Common use of Effective Date Term and Termination Clause in Contracts

Effective Date Term and Termination. A. The effective date of this Agreement is [Date]. This Agreement remains effective for all annuity contracts subject to this Agreement written by Ceding Company for three (3) years from the effective date, unless terminated pursuant to the paragraphs listed below: B. Either Reinsurer or Ceding Company shall have the option of terminating this agreement with ninety (90) calendar days written notice to the other party for new business anytime on or after the end of the three (3) year period. C. Once each calendar year, Ceding Company shall have the option to recapture existing contracts beginning with the twentieth (20) anniversary of their reinsurance hereunder. Recapture must be made on an issue year basis, and no contracts can be recaptured unless all contracts with earlier years are recaptured. D. Reinsurer shall have the option of terminating this Agreement upon delivery of thirty (30) calendar days written notice to Ceding Company, within thirty (30) days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESS: (1) Ceding Company's A. M. BEST rating is reduced to a "C" or lower. (2) Ceding Company is placed upon a "watch list" by its domiciliary state's insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Ceding Company is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Ceding Company; (4) The Securities and Exchange Commission revokes the authority of Ceding Company to conduct business; (5) Failure by Ceding Company to pay premium in accordance with Article V. If, during the thirty (30) days notice period, Reinsurer receives all premiums in arrears and all premiums which may become due within the thirty (30) days notice period, the notice of termination shall be deemed withdrawn. In the event of termination under this paragraph, this Agreement may be reinstated upon the written consent of Reinsurer if, at any time within sixty (60) days of termination, Ceding Company pays and Reinsurer receives all premiums due with interest thereon and payable up to the date of reinstatement. (Please refer to paragraph J below for the interest calculation description). E. Ceding Company shall have the option of terminating this Agreement upon delivery of thirty (30) calendar days written notice to Reinsurer, within thirty (30) days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESS: (1) Reinsurer's A. M. BEST rating is reduced to a "B++" or lower; (2) Reinsurer is placed upon a "watch list" by its domiciliary state's insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Reinsurer is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Reinsurer; F. If this Agreement is terminated for new and existing business, Reinsurer shall be relieved of all liability to Ceding Company for claims incurred following the termination date of this Agreement under such Underlying Annuity Contracts issued by Ceding Company, and G. If this Agreement is terminated for new business only, Reinsurer will remain liable, after termination, in accordance with the terms and conditions of this Agreement, with respect to all reinsurance effective prior to termination of the Agreement for new business. H. Both parties shall continue to be entitled to all offset credits provided by Article XI up to the effective date of termination. I. Ceding Company shall not have the right to assign or transfer any portion of the rights, duties and obligations of Ceding Company under the terms and conditions of this Agreement without the written approval of Reinsurer. J. In the event of reinstatement as described in paragraph D above, there will be an interest charge at the three (3) month LIBOR Rate (as published in the Wall Street Journal), plus 1%, determined on the first business day following the end of the 30-day notice period. The settlement is considered overdue at the end of the 30-day notice period and interest shall commence from the overdue date.

Effective Date Term and Termination. A. The effective date of this Agreement is [Date]January 1, 1997. This Agreement remains effective for all annuity contracts subject to this Agreement written by Ceding Company for three (3) years from the effective dateNational Integrity Life through December 31, 2001, unless terminated pursuant to the paragraphs listed below:. B. Either Reinsurer or Ceding Company shall have the option of terminating this agreement with ninety (90) calendar days written notice to the other party for new business anytime on or after the end of the three (3) year period. C. Once each calendar year, Ceding Company National Integrity Life shall have the option to recapture existing contracts beginning with the twentieth (20) anniversary of their reinsurance hereunder. Recapture must be made on an issue year basis, and no contracts can be recaptured unless all contracts with earlier issue years are recaptured. D. Reinsurer C. Connecticut General shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Ceding CompanyNational Integrity Life, within thirty (30) days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESS: (1) Ceding Company's National Integrity Life’s A. M. BEST Best rating is reduced to a "“C" ” or lower. (2) Ceding Company is placed upon National Integrity Life’s domiciliary state’s insurance regulators take any regulatory action potentially adversely affecting its license to conduct business, including without limitation placement on a "“watch list" by its domiciliary state's insurance regulators;” (3) An order appointing a receiver, conservator or trustee for management of Ceding Company National Integrity Life is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Ceding Company;National Integrity Life. (4) National Integrity Life withdraws from or substantially reduces the active marketing of policy forms identified in Schedule B. (5) The Securities and Exchange Commission revokes takes any regulatory action with respect to National Integrity Life that potentially adversely affects its conduct of business. D. Connecticut General shall have the authority option of Ceding Company to conduct terminating this Agreement for new and existing business; (5) Failure by Ceding Company , should National Integrity Life fail to pay premium in accordance with Article V. If, during the thirty (30) days notice period, Reinsurer Connecticut General receives all premiums in arrears and all premiums which may become due within the thirty (30) days notice period, the notice of termination shall be deemed withdrawn. In the event of termination under this paragraph, this Agreement agreement may be reinstated upon the written consent of Reinsurer Connecticut General if, at any time within with sixty (60) days 60)day of termination, Ceding Company National Integrity Life pays and Reinsurer Connecticut General receives all premiums due with interest thereon and payable up to the date of reinstatement. (Please refer to paragraph J below for the interest calculation description). E. Ceding Company National Integrity Life shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to ReinsurerConnecticut General, within thirty (30) 30 days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESS: (1) Reinsurer's Connecticut General’s A. M. BEST Best rating is reduced to a "B++" “C” or lower;. (2) Reinsurer Connecticut General is placed upon a "“watch list" list by its domiciliary state's ’s insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Reinsurer Connecticut General is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Reinsurer;Connecticut General. F. If this Agreement is terminated for new and or existing business, Reinsurer Connecticut General shall be relieved of all liability to Ceding Company National Integrity Life for claims incurred following the termination date of this Agreement under such Underlying Annuity Contracts Contract issued by Ceding Company, National Integrity Life; and G. If this Agreement is terminated for new business only, Reinsurer will Connecticut General shall remain liable, liable after termination, in accordance with the terms and conditions of this Agreement, with respect to all reinsurance effective prior to termination of the Agreement for new business. H. Both parties shall continue to be entitled to all offset credits provided by Article XI X for the entire amount of premiums due and payable by the other party up to the effective date of termination. I. Ceding Company National Integrity Life shall not have the right to assign or transfer any portion of the rights, duties and obligations of Ceding Company National Integrity Life under the terms and conditions of this Agreement Agreement, except to affiliates under common control, without the written approval of ReinsurerConnecticut General. J. In the event of reinstatement as described in paragraph D above, there will be an interest charge at the three (3) month LIBOR Rate (as published in the Wall Street Journal), plus 1%, determined on the first business day following the end of the 30-day notice period. The settlement is considered overdue at the end of the 30-day notice period and interest shall commence from the overdue date.

