Common use of Electronic Delivery of Statements Clause in Contracts

Electronic Delivery of Statements. As an alternative to receiving your periodic statement via the mail or in person, if available, you may elect to receive your account statements electronically (“eStatement”) on the accounts selected by you for eStatement. To elect eStatement on an account, you must complete the on-line enrollment process for eStatement through Renasant Online Banking. You cannot elect to receive an eStatement unless you are a Renasant Online Banking customer and you consent to receive your statements and other information electronically. You must consent to our agreement governing eStatement (the “Electronic Delivery Communication Authorization and Agreement”) and accept the terms of the agreement governing your Online Banking (the “Renasant Online Banking Service Agreement”). If you elect to receive eStatements, the Renasant Online Banking Service Agreement and the Electronic Delivery Communication Authorization and Agreement are incorporated by reference and made a part of this Agreement. Terms not otherwise defined in this Agreement shall have the definition ascribed to those terms in the Renasant Bank Online Banking Service Agreement and the Electronic Delivery Communication Authorization and Agreement. By electing to receive an eStatement, you affirmatively elect and authorize us, at our discretion, to electronically deliver to you the periodic account statements, disclosures, notices and other documents listed in the Electronic Delivery Communication Authorization and Agreement. At our discretion, you may or may not receive a periodic statement or other disclosures, notices, or documents by mail or in person. Your eStatement will be available on the next Business Day following the end of the statement cycle for your account. An eStatement is available on-line for at least twenty four (24) months (or such other period we may set from time to time) following its initial posting. You agree to download your eStatement and save in electronic form or print a hard copy for your records. The same terms apply with respect to eStatements as for those delivered in paper form, and all of the provisions of this Agreement and the disclosures that you have previously received from us remain in effect. You agree that if an e-mail from us to you is undeliverable, we have no duty to resend the information. You understand and agree that there are risks associated with e-mails and with the Internet and that we cannot guarantee the authenticity, privacy or accuracy of information sent or received by e-mail or the Internet or the authority of persons using your e-mail address and/or computer to send or receive information. You assume all risks of communicating via e-mail and/or the Internet. DO NOT E-MAIL NONPUBLIC PERSONAL FINANCIAL INFORMATION TO US. You release us and agree that we are not liable to you for losses or damages resulting from the interception or unauthorized use by a third party of any information transmitted via e-mail or the Internet and/or the use of e-mail or the Internet for the transmission of information. You agree that you are responsible for your computer and your Internet address. You acknowledge and agree that we do not warrant that the eStatement service will be uninterrupted, timely or secure or will meet your requirements or expectations. eStatement is provided to you AS IS and WITHOUT WARRANTY. USE OF eSTATEMENT IS AT YOUR SOLE RISK. WE ARE NOT LIABLE FOR AND DO NOT OWE ANY DAMAGES (CONSEQUENTIAL, INDIRECT, SPECIAL, INCIDENTAL OR PUNITIVE) TO YOU OR ANOTHER for delays or non-performance of the eStatement service, unauthorized access, security breaches, equipment failure or malfunction, computer or Internet access malfunction, communication failure, computer virus, problems that may be associated with the use of the Internet and/or an on-line system, conditions or circumstances that are not within our control, power disruptions or shortages, damage to your computer or data (including loss of data) and/or anything arising out of or related to eStatements. You may cancel your eStatement by contacting us during our normal business hours or by sending us a message via Renasant Online Banking. You agree that we have a reasonable period of time to act on such termination. (After termination, you may get a copy of an account statement that was electronically delivered to you by calling us and paying our research and copying fees.) At any time, in our sole discretion, without notice to you, and without liability to you, we may remove an account from eStatement service and/or we may terminate and/or modify eStatement service. eStatement service terminates if you are not a Renasant Online Banking customer or if you no longer have e-mail service. If eStatement service is terminated on an account, account statements (if provided for that type account) will thereafter be put in the mail addressed to the statement mailing address for that account in our records. If eStatement service is terminated on an account type where eStatement service is required as one of the conditions for waiver of the monthly maintenance fee otherwise applicable to such account, then the termination of eStatement service will result in resumption of the monthly maintenance fee being charged to the account. Your duties under this Agreement survive termination of eStatement service. Termination of eStatement service will not terminate the Electronic Delivery Communication Authorization and Agreement. The Electronic Delivery Communication Authorization and Agreement must be terminated in accordance with the provisions of the Electronic Delivery Communication Authorization and Agreement.

