Common use of Electronically Clause in Contracts

Electronically. You also confirm that your device meets the specifications and requirements outlined below and that you will be able to access and retain the Communications electronically. You acknowledge and agree that your consent to electronic Communications is being provided in connection with a transaction affecting interstate commerce that is subject to the federal Electronic Signatures in Global and National Commerce Act, and that you and we both intend that the Act apply to the fullest extent possible to validate our ability to conduct business with you by electronic means. To receive an electronic copy of the Communications you must have the following equipment and software: A personal computer or other device which is capable of accessing the Internet. Your access to this page verifies that your system/device meets these requirements. An Internet web browser which is capable of supporting 128-bit SSL encrypted communications, which requires a certain version of a web browser and your system or device must have 128-bit SSL encryption software. You can find the most recent recommended browser versions at ▇▇▇▇▇://▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇/onlineserv/HB/login help.html#recommended brows ers. Your access to this page verifies that your browser and encryption software/device meet these requirements. Software which permits you to receive and access Portable Document Format or "PDF" files, such as Adobe Acrobat Reader® version 8.0 and above (available to download at ▇▇▇▇▇://▇▇▇.▇▇▇▇▇.▇▇▇/reader/). Your access to this page verifies that your system/ device has the necessary software to permit you to receive and access PDF files. You may click on the PDF files or HTML links, select Print, select your printer and click on OK or select Save to retain a copy on your PC. We will not send you a paper copy of any Communication that is available electronically, unless you request it, or we otherwise deem it appropriate to do so. You have the right to receive a paper copy of the Communications. You can request to receive them in paper form by calling Landmark at (▇▇▇) ▇▇▇-▇▇▇▇, or (800) 871- 211O if outside the Milwaukee Metro area. For copy fees that may apply, please refer to ▇▇▇▇▇▇▇▇'s Fee Schedule at ▇▇▇.▇▇▇▇▇▇▇▇▇▇.▇▇▇/▇▇▇-▇▇▇▇▇▇▇▇. We reserve the right, in our sole discretion, to discontinue the provision of your electronic Communications, or to terminate or change the terms and conditions on which we provide electronic Communications. We will provide you with notice of any such termination or change as required by law. For purposes of these disclosures, our business days are Monday- Wednesday, 8:30 a.m. to 5:00p.m.; Thursday- Friday, 8:30a.m. to 7:00p.m. Weekends and holidays are not included. Using your User ID/Member Number, Access Code and Online Banking you can: • View account and loan information • Make payments out of your deposit accounts to your loan accounts • View check, debit and credit items, and deposit ticket transactions online • Apply for a loan • View your credit card transactions • Access online forms, such as check re-orders, address change, insurance quote, etc. • Elect to receive E-Statements and view them online • Elect to stop receiving hard copies of deposit account statements and specified loan accounts • Elect to and pay your bills through our Bill Payment service • Elect to initiate transfers to and from your accounts at other financial institutions • Access Turbo Tax service • Access FinanceWorks, a personal financial management tool that allows you to view your • complete spending picture in one place Enroll in Purchase Rewards which enables you to receive cash rewards on goods and services that you already buy today To utilize Mobile Banking, you must be enrolled in Online Banking. Mobile Banking is offered as a convenience and supplemental service to our Online Banking services. It is not intended to replace access to Online Banking from your personal computer or other methods you use for managing your accounts and services with us. We reserve the right to limit the types and number of accounts eligible and the right to refuse to make any transaction you request through Mobile Banking. We also reserve the right to modify the scope of the services at any time. You agree that, when you use Mobile Banking, you remain subject to the terms and conditions of your existing agreements with any unaffiliated service providers, including, but not limited to, your mobile service provider, and that this Agreement does not amend or supersede any of those agreements. You understand that those agreements may provide for fees, limitations and restrictions which might impact your use of Mobile Banking (such as data usage or text messaging charges imposed on you by your mobile service provider for your use of or interaction with Mobile Banking), and you agree to be solely responsible for all such fees, limitations and restrictions. You agree that only your mobile service provider is responsible for its products and services. Accordingly, you agree to resolve any problems with your provider directly without involving us. Mobile Banking may not be accessible or may have limited utility over some network carriers. In addition, not all mobile devices may support Mobile Banking. We make no representation that any content or use of Mobile Banking is available in locations outside of the United States. Accessing Mobile Banking from locations outside of the United States is at your own risk. • View account information • Pay your bills through our Bill Payment service • Transfer Funds • View check images • Access Purchase Rewards Any account, loan or other product accessed through Online or Mobile Banking is also subject to the Account Agreements, loan agreements and Disclosures provided at the time of account opening. Electronic transactions are generally transmitted and posted quickly, however, check processing often takes additional time and your account balances, whether an available balance or account balance or the current loan balance, may not reflect the actual amount credited to your account if the deposit or payment is in the form of a check or for other reasons as detailed in our Account Agreement or in your loan agreement with us. Please contact us for any payoff amounts or information regarding Pending Transactions.