Effective Date Term and Termination. A. The effective date of this Agreement is [Date]January 1, 1997. This Agreement remains effective for all annuity contracts subject to this Agreement written by Ceding Company for three (3) years from the effective dateIntegrity Life through December 31, 2001, unless terminated pursuant to the paragraphs listed below:. B. Either Reinsurer or Ceding Company shall have the option of terminating this agreement with ninety (90) calendar days written notice to the other party for new business anytime on or after the end of the three (3) year period. C. Once each calendar year, Ceding Company Integrity Life shall have the option to recapture existing contracts beginning with the twentieth (20) anniversary of their reinsurance hereunder. Recapture must be made on an issue year basis, and no contracts can be recaptured unless all contracts with earlier issue years are recaptured. D. Reinsurer C. Connecticut General shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Ceding CompanyIntegrity Life, within thirty (30) days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESS: (1) Ceding Company's Integrity Life’s A. M. BEST Best rating is reduced to a "“C" ” or lower. (2) Ceding Company is placed upon Integrity Life’s domiciliary state’s insurance regulators take any regulatory action potentially adversely affecting its license to conduct business, including without limitation placement on a "“watch list" by its domiciliary state's insurance regulators;” (3) An order appointing a receiver, conservator or trustee for management of Ceding Company Integrity Life is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Ceding Company;Integrity Life. (4) Integrity Life withdraws from or substantially reduces the active marketing of policy forms identified in Schedule B. (5) The Securities and Exchange Commission revokes takes any regulatory action with respect to Integrity Life that potentially adversely affects its conduct of business. D. Connecticut General shall have the authority option of Ceding Company to conduct terminating this Agreement for new and existing business; (5) Failure by Ceding Company , should Integrity Life fail to pay premium in accordance with Article V. If, during the thirty (30) days notice period, Reinsurer Connecticut General receives all premiums in arrears and all premiums which may become due within the thirty (30) days notice period, the notice of termination shall be deemed withdrawn. In the event of termination under this paragraph, this Agreement agreement may be reinstated upon the written consent of Reinsurer Connecticut General if, at any time within with sixty (60) days 60)day of termination, Ceding Company Integrity Life pays and Reinsurer Connecticut General receives all premiums due with interest thereon and payable up to the date of reinstatement. (Please refer to paragraph J below for the interest calculation description). E. Ceding Company Integrity Life shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to ReinsurerConnecticut General, within thirty (30) 30 days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESS: (1) Reinsurer's Connecticut General’s A. M. BEST Best rating is reduced to a "B++" “C” or lower;. (2) Reinsurer Connecticut General is placed upon a "“watch list" list by its domiciliary state's ’s insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Reinsurer Connecticut General is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Reinsurer;Connecticut General. F. If this Agreement is terminated for new and or existing business, Reinsurer Connecticut General shall be relieved of all liability to Ceding Company Integrity Life for claims incurred following the termination date of this Agreement under such Underlying Annuity Contracts Contract issued by Ceding Company, Integrity Life; and G. If this Agreement is terminated for new business only, Reinsurer will Connecticut General shall remain liable, liable after termination, in accordance with the terms and conditions of this Agreement, with respect to all reinsurance effective prior to termination of the Agreement for new business. H. Both parties shall continue to be entitled to all offset credits provided by Article XI X for the entire amount of premiums due and payable by the other party up to the effective date of termination. I. Ceding Company Integrity Life shall not have the right to assign or transfer any portion of the rights, duties and obligations of Ceding Company Integrity Life under the terms and conditions of this Agreement Agreement, except to affiliates under common control, without the written approval of ReinsurerConnecticut General. J. In the event of reinstatement as described in paragraph D above, there will be an interest charge at the three (3) month LIBOR Rate (as published in the Wall Street Journal), plus 1%, determined on the first business day following the end of the 30-day notice period. The settlement is considered overdue at the end of the 30-day notice period and interest shall commence from the overdue date.

