DURATION AND TERM OF AGREEMENT. This Agreement shall be effective as of the day after the contract is executed by both parties and shall remain in full force and effect until 11:59 p.m. on the 31st day of December 2024. It shall be automatically renewed from year to year thereafter unless either party shall notify the other in writing at least one hundred fifty (150) days prior to the anniversary date that it desires to modify this Agreement. In the event that such notice is given, negotiations shall begin no later than one hundred twenty (120) days prior to the anniversary date unless the parties mutually agree otherwise. Notwithstanding any provision of this Article or Agreement to the contrary, this Agreement shall remain in full force and effect after any expiration date while negotiations or resolution of impasse procedures are continuing for a new agreement between the parties, except that Article XXV (Promotions) shall terminate as of December 31, 2024 unless otherwise mutually agreed by the parties. Firefighter $38.23 $38.61 $39.00 $39.78 $40.47 FPM Step 1 $27.11 $27.38 $27.65 $28.20 $28.70 FPM Step 2 $29.62 $29.92 $30.22 $30.82 $31.36 FPM Step 3 $30.81 $31.12 $31.43 $32.06 $32.62 FPM Step 4 $32.35 $32.67 $33.00 $33.66 $34.25 FPM Step 5 $33.97 $34.31 $34.65 $35.34 $35.96 FPM Step 6 $35.67 $36.02 $36.38 $37.11 $37.76 FPM Step 7 $37.45 $37.82 $38.20 $38.97 $39.65 FPM Step 8 $39.32 $39.71 $40.11 $40.91 $41.63 LT Step 1 $42.47 $42.89 $43.32 $44.19 $44.96 LT Step 2 $43.74 $44.18 $44.62 $45.51 $46.31 LT Step 3 $45.05 $45.50 $45.96 $46.88 $47.70 LT Step 4 $46.81 $47.27 $47.75 $48.70 $49.55 Capt Step 1 $48.68 $49.16 $49.66 $50.65 $51.54 Capt Step 2 $49.44 $49.93 $50.43 $51.44 $52.34 Capt Step 3 $51.42 $51.93 $52.45 $53.50 $54.44 Firefighter $50.56 $51.06 $51.57 $52.60 $53.52 FPM Step 1 $35.85 $36.20 $36.57 $37.30 $37.95 FPM Step 2 $39.18 $39.57 $39.96 $40.76 $41.48 FPM Step 3 $40.74 $41.15 $41.56 $42.39 $43.14 FPM Step 4 $42.78 $43.21 $43.64 $44.51 $45.29 FPM Step 5 $44.92 $45.37 $45.82 $46.74 $47.56 FPM Step 6 $47.17 $47.64 $48.11 $49.08 $49.94 FPM Step 7 $49.52 $50.02 $50.52 $51.53 $52.43 FPM Step 8 $52.00 $52.52 $53.05 $54.11 $55.05 LT Step 1 $56.16 $56.72 $57.29 $58.44 $59.46 LT Step 2 $57.85 $58.42 $59.01 $60.19 $61.24 LT Step 3 $59.58 $60.18 $60.78 $61.99 $63.08 LT Step 4 $61.90 $62.52 $63.14 $64.40 $65.53 Capt Step 1 $64.37 $65.02 $65.67 $66.98 $68.15 Capt Step 2 $65.38 $66.04 $66.70 $68.03 $69.22 Capt Step 3 $68.00 $68.68 $69.36 $70.75 $71.99 Firefighter $99,203.77 $100,195.81 $101,197.77 $103,221.72 $105,028.10 FPM Step 1 $70,337.80 $71,041.18 $71,751.59 $73,186.63 $74,467.39 FPM Step 2 $76,874.94 $77,643.69 $78,420.12 $79,988.52 $81,388.32 FPM Step 3 $79,950.21 $80,749.71 $81,557.21 $83,188.35 $84,644.15 FPM Step 4 $83,947.39 $84,786.86 $85,634.73 $87,347.43 $88,876.01 FPM Step 5 $88,144.61 $89,026.05 $89,916.32 $91,714.64 $93,319.65 FPM Step 6 $92,551.97 $93,477.49 $94,412.26 $96,300.51 $97,985.77 FPM Step 7 $97,179.14 $98,150.93 $99,132.44 $101,115.09 $102,884.60 FPM Step 8 $102,038.43 $103,058.82 $104,089.41 $106,171.19 $108,029.19 LT Step 1 $110,201.63 $111,303.64 $112,416.68 $114,665.01 $116,671.65 LT Step 2 $113,507.71 $114,642.79 $115,789.21 $118,105.00 $120,171.84 LT Step 3 $116,912.68 $118,081.81 $119,262.63 $121,647.88 $123,776.72 LT Step 4 $121,458.98 $122,673.57 $123,900.31 $126,378.31 $128,589.93 Capt Step 1 $126,317.41 $127,580.58 $128,856.39 $131,433.52 $133,733.60 Capt Step 2 $128,295.34 $129,578.29 $130,874.07 $133,491.56 $135,827.66 Capt Step 3 $133,427.15 $134,761.42 $136,109.03 $138,831.21 $141,260.76 Firefighter $105,156.00 $106,207.56 $107,269.63 $109,415.02 $111,329.79 FPM Step 1 $74,558.07 $75,303.66 $76,056.69 $77,577.83 $78,935.44 FPM Step 2 $81,487.43 $82,302.30 $83,125.33 $84,787.83 $86,271.62 FPM Step 3 $84,747.23 $85,594.70 $86,450.65 $88,179.66 $89,722.80 FPM Step 4 $88,984.23 $89,874.08 $90,772.82 $92,588.27 $94,208.57 FPM Step 5 $93,433.29 $94,367.62 $95,311.30 $97,217.52 $98,918.83 FPM Step 6 $98,105.08 $99,086.13 $100,076.99 $102,078.53 $103,864.91 FPM Step 7 $103,009.89 $104,039.99 $105,080.39 $107,181.99 $109,057.68 FPM Step 8 $108,160.73 $109,242.34 $110,334.76 $112,541.46 $114,510.93 LT Step 1 $116,813.72 $117,981.86 $119,161.68 $121,544.91 $123,671.95 LT Step 2 $120,318.16 $121,521.34 $122,736.56 $125,191.29 $127,382.14 LT Step 3 $123,927.45 $125,166.72 $126,418.39 $128,946.76 $131,203.33 LT Step 4 $128,746.52 $130,033.98 $131,334.32 $133,961.01 $136,305.33 Capt Step 1 $133,896.45 $135,235.41 $136,587.77 $139,319.52 $141,757.61 Capt Step 2 $135,993.05 $137,352.98 $138,726.51 $141,501.04 $143,977.31 Capt Step 3 $141,432.77 $142,847.10 $144,275.57 $147,161.08 $149,736.40 *Due to City of Naperville rounding rules, numbers presented may not add up precisely to pay stub total. BCBS - HMO Blue Advantage In-Network $25/$50 None None Out-of-Network NO COVERAGE Individual OOP Max. (including Ded) Family OOP Max. (including Ded) $2,500 $5,000 PRIMARY CARE PHYSICIAN MUST BCBS - PPO Blue Choice PPO $20 PCP/$40 Spec, then 85%; $0 Wellness $10 copay $500 $1,500 85%* $3,000 $9,000 85% after Deductible and pre- authorization*85% after Deductible and pre- authorization* 85% 85% After Deductible PPO $30 PCP/$50 Spec, then 65%; $0 Wellness Out-of-Network Deductible/coinsurance Dr. Office Visit (In-network)- PCP/Spec Dr. Office Visit (In-network)- PCP/Spec Hospitalization Virtual Visit Individual Deductible Employee + Spouse Deductible Employee + Child(ren) Deductible Family Deductible Co-insurance * Individual OOP Max. (including Ded) Emp + Spouse OOP Max. (including Ded) Emp + Child(ren) OOP Max. (including Ded) Family OOP Max. (including Ded) Emergency Room Copay Rx Copays (In-Network) RX Out of Pocket Maximum (Ind/Family) Generics only Preventive Therapy Drug List Pharmacy Provider City Discretionary Contribution into Health Savings Account Employee Employee + Spouse Employee + Children Employee + Family Matching Contribution Program City will match every dollar you contribute before tax up to the maximum amount shown. Employee Employee + Spouse Employee + Children Employee + Family 85% After Ded*/100% 65% After Ded*/100% 50%* After Deductible $1,250 per year in January (with clawback) $2,500 per year in January (with clawback) $2,500 per year in January (with clawback) $2,800 per year in January (with clawback) $1,500 2020 Special Enrollment Lump Sum: Must stay in HDHP through *Empower Wellbeing Management Program: Prior authorization Employee $2,500 12/31/2021 requirements for advanced imaging, cardiology, and sleep medicine Employee + Spouse $5,000 Employee + Children $5,000 2020: No City match Employee + Family $5,000 Delta Dental of Illinois is pleased to be your dental benefits carrier. Your group plan offers you the dental benefits program: Delta Dental PPO Plus Delta Dental Premier. On the reverse side of this sheet is a summary of your plan coverage. Please also