Common use of Digital Currency Services Clause in Contracts

Digital Currency Services. 4.1 The following services (the “Digital Currency Services”) may be provided to you by LEPRICON: a. one or more hosted digital currency wallets enabling you to store, track, transfer, and manage balances of certain supported digital currencies including Bitcoin (BTC) and Ethereum (ETH) (the “Digital Currency Wallet” and “Digital Currency” respectively); b. one or more hosted digital wallet enabling you to store electronic money issued by LEPRICON (the "E-Money Wallet" and "E-Money" respectively) (collectively, the “E-Money Services”); c. certain payment services enabling you to send and receive E-Money; and d. a Digital Currency exchange service enabling you to obtain prices for your purchases and sales of Digital Currencies, and (subject to certain restrictions) carry out any such purchases or sales on the Sites. 4.2 Your Digital Currency Wallet enables you to send Digital Currency to, and request, receive, and store Digital Currency from, third parties by giving instructions through the Sites (each such transaction is a "Digital Currency Transaction"). The Digital Currency Exchange Service enables you to buy Digital Currency using: a. E-Money from / into your E-Money Wallet; and / or b. Central bank issued currency (such as SGD or EUR) supported by LEPRICON. 4.3 Conversely, when you sell Digital Currency you may elect to receive: a. E-Money into your E-Money Wallet; and / or b. Central bank issued currency (such as SGD or EUR) supported by LEPRICON. 4.4 You may purchase supported Digital Currency by linking a valid payment method to your Digital Currency Wallet. You authorise us to debit funds using your selected payment method(s) to complete your purchase. Although we will attempt to deliver Digital Currency to you as promptly as possible, funds may be debited from your selected payment method before the status of your Digital Currency transaction is shown as complete, and it is delivered to your Digital Currency Wallet. You may sell Digital Currency in exchange for fiat currency (such as SGD or EUR) supported by LEPRICON. In such circumstances, you authorise us to debit your Digital Currency Wallet and to send instructions to credit your selected payment method(s) in settlement of sell transactions. We will send these instructions as soon as reasonably possible. Any fiat currency should be credited to your selected payment method(s) by the end of the business day after we send such instructions. 4.5 We will make reasonable efforts to fulfil all purchases of Digital Currency, but in some circumstances, we may be unable to. If this is the case, we will notify you and seek your approval to re-attempt the purchase at the current Exchange Rate (as defined below). 4.6 The availability of a method of payment depends on a number of factors including, for example, where you are located, the identification information you have provided to us, and limitations imposed by third party payment processors. 4.7 Each purchase or sale of Digital Currency is subject to a fee (a "Conversion Fee"). The applicable Conversion Fee will be displayed to you on the Site prior to each transaction and is stated in each receipt we issue to you. We may adjust our Conversion Fees at any time. We will not process a transaction if the Conversion Fee and any other associated fees would, together, exceed the value of your transaction. 4.8 Each purchase or sale of Digital Currency is also subject to the Exchange Rate

Digital Currency Services. 4.1 The following services (the “Digital Currency Services”) may be provided to you by LEPRICON: RioDeFi: a. one or more hosted digital currency wallets enabling you to store, track, transfer, and manage balances of certain supported digital currencies including Bitcoin (BTC) and ), Ethereum (ETH), Rio Fuel (RFUEL) and Bitpool Token (BIT) (the “Digital Currency Wallet” and “Digital Currency” respectively); ; b. one or more hosted digital wallet enabling you to store electronic money issued by LEPRICON RioDeFi (the "E-Money Wallet" and "E-Money" respectively) (collectively, the “E-Money Services”); ; c. certain payment services enabling you to send and receive E-Money; and and d. a Digital Currency exchange service enabling you to obtain prices for your purchases and sales of Digital Currencies, and (subject to certain restrictions) carry out any such purchases or sales on the Sites. 4.2 Your Digital Currency Wallet enables you to send Digital Currency to, and request, receive, and store Digital Currency from, third parties by giving instructions through the Sites (each such transaction is a "Digital Currency Transaction"). The Digital Currency Exchange Service enables you to buy Digital Currency using: : a. E-Money from / into your E-Money Wallet; and / or or b. Central bank issued currency (such as SGD or EUR) supported by LEPRICONRioDeFi. 4.3 Conversely, when you sell Digital Currency you may elect to receive: : a. E-Money into your E-Money Wallet; and / or or b. Central bank issued currency (such as SGD or EUR) supported by LEPRICONRioDeFi. 4.4 You may purchase supported Digital Currency by linking a valid payment method to your Digital Currency Wallet. You authorise us to debit funds using your selected payment method(s) to complete your purchase. Although we will attempt to deliver Digital Currency to you as promptly as possible, funds may be debited from your selected payment method before the status of your Digital Currency transaction is shown as complete, and it is delivered to your Digital Currency Wallet. You may sell Digital Currency in exchange for fiat currency (such as SGD or EUR) supported by LEPRICONRioDeFi. In such circumstances, you authorise us to debit your Digital Currency Wallet and to send instructions to credit your selected payment method(s) in settlement of sell transactions. We will send these instructions as soon as reasonably possible. Any fiat currency should be credited to your selected payment method(s) by the end of the business day after we send such instructions. 4.5 We will make reasonable efforts to fulfil all purchases of Digital Currency, but in some circumstances, we may be unable to. If this is the case, we will notify you and seek your approval to re-attempt the purchase at the current Exchange Rate (as defined below). 4.6 The availability of a method of payment depends on a number of factors including, for example, where you are located, the identification information you have provided to us, and limitations imposed by third party payment processors. 4.7 Each purchase or sale of Digital Currency is subject to a fee (a "Conversion Fee"). The applicable Conversion Fee will be displayed to you on the Site prior to each transaction and is stated in each receipt we issue to you. We may adjust our Conversion Fees at any time. We will not process a transaction if the Conversion Fee and any other associated fees would, together, exceed the value of your transaction. 4.8 Each purchase or sale of Digital Currency is also subject to the Exchange Rate for the given transaction. The "Exchange Rate" means the price of a given supported Digital Currency in fiat currency as quoted on the Sites. The Exchange Rate is stated either as a "Buy Price" or as a "Sell Price", which is the price at which you may buy or sell Digital Currency, respectively.