Effective Date Term and Termination. A. The effective date of this Agreement is [Date]April 1, 1996. This Agreement remains effective for all annuity contracts subject to this Agreement written by Ceding Company ITT Hartford for three (3) years from the effective date, unless terminated pursuant to the paragraphs listed below: B. Either Reinsurer Connecticut General or Ceding Company ITT Hartford shall have the option of terminating this agreement with ninety (90) calendar days written notice to the other party for new business anytime on or after the end of the three (3) year period. C. Once each calendar year, Ceding Company ITT Hartford shall have the option to recapture existing contracts beginning with the twentieth (20) anniversary of their reinsurance hereunder. Recapture must be made on an issue year basis, and no contracts can be recaptured unless all contracts with earlier issue years are recaptured. D. Reinsurer Connecticut General shall have the option of terminating this Agreement upon delivery of thirty (30) calendar days written notice to Ceding CompanyITT Hartford, within thirty (30) days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESSFor New and Existing Business: (1) Ceding Company's A. M. BEST rating is reduced to a "C" or lower.[REDACTED] (2) Ceding Company ITT Hartford is placed upon a "watch list" by its domiciliary state's insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Ceding Company ITT Hartford is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Ceding Company;ITT Hartford; ITT Hartford Life & Annuity Insurance Company CIGNA Reinsurance Director; Putnam Capital ▇▇▇▇▇er; August 23, 1996 Select Dimensions; Pathmaker (4) The Securities and Exchange Commission revokes the authority of Ceding Company ITT Hartford to conduct business; (5) Failure by Ceding Company ITT Hartford to pay premium in accordance with Article V. If, during the thirty (30) days notice period, Reinsurer receives all premiums in arrears and all premiums which may become due within the thirty (30) days notice period, the notice of termination shall be deemed withdrawn. In the event of termination under this paragraph, this Agreement may be reinstated upon the written consent of Reinsurer if, at any time within sixty (60) days of termination, Ceding Company ITT Hartford pays and Reinsurer receives all premiums due with interest thereon and payable up to the date of reinstatement. (Please refer to paragraph J below for the interest calculation description). E. Ceding Company ITT Hartford shall have the option of terminating this Agreement upon delivery of thirty (30) calendar days written notice to ReinsurerConnecticut General, within thirty (30) days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESSFor New and Existing Business: (1) Reinsurer's A. M. BEST rating is reduced to a "B++" or lower;[REDACTED] (2) Reinsurer Connecticut General is placed upon a "watch list" by its domiciliary statestates's insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Reinsurer Connecticut General is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of ReinsurerConnecticut General; F. If this Agreement is terminated for new and existing business, Reinsurer Connecticut General shall be relieved of all liability to Ceding Company ITT Hartford for claims incurred following the termination date of this Agreement under such Underlying Annuity Contracts issued by Ceding CompanyITT Hartford, and G. If this Agreement is terminated for new business only, Reinsurer Connecticut General will remain liable, after termination, in accordance with the terms and conditions of this Agreement, with respect to all reinsurance effective prior to termination of the Agreement for new business. H. Both parties shall continue to be entitled to all offset credits provided by Article XI up to the effective date of termination. I. Ceding Company ITT Hartford shall not have the right to assign or transfer any portion of the rights, duties and obligations of Ceding Company ITT Hartford under the terms and conditions of this Agreement without the written approval of Reinsurer.Connecticut General. ITT Hartford Life & Annuity Insurance Company CIGNA Reinsurance Director; Putnam Capital Manager; August 23, 1996 Select Dimensions; Pathmaker J. In the event of reinstatement as described in paragraph D above, there will be an interest charge at the three (3) month LIBOR Rate (as published in the Wall Street Journal), plus 1%, determined on the first business day following the end of the 30-30 day notice period. The settlement is considered overdue at the end of the 30-30 day notice period and interest shall commence from the overdue date.. ITT Hartford Life & Annuity Insurance Company CIGNA Reinsurance Director; Putnam Capital ▇▇▇▇▇er; August 23, 1996 Select Dimensions; Pathmaker

Effective Date Term and Termination. A. The effective date of this Agreement is [Date]April 1, 1996. This Agreement remains effective for all annuity contracts subject to this Agreement written by Ceding Company Hartford Life for three (3) years from the effective date, unless terminated pursuant to the paragraphs listed below: B. Either Reinsurer Connecticut General or Ceding Company Hartford Life shall have the option of terminating this agreement with ninety (90) calendar days written notice to the other party for new business anytime on or after the end of the three (3) year period. C. Once each calendar year, Ceding Company Hartford Life shall have the option to recapture existing contracts beginning with the twentieth (20) anniversary of their reinsurance hereunder. Recapture must be made on an issue year basis, and no contracts can be recaptured unless all contracts with earlier issue years are recaptured. D. Reinsurer Connecticut General shall have the option of terminating this Agreement upon delivery of thirty (30) calendar days written notice to Ceding CompanyHartford Life, within thirty (30) days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESSFor New and Existing Business: (1) Ceding Company's A. M. BEST rating is reduced to a "C" or lower.[REDACTED] (2) Ceding Company Hartford Life is placed upon a "watch list" by its domiciliary state's insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Ceding Company Hartford Life is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Ceding Company;Hartford Life; Hartford Life Insurance Company CIGNA Reinsurance Director; ▇▇▇▇▇▇ Capital Manager; August 23, 1996 Select Dimensions; Pathmaker (4) The Securities and Exchange Commission revokes the authority of Ceding Company Hartford Life to conduct business; (5) Failure by Ceding Company Hartford Life to pay premium in accordance with Article V. If, during the thirty (30) days notice period, Reinsurer receives all premiums in arrears and all premiums which may become due within the thirty (30) days notice period, the notice of termination shall be deemed withdrawn. In the event of termination under this paragraph, this Agreement may be reinstated upon the written consent of Reinsurer if, at any time within sixty (60) days of termination, Ceding Company Hartford Life pays and Reinsurer receives all premiums due with interest thereon and payable up to the date of reinstatement. (Please refer to paragraph J below for the