Debit Card Transactions. Unless you have Overdraft Protection, the available funds in your account must be sufficient to cover the amount of your Debit Card purchase. The dollar amount of the hold is based on the amount of the authorization requested. For some merchants, the amount of the authorization request- ed may be more than the actual amount of the purchase. For example, if you use your Debit Card to make a $12.50 gasoline purchase at a gas station, the gas station may request a $15.00 authorization. You agree that we are not responsible if we dishonor POS, ATM, check or any other transactions drawn on your Account because we have held funds or debited funds from your Account based on a Debit Card transaction.
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Sources: Account Agreement, Account Agreement