Common use of CURRENCY CONVERSION SERVICE Clause in Contracts

CURRENCY CONVERSION SERVICE. All cash advances or regular purchases made with a Visa Desjardins card in a foreign currency are payable in Canadian currency converted at the exchange rate in effect as determined by the Federation or its provider on the date the conversion is processed. Cheques may be drawn in Canadian currency only. Any cheque written in foreign currency will automatically be returned to the holder. A currency conversion charge of 2.5% (two dollars and fifty cents ($2.50) per one hundred dollars ($100) spent) shall apply on any amount recorded in the account in foreign currencies and converted into Canadian dollars. The amount payable in currency conversion charges is deemed to be a regular purchase and will be charged to the secondary account of the authorized representative’s Visa Desjardins card on the date the currency is converted. In the event that a foreign currency conversion transaction is credited to the holder’s Visa Desjardins account, the transaction will be converted into Canadian currency at the exchange rate in effect as determined by the Federation or its provider on the date the conversion is processed, minus the currency conversion charge of 2.5% (two dollars and fifty cents ($2.50) per one hundred dollars ($100) spent).

CURRENCY CONVERSION SERVICE. All cash advances or regular purchases made with a Visa Desjardins ▇▇▇▇▇▇▇▇▇▇ card in a foreign currency are payable in Canadian currency converted at the exchange rate in effect as determined by the Federation or its provider on the date the conversion con- version is processed. Cheques may be drawn in Canadian currency only. Any cheque written in foreign currency will automatically be returned to the holder. A currency conversion charge of 2.5% (two dollars and fifty cents ($2.50) per one hundred dollars ($100) spent) shall apply on any amount recorded in the account in foreign currencies and converted into Canadian dollars. The amount payable in currency conversion charges is deemed to be a regular purchase and will be charged to the secondary account of the authorized representativerepresenta- tive’s Visa Desjardins ▇▇▇▇▇▇▇▇▇▇ card on the date the currency is converted. In the event that a foreign currency conversion transaction is credited to the holder’s Visa Desjardins account, the transaction will be converted into Canadian currency at the exchange rate in effect as determined by the Federation or its provider on the date the conversion is processed, minus the currency conversion charge of 2.5% (two dollars and fifty cents ($2.50) per one hundred dollars ($100) spent).

CURRENCY CONVERSION SERVICE. All cash advances or regular purchases made with a Visa Desjardins ▇▇▇▇▇▇▇▇▇▇ card in a foreign currency are payable in Canadian currency converted at the exchange rate in effect as determined by the Federation or its provider on the date the conversion con- version is processed. Cheques may be drawn in Canadian currency only. Any cheque written in foreign currency will automatically be returned to the holder. A currency conversion charge of 2.5% (two dollars and fifty cents ($2.50) per one hundred dollars ($100) spent) shall apply on any amount recorded in the account in foreign currencies and converted into Canadian dollars. The amount payable in currency conversion charges is deemed to be a regular purchase and will be charged to the secondary account of the authorized representativerepresenta- tive’s Visa Desjardins ▇▇▇▇▇▇▇▇▇▇ card on the date the currency is converted. In the event that a foreign currency conversion transaction is credited to the holder’s Visa Desjardins ▇▇▇▇▇▇▇▇▇▇ account, the transaction will be converted into Canadian currency at the exchange rate in effect as determined by the Federation or its provider on the date the conversion is processed, minus the currency conversion charge of 2.5% (two dollars and fifty cents ($2.50) per one hundred dollars ($100) spent).

CURRENCY CONVERSION SERVICE. All cash advances or regular purchases made with a Visa Desjardins card in a foreign currency are payable in Canadian currency converted at the exchange rate in effect as determined by the Federation or its provider on the date the conversion con- version is processed. Cheques may be drawn in Canadian currency only. Any cheque written in foreign currency will automatically be returned to the holder. A currency conversion charge of 2.5% (two dollars and fifty cents ($2.50) per one hundred dollars ($100) spent) shall apply on any amount recorded in the account in foreign currencies and converted into Canadian dollars. The amount payable in currency conversion charges is deemed to be a regular purchase and will be charged to the secondary account of the authorized representativerepresenta- tive’s Visa Desjardins card on the date the currency is converted. In the event that a foreign currency conversion transaction is credited to the holder’s Visa Desjardins account, the transaction will be converted into Canadian currency at the exchange rate in effect as determined by the Federation or its provider on the date the conversion is processed, minus the currency conversion charge of 2.5% (two dollars and fifty cents ($2.50) per one hundred dollars ($100) spent).