interest calculation description). E. Ceding Company Hartford Life shall have the option of terminating this Agreement upon delivery of thirty (30) calendar days written notice to ReinsurerConnecticut General, within thirty (30) days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESSFor New and Existing Business: (1) Reinsurer's A. M. BEST rating is reduced to a "B++" or lower;[REDACTED] (2) Reinsurer Connecticut General is placed upon a "watch list" by its domiciliary statestates's insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Reinsurer Connecticut General is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of ReinsurerConnecticut General; F. If this Agreement is terminated for new and existing business, Reinsurer Connecticut General shall be relieved of all liability to Ceding Company Hartford Life for claims incurred following the termination date of this Agreement under such Underlying Annuity Contracts issued by Ceding CompanyHartford Life, and G. If this Agreement is terminated for new business only, Reinsurer Connecticut General will remain liable, after termination, in accordance with the terms and conditions of this Agreement, with respect to all reinsurance effective prior to termination of the Agreement for new business. H. Both parties shall continue to be entitled to all offset credits provided by Article XI up to the effective date of termination. I. Ceding Company Hartford Life shall not have the right to assign or transfer any portion of the rights, duties and obligations of Ceding Company Hartford Life under the terms and conditions of this Agreement without the written approval of Reinsurer.Connecticut General. Hartford Life Insurance Company CIGNA Reinsurance Director; Putnam Capital Manager; August 23, 1996 Select Dimensions; Pathmaker J. In the event of reinstatement as described in paragraph D above, there will be an interest charge at the three (3) month LIBOR Rate (as published in the Wall Street Journal), plus 1%, determined on the first business day following the end of the 30-30 day notice period. The settlement is considered overdue at the end of the 30-30 day notice period and interest shall commence from the overdue date.. Hartford Life Insurance Company CIGNA Reinsurance Director; ▇▇▇▇▇▇ Capital Manager; August 23, 1996 Select Dimensions; Pathmaker

Effective Date Term and Termination. A. The effective date of this Agreement is [Date]March 31, 1997. This Agreement remains effective for all in force annuity contracts issued and subject to this Agreement written by Ceding Company for three (3) years from the effective dateAgreement, unless terminated pursuant to the paragraphs listed below: B. Either Reinsurer or Ceding Company shall have the option of terminating this agreement with ninety (90) calendar days written notice to the other party for new business anytime on or after the end of the three (3) year period. C. Once each calendar year, Ceding Company Protective shall have the option to recapture existing contracts beginning with the twentieth (2020th) anniversary of their reinsurance hereunder. Recapture must be made on an issue year basis, and no contracts can be recaptured unless all contracts with earlier issue years are recaptured. D. Reinsurer C. Connecticut General shall have the option of terminating this Agreement upon delivery of thirty (30) calendar days written notice to Ceding CompanyProtective, within thirty (30) days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESS: (1) Ceding CompanyProtective's A. M. BEST Best rating is reduced to a "C" or lower. (2) Ceding Company is placed upon Protective's domiciliary state's insurance regulators take any regulatory action potentially adversely affecting its license to conduct business, including without limitation placement on a "watch list" by its domiciliary state's insurance regulators;" (3) An order appointing a receiver, conservator or trustee for management of Ceding Company Protective is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Ceding CompanyProtective; (4) The Securities and Exchange Commission revokes the authority takes any regulatory action with respect to Protective that potentially adversely affects its conduct of Ceding Company to conduct variable annuity business;. (5) Failure by Ceding Company Protective to pay premium in accordance with Article V. If, during the thirty (30) days notice period, Reinsurer Connecticut General receives all premiums in arrears and all premiums which may become due within the thirty (30) days notice period, the notice of termination shall be deemed withdrawn. In the event of termination under this paragraph, this Agreement may be reinstated upon the written consent of Reinsurer Connecticut General if, at any time within sixty (60) days of termination, Ceding Company Protective pays and Reinsurer Connecticut General receives all premiums due with interest thereon and payable up to the date of reinstatement. (Please refer to paragraph J below for the interest calculation description). E. Ceding Company D. Protective shall have the option of terminating this Agreement upon delivery of thirty (30) calendar days written notice to ReinsurerConnecticut General, within thirty (30) days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESS: (1) ReinsurerConnecticut General's A. M. BEST Best rating is reduced to a "B++C" or lower; (2) Reinsurer Connecticut General is placed upon a "watch list" by its domiciliary state's insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Reinsurer Connecticut General is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of ReinsurerConnecticut General; F. (4) The Securities and Exchange Commission takes any regulatory action with respect to Connecticut General that potentially adversely affects its conduct of reinsurance business; (5) Failure of Connecticut General to pay claims in accordance with Article VII. E. If this Agreement is terminated for new and existing businessterminated, Reinsurer Connecticut General shall be relieved of all liability to Ceding Company Protective for claims incurred following the termination date of this Agreement under such Underlying Annuity Contracts issued by Ceding Company, Protective; and, G. If this Agreement is terminated for new business only, Reinsurer will remain liable, after termination, in accordance with the terms and conditions of this Agreement, with respect to all reinsurance effective prior to termination of the Agreement for new business. H. F. Both parties shall continue to be entitled to all offset credits provided by Article XI up to the effective date of termination. I. Ceding Company G. Neither party shall not have the right to assign or to transfer any portion of the their rights, duties and obligations of Ceding Company under the terms and conditions of this Agreement without the written approval of Reinsurerthe other party. J. In the event of reinstatement as described in paragraph D above, there will be an interest charge at the three (3) month LIBOR Rate (as published in the Wall Street Journal), plus 1%, determined on the first business day following the end of the 30-day notice period. The settlement is considered overdue at the end of the 30-day notice period and interest shall commence from the overdue date.

