Common use of DAMAGE TO A VEHICLE Clause in Contracts

DAMAGE TO A VEHICLE. Insuring Agreement—Collision Coverage 13 Insuring Agreement—Comprehensive Coverage 14 Insuring Agreement—Full Comprehensive Window Glass Coverage 14 Insuring Agreement—Additional Custom Parts or Equipment Coverage 14 Insuring Agreement—Rental Reimbursement Coverage 15 Insuring Agreement—Loan/Lease Payoff Coverage 15 Insuring Agreement—Pet Injury Coverage 16 Additional Definitions 16 Exclusions 17 Limits of Liability 18 Payment of Loss 19 No Benefit to Bailee 20 Loss Payable Clause 20 Other Sources of Recovery 20 Appraisal 20 Insuring Agreement 21 Additional Definitions 21 Exclusions 21 Unauthorized Service Provider 22 Other Insurance 22 Policy Period and Territory 23 Changes 23 Duty to Report Changes 24 Settlement of Claims 24 Terms of Policy Conformed to Statutes 24 Transfer of Interest 24 Fraud or Misrepresentation 24 Payment of Premium and Fees 25 Cancellation 26 Cancellation Refund 27 Nonrenewal 27 Automatic Termination 27 Legal Action Against Us 27 Our Rights to Recover Payment 28 Joint and Individual Interests 29 Bankruptcy 29

DAMAGE TO A VEHICLE. Insuring Agreement—Agreement - Collision Coverage 13 Insuring Agreement—Agreement - Comprehensive Coverage 14 13 Insuring Agreement—Full Comprehensive Window Glass Coverage 14 Insuring Agreement—Agreement - Additional Custom Parts or Equipment Coverage 14 Insuring Agreement—Agreement - Rental Reimbursement Coverage 15 14 Insuring Agreement—Agreement - Loan/Lease Payoff Coverage 15 Insuring Agreement—Pet Injury Coverage 16 Additional Definitions 15 Exclusions 16 Exclusions 17 Limits of Liability 18 17 Payment of Loss 19 No Benefit to Bailee 20 19 Loss Payable Clause 20 19 Other Sources of Recovery 20 Appraisal 20 Insuring Agreement 21 20 Additional Definitions 21 20 Exclusions 21 Unauthorized Service Provider 22 21 Other Insurance 22 Policy Period and Territory 23 Changes 23 Duty to Report Changes 24 23 Settlement of Claims 24 Terms of Policy Conformed to Statutes 24 Transfer of Interest 24 Fraud or Misrepresentation 24 Payment of Premium and Fees 25 Cancellation 26 25 Cancellation Refund 27 26 Nonrenewal 27 26 Automatic Termination 27 26 Legal Action Against Us 27 Our Rights to Recover Payment 28 27 Joint and Individual Interests 29 28 Bankruptcy 2928

DAMAGE TO A VEHICLE. Insuring Agreement—Collision Coverage 13 14 Insuring Agreement—Comprehensive Coverage 14 Insuring Agreement—Full Comprehensive Window Glass Coverage 14 Insuring Agreement—Additional Custom Parts or Equipment Coverage 14 15 Insuring Agreement—Rental Reimbursement Coverage 15 Insuring Agreement—Loan/Lease Payoff Coverage 15 16 Insuring Agreement—Pet Injury Coverage 16 Additional Definitions 16 Exclusions 17 Limits of Liability 18 Payment of Loss 19 20 No Benefit to Bailee 20 Loss Payable Clause 20 Other Sources of Recovery 20 Appraisal 20 21 Insuring Agreement 21 Additional Definitions 21 Exclusions 21 22 Unauthorized Service Provider 22 Other Insurance 22 Policy Period and Territory 23 Changes 23 Duty to Report Changes 24 Settlement of Claims 24 Terms of Policy Conformed to Statutes 24 25 Transfer of Interest 24 25 Fraud or Misrepresentation 24 25 Payment of Premium and Fees 25 Cancellation 26 25 Cancellation Refund 27 26 Nonrenewal 27 Automatic Termination 27 Legal Action Against Us 27 Our Rights to Recover Payment 28 27 Joint and Individual Interests 29 28 Bankruptcy 2928

DAMAGE TO A VEHICLE. Insuring Agreement—Collision Coverage 13 16 Insuring Agreement—Comprehensive Coverage 14 Insuring Agreement—Full Comprehensive Window Glass Coverage 14 17 Insuring Agreement—Additional Custom Parts or Equipment Coverage 14 17 Insuring Agreement—Rental Reimbursement Coverage 15 18 Insuring Agreement—Loan/Lease Payoff Coverage 15 18 Insuring Agreement—Pet Injury Coverage 16 19 Additional Definitions 16 19 Exclusions 17 20 Limits of Liability 18 21 Payment of Loss 19 Loss. 22 No Benefit to Bailee 20 23 Loss Payable Clause 20 23 Other Sources of Recovery 20 23 Appraisal 20 23 Insuring Agreement 21 24 Additional Definitions 21 24 Exclusions 21 24 Unauthorized Service Provider 22 25 Other Insurance 22 25 Policy Period and Territory 23 26 Mexico Coverage—Limited 26 Changes 23 27 Duty to Report Changes 24 27 Our Duties in the Event of a Claim 28 Settlement of Claims 24 28 Terms of Policy Conformed to Statutes 24 29 Transfer of Interest 24 29 Fraud or Misrepresentation 24 29 Payment of Premium and Fees 25 30 Cancellation 26 30 Cancellation Refund 27 31 Nonrenewal 27 31 Automatic Termination 27 31 Legal Action Against Us 27 Us. 31 Our Rights to Recover Payment 28 32 Joint and Individual Interests 29 33 Bankruptcy 2933 Mutuals—Membership and Voting Notice 33 Mutuals—Participation Clause Without Contingent Liability 33