Electronic Delivery of Statements. As an alternative to receiving your periodic statement via the mail or in person, if available, you may elect to receive your account statements electronically (“eStatement”) on the accounts selected by you for eStatement. To elect eStatement on an account, you must complete the on-line enrollment process for eStatement through Renasant Online Banking. You cannot elect to receive an eStatement unless you are a Renasant Online Banking customer and you consent to receive your statements and other information electronically. You must consent to our agreement governing eStatement (the “Electronic Communication Delivery Communication Authorization and Agreement”) and accept the terms of the agreement governing your Online Banking (the “Renasant Online Banking Service Agreement”). If you elect to receive eStatements, the Renasant Online Banking Service Agreement and the Electronic Communication Delivery Communication Authorization and Agreement are incorporated by reference and made a part of this Agreement. Terms not otherwise defined in this Agreement shall have the definition ascribed to those terms in the Renasant Bank Online Banking Service Agreement and the Electronic Communication Delivery Communication Authorization and Agreement. By electing to receive an eStatement, you affirmatively elect and authorize us, at our discretion, to electronically deliver to you the periodic account statements, disclosures, notices and other documents listed in the Electronic Communication Delivery Communication Authorization and Agreement. At our discretion, you may or may not receive a periodic statement or other disclosures, notices, or documents by mail or in person. Your eStatement will be available on the next Business Day following the end of the statement cycle for your account. An eStatement is available on-line for at least twenty four (24) months (or such other period we may set from time to time) following its initial posting. You agree to download your eStatement and save in electronic form or print a hard copy for your records. The same terms apply with respect to eStatements as for those delivered in paper form, and all of the provisions of this Agreement and the disclosures that you have previously received from us remain in effect. You agree that if an e-mail from us to you is undeliverable, we have no duty to resend the information. You understand and agree that there are risks associated with e-mails and with the Internet and that we cannot guarantee the authenticity, privacy or accuracy of information sent or received by e-mail or the Internet or the authority of persons using your e-mail address and/or computer to send or receive information. You assume all risks of communicating via e-mail and/or the Internet. DO NOT E-MAIL SEND NONPUBLIC PERSONAL FINANCIAL INFORMATION TO USUS VIA UNSECURE E-MAIL. You release us and agree that we are not liable to you for losses or damages resulting from the interception or unauthorized use by a third party of any information transmitted via e-mail or the Internet and/or the use of e-mail or the Internet for the transmission of information. You agree that you are responsible for your computer and your Internet address. You acknowledge and agree that we do not warrant that the eStatement service will be uninterrupted, timely or secure or will meet your requirements or expectations. eStatement is provided to you AS IS and WITHOUT WARRANTY. USE OF eSTATEMENT IS AT YOUR SOLE RISK. WE ARE NOT LIABLE FOR AND DO NOT OWE ANY DAMAGES (CONSEQUENTIAL, INDIRECT, SPECIAL, INCIDENTAL OR PUNITIVE) TO YOU OR ANOTHER for delays or non-performance of the eStatement service, unauthorized access, security breaches, equipment failure or malfunction, computer or Internet access malfunction, communication failure, computer virus, problems that may be associated with the use of the Internet and/or an on-line system, conditions or circumstances that are not within our control, power disruptions or shortages, damage to your computer or data (including loss of data) and/or anything arising out of or related to eStatements. You may cancel your eStatement by contacting us during our normal business hours or by sending us a message via Renasant Online Banking. You agree that we have a reasonable period of time to act on such termination. (After termination, you may get a copy of an account statement that was electronically delivered to you by calling us and paying our research and copying fees.) At any time, in our sole discretion, without notice to you, and without liability to you, we may remove an account from eStatement service and/or we may terminate and/or modify eStatement service. eStatement service terminates if you are not a Renasant Online Banking customer or if you no longer have e-mail service. If eStatement service is terminated on an account, account statements (if provided for that type account) will thereafter be put in the mail addressed to the statement mailing address for that account in our records. If eStatement service is terminated on an account type where eStatement service is required as one of the conditions for waiver of the monthly maintenance fee otherwise applicable to such account, then the termination of eStatement service will result in resumption of the monthly maintenance fee being charged to the account. Your duties under this Agreement survive termination of eStatement service. Termination of eStatement service will not terminate the Electronic Communication Delivery Communication Authorization and Agreement. The Electronic Communication Delivery Communication Authorization and Agreement must be terminated in accordance with the provisions of the Electronic Communication Delivery Communication Authorization and Agreement.