Effective Date Term and Termination. A. The effective date of this Agreement is [Date]. This Agreement remains effective for all annuity contracts subject to this Agreement written by Ceding Company for three (3) years from the effective date, unless terminated pursuant to the paragraphs listed below: B. Either Reinsurer or Ceding Company shall have the option of terminating this agreement with ninety (90) calendar days written notice to the other party for new business anytime on or after the end of the three (3) year period. C. Once each calendar year, Ceding Company shall have the option to recapture existing contracts beginning with the twentieth (20) anniversary of their reinsurance hereunder. Recapture must be made on an issue year basis, and no contracts can be recaptured unless all contracts with earlier years are recaptured. D. Reinsurer shall have the option of terminating this Agreement upon delivery of thirty (30) calendar days written notice to Ceding Company, within thirty (30) days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESS: (1) Ceding Company's A. M. BEST rating is reduced to a "C" or lower. (2) Ceding Company is placed upon a "watch list" by its domiciliary state's insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Ceding Company is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Ceding Company; (4) The Securities and Exchange Commission revokes the authority of Ceding Company to conduct business; (5) Failure by Ceding Company to pay premium in accordance with Article V. If, during the thirty (30) days notice period, Reinsurer receives all premiums in arrears and all premiums which may become due within the thirty (30) days notice period, the notice of termination shall be deemed withdrawn. In the event of termination under this paragraph, this Agreement may be reinstated upon the written consent of Reinsurer if, at any time within sixty (60) days of termination, Ceding Company pays and Reinsurer receives all premiums due with interest thereon and payable up to the date of reinstatement. (Please refer to paragraph J below for the interest calculation description). E. Ceding Company shall have the option of terminating this Agreement upon delivery of thirty (30) calendar days written notice to Reinsurer, within thirty (30) days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESS: (1) Reinsurer's A. M. BEST rating is reduced to a "B++" or lower; (2) Reinsurer is placed upon a "watch list" by its domiciliary state's insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Reinsurer is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Reinsurer; F. If this Agreement is terminated for new and existing business, Reinsurer shall be relieved of all liability to Ceding Company for claims incurred following the termination date of this Agreement under such Underlying Annuity Contracts issued by Ceding Company, and G. If this Agreement is terminated for new business only, Reinsurer will remain liable, after termination, in accordance with the terms and conditions of this Agreement, with respect to all reinsurance effective prior to termination of the Agreement for new business. H. Both parties shall continue to be entitled to all offset credits provided by Article XI up to the effective date of termination. I. Ceding Company shall not have the right to assign or transfer any portion of the rights, duties and obligations of Ceding Company under the terms and conditions of this Agreement without the written approval of Reinsurer. J. In the event of reinstatement as described in paragraph D above, there will be an interest charge at the three (3) month LIBOR Rate (as published in the Wall Street Journal), plus 1%, determined on the first business day following the end of the 30-30- day notice period. The settlement is considered overdue at the end of the 30-day notice period and interest shall commence from the overdue date.

Effective Date Term and Termination. A. The effective date of this Agreement is [Date]. This Agreement remains effective for all annuity contracts subject to this Agreement written by Ceding Company for three (3) years from the effective date, unless terminated pursuant to the paragraphs listed below: B. Either Reinsurer or Ceding Company shall have the option of terminating this agreement with ninety (90) calendar days written notice to the other party for new business anytime on or after the end of the three (3) year period. C. Once each calendar year, Ceding Company shall have the option to recapture existing contracts beginning with the twentieth (20) anniversary of their reinsurance hereunder. Recapture must be made on an issue year basis, and no contracts can be recaptured unless all contracts with earlier years are recaptured. D. Reinsurer shall have the option of terminating this Agreement upon delivery of thirty (30) calendar days written notice to Ceding Company, within thirty (30) days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESS: (1) Ceding Company's A. M. BEST rating is reduced to a "C" or lower. (2) Ceding Company is placed upon a "watch list" by its domiciliary state's insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Ceding Company is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Ceding Company; (4) The Securities and Exchange Commission revokes the authority of Ceding Company to conduct business; (5) Failure by Ceding Company to pay premium in accordance with Article V. If, during the thirty (30) days notice period, Reinsurer receives all premiums in arrears and all premiums which may become due within the thirty (30) days notice period, the notice of termination shall be deemed withdrawn. In the event of termination under this paragraph, this Agreement may be reinstated upon the written consent of Reinsurer if, at any time within sixty (60) days of termination, Ceding Company pays and Reinsurer receives all premiums due with interest thereon and payable up to the date of reinstatement. (Please refer to paragraph J below for the interest calculation description). E. Ceding Company shall have the option of terminating this Agreement upon delivery of thirty (30) calendar days written notice to Reinsurer, within thirty (30) days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESS: (1) Reinsurer's A. M. BEST rating is reduced to a "B++" or lower; (2) Reinsurer is placed upon a "watch list" by its domiciliary state's insurance regulators; ; (3) An order appointing a receiver, conservator or trustee for management of Reinsurer is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Reinsurer; F. If this Agreement is terminated for new and existing business, Reinsurer shall be relieved of all liability to Ceding Company for claims incurred following the termination date of this Agreement under such Underlying Annuity Contracts issued by Ceding Company, and G. If this Agreement is terminated for new business only, Reinsurer will remain liable, after termination, in accordance with the terms and conditions of this Agreement, with respect to all reinsurance effective prior to termination of the Agreement for new business. H. Both parties shall continue to be entitled to all offset credits provided by Article XI up to the effective date of termination. I. Ceding Company shall not have the right to assign or transfer any portion of the rights, duties and obligations of Ceding Company under the terms and conditions of this Agreement without the written approval of Reinsurer. J. In the event of reinstatement as described in paragraph D above, there will be an interest charge at the three (3) month LIBOR Rate (as published in the Wall Street Journal), plus 1%, determined on the first business day following the end of the 30-30- day notice period. The settlement is considered overdue at the end of the 30-day notice period and interest shall commence from the overdue date.

