. 2.02 (b) .......................................... 3.1(d)311 (c) .................................................. Inapplicable 312 (a) .................................................. 2.02 (a) 312 (b) .................................................. 2.02 (b) 313. .................................................. 2.03 314 (a) .................................................. 2.04 314 (b) .................................................. Inapplicable 314 (c) .................................................. 2.05 314 (d) .................................................. Inapplicable 314 (e) .................................................. 1.01, 3.2(a)2.05, 8.1 315(e3.02 314 (f) .......................................... N/A 316(a.................................................. 2.01, 3.02 315 (a) .......................................... 1.1.................................................. 3.01 (d) 315 (b) .................................................. 2.07 315 (c) .................................................. 3.01 315 (d) .................................................. 3.01 (d) 316 (a) .................................................. 1.01, 2.62.06, 5.4 316(b5.04 316 (b) .......................................... 5.3, 5.4 316(c.................................................. 5.03 316 (c) .......................................... 9.2 317(a.................................................. Inapplicable 317 (a) .......................................... N/A 317(b.................................................. Inapplicable 317 (b) .......................................... N/A 318(a.................................................. Inapplicable 318 (a) .......................................... 2.1(a.................................................. 2.01 (b) 318(b) .......................................... 2.1(b) 318(c) .......................................... 2.1(b) _________________________ ---------- * This Cross-Reference Table does not constitute part of this the Guarantee Agreement and shall not affect the interpretation of any of its terms or provisions. SERIES B CAPITAL SECURITIES GUARANTEE AGREEMENT This SERIES B CAPITAL SECURITIES GUARANTEE AGREEMENT (the "Series B Capital Securities Guarantee")AGREEMENT, dated as of _________________February 5, 2000 is 1997, executed and delivered by GREATER BAY BANCORPU.S.B. HOLDING CO., INC., a California Delaware corporation (the "Guarantor")) having its principal office at ▇▇▇ ▇▇▇▇▇ ▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, and WILMINGTON TRUST COMPANYTHE CHASE MANHATTAN BANK, a Delaware New York banking corporation, as trustee (the "Capital Securities Guarantee Trustee" or "Trustee"), for the benefit of the Holders (as defined herein) from time to time of the Series B Capital Trust Securities (as defined herein) of GBB UNION STATE CAPITAL IVTRUST I, a Delaware statutory business trust (the "Issuer").

CROSS-REFERENCE TABLE. Section of Trust Indenture Act Section of Guarantee Indenture Act of Agreement 1939, as amended --------- ---------------- Declaration 310(a) .......................................... )............................................................................... 4.1(a) 310(b) .......................................... 2.8, 4.1(c) 310(c) .......................................... N/A 311(a) .......................................... 2.2(b) 311(b) .......................................... 2.2(b) )............................................................................... Inapplicable 311(c) .......................................... N/A )............................................................................... Inapplicable 312(a) .......................................... )............................................................................... 2.2(a) 312(b) .......................................... )............................................................................... 2.2(b) 312(c) .......................................... N/A 313 .......................................... 313................................................................................... 2.3 314(a) .......................................... )............................................................................... 2.4 314(b) .......................................... N/A )............................................................................... Inapplicable 314(c) .......................................... )............................................................................... 2.5 314(d)............................................................................... Inapplicable 314(f)................................................................................ Inapplicable 315(a)............................................................................... 3.1(d) .......................................... N/A 314(e) .......................................... 1.1, 2.5, 3.2 314(f) .......................................... 2.1, 3.2 315(a) .......................................... 3.1(d315(c), 3.2(a) 315(b) .......................................... 2.7 315(c) .......................................... ............................................................................... 3.1(c) 315(d) .......................................... )............................................................................... 3.1(d), 3.2(a), 8.1 315(e) .......................................... N/A 316(a) .......................................... 1.1, 2.6, 5.4 316(b) .......................................... 5.3, 5.4 316(c) .......................................... 9.2 317(a) .......................................... N/A 317(b) .......................................... N/A 318(a) .......................................... 2.1(a) 318(b) .......................................... 2.1(b) 318(c) .......................................... 2.1(b) _________________________ * *This Cross-Reference Table does not constitute part of this the Capital Securities Guarantee Agreement and shall not affect the interpretation of any of its terms or provisions. SERIES B CAPITAL SECURITIES GUARANTEE AGREEMENT This SERIES B CAPITAL SECURITIES GUARANTEE AGREEMENT (the "Series B Capital Securities Guarantee"), dated as of _________________May 23, 2000 2006, is executed and delivered by GREATER BAY BANCORPBANK OF AMERICA CORPORATION, a California Delaware corporation (the "Guarantor"), and WILMINGTON TRUST COMPANYTHE BANK OF NEW YORK, a Delaware New York banking corporation, as trustee (the "Capital Securities Guarantee Trustee" or "Trustee"), for the benefit of the Holders (as defined herein) from time to time of the Series B Capital Securities (as defined herein) of GBB CAPITAL IVBAC Capital Trust XI, a Delaware statutory business trust (the "Issuer").

