Common use of Disability Requirements Clause in Contracts

Disability Requirements. For the first two years after the week waiting period, your disability must keep you from the essential duties of your occupation (the type of work, not limited to the employee's ownjob) or any Hostess job or position for which you are eligible and qualified to perform, and which is offered to you. Thereafter, to collect benefits, your disability must prevent you from engaging in any gainful activity for which you are or may reasonably become suited by training, education and experience. You must be under the care of a legally qualified physician to be considered disabled, and from time to time you will need to prove to the insurance company's satisfaction, by medical evidence, that your disability still qualifies you for benefits. Amount of Benefits of the monthly rate of your basic earnings reduced by: Workmen's Compensation Primary Canada Pension Plan payments at the time of initial benefit calculation Federal, provincial or local disability benefit payments Other disability benefits under employer's Income you earn through any employment Duration of Benefits Your benefits will continue as long as you meet the disability requirements but no longer than: coverage extended to age regardless of service if you are on layoff or leave of absence for up to one year, you may keep this plan force by continuing to pay your monthly premium. your coverage will at the end of the month in which your contributions stop. For in the plan, the insurance company would require satisfactory evidence of insurability from the employee and his eligible dependents. payments will not the amount of life force just prior to the start of benefits. Such insurance will force for so long as eligibility to benefits continues, but not beyond age All life insurance coverage will stop at the end of the month which you leave Hostess but if you die within the following days, the full amount will be paid. Also during this day period, you may convert all or part of your life insurance without medical examination, to an individual life insurance policy. This individual policy will be issued at the insurance company's regular rates. When you die from any cause, the full amount of your Hostess life then in force will be payable to the beneficiary you name. You may specify that payment be made in a lump sum or in monthly installments, or you may allow your beneficiary to make the choice. You may change the beneficiary designation at any time in the provided by the Plan, subject to applicable provincial law. Spouse means the person designated by the employee in such form and manner required by the company from time to time provided that if such person be not the lawful spouse of the employee at the time of such designation, the employee must establish to the satisfaction of the company that such person of the opposite sex has residing with him for a continuous period of at least three (3) years immediately preceding the time of such election. The beneficiary for the dependent insurance coverage be the employee in all cases. Status of benefit plans while employee is receiving payments: Accidental Death and Dismemberment, Medical and Dental plans remain in force as long as premiums are remitted by the employee at per month. Employee life insurance coverage will remain in force. Dependent's life insurance coverage may continue providing the employee the monthly premium, otherwise coverage will terminate at the end of the month in which such employee contribution stops. Non-occupational Accident and Sickness Disability Plan will not be in effect the period. However, if the employee returns to work (and payments thus cease) he may become eligible for benefits again under such plan. Retirement plan contributions may be made if the employee wishes, if not, employee contributions are suspended and retirement benefits will not accrue the period. Seniority will continue to accumulate for as long as benefits are paid, or until the employee retires from the company. Active employment with Hostess will on the date seniority ceases to accumulate. The Hostess Company Pension Plan for Hourly Plant Employees effective January was most recently amended and restated as of June Benefits provided prior to the effective date to former members of the Kraft General Foods Canada Inc. Retirement Plan for Canadian Hourly Employees are provided under this Plan. Benefits provided prior to the effective date to former members of the Pension Plan for Union Hourly Employees of Canada will continue to be provided separately under that Plan. The pension plan is designed primarily to provide income after retirement. However, benefits are also payable on death and termination of employment.

Disability Requirements. For the first two years after the twenty-six week waiting period, your disability must keep you from performing the essential duties of your occupation (the type of work, not limited to the employee's ownjobown job) or any Hostess job or position for which you are eligible and qualified to perform, and which is offered to you. Thereafter, to collect benefits, your disability must prevent you from engaging in any gainful activity for which you are or may reasonably become suited by training, education and experience. You must be under the care of a legally qualified physician to be considered disabled, and from time to time you will need to prove to the insurance company's satisfaction, by medical evidence, that your disability still qualifies you for benefits. Amount of Benefits of the monthly rate of your basic earnings reduced by: Workmen's Compensation Primary Canada Pension Plan payments at the time of initial benefit calculation Federal, provincial or local disability benefit payments Other disability benefits under any employer's plan Income you earn through any employment Duration of Benefits Your benefits will continue as long as you meet the disability requirements but no longer than: coverage extended to age regardless of service if you are on layoff or leave of absence for up to one year, you may keep this plan in force by continuing to pay your monthly premium. Otherwise, your coverage will terminate at the end of the month in which your contributions stop. For reinstatement in the plan, the insurance company would require satisfactory evidence of insurability from the employee and his eligible dependents. payments will not reduce the amount of life insurance in force just prior to the start of benefits. Such insurance will remain in force for so long as eligibility to benefits continues, but not beyond age All life insurance coverage will stop at the end of the month in which you leave Hostess Canada, but if you die within the following days, the full amount will be paid. Also during this day period, you may convert all or part of your life insurance without medical examination, to an individual life insurance policy. This individual policy will be issued at the insurance company's regular rates. When you die from any cause, the full amount of your Hostess Canada life insurance then in force will be payable to the beneficiary you name. You may specify that payment be made in a lump sum or in monthly installments, or you may allow your beneficiary to make the choice. You may change the beneficiary designation at any time in the manner provided by the Plan, subject to applicable provincial law. Spouse means the person designated by the employee in such form and manner required by the company from time to time provided that if such person be not the lawful spouse of the employee at the time of such designation, the employee must establish to the satisfaction of satisfactionof the company that such person of the opposite sex has been residing with him for a continuous period of at least three (3) years immediately preceding the time of such election. The beneficiary for the dependent insurance coverage will be the employee in all cases. Status of benefit plans while employee is receiving payments: Accidental Death and Dismemberment, Medical and Dental plans remain in force as long as premiums are remitted by the employee at per month. Employee life insurance coverage will remain in force. Dependent's life insurance coverage may continue providing the employee remits the monthly premium, otherwise coverage otherwisecoverage will terminate at the end of the month in which such employee contribution stops. Non-occupational Accident and Sickness Disability Plan will not be in effect during the period. However, if the employee returns to work (and payments thus cease) he may become eligible for benefits again under such plan. Retirement plan contributions may be made if the employee wishes, if not, employee contributions are contributionsare suspended and retirement benefits will not accrue during the period. Seniority will continue to accumulate for as long as benefits are paid, or until the employee retires from the company. Active employment with Hostess Canada will terminate on the date seniority ceases to accumulate. The Hostess Company Pension Plan for Hourly Plant Employees effective January was most recently amended and restated as of June Benefits provided prior to the effective date to former members of the Kraft General Foods Canada Inc. Retirement Plan for Canadian Hourly Employees are provided under this Plan. Benefits provided prior to the effective date to former members of the Pension Plan for Union Hourly Employees of Canada will continue to be provided separately under that Plan. The pension plan is designed primarily to provide income after retirement. However, benefits are also payable on death and termination of employment.