Effective Date Term and Termination. A. The effective commencement date of this Agreement is [Date]May 1, 1997 and covers all annuity contracts issued through April 30, 2001 by First Great-West Life & Annuity under the policy forms shown in Schedule B. The Reinsurance provided hereunder shall be unlimited in duration and shall remain in effect until all annuity contracts have expired or been recaptured in accordance with the policies shown in Schedule B and the terms and conditions of this Agreement. This Agreement remains effective for all annuity contracts subject to this Agreement written by Ceding Company for three (3) years from the effective date, unless may be terminated in accordance with and pursuant to the paragraphs listed below:terms of this Agreement. B. Either Reinsurer or Ceding Company shall have the option of terminating this agreement with ninety (90) calendar days written notice to the other party for new business anytime on or after the end of the three (3) year period. C. Once each calendar year, Ceding Company First Great-West Life & Annuity shall have the option to recapture existing contracts beginning with the twentieth tenth (2010th) anniversary of their reinsurance hereunder. Recapture must be made on an issue year basis, and no contracts can be recaptured unless all contracts with earlier issue years are recaptured. D. Reinsurer C. Connecticut General shall have the option of terminating this Agreement for new business upon delivery of thirty (30) calendar days written notice to Ceding CompanyFirst Great-West Life & Annuity, within thirty (30) days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESS: (1) Ceding Company's First Great-West Life & Annuity’s A. M. BEST Best rating is reduced to a "“C" ” or lower. (2) Ceding Company is placed upon First Great-West Life & Annuity’s domiciliary state’s insurance regulators take any regulatory action potentially adversely affecting its license to conduct business, including without limitation placement on a "“watch list" by its domiciliary state's insurance regulators;”. (3) An order appointing a receiver, conservator or trustee for management of Ceding Company First Great-West Life & Annuity is entered or a proceeding is commenced for First Great-West Life & Annuity Insurance Company Flexible Premium Fixed and Variable Deferred Group Annuity Effective May 1, 1997 - 10 - rehabilitation, liquidation, supervision or conservation of Ceding CompanyFirst Great-West Life & Annuity; (4) The Securities and Exchange Commission revokes First Great-West Life & Annuity is merged, purchased or in any manner Great-West Lifeco is no longer the authority ultimate, majority owner of Ceding Company to conduct businessFirst Great-West Life & Annuity; (5) First Great-West Life & Annuity withdraws from or substantially reduces the active marketing of policy forms identified in Schedule B. (6) Failure by Ceding Company First Great-West Life & Annuity to pay premium in accordance with Article V. If, during the thirty (30) days notice period, Reinsurer Connecticut General receives all premiums in arrears and all premiums which may become due within the thirty (30) days notice period, the notice of termination shall be deemed withdrawn. In the event of termination under this paragraph, this Agreement may be reinstated upon the written consent of Reinsurer Connecticut General if, at any time within sixty (60) days of termination, Ceding Company First Great-West Life & Annuity pays and Reinsurer Connecticut General receives all premiums due with interest thereon and payable up to the date of reinstatement. (Please refer to paragraph J below for the interest calculation description). E. Ceding Company D. Connecticut General shall have the option of terminating this Agreement for existing business, upon delivery of ninety (90) calendar days written notice to First Great-West Life & Annuity where the following event occurs: (1) Failure by First Great-West Life & Annuity to pay premium in accordance with Article V. If, during the ninety (90) days notice period, Connecticut General receives all premiums in arrears and all premiums which may become due within the ninety (90) days notice period, the notice of termination shall be deemed withdrawn. In the event of termination under this paragraph, this Agreement may be reinstated upon the written consent of Connecticut General if, at any time within sixty (60) days of termination, First Great-West Life & Annuity pays and Connecticut General receives all premiums due and payable up to the date of reinstatement. E. First Great-West Life & Annuity shall have the option of terminating this Agreement for new business upon delivery of thirty (30) calendar days written notice to ReinsurerConnecticut General, within thirty (30) days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESS: (1) Reinsurer's Connecticut General’s A. M. BEST Best rating is reduced to a "B++" “C” or lower; (2) Reinsurer is placed upon Connecticut General’s domiciliary state’s insurance regulators take any regulatory First Great-West Life & Annuity Insurance Company Flexible Premium Fixed and Variable Deferred Group Annuity Effective May 1, 1997 action potentially adversely affecting its license to conduct business, including without limitation placement on a "“watch list" by its domiciliary state's insurance regulators;”. (3) An order appointing a receiver, conservator or trustee for management of Reinsurer Connecticut General is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of ReinsurerConnecticut General; (4) Connecticut General is merged, purchased or there is any other change in its ownership; F. If this Agreement is terminated for new and existing business, Reinsurer Connecticut General shall be relieved of all liability to Ceding Company First Great-West Life & Annuity for claims incurred following the termination date of this Agreement under such Underlying Annuity Contracts issued by Ceding Company, First Great-West Life & Annuity; and, G. If this Agreement is terminated for new business only, Reinsurer Connecticut General will remain liable, after termination, in accordance with the terms and conditions of this Agreement, with respect to all reinsurance effective prior to termination of the Agreement for new business. H. Both parties shall continue to be entitled to all offset credits provided by Article XI up to the effective date of termination. I. Ceding Company Neither party shall not have the right to assign or transfer any portion of the their rights, duties and obligations of Ceding Company under the terms and conditions of this Agreement without the written approval of Reinsurerthe other party. J. In the event of reinstatement as described in paragraph D above, there will be an interest charge at the three (3) month LIBOR Rate (as published in the Wall Street Journal), plus 1%, determined on the first business day following the end of the 30-day notice period. The settlement is considered overdue at the end of the 30-day notice period and interest shall commence from the overdue date.