CROSS-REFERENCE TABLE. Section of Trust Indenture Act Section of Guarantee Indenture Act of Agreement 1939, as amended --------- ---------------- Trust Agreement ------------------------------------------- --------------- 310(a)..................................... 5.3 310(b)..................................... 5.3(c), 5.3(d) .......................................... 4.1(a) 310(b) .......................................... 2.8, 4.1(c) 310(c) .......................................... N/A 311(a) .......................................... )..................................... 2.2(b) 311(b) .......................................... )..................................... 2.2(b) 311(c) .......................................... N/A 312(a) .......................................... )..................................... 2.2(a) 312(b) .......................................... )..................................... 2.2(b) 312(c) .......................................... N/A 313 .......................................... ..................................... 2.3 314(a)..................................... 2.4; 3.6(j) .......................................... 2.4 314(b314(c)..................................... 2.5 315(a)..................................... 3.9 315(b)..................................... 2.7(a) .......................................... N/A 314(c) .......................................... 2.5 314(d) .......................................... N/A 314(e) .......................................... 1.1, 2.5, 3.2 314(f) .......................................... 2.1, 3.2 315(a) .......................................... 3.1(d315(c), 3.2(a) 315(b) .......................................... 2.7 315(c) .......................................... 3.1(c..................................... 3.9(a) 315(d)..................................... 3.9(b) .......................................... 3.1(d316(a), 3.2(a..................................... 2.6 316(c), 8.1 315(e..................................... 3.6(e) .......................................... N/A 316(a317(a)..................................... 3.8(e); 3.8(h) .......................................... 1.1, 2.6, 5.4 316(b) .......................................... 5.3, 5.4 316(c) .......................................... 9.2 317(a) .......................................... N/A 317(b) .......................................... N/A 318(a) .......................................... 2.1(a) 318(b) .......................................... 2.1(b) 318(c) .......................................... 2.1(b) _________________________ )..................................... 3.8(i); 7.5 --------------- * This Cross-Reference Table does not constitute part of this Guarantee Trust Agreement and shall not affect the interpretation of any of its terms or provisions. SERIES B AMENDED AND RESTATED TRUST AGREEMENT OF ▇▇▇▇▇▇▇ CAPITAL SECURITIES GUARANTEE AGREEMENT This SERIES B CAPITAL SECURITIES GUARANTEE AGREEMENT (the "Series B Capital Securities Guarantee"), dated TRUST IV Dated as of _______________ AMENDED AND RESTATED TRUST AGREEMENT ("Trust Agreement") dated and effective as of ______, 2000 is executed and delivered _____, by GREATER BAY BANCORP, a California corporation the Trustees (the "Guarantor"as defined herein), and WILMINGTON TRUST COMPANY, a Delaware banking corporation, as trustee (the "Capital Securities Guarantee Trustee" or "Trustee"), for the benefit of the Holders Sponsor (as defined herein) and by the holders, from time to time time, of undivided beneficial interests in the Series B Capital Securities (as defined herein) of GBB CAPITAL IV, a Delaware statutory business trust (the "Issuer").Trust to be issued pursuant to this Trust Agreement;

CROSS-REFERENCE TABLE. Section of Trust Indenture Act Section of Guarantee Indenture Act of Agreement 1939, as amended --------- ---------------- Trust Agreement ------------------------------------------- --------------- 310(a)..................................... 5.3 310(b)..................................... 5.3(c), 5.3(d) .......................................... 4.1(a) 310(b) .......................................... 2.8, 4.1(c) 310(c) .......................................... N/A 311(a) .......................................... )..................................... 2.2(b) 311(b) .......................................... )..................................... 2.2(b) 311(c) .......................................... N/A 312(a) .......................................... )..................................... 2.2(a) 312(b) .......................................... )..................................... 2.2(b) 312(c) .......................................... N/A 313 .......................................... ..................................... 2.3 314(a)..................................... 2.4; 3.6(j) .......................................... 2.4 314(b314(c)..................................... 2.5 315(a)..................................... 3.9 315(b)..................................... 2.7(a) .......................................... N/A 314(c) .......................................... 2.5 314(d) .......................................... N/A 314(e) .......................................... 1.1, 2.5, 3.2 314(f) .......................................... 2.1, 3.2 315(a) .......................................... 