see the enclosed sheet, “How You Can Save with a Delta Dental Network Dentist,” which provides an example of your out-of-pockets costs with network dentists and a non-network dentist. With Delta Dental PPO Plus Premier: • You can go to any licensed general or specialty dentist. • You will maximize your benefits by receiving care from a Delta Dental PPO or Delta Dental Premier network dentist. • Delta Dental’s network dentists have agreed to reduced fees as payment in full, which means you will likely save money by going to a Delta Dental PPO or Delta Dental Premier network dentist. Non-network dentists have not agreed to accept our reduced fees as payment in full, which means they may bill you for any charges over our allowed fees. Visit our web site at ▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇ and click on Provider Search. Please see the enclosed “How to Find a Network Dentist” sheet for more details. • Delta Dental PPO: Lowest out-of-pocket costs and network protection. • Delta Dental Premier: Higher out-of-pocket costs than PPO, but may be lower than non-network and network protection. • Non-network: You may have the highest out-of- pocket costs. • You are charged only the patient’s share** at the time of treatment. Delta Dental pays its portion directly to network dentists. • ToGoSM, a feature that allows you to carryover qualified unused portions of your annual maximum to the next year. • Enhanced Benefit Program offers additional coverage for individuals who have specific health conditions (including pregnancy, diabetes, high- risk cardiac conditions, and suppressed immune systems) that can be positively affected by additional oral health care.
Appears in 1 contract
Sources: Collective Bargaining Agreement
DURATION AND TERM OF AGREEMENT. This Agreement shall be effective as of the day after the contract is executed by both parties and shall remain in full force and effect until 11:59 p.m. on the 31st day of December 20242019. It shall be automatically renewed from year to year thereafter unless either party shall notify the other in writing at least one hundred fifty (150) days prior to the anniversary date that it desires to modify this Agreement. In the event that such notice is given, negotiations shall begin no later than one hundred twenty (120) days prior to the anniversary date unless the parties mutually agree otherwise. Notwithstanding any provision of this Article or Agreement to the contrary, this Agreement shall remain in full force and effect after any expiration date while negotiations or resolution of impasse procedures are continuing for a new agreement between the parties, except that Article XXV (Promotions) shall terminate as of December 31April 30, 2024 2016 unless otherwise mutually agreed by the parties. Firefighter - Shift $38.23 90,537.25 $38.61 92,574.34 $39.00 94,425.82 $39.78 96,314.34 Firefighter - 40-hour @ 6% differential $40.47 FPM 95,969.48 $98,128.80 $100,091.37 $102,093.20 Step 1 $27.11 68,044.62 $27.38 69,575.63 $27.65 70,967.14 $28.20 $28.70 FPM 72,386.48 Step 2 $29.62 74,368.62 $29.92 76,041.92 $30.22 77,562.76 $30.82 $31.36 FPM 79,114.01 Step 3 $30.81 77,343.64 $31.12 79,083.87 $31.43 80,665.55 $32.06 $32.62 FPM 82,278.86 Step 4 $32.35 81,210.50 $32.67 83,037.73 $33.00 84,698.49 $33.66 $34.25 FPM 86,392.46 Step 5 $33.97 85,270.88 $34.31 87,189.47 $34.65 88,933.26 $35.34 $35.96 FPM 90,711.93 Step 6 $35.67 89,534.54 $36.02 91,549.07 $36.38 93,380.05 $37.11 $37.76 FPM 95,247.65 Step 7 $37.45 94,010.86 $37.82 96,126.10 $38.20 98,048.62 $38.97 $39.65 FPM 100,009.60 Step 8 $39.32 98,711.73 $39.71 100,932.75 $40.11 102,951.40 $40.91 $41.63 LT 105,010.43 Step 1 $42.47 64,193.04 $42.89 65,637.38 $43.32 66,950.13 $44.19 $44.96 LT 68,289.13 Step 2 $43.74 70,159.08 $44.18 71,737.66 $44.62 73,172.41 $45.51 $46.31 LT 74,635.86 Step 3 $45.05 72,965.69 $45.50 74,607.42 $45.96 76,099.57 $46.88 $47.70 LT 77,621.56 Step 4 $46.81 76,613.68 $47.27 78,337.48 $47.75 79,904.23 $48.70 81,502.32 Step 5 $49.55 Capt 80,444.23 $82,254.22 $83,899.31 $85,577.29 Step 6 $84,466.55 $86,367.05 $88,094.39 $89,856.28 Step 7 $88,689.49 $90,685.00 $92,498.70 $94,348.68 Step 8 $93,124.28 $95,219.57 $97,123.97 $99,066.44 Step 1 $48.68 106,608.78 $49.16 109,007.48 $49.66 111,187.63 $50.65 $51.54 Capt 113,411.38 Step 2 $49.44 109,807.08 $49.93 112,277.73 $50.43 114,523.29 $51.44 $52.34 Capt 116,813.75 Step 3 $51.42 113,101.05 $51.93 115,645.82 $52.45 117,958.74 $53.50 120,317.91 Step 4 $54.44 Firefighter 117,499.12 $50.56 120,142.85 $51.06 122,545.71 $51.57 $52.60 $53.52 FPM 124,996.62 Step 1 $35.85 100,574.32 $36.20 102,837.24 $36.57 104,893.99 $37.30 $37.95 FPM 106,991.87 Step 2 $39.18 103,591.58 $39.57 105,922.39 $39.96 108,040.84 $40.76 $41.48 FPM 110,201.66 Step 3 $40.74 106,699.10 $41.15 109,099.83 $41.56 111,281.83 $42.39 $43.14 FPM 113,507.46 Step 4 $42.78 110,848.23 $43.21 113,342.31 $43.64 115,609.16 $44.51 $45.29 FPM Step 5 $44.92 $45.37 $45.82 $46.74 $47.56 FPM Step 6 $47.17 $47.64 $48.11 $49.08 $49.94 FPM Step 7 $49.52 $50.02 $50.52 $51.53 $52.43 FPM Step 8 $52.00 $52.52 $53.05 $54.11 $55.05 LT 117,921.34 Step 1 $56.16 122,199.15 $56.72 124,948.63 $57.29 127,447.60 $58.44 $59.46 LT 129,996.55 Step 2 $57.85 124,112.59 $58.42 126,905.13 $59.01 129,443.23 $60.19 $61.24 LT 132,032.09 Step 3 $59.58 129,077.09 $60.18 131,981.33 $60.78 134,620.96 $61.99 $63.08 LT Step 4 $61.90 $62.52 $63.14 $64.40 $65.53 Capt 137,313.37 Step 1 $64.37 115,282.21 $65.02 117,876.06 $65.67 120,233.59 $66.98 $68.15 Capt 122,638.26 Step 2 $65.38 117,087.35 $66.04 119,721.82 $66.70 122,116.25 $68.03 $69.22 Capt 124,558.58 Step 3 $68.00 121,770.84 $68.68 124,510.69 $69.36 127,000.90 $70.75 $71.99 Firefighter $99,203.77 $100,195.81 $101,197.77 $103,221.72 $105,028.10 FPM Step 1 $70,337.80 $71,041.18 $71,751.59 $73,186.63 $74,467.39 FPM Step 2 $76,874.94 $77,643.69 $78,420.12 $79,988.52 $81,388.32 FPM Step 3 $79,950.21 $80,749.71 $81,557.21 $83,188.35 $84,644.15 FPM Step 4 $83,947.39 $84,786.86 $85,634.73 $87,347.43 $88,876.01 FPM Step 5 $88,144.61 $89,026.05 $89,916.32 $91,714.64 $93,319.65 FPM Step 6 $92,551.97 $93,477.49 $94,412.26 $96,300.51 $97,985.77 FPM Step 7 $97,179.14 $98,150.93 $99,132.44 $101,115.09 $102,884.60 FPM Step 8 $102,038.43 $103,058.82 $104,089.41 $106,171.19 $108,029.19 LT Step 1 $110,201.63 $111,303.64 $112,416.68 $114,665.01 $116,671.65 LT Step 2 $113,507.71 $114,642.79 $115,789.21 $118,105.00 $120,171.84 LT Step 3 $116,912.68 $118,081.81 $119,262.63 $121,647.88 $123,776.72 LT Step 4 $121,458.98 $122,673.57 $123,900.31 $126,378.31 $128,589.93 Capt Step 1 $126,317.41 $127,580.58 $128,856.39 $131,433.52 $133,733.60 Capt Step 2 $128,295.34 $129,578.29 $130,874.07 $133,491.56 $135,827.66 Capt Step 3 $133,427.15 $134,761.42 $136,109.03 $138,831.21 $141,260.76 Firefighter $105,156.00 $106,207.56 $107,269.63 $109,415.02 $111,329.79 FPM Step 1 $74,558.07 $75,303.66 $76,056.69 $77,577.83 $78,935.44 FPM Step 2 $81,487.43 $82,302.30 $83,125.33 $84,787.83 $86,271.62 FPM Step 3 $84,747.23 $85,594.70 $86,450.65 $88,179.66 $89,722.80 FPM Step 4 $88,984.23 $89,874.08 $90,772.82 $92,588.27 $94,208.57 FPM Step 5 $93,433.29 $94,367.62 $95,311.30 $97,217.52 $98,918.83 FPM Step 6 $98,105.08 $99,086.13 $100,076.99 $102,078.53 $103,864.91 FPM Step 7 $103,009.89 $104,039.99 $105,080.39 $107,181.99 $109,057.68 FPM Step 8 $108,160.73 $109,242.34 $110,334.76 $112,541.46 $114,510.93 LT Step 1 $116,813.72 $117,981.86 $119,161.68 $121,544.91 $123,671.95 LT Step 2 $120,318.16 $121,521.34 $122,736.56 $125,191.29 $127,382.14 LT Step 3 $123,927.45 $125,166.72 $126,418.39 $128,946.76 $131,203.33 LT Step 4 $128,746.52 $130,033.98 $131,334.32 $133,961.01 $136,305.33 Capt Step 1 $133,896.45 $135,235.41 $136,587.77 $139,319.52 $141,757.61 Capt Step 2 $135,993.05 $137,352.98 $138,726.51 $141,501.04 $143,977.31 Capt Step 3 $141,432.77 $142,847.10 $144,275.57 $147,161.08 $149,736.40 *Due to City of Naperville rounding rules, numbers presented may not add up precisely to pay stub total. BCBS - HMO 129,540.92 ▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇: Blue Advantage In-Network $25/$50 None None Out-of-Network NO COVERAGE Individual OOP Max. (including Ded) Family OOP Max. (including Ded) $2,500 $5,000 PRIMARY CARE PHYSICIAN MUST BCBS - PPO Cross and Blue Choice PPO $20 PCP/$40 Spec, then 85%; $0 Wellness $10 copay $500 $1,500 85%* $3,000 $9,000 85% after Deductible and pre- authorization*85% after Deductible and pre- authorization* 85% 85% After Deductible PPO $30 PCP/$50 Spec, then 65%; $0 Wellness Out-of-Network Deductible/coinsurance Dr. Office Visit (In-network)- PCP/Spec Dr. Office Visit (In-network)- PCP/Spec Hospitalization Virtual Visit Individual Deductible Employee + Spouse Deductible Employee + Child(ren) Deductible Family Deductible Co-insurance * Individual OOP Max. (including Ded) Emp + Spouse OOP Max. (including Ded) Emp + Child(ren) OOP Max. (including Ded) Family OOP Max. (including Ded) Emergency Room Copay Rx Copays (In-Network) RX Out of Pocket Maximum (Ind/Family) Generics only Preventive Therapy Drug List Pharmacy Provider City Discretionary Contribution into Health Savings Account Employee Employee + Spouse Employee + Children Employee + Family Matching Contribution Program City will match every dollar you contribute before tax up to the maximum amount shown. Employee Employee + Spouse Employee + Children Employee + Family 85% After Ded*/100% 65% After Ded*/100% 50%* After Deductible $1,250 per year in January (with clawback) $2,500 per year in January (with clawback) $2,500 per year in January (with clawback) $2,800 per year in January (with clawback) $1,500 2020 Special Enrollment Lump Sum: Must stay in HDHP through *Empower Wellbeing Management Program: Prior authorization Employee $2,500 12/31/2021 requirements for advanced imaging, cardiology, and sleep medicine Employee + Spouse $5,000 Employee + Children $5,000 2020: No City match Employee + Family $5,000 Delta Dental Shield of Illinois is pleased to be your dental benefits carrier. Your group plan offers you the dental benefits program: Delta Dental PPO Plus Delta Dental Premier. On the reverse side of this sheet is a summary of your plan coverage. Please also see the enclosed sheet, “How You Can Save with a Delta Dental Network Dentist,” which provides an example of your out-of-pockets costs with network dentists and a non-network