Effective Date Term and Termination. A. The effective date of this Agreement is [Date]April 1, 1996. This Agreement remains effective for all annuity contracts subject to this Agreement written by Ceding Company Hartford Life for three (3) years from the effective date, unless terminated pursuant to the paragraphs listed below: B. Either Reinsurer Connecticut General or Ceding Company Hartford Life shall have the option of terminating this agreement with ninety (90) calendar days written notice to the other party for new business anytime on or after the end of the three (3) year period. C. Once each calendar year, Ceding Company Hartford Life shall have the option to recapture existing contracts beginning with the twentieth (20) anniversary of their reinsurance hereunder. Recapture must be made on an issue year basis, and no contracts can be recaptured unless all contracts with earlier issue years are recaptured. D. Reinsurer Connecticut General shall have the option of terminating this Agreement upon delivery of thirty (30) calendar days written notice to Ceding CompanyHartford Life, within thirty (30) days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESSFor New and Existing Business: (1) Ceding Company's A. M. BEST rating is reduced to a "C" or lower.[REDACTED] (2) Ceding Company Hartford Life is placed upon a "watch list" by its domiciliary state's insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Ceding Company Hartford Life is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Ceding Company;Hartford Life; Hartford Life Insurance Company CIGNA Reinsurance Director; Putnam Capital ▇▇▇▇▇er; August 23, 1996 Select Dimensions; Pathmaker (4) The Securities and Exchange Commission revokes the authority of Ceding Company Hartford Life to conduct business; (5) Failure by Ceding Company Hartford Life to pay premium in accordance with Article V. If, during the thirty (30) days notice period, Reinsurer receives all premiums in arrears and all premiums which may become due within the thirty (30) days notice period, the notice of termination shall be deemed withdrawn. In the event of termination under this paragraph, this Agreement may be reinstated upon the written consent of Reinsurer if, at any time within sixty (60) days of termination, Ceding Company Hartford Life pays and Reinsurer receives all premiums due with interest thereon and payable up to the date of reinstatement. (Please refer to paragraph J below for the interest calculation description). E. Ceding Company Hartford Life shall have the option of terminating this Agreement upon delivery of thirty (30) calendar days written notice to ReinsurerConnecticut General, within thirty (30) days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESSFor New and Existing Business: (1) Reinsurer's A. M. BEST rating is reduced to a "B++" or lower;[REDACTED] (2) Reinsurer Connecticut General is placed upon a "watch list" by its domiciliary statestates's insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Reinsurer Connecticut General is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of ReinsurerConnecticut General; F. If this Agreement is terminated for new and existing business, Reinsurer Connecticut General shall be relieved of all liability to Ceding Company Hartford Life for claims incurred following the termination date of this Agreement under such Underlying Annuity Contracts issued by Ceding CompanyHartford Life, and G. If this Agreement is terminated for new business only, Reinsurer Connecticut General will remain liable, after termination, in accordance with the terms and conditions of this Agreement, with respect to all reinsurance effective prior to termination of the Agreement for new business. H. Both parties shall continue to be entitled to all offset credits provided by Article XI up to the effective date of termination. I. Ceding Company Hartford Life shall not have the right to assign or transfer any portion of the rights, duties and obligations of Ceding Company Hartford Life under the terms and conditions of this Agreement without the written approval of Reinsurer.Connecticut General. Hartford Life Insurance Company CIGNA Reinsurance Director; Putnam Capital Manager; August 23, 1996 Select Dimensions; Pathmaker J. In the event of reinstatement as described in paragraph D above, there will be an interest charge at the three (3) month LIBOR Rate (as published in the Wall Street Journal), plus 1%, determined on the first business day following the end of the 30-30 day notice period. The settlement is considered overdue at the end of the 30-30 day notice period and interest shall commence from the overdue date.. Hartford Life Insurance Company CIGNA Reinsurance Director; Putnam Capital ▇▇▇▇▇er; August 23, 1996 Select Dimensions; Pathmaker

Effective Date Term and Termination. A. The effective date of this Agreement is [Date]April 1, 1996. This Agreement remains effective for all annuity contracts subject to this Agreement written by Ceding Company ITT Hartford for three (3) years from the effective date, unless terminated pursuant to the paragraphs listed below: B. Either Reinsurer Connecticut General or Ceding Company ITT Hartford shall have the option of terminating this agreement with ninety (90) calendar days written notice to the other party for new business anytime on or after the end of the three (3) year period. C. Once each calendar year, Ceding Company ITT Hartford shall have the option to recapture existing contracts beginning with the twentieth (20) anniversary of their reinsurance hereunder. Recapture must be made on an issue year basis, and no contracts can be recaptured unless all contracts with earlier issue years are recaptured. D. Reinsurer Connecticut General shall have the option of terminating this Agreement upon delivery of thirty (30) calendar days written notice to Ceding CompanyITT Hartford, within thirty (30) days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESSFor New and Existing Business: (1) Ceding Company's A. M. BEST rating is reduced to a "C" or lower.[REDACTED] (2) Ceding Company ITT Hartford is placed upon a "watch list" by its domiciliary state's insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Ceding Company ITT Hartford is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Ceding Company;ITT Hartford; ITT Hartford Life & Annuity Insurance Company CIGNA Reinsurance Director; ▇▇▇▇▇▇ Capital Manager; August 23, 1996 Select Dimensions; Pathmaker (4) The Securities and Exchange Commission revokes the authority of Ceding Company ITT Hartford to conduct business; (5) Failure by Ceding Company ITT Hartford to pay premium in accordance with Article V. If, during the thirty (30) days notice period, Reinsurer receives all premiums in arrears and all premiums which may become due within the thirty (30) days notice period, the notice of termination shall be deemed withdrawn. In the event of termination under this paragraph, this Agreement may be reinstated upon the written consent of Reinsurer if, at any time within sixty (60) days of termination, Ceding Company ITT Hartford pays and Reinsurer receives all premiums due with interest thereon and payable up to the date of reinstatement. (Please refer to paragraph J below for the interest calculation description). E. Ceding Company ITT Hartford shall have the option of terminating this Agreement upon delivery of thirty (30) calendar days written notice to ReinsurerConnecticut General, within thirty (30) days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESSFor New and Existing Business: (1) Reinsurer's A. M. BEST rating is