3.1(d315(c), 3.2(a) 315(b) .......................................... 2.7 315(c) .......................................... 3.1(c..................................... 3.9(a) 315(d)..................................... 3.9(b) .......................................... 3.1(d316(a), 3.2(a..................................... 2.6 316(c), 8.1 315(e..................................... 3.6(e) .......................................... N/A 316(a317(a)..................................... 3.8(e); 3.8(h) .......................................... 1.1, 2.6, 5.4 316(b) .......................................... 5.3, 5.4 316(c) .......................................... 9.2 317(a) .......................................... N/A 317(b) .......................................... N/A 318(a) .......................................... 2.1(a) 318(b) .......................................... 2.1(b) 318(c) .......................................... 2.1(b) _________________________ )..................................... 3.8(i); 7.5 --------------- * This Cross-Reference Table does not constitute part of this Guarantee Trust Agreement and shall not affect the interpretation of any of its terms or provisions. SERIES B AMENDED AND RESTATED TRUST AGREEMENT OF ▇▇▇▇▇▇▇ CAPITAL SECURITIES GUARANTEE AGREEMENT This SERIES B CAPITAL SECURITIES GUARANTEE AGREEMENT (the "Series B Capital Securities Guarantee"), dated TRUST VI Dated as of _______________ AMENDED AND RESTATED TRUST AGREEMENT ("Trust Agreement") dated and effective as of ______, 2000 is executed and delivered _____, by GREATER BAY BANCORP, a California corporation the Trustees (the "Guarantor"as defined herein), and WILMINGTON TRUST COMPANY, a Delaware banking corporation, as trustee (the "Capital Securities Guarantee Trustee" or "Trustee"), for the benefit of the Holders Sponsor (as defined herein) and by the holders, from time to time time, of undivided beneficial interests in the Series B Capital Securities (as defined herein) of GBB CAPITAL IV, a Delaware statutory business trust (the "Issuer").Trust to be issued pursuant to this Trust Agreement;

CROSS-REFERENCE TABLE. Section of Trust Indenture Act of Section of Guarantee Indenture Act of Agreement 1939, as amended Agreement ---------------- --------- ---------------- 310(a) .......................................... .............................................................. 4.1(a) 310(b) .......................................... .............................................................. 2.8, 4.1(c) 310(c) .......................................... .............................................................. N/A 311(a) .......................................... .............................................................. 2.2(b) 311(b) .......................................... .............................................................. 2.2(b) 311(c) .......................................... .............................................................. N/A 312(a) .......................................... .............................................................. 2.2(a) 312(b) .......................................... .............................................................. 2.2(b) 312(c) .......................................... .............................................................. N/A 313 .......................................... .............................................................. 2.3 314(a) .......................................... .............................................................. 2.4 314(b) .......................................... .............................................................. N/A 314(c) .......................................... .............................................................. 2.5 314(d) .......................................... .............................................................. N/A 314(e) .......................................... .............................................................. 1.1, 2.5, 3.2 314(f) .......................................... .............................................................. 2.1, 3.2 315(a) .......................................... .............................................................. 3.1(d), 3.2(a) 315(b) .......................................... .............................................................. 2.7 315(c) .......................................... .............................................................. 3.1(c) 315(d) .......................................... .............................................................. 3.1(d), 3.2(a), 8.1 315(e) .......................................... .............................................................. N/A 316(a) .......................................... .............................................................. 1.1, 2.6, 5.4 316(b) .......................................... .............................................................. 5.3, 5.4 316(c) .......................................... .............................................................. 9.2 317(a) .......................................... .............................................................. N/A 317(b) .......................................... .............................................................. N/A 318(a) .......................................... .............................................................. 