DAMAGE TO A VEHICLE. Insuring Agreement—Agreement - Collision Coverage 13 Insuring Agreement—Agreement - Comprehensive Coverage 14 Insuring Agreement—Full Comprehensive Window Glass Coverage 14 Insuring Agreement—Agreement - Additional Custom Parts or Equipment Coverage 14 Insuring Agreement—Agreement - Rental Reimbursement Coverage 15 Insuring Agreement—Agreement - Loan/Lease Payoff Coverage 15 Insuring Agreement—Pet Injury Coverage 16 Additional Definitions 16 Exclusions 17 16 Limits of Liability 18 Payment of Loss 19 No Benefit to Bailee 20 19 Loss Payable Clause 20 19 Other Sources of Recovery 20 Appraisal 20 Insuring Agreement 21 Additional Definitions 21 Exclusions 21 Unauthorized Service Provider 22 Other Insurance 22 Policy Period and Territory 23 Changes 23 Duty to Report Changes 24 Settlement of Claims 24 Terms of Policy Conformed to Statutes 24 Transfer of Interest 24 Fraud or Misrepresentation 24 Payment of Premium and Fees 25 Cancellation 26 25 Cancellation Refund 27 26 Nonrenewal 27 Automatic Termination 27 Legal Action Against Us 27 Our Rights to Recover Payment 28 27 Joint and Individual Interests 29 28 Bankruptcy 2928

DAMAGE TO A VEHICLE. Insuring Agreement—Agreement - Collision Coverage 13 Insuring Agreement—Agreement - Comprehensive Coverage 14 Insuring Agreement—Full Comprehensive Window Glass Coverage 14 Insuring Agreement—Agreement - Additional Custom Parts or Equipment Coverage . 14 Insuring Agreement—Agreement - Rental Reimbursement Coverage 15 Insuring Agreement—Agreement - Loan/Lease Payoff Coverage 15 Insuring Agreement—Pet Injury Coverage 16 Additional Definitions 16 Exclusions 17 16 Limits of Liability 18 Payment of Loss 19 No Benefit to Bailee 20 19 Loss Payable Clause 20 19 Other Sources of Recovery 20 Appraisal 20 Insuring Agreement 21 Additional Definitions 21 Exclusions 21 Unauthorized Service Provider 22 Other Insurance 22 Policy Period and Territory 23 Changes 23 Duty to Report Changes 24 Settlement of Claims 24 Terms of Policy Conformed to Statutes 24 Transfer of Interest 24 Fraud or Misrepresentation 24 Payment of Premium and Fees 25 Cancellation 26 25 Cancellation Refund 27 26 Nonrenewal 27 Automatic Termination 27 Legal Action Against Us 27 Our Rights to Recover Payment 28 27 Joint and Individual Interests 29 28 Bankruptcy 2928

DAMAGE TO A VEHICLE. Insuring Agreement—Agreement - Collision Coverage 13 16 Insuring Agreement—Agreement - Comprehensive Coverage 14 16 Insuring Agreement—Full Comprehensive Window Glass Coverage 14 Insuring Agreement—Agreement - Additional Custom Parts or Equipment Coverage 14 17 Insuring Agreement—Agreement - Rental Reimbursement Coverage 15 17 Insuring Agreement—Agreement - Loan/Lease Payoff Coverage 15 Insuring Agreement—Pet Injury Coverage 16 18 Additional Definitions 16 18 Exclusions 17 19 Limits of Liability 18 20 Payment of Loss 19 22 No Benefit to Bailee 20 Loss Payable Clause 20 22 Lienholder Agreement 22 Other Sources of Recovery 20 22 Appraisal 20 23 Insuring Agreement 21 23 Additional Definitions 21 23 Exclusions 21 24 Unauthorized Service Provider 22 24 Other Insurance 22 24 Policy Period and Territory 23 25 Changes 23 25 Duty to Report Changes 24 26 Settlement of Claims 24 26 Terms of Policy Conformed to Statutes 24 27 Transfer of Interest 24 27 Fraud or Misrepresentation 24 27 Payment of Premium and Fees 25 27 Cancellation 26 28 Cancellation Refund 27 28 Nonrenewal 27 29 Automatic Termination 27 29 Legal Action Against Us 27 29 Our Rights to Recover Payment 28 30 Joint and Individual Interests 29 31 Bankruptcy 2931 Missouri Property and Casualty Insurance Guaranty Association Coverage Limitation 31