reduced to a "B++" or lower;[REDACTED] (2) Reinsurer Connecticut General is placed upon a "watch list" by its domiciliary statestates's insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Reinsurer Connecticut General is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of ReinsurerConnecticut General; F. If this Agreement is terminated for new and existing business, Reinsurer Connecticut General shall be relieved of all liability to Ceding Company ITT Hartford for claims incurred following the termination date of this Agreement under such Underlying Annuity Contracts issued by Ceding CompanyITT Hartford, and G. If this Agreement is terminated for new business only, Reinsurer Connecticut General will remain liable, after termination, in accordance with the terms and conditions of this Agreement, with respect to all reinsurance effective prior to termination of the Agreement for new business. H. Both parties shall continue to be entitled to all offset credits provided by Article XI up to the effective date of termination. I. Ceding Company ITT Hartford shall not have the right to assign or transfer any portion of the rights, duties and obligations of Ceding Company ITT Hartford under the terms and conditions of this Agreement without the written approval of Reinsurer.Connecticut General. ITT Hartford Life & Annuity Insurance Company CIGNA Reinsurance Director; Putnam Capital Manager; August 23, 1996 Select Dimensions; Pathmaker J. In the event of reinstatement as described in paragraph D above, there will be an interest charge at the three (3) month LIBOR Rate (as published in the Wall Street Journal), plus 1%, determined on the first business day following the end of the 30-30 day notice period. The settlement is considered overdue at the end of the 30-30 day notice period and interest shall commence from the overdue date.. ITT Hartford Life & Annuity Insurance Company CIGNA Reinsurance Director; ▇▇▇▇▇▇ Capital Manager; August 23, 1996 Select Dimensions; Pathmaker

Effective Date Term and Termination. A. The effective date of this Agreement is [Date]JANUARY 1, 1995. This Agreement remains effective for all annuity contracts subject to this Agreement business written by Ceding Company for three (3) years from the effective dateINTEGRITY LIFE through DECEMBER 31, 1999, unless terminated pursuant to the paragraphs listed below:. B. Either Reinsurer or Ceding Company shall have the option of terminating this agreement with ninety (90) calendar days written notice to the other party for new business anytime on or after the end of the three (3) year period. C. Once each calendar yearONCE EACH CALENDAR YEAR, Ceding Company INTEGRITY LIFE shall have the option to recapture existing contracts beginning with the twentieth (20) anniversary of their reinsurance hereunder. Recapture must be made on an issue year basis, and no contracts can be recaptured unless all contracts with earlier issue years are recaptured. D. Reinsurer C. Connecticut General shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar 30)calendar days written notice to Ceding CompanyINTEGRITY LIFE, within thirty (30) days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESS: (1) Ceding Company's INTEGRITY LIFE’s A. M. BEST Best rating is reduced to a "“C" ” or lower. (2) Ceding Company is placed upon a "watch list" by its domiciliary state's insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Ceding Company INTEGRITY LIFE is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Ceding Company;INTEGRITY LIFE. (43) The Securities and Exchange Commission revokes the authority licenses of Ceding Company INTEGRITY LIFE to conduct business; (5) Failure by Ceding Company to pay premium in accordance with Article V. If, during the thirty (30) days notice period, Reinsurer receives all premiums in arrears and all premiums which may become due within the thirty (30) days notice period, the notice of termination shall be deemed withdrawn. In the event of termination under this paragraph, this Agreement may be reinstated upon the written consent of Reinsurer if, at any time within sixty (60) days of termination, Ceding Company pays and Reinsurer receives all premiums due with interest thereon and payable up to the date of reinstatement. (Please refer to paragraph J below for the interest calculation description). E. Ceding Company D. Connecticut General shall have the option of terminating this Agreement for new business only, upon delivery of thirty (30) calendar days written notice to ReinsurerINTEGRITY LIFE, within thirty (30) days of the happening of the following event: (1) INTEGRITY LIFE is merged, purchased or there is any other change (in whole or in part) in ownership of INTEGRITY LIFE. E. INTEGRITY LIFE shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Connecticut General, within 30 days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESS: (1) Reinsurer's Connecticut General’s A. M. BEST Best rating is reduced to a "B++" “C” or lower;. (2) Reinsurer is placed upon a "watch list" by its domiciliary state's insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Reinsurer Connecticut General is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Reinsurer;Connecticut General. F. INTEGRITY LIFE shall have the option of terminating this Agreement for new business only, upon delivery of thirty (30) calendar days written notice to Connecticut General, within 30 days of the happening of the following event: (1) Connecticut General is merged, purchased or there is any other change in its ownership. G. If this Agreement is terminated for new and existing businessterminated, Reinsurer Connecticut General shall be relieved of all liability to Ceding Company INTEGRITY LIFE: (1) for claims incurred following the termination date of this Agreement under such Underlying Annuity Contracts certificates issued by Ceding Company, INTEGRITY LIFE on or after the termination date; and G. If this Agreement is terminated (2) for new business only, Reinsurer will remain liable, after termination, in accordance with claims incurred prior to the terms and conditions termination date of this Agreement, with respect but proof of claim approved by INTEGRITY LIFE and proof of claim payment made by INTEGRITY LIFE is not provided to all reinsurance effective prior to Connecticut General within eighteen (18) calendar months following the end of the month in which termination of the Agreement for new businessis effective. H. Both parties shall continue to be entitled to all offset credits provided by Article XI X for the entire amount of premiums due and payable by the other party up to the effective date of termination. I. Ceding Company INTEGRITY LIFE shall not have the right to assign or transfer any portion of the rights, duties and obligations of Ceding Company INTEGRITY LIFE under the terms and conditions of this Agreement, except to affiliates under common control, without the written approval of Connecticut General. Connecticut General shall not have the right to assign or transfer any portion of the rights, duties and obligations of Connecticut General under the terms and conditions of this Agreement without the written approval of ReinsurerINTEGRITY LIFE. J. In the event of reinstatement as described in paragraph D above, there will be an interest charge at the three (3) month LIBOR Rate (as published in the Wall Street Journal), plus 1%, determined on the first business day following the end of the 30-day notice period. The settlement is considered overdue at the end of the 30-day notice period and interest shall commence from the overdue date.