2.1(a) 318(b) .......................................... .............................................................. 2.1(b) 318(c) .......................................... .............................................................. 2.1(b) _________________________ ------------------------- * This Cross-Reference Table does not constitute part of this Guarantee Agreement and shall not affect the interpretation of any of its terms or provisions. SERIES B A CAPITAL SECURITIES GUARANTEE AGREEMENT This SERIES B A CAPITAL SECURITIES GUARANTEE AGREEMENT (the "Series B A Capital Securities Guarantee"), dated as of _________________May 19, 2000 is executed and delivered by GREATER BAY BANCORP, a California corporation (the "Guarantor"), and WILMINGTON TRUST COMPANY, a Delaware banking corporation, as trustee (the "Capital Securities Guarantee Trustee" or "Trustee"), for the benefit of the Holders (as defined herein) from time to time of the Series B A Capital Securities (as defined herein) of GBB CAPITAL IV, a Delaware statutory business trust (the "Issuer").

CROSS-REFERENCE TABLE. Section of Trust Indenture Act of Section of Guarantee Indenture Act of Agreement 1939, as amended --------- Agreement ---------------- -------------------- 310(a) .......................................... 4.1(a................................................ 4.1 (a) 310(b) .......................................... ................................................ 2.8, 4.1(c4.1 (c) 310(c) .......................................... ................................................ N/A 311(a) .......................................... ................................................ 2.2(b) 311(b) .......................................... ................................................ 2.2(b) 311(c) .......................................... ................................................ N/A 312(a) .......................................... ................................................ 2.2(a) 312(b) .......................................... ................................................ 2.2(b) 312(c) .......................................... ................................................ N/A 313 .......................................... ................................................ 2.3 314(a) .......................................... ................................................ 2.4 314(b) .......................................... ................................................ N/A 314(c) .......................................... ................................................ 2.5 314(d) .......................................... ................................................ N/A 314(e) .......................................... ................................................ 1.1, 2.5, 3.2 314(f) .......................................... ................................................ 2.1, 3.2 315(a) .......................................... ................................................ 3.1(d), 3.2(a) 315(b) .......................................... ................................................ 2.7 315(c) .......................................... 3.1(c................................................ 3.1 (c) 315(d) .......................................... ................................................ 3.1(d), 3.2(a), 8.1 315(e) .......................................... ................................................ N/A 316(a) .......................................... ................................................ 1.1, 2.6, 5.4 316(b) .......................................... ................................................ 5.3, 5.4 316(c) .......................................... ................................................ 9.2 317(a) .......................................... ................................................ N/A 317(b) .......................................... ................................................ N/A 318(a) .......................................... 2.1(a................................................ 2.1 (a) 318(b) .......................................... 2.1(b................................................ 2.1 (b) 318(c) .......................................... 2.1(b................................................ 2.1 (b) _________________________ ---------- * This Cross-Reference Table does not constitute part of this Guarantee Agreement and shall not affect the interpretation of any of its terms terns or provisions. SERIES B CAPITAL SECURITIES GUARANTEE AGREEMENT This SERIES B CAPITAL SECURITIES GUARANTEE AGREEMENT (the "Series B Capital Securities Guarantee"), dated as of _________________March 28, 2000 2001 is executed and delivered by GREATER BAY BANCORPNara Bancorp, Inc., a California Delaware corporation (the "Guarantor"), and WILMINGTON TRUST COMPANYWilmington Trust Company, a Delaware banking corporation, as trustee (the "Capital Securities Guarantee Trustee" or "Trustee"), for the benefit of the Holders (as defined herein) from time to time of the Series B Capital Securities (as defined herein) of GBB CAPITAL IVNara Bancorp Capital Trust I, a Delaware statutory business trust (the "Issuer").