Electronic Delivery of Statements. As an alternative to receiving your periodic statement via the mail or in person, if available, you may elect to receive your account statements electronically (“eStatement”) on the accounts selected by you for eStatement. To elect eStatement on an account, you must complete the on-line enrollment process for eStatement through Renasant Online Banking. You cannot elect to receive an eStatement unless you are a Renasant Online Banking customer and you consent to receive your statements and other information electronically. You must consent to our agreement governing eStatement (the “Electronic Delivery Communication Authorization and Agreement”) and accept the terms of the agreement governing your Online Banking (the “Renasant Online Banking Service Agreement”). If you elect to receive eStatements, the Renasant Online Banking Service Agreement and the Electronic Delivery Communication Authorization and Agreement are incorporated by reference and made a part of this Agreement. Terms not otherwise defined in this Agreement shall have the definition ascribed to those terms in the Renasant Bank Online Banking Service Agreement and the Electronic Delivery Communication Authorization and Agreement. By electing to receive an eStatement, you affirmatively elect and authorize us, at our discretion, to electronically deliver to you the periodic account statements, disclosures, notices and other documents listed in the Electronic Delivery Communication Authorization and Agreement. At our discretion, you may or may not receive a periodic statement or other disclosures, notices, or documents by mail or in person. Your eStatement will be available on the next Business Day following the end of the statement cycle for your account. An eStatement is available on-line for at least twenty four (24) months (or such other period we may set from time to time) following its initial posting. You agree to download your eStatement and save in electronic form or print a hard copy for your records. The same terms apply with respect to eStatements as for those delivered in paper form, and all of the provisions of this Agreement and the disclosures that you have previously received from us remain in effect. You agree that if an e-mail from us to you is undeliverable, we have no duty to resend the information. You understand and agree that there are risks associated with e-mails and with the Internet and that we cannot guarantee the authenticity, privacy or accuracy of information sent or received by e-mail or the Internet or the authority of persons using your e-mail address and/or computer to send or receive information. You assume all risks of communicating via e-mail and/or the Internet. DO NOT E-MAIL SEND NONPUBLIC PERSONAL FINANCIAL INFORMATION TO USUS VIA UNSECURE E-MAIL. You release us and agree that we are not liable to you for losses or damages resulting from the interception or unauthorized use by a third party of any information transmitted via e-mail or the Internet and/or the use of e-mail or the Internet for the transmission of information. You agree that you are responsible for your computer and your Internet address. You acknowledge and agree that we do not warrant that the eStatement service will be uninterrupted, timely or secure or will meet your requirements or expectations. eStatement is provided to you AS IS and WITHOUT WARRANTY. USE OF eSTATEMENT IS AT YOUR SOLE RISK. WE ARE NOT LIABLE FOR AND DO NOT OWE ANY DAMAGES (CONSEQUENTIAL, INDIRECT, SPECIAL, INCIDENTAL OR PUNITIVE) TO YOU OR ANOTHER for delays or non-performance of the eStatement service, unauthorized access, security breaches, equipment failure or malfunction, computer or Internet access malfunction, communication failure, computer virus, problems that may be associated with the use of the Internet and/or an on-line system, conditions or circumstances that are not within our control, power disruptions or shortages, damage to your computer or data (including loss of data) and/or anything arising out of or related to eStatements. You may cancel your eStatement by contacting us during our normal business hours or by sending us a message via Renasant Online Banking. You agree that we have a reasonable period of time to act on such termination. (After termination, you may get a copy of an account statement that was electronically delivered to you by calling us and paying our research and copying fees.) At any time, in our sole discretion, without notice to you, and without liability to you, we may remove an account from eStatement service and/or we may terminate and/or modify eStatement service. eStatement service terminates if you are not a Renasant Online Banking customer or if you no longer have e-mail service. If eStatement service is terminated on an account, account statements (if provided for that type account) will thereafter be put in the mail addressed to the statement mailing address for that account in our records. If eStatement service is terminated on an account type where eStatement service is required as one of the conditions for waiver of the monthly maintenance fee otherwise applicable to such account, then the termination of eStatement service will result in resumption of the monthly maintenance fee being charged to the account. Your duties under this Agreement survive termination of eStatement service. Termination of eStatement service will not terminate the Electronic Delivery Communication Authorization and Agreement. The Electronic Delivery Communication Authorization and Agreement must be terminated in accordance with the provisions of the Electronic Delivery Communication Authorization and Agreement.