Common use of Electronic messages Clause in Contracts

Electronic messages. We may not immediately act on electronic messages (hereinafter referred to as E-messages) sent by you through our on-line banking mailbox function. Use the information provided in Section 20 of this Agreement if you need to contact us immediately (for example, to report an unauthorized transaction from an account, to stop payment on a check or to report a lost or stolen Sign-On ID or Password). No action will be taken on your E-message request until we actually open your message and have a reasonable opportunity to act on it. You cannot use the E-message function to transfer funds between accounts or to conduct transactions. You must follow the instructions for TRFCU's on-line banking services to accomplish these activities. You agree that any E-messages we receive from you are E-messages that were sent by you and that we may rely on the instructions provided in such E-messages. If you choose to contact us using general or public electronic mail (hereinafter referred to as E-mail) instead of through our on-line banking mailbox function, the information you provide may not be secure. Thus, you should not send confidential information by E-mail over the Internet. We therefore request that you do not send us or ask for sensitive information such as account numbers, Sign-On ID, or Password through any general or public E-mail system. You cannot use E-mail to transfer funds between accounts or to conduct transactions. You must follow the instructions for TRFCU's on-line banking services to accomplish these activities. If you wish to contact us electronically, please use the Mailbox function that is provided by us in the on-line banking service.