CROSS-REFERENCE TABLE. Section of Trust Section of Guarantee Indenture Act of Agreement 1939, as amended --------- ---------------- 310(a) .......................................... ............................................................. 4.1(a) 310(b) .......................................... ............................................................. 2.8, 4.1(c) 310(c) .......................................... ............................................................. N/A 311(a) .......................................... ............................................................. 2.2(b) 311(b) .......................................... ............................................................. 2.2(b) 311(c) .......................................... ............................................................. N/A 312(a) .......................................... ............................................................. 2.2(a) 312(b) .......................................... ............................................................. 2.2(b) 312(c) .......................................... ............................................................. N/A 313 .......................................... ............................................................. 2.3 314(a) .......................................... ............................................................. 2.4 314(b) .......................................... ............................................................. N/A 314(c) .......................................... ............................................................. 2.5 314(d) .......................................... ............................................................. N/A 314(e) .......................................... ............................................................. 1.1, 2.5, 3.2 314(f) .......................................... ............................................................. 2.1, 3.2 315(a) .......................................... ............................................................. 3.1(d), 3.2(a) 315(b) .......................................... ............................................................. 2.7 315(c) .......................................... ............................................................. 3.1(c) 315(d) .......................................... ............................................................. 3.1(d), 3.2(a), 8.1 315(e) .......................................... ............................................................. N/A 316(a) .......................................... ............................................................. 1.1, 2.6, 5.4 316(b) .......................................... ............................................................. 5.3, 5.4 316(c) .......................................... ............................................................. 9.2 317(a) .......................................... ............................................................. N/A 317(b) .......................................... ............................................................. N/A 318(a) .......................................... ............................................................. 2.1(a) 318(b) .......................................... ............................................................. 2.1(b) 318(c) .......................................... ............................................................. 2.1(b) _________________________ * This Cross-Reference Table does not constitute part of this Guarantee Agreement and shall not affect the interpretation of any of its terms or provisions. SERIES B CAPITAL SECURITIES GUARANTEE AGREEMENT This SERIES B CAPITAL SECURITIES GUARANTEE AGREEMENT (the "Series B Capital Securities Guarantee"), dated as of _________________November 20, 2000 is executed and delivered by GREATER BAY BANCORP, a California corporation (the "Guarantor"), and WILMINGTON TRUST COMPANY, a Delaware banking corporation, as trustee (the "Capital Securities Guarantee Trustee" or "Trustee"), for the benefit of the Holders (as defined herein) from time to time of the Series B Capital Securities (as defined herein) of GBB CAPITAL IV, a Delaware statutory business trust (the "Issuer").