Electronically. You also confirm that your device meets the specifications and requirements outlined below and that you will be able to access and retain the Communications electronically. You acknowledge and agree that your consent to electronic Communications is being provided in connection with a transaction affecting interstate commerce that is subject to the federal Electronic Signatures in Global and National Commerce Act, and that you and we both intend that the Act apply to the fullest extent possible to validate our ability to conduct business with you by electronic means. To receive an electronic copy of the Communications you must have the following equipment and software: - A personal computer or other device which is capable of accessing the Internet. Your access to this page verifies that your system/device meets these requirements. - An Internet web browser which is capable of supporting 128-bit SSL encrypted communications, which requires a certain version of a web browser and your system or device must have 128-bit SSL encryption software. You can find the most recent recommended browser versions at ▇▇▇▇▇://▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇/onlineserv/HB/login help.html#recommended brows login_help.html#recommended_brows ers. Your access to this page verifies that your browser and encryption software/device meet these requirements. - Software which permits you to receive and access Portable Document Format or "“PDF" ” files, such as Adobe Acrobat Reader® version 8.0 and above (available to download at ▇▇▇▇▇://▇▇▇.▇▇▇▇▇.▇▇▇/reader//products/acrobat/readstep2.html). Your access to this page verifies that your system/ system/device has the necessary software to permit you to receive and access PDF files. You may click on the PDF files or HTML links, select Print, select your printer and click on OK or select Save to retain a copy on your PC. We will not send you a paper copy of any Communication that is available electronically, unless you request it, or we otherwise deem it appropriate to do so. You have the right to receive a paper copy of the Communications. You can request to receive them in paper form by calling Landmark at (▇▇▇) ▇▇▇-▇▇▇▇, or (800) 871- 211O 2110 if outside the Milwaukee Metro area. For copy fees that may apply, please refer to ▇▇▇▇▇▇▇▇'s Landmark’s Fee Schedule at ▇▇▇.▇▇▇▇▇▇▇▇▇▇.▇▇▇/▇▇▇-▇▇▇▇▇▇▇▇Schedule. We reserve the right, in our sole discretion, to discontinue the provision of your electronic Communications, or to terminate or change the terms and conditions on which we provide electronic Communications. We will provide you with notice of any such termination or change as required by law. For purposes of these disclosures, our business days are Monday- Wednesday, 8:30 a.m. to 5:00p.m.; Thursday- Thursday - Friday, 8:30a.m. to 7:00p.m. Weekends and holidays are not included. Using your User ID/Member Number, Access Code and Online Banking you can: • View account and loan information • Make payments out of your deposit accounts to your loan accounts • View check, debit and credit items, and deposit ticket transactions online • Apply for a loan • View your credit card transactions • Access online forms, such as check re-orders, address change, insurance quote, etc. • Elect to receive E-Statements and view them online • Elect to stop receiving hard copies of deposit account statements and specified loan • accounts • Elect to and pay your bills through our Bill Payment service • Elect to initiate transfers to and from your accounts at other financial institutions • Access Turbo Tax service • Access FinanceWorks, a personal financial management tool that allows you to view your • complete spending picture in one place • Enroll in Purchase Rewards which enables you to receive cash rewards on goods and • services that you already buy today To utilize Mobile Banking, you must be enrolled in Online Banking. Mobile Banking is offered as a convenience and supplemental service to our Online Banking services. It is not intended to replace access to Online Banking from your personal computer or other methods you use for managing your accounts and services with us. We reserve the right to limit the types and number of accounts eligible and the right to refuse to make any transaction you request through Mobile Banking. We also reserve the right to modify the scope of the services at any time. You agree that, when you use Mobile Banking, you remain subject to the terms and conditions of your existing agreements with any unaffiliated service providers, including, but not limited to, your mobile service provider, and that this Agreement does not amend or supersede any of those agreements. You understand that those agreements may provide for fees, limitations and restrictions which might impact your use of Mobile Banking (such as data usage or text messaging charges imposed on you by your mobile service provider for your use of or interaction with Mobile Banking), and you agree to be solely responsible for all such fees, limitations and restrictions. You agree that only your mobile service provider is responsible for its products and services. Accordingly, you agree to resolve any problems with your provider directly without involving us. Mobile Banking may not be accessible or may have limited utility over some network carriers. In addition, not all mobile devices may support Mobile Banking. We make no representation that any content or use of Mobile Banking is available in locations outside of the United States. Accessing Mobile Banking from locations outside of the United States is at your own risk. • View account information • Pay your bills through our Bill Payment service • Transfer Funds • View check images • Access Purchase Rewards Any account, loan or other product accessed through Online or Mobile Banking is also subject to the Account Agreements, loan agreements and Disclosures provided at the time of account opening. Electronic transactions are generally transmitted and posted quickly, however, check processing often takes additional time and your account balances, whether an available balance or account balance or the current loan balance, may not reflect the actual amount credited to your account if the deposit or payment is in the form of a check or for other reasons as detailed in our Account Agreement or in your loan agreement with us. Please contact us for any payoff amounts or information regarding Pending Transactions.today