Common use of Digital Banking Guarantee Clause in Contracts

Digital Banking Guarantee. If you have a Personal Account, you are entitled to certain protections under federal law, described in your Account Agreement. The Bank provides Personal Account Owners with certain additional protections beyond the requirements of federal law that apply to your Digital Banking transactions. We will pay you the full amount of an Unauthorized Transaction that occurs through Digital Banking, subject to the limitations provided below (the "Digital Banking Guarantee"). The Digital Banking Guarantee does not apply to an Unauthorized Transaction if: a. You have not notified us within two (2) Business Days of (i) discovering an Unauthorized Transaction from your Personal Account, (ii) losing your Security Credentials, or (iii) believing that an unauthorized person has access to your Security Credentials; b. You provided your Security Credentials to another person or allowed another person to access Digital Banking; or c. You failed to keep your Security Credentials, your computer, Eligible Mobile Device or computing session/internet access secure. For purposes of this Section the term "secure" includes, but is not limited to, (i) maintaining appropriate passwords and other security measures for personal computers, Eligible Mobile Devices and Internet access and (ii) storing Security Credentials, personal computers or Eligible Mobile Devices in a protected manner so as to prevent access by unauthorized persons.

Digital Banking Guarantee. If you have a Personal Account, you are entitled to certain protections under federal law, described in your Account Agreement. The Bank provides Personal Account Owners with certain additional protections beyond the requirements of federal law that apply to your Digital Banking transactions. We will pay you the full amount of an Unauthorized Transaction that occurs through Digital Banking, subject to the limitations provided below (the "“Digital Banking Guarantee"”). The Digital Banking Guarantee does not apply to an Unauthorized Transaction if: a. :  You have not notified us within two (2) Business Days of (i) discovering an Unauthorized Transaction from your Personal Account, (ii) losing your Security Credentials, or (iii) believing that an unauthorized person has access to your Security Credentials; b. ;  You provided your Security Credentials to another person or allowed another person to access Digital Banking; or c. or  You failed to keep your Security Credentials, your computer, Eligible Mobile Device or computing session/internet access secure. For purposes of this Section the term "secure" includes, but is not limited to, (i1) maintaining appropriate passwords and other security measures for personal computers, Eligible Mobile Devices and Internet access and (ii2) storing Security Credentials, personal computers or Eligible Mobile Devices in a protected manner so as to prevent access by unauthorized persons.