CROSS-REFERENCE TABLE. Section of Section of Trust Section of Guarantee Indenture Act Guarantee of Agreement 1939, as amended --------- ---------------- Agreement ------------------- ---------- 310(a) .......................................... ........................................................ 4.1(a) 310(b) .......................................... 2.8........................................................ 4.1(c), 4.1(c) 2.8 310(c) .......................................... N/A ........................................................ Inapplicable 311(a) .......................................... ........................................................ 2.2(b) 311(b) .......................................... ........................................................ 2.2(b) 311(c) .......................................... N/A ........................................................ Inapplicable 312(a) .......................................... ........................................................ 2.2(a) 312(b) .......................................... ........................................................ 2.2(b) 312(c) .......................................... N/A 313 .......................................... ........................................................ 2.3 314(a) .......................................... ........................................................ 2.4 314(b) .......................................... N/A ........................................................ Inapplicable 314(c) .......................................... ........................................................ 2.5 314(d) .......................................... N/A ........................................................ Inapplicable 314(e) .......................................... ........................................................ 1.1, 2.5, 3.2 314(f) .......................................... ........................................................ 2.1, 3.2 315(a) .......................................... ........................................................ 3.1(d), 3.2(a) 315(b) .......................................... ........................................................ 2.7 315(c) .......................................... 3.1(c) ........................................................ 3.1 315(d) .......................................... ........................................................ 3.1(d), 3.2(a), 8.1 315(e) .......................................... N/A 316(a) .......................................... ........................................................ 1.1, 2.6, 5.4 316(b) .......................................... 5.3, 5.4 ........................................................ 5.3 316(c) .......................................... ........................................................ 9.2 317(a) .......................................... N/A ........................................................ Inapplicable 317(b) .......................................... N/A ........................................................ Inapplicable 318(a) .......................................... 2.1(a........................................................ 2.1(b) 318(b) .......................................... 2.1(b) ........................................................ 2.1 318(c) .......................................... 2.1(b........................................................ 2.1(a) _________________________ ----------------- * This Cross-Reference Table does not constitute part of this Partnership Guarantee Agreement and shall not affect the interpretation of any of its terms or provisions. SERIES B CAPITAL SECURITIES PARTNERSHIP GUARANTEE AGREEMENT This SERIES B CAPITAL SECURITIES PARTNERSHIP GUARANTEE AGREEMENT (the this "Series B Capital Securities Partnership Guarantee"), dated as of _______________February __, 2000 1997, is executed and delivered by GREATER BAY BANCORPHawaiian Electric Industries, Inc., a California Hawaii corporation (the "Company" or the "Guarantor"), and WILMINGTON TRUST COMPANYThe Bank of New York, a Delaware New York banking corporation, as trustee (the "Capital Securities Partnership Guarantee Trustee" or "Trustee"), for the benefit of the Holders (as defined herein) holders from time to time of the Series B Capital Partnership Preferred Securities (as defined herein) of GBB CAPITAL IV, a Delaware statutory business trust (the "Issuer"below).

