Common use of Day Right to Examine Clause in Contracts

Day Right to Examine. This Contract may be returned within [10] days after you receive it by mailing or delivering the contract to either us or the agent who sold it. Return of this Contract by mail is effective on being postmarked, properly addressed and postage prepaid. The returned Contract will be treated as if it were never issued. We will promptly refund your Contract Value as of the Business Day we receive your Contract. Your Contract Value may be more or less than your purchase payment. Signed for the Company. ------------------------------ ------------------------------ Secretary President INDIVIDUAL FLEXIBLE PURCHASE PAYMENT DEFERRED VARIABLE AND FIXED ANNUITY CONTRACT NONPARTICIPATING NO DIVIDENDS READ YOUR CONTRACT CAREFULLY. ANNUITY PAYMENTS AND VALUES PROVIDED BY THIS CONTRACT, WHEN BASED ON THE INVESTMENT EXPERIENCE OF THE SEPARATE ACCOUNT, ARE VARIABLE AND ARE NOT GUARANTEED AS TO DOLLAR AMOUNT. THE VARIABLE PROVISIONS OF THIS CONTRACT CAN BE FOUND ON PAGES __ AND __. TABLE OF CONTENTS PAGE CONTRACT SCHEDULE.........................................................3 DEFINITIONS...............................................................8

Day Right to Examine. This Contract may be returned within [10] days after you receive it by mailing or delivering the contract to either us or the agent who sold it. Return of this Contract by mail is effective on being postmarked, properly addressed and postage prepaid. The returned Contract will be treated as if it were never issued. We will promptly refund your Contract Value as of the Business Day we receive your Contract. Your Contract Value may be more or less than your purchase payment. Signed for the Company. ------------------------------ ------------------------------ ______________________________ ______________________________ Secretary President INDIVIDUAL FLEXIBLE PURCHASE PAYMENT DEFERRED VARIABLE AND FIXED ANNUITY CONTRACT NONPARTICIPATING NO DIVIDENDS READ YOUR CONTRACT CAREFULLY. ANNUITY PAYMENTS AND VALUES PROVIDED BY THIS CONTRACT, WHEN BASED ON THE INVESTMENT EXPERIENCE OF THE SEPARATE ACCOUNT, ARE VARIABLE AND ARE NOT GUARANTEED AS TO DOLLAR AMOUNT. THE VARIABLE PROVISIONS OF THIS CONTRACT CAN BE FOUND ON PAGES __ AND __. TABLE OF CONTENTS PAGE CONTRACT SCHEDULE.....................................................................................................................3 DEFINITIONS.................................................................................................................................8