dentist. With Delta Dental PPO Plus Premier: • You can go to any licensed general or specialty dentist. • You will maximize your benefits by receiving care from a Delta Dental PPO or Delta Dental Premier network dentist. • Delta Dental’s network dentists have agreed to reduced fees as payment in full, which means you will likely save money by going to a Delta Dental PPO or Delta Dental Premier network dentist. Non-network dentists have not agreed to accept our reduced fees as payment in full, which means they may bill you for any charges over our allowed fees. Visit our web site document at ▇▇▇.▇▇▇▇▇▇.▇▇▇ or by calling ▇-▇▇▇-▇▇▇-▇▇▇▇. Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: 01/01/2017 – 12/31/2017 Coverage for: ALL | Plan Type: HMO What is the overall deductible? $0 See the chart starting on page 2 for your costs for services this plan covers. Are there other deductibles for specific services? No. You don’t have to meet deductibles for specific services, but see the chart starting on page 2 for other costs for services this plan covers. Is there an out–of– pocket limit on my expenses? Yes. $1,500 Individual/$3,000 Family. The out-of-pocketlimit is the most you could pay during a coverage period (usually one year) for your share of the cost of covered services. This limit helps you plan for health care expenses. What is not included in the out–of–pocket limit? Prescription copay, premiums, balanced-billed charges, and health care this plan doesn’t cover. Ev en though you pay these expenses, they don’t count toward the out–of–pocketlimit. Does this plan use a network of providers? Yes. Visit ▇▇▇.▇▇▇▇▇▇.▇▇▇ and click on Provider Searchor call ▇-▇▇▇-▇▇▇-▇▇▇▇ for a list of Participating providers. Please see I f you use an in-network doctor or other health care provider, this plan will pay some or all of the enclosed “How to Find a Network Dentist” sheet for more detailscosts of covered services. • Delta Dental PPO: Lowest Be aware, your in-network doctor or hospital may use an out-of-pocket costs and network protectionprovider for some services. • Delta Dental Premier: Higher out-of-pocket costs than PPO, but may be lower than non-network and network protection. • NonPlans use the term in-network: You may , preferred, or participating for providers in their network. See the chart starting on page 2 for how this plan pays different kinds of providers. Do I need a referral to see a specialist? Yes. This plan will pay some or all of the costs to see a specialist for covered services but only if you have the highest outplan’s permission before you see the specialist. Are there services this plan doesn’t cover? Yes. Some of the services this plan doesn’t cover are listed on page 5. See your policy or plan document for additional information about excludedservices. Questions: Call ▇-of- pocket costs. • You are charged only the patient’s share** ▇▇▇-▇▇▇-▇▇▇▇ or visit us at the time of treatment. Delta Dental pays its portion directly to network dentists. • ToGoSM, a feature that allows you to carryover qualified unused portions of your annual maximum to the next year. • Enhanced Benefit Program offers additional coverage for individuals who have specific health conditions (including pregnancy, diabetes, high- risk cardiac conditions, and suppressed immune systems) that can be positively affected by additional oral health care▇▇▇.▇▇▇▇▇▇.▇▇▇.
Appears in 1 contract
Sources: Collective Bargaining Agreement