CROSS-REFERENCE TABLE. Section of Trust Indenture Act Section of Guarantee Indenture Act of Agreement 1939, as amended --------- ---------------- Trust Agreement ------------------------------------------- --------------- 310(a)..................................... 5.3 310(b)..................................... 5.3(c), 5.3(d) .......................................... 4.1(a) 310(b) .......................................... 2.8, 4.1(c) 310(c) .......................................... N/A 311(a) .......................................... )..................................... 2.2(b) 311(b) .......................................... )..................................... 2.2(b) 311(c) .......................................... N/A 312(a) .......................................... )..................................... 2.2(a) 312(b) .......................................... )..................................... 2.2(b) 312(c) .......................................... N/A 313 .......................................... ..................................... 2.3 314(a)..................................... 2.4; 3.6(j) .......................................... 2.4 314(b314(c)..................................... 2.5 315(a)..................................... 3.9 315(b)..................................... 2.7(a) .......................................... N/A 314(c) .......................................... 2.5 314(d) .......................................... N/A 314(e) .......................................... 1.1, 2.5, 3.2 314(f) .......................................... 2.1, 3.2 315(a) .......................................... 3.1(d315(c), 3.2(a) 315(b) .......................................... 2.7 315(c) .......................................... 3.1(c..................................... 3.9(a) 315(d)..................................... 3.9(b) .......................................... 3.1(d316(a), 3.2(a..................................... 2.6 316(c), 8.1 315(e..................................... 3.6(e) .......................................... N/A 316(a317(a)..................................... 3.8(e); 3.8(h) .......................................... 1.1, 2.6, 5.4 316(b) .......................................... 5.3, 5.4 316(c) .......................................... 9.2 317(a) .......................................... N/A 317(b) .......................................... N/A 318(a) .......................................... 2.1(a) 318(b) .......................................... 2.1(b) 318(c) .......................................... 2.1(b) _________________________ )..................................... 3.8(i); 7.5 --------------- * This Cross-Reference Table does not constitute part of this Guarantee Trust Agreement and shall not affect the interpretation of any of its terms or provisions. SERIES B AMENDED AND RESTATED TRUST AGREEMENT OF ▇▇▇▇▇▇▇ CAPITAL SECURITIES GUARANTEE AGREEMENT This SERIES B CAPITAL SECURITIES GUARANTEE AGREEMENT (the "Series B Capital Securities Guarantee"), dated TRUST V Dated as of _______________ AMENDED AND RESTATED TRUST AGREEMENT ("Trust Agreement") dated and effective as of ______, 2000 is executed and delivered _____, by GREATER BAY BANCORP, a California corporation the Trustees (the "Guarantor"as defined herein), and WILMINGTON TRUST COMPANY, a Delaware banking corporation, as trustee (the "Capital Securities Guarantee Trustee" or "Trustee"), for the benefit of the Holders Sponsor (as defined herein) and by the holders, from time to time time, of undivided beneficial interests in the Series B Capital Securities (as defined herein) of GBB CAPITAL IV, a Delaware statutory business trust (the "Issuer").Trust to be issued pursuant to this Trust Agreement;

CROSS-REFERENCE TABLE. Section of Trust Section of Guarantee Indenture Act Section of| of Agreement 1939, as amended --------- ---------------- Declaration 310(a) .......................................... )............................................................................... 4.1(a) 310(b) .......................................... 2.8, 4.1(c) 310(c) .......................................... N/A 311(a) .......................................... 2.2(b) 311(b) .......................................... 2.2(b) )............................................................................... Inapplicable 311(c) .......................................... N/A )............................................................................... Inapplicable 312(a) .......................................... )............................................................................... 2.2(a) 312(b) .......................................... )............................................................................... 2.2(b) 312(c) .......................................... N/A 313 .......................................... 313................................................................................... 2.3 314(a) .......................................... )............................................................................... 2.4 314(b) .......................................... N/A )............................................................................... Inapplicable 314(c) .......................................... )............................................................................... 2.5 314(d)............................................................................... Inapplicable 314(f)................................................................................ Inapplicable 315(a)............................................................................... 3.1(d) .......................................... N/A 314(e) .......................................... 1.1, 2.5, 3.2 314(f) .......................................... 2.1, 3.2 315(a) .......................................... 3.1(d315(c), 3.2(a) 315(b) .......................................... 2.7 315(c) .......................................... ............................................................................... 3.1(c) 315(d) .......................................... )............................................................................... 3.1(d), 3.2(a), 8.1 315(e) .......................................... N/A 316(a) .......................................... 1.1, 2.6, 5.4 316(b) .......................................... 5.3, 5.4 316(c) .......................................... 9.2 317(a) .......................................... N/A 317(b) .......................................... N/A 318(a) .......................................... 2.1(a) 318(b) .......................................... 2.1(b) 318(c) .......................................... 2.1(b) _________________________ * *This Cross-Reference Table does not constitute part of this the Capital Securities Guarantee Agreement and shall not affect the interpretation of any of its terms or provisions. SERIES B CAPITAL SECURITIES GUARANTEE AGREEMENT This SERIES B CAPITAL SECURITIES GUARANTEE AGREEMENT (the "Series B Capital Securities Guarantee"), dated as of _________________August 2, 2000 2006, is executed and delivered by GREATER BAY BANCORPBANK OF AMERICA CORPORATION, a California Delaware corporation (the "Guarantor"), and WILMINGTON TRUST COMPANYTHE BANK OF NEW YORK, a Delaware New York banking corporation, as trustee (the "Capital Securities Guarantee Trustee" or "Trustee"), for the benefit of the Holders (as defined herein) from time to time of the Series B Capital Securities (as defined herein) of GBB CAPITAL IVBAC Capital Trust XII, a Delaware statutory business trust (the "Issuer").

CROSS-REFERENCE TABLE. Section of Section of Trust Section of Guarantee Indenture Act Guarantee of Agreement 1939, as amended --------- Agreement ------------------- ---------------- 310(a) .......................................... 4.1(a)............................................... 4.01(a) 310(b) .......................................... 2.8, 4.1(c)............................................... 4.01(c) 310(c) .......................................... N/A )............................................... Inapplicable 311(a) .......................................... 2.2(b)............................................... 2.02(b) 311(b) .......................................... 2.2(b)............................................... 2.02(b) 311(c) .......................................... N/A )............................................... Inapplicable 312(a) .......................................... 2.2(a)............................................... 2.02(a) 312(b)............................................... 2.02(b) .......................................... 2.2(b) 312(c) .......................................... N/A 313 .......................................... 2.3 313.................................................. 2.03 314(a) .......................................... 2.4 )............................................... 2.04 314(b) .......................................... N/A )............................................... Inapplicable 314(c) .......................................... 2.5 )............................................... 2.05 314(d) .......................................... N/A )............................................... Inapplicable 314(e) .......................................... 1.1)............................................... 1.01, 2.52.05, 3.2 3.02 314(f) .......................................... 2.1)............................................... 2.01, 3.2 3.02 315(a) .......................................... 3.1(d), 3.2(a............................................... 3.01(d) 315(b)............................................... 2.07 315(c)............................................... 3.01 315(d)............................................... 3.01(d) .......................................... 2.7 315(c316(a)............................................... 1.01, 2.06, 5.04 316(b)............................................... 5.03 316(c)............................................... 8.02 317(a)............................................... Inapplicable 317(b)............................................... Inapplicable 318(a)............................................... 2.01(b) .......................................... 3.1(c) 315(d) .......................................... 3.1(d), 3.2(a), 8.1 315(e) .......................................... N/A 316(a) .......................................... 1.1, 2.6, 5.4 316(b) .......................................... 5.3, 5.4 316(c) .......................................... 9.2 317(a) .......................................... N/A 317(b) .......................................... N/A 318(a) .......................................... 2.1(a) 318(b) .......................................... 2.1(b) 318(c) .......................................... 2.1(b) _________________________ -------------------------- * This Cross-Reference Table does not constitute part of this the Trust Guarantee Agreement and shall not affect the interpretation of any of its terms or provisions. SERIES B CAPITAL SECURITIES GUARANTEE AGREEMENT This SERIES B CAPITAL SECURITIES GUARANTEE AGREEMENT (the "Series B Capital Securities Guarantee"), dated as of _________________, 2000 is executed and delivered by GREATER BAY BANCORP, a California corporation (the "Guarantor"), and WILMINGTON TRUST COMPANY, a Delaware banking corporation, as trustee (the "Capital Securities Guarantee Trustee" or "Trustee"), for the benefit of the Holders (as defined herein) from time to time of the Series B Capital Securities (as defined herein) of GBB CAPITAL IV, a Delaware statutory business trust (the "Issuer").