Eligibility and Qualification Requirements. You must first download our Mobile App on your Compatible Mobile Device in order to access the Service. You must have at least one account with us that is eligible for the Service. To qualify for the Service, you must meet eligibility criteria as dictated by us including, but not limited to, the following: • You have been a Member with us for at least 90 days; • You are 18 years of age or older; • Your mailing address on our records must be current and valid, and account is not inactive. The following types of accounts are eligible for the Service: • Regular Share Savings Accounts • Special Share Savings Accounts • Vacation / Christmas / Secondary Savings Accounts • Checking Accounts When using the Service, you may experience technical or other difficulties. We do not assume liability for any technical or other difficulties that you may incur. We reserve the right to change, suspend or revoke the Service immediately and at any time without prior notice to you. In the event the Service is not available to you, you acknowledge that you can deposit your check at our Fort ▇▇▇▇▇ location, a Shared Branch location, or by mail. No usage fee is currently charged for a mobile deposit made into any account using the Service. We reserve the right to change the usage fee for the Service at any time. We will comply with any notice requirements under applicable law for such changes. If an item you transmit for deposit is dishonored, rejected or otherwise returned unpaid, you agree that we will charge back the amount of the return to the account the check was originally deposited to and you may be assessed a fee in the amount shown on our current Fee Schedule for a returned deposit item. If there are not sufficient available funds in your account to cover the amount of the returned check, the account will be overdrawn and you will be responsible for payment. You agree that we may debit any account maintained by you in order to obtain payment of your obligations under this agreement. You acknowledge that wireless providers may impose fees, limitations, or restrictions. You agree that you are solely responsible for all such fees, limitations, and restrictions, and that we may contact you via your wireless device for any purpose concerning your accounts with us, including but not limited to account servicing and collection purposes. Subject to exclusions described elsewhere in this agreement, you agree to take a picture and deposit only "checks" as that term is defined in Federal Reserve Regulation CC, Availability of Funds and Collection of Checks. You may only use the Service to deposit original paper checks that are made payable to the name of the account owner. You agree that you will not use the Service to take a picture and deposit any ineligible item. Ineligible items include, but are not limited to, the following: • Checks payable to any person or entity other than you; • Checks payable to two (2) or more persons not alternatively, unless deposited into an account owned by all payees (for example, a check made payable to “▇▇▇▇ and ▇▇▇▇” cannot be deposited into an account that is not owned by both ▇▇▇▇ and ▇▇▇▇); • Checks payable to a business, organization, or estate; • Checks left blank • Third party checks (for example, a check that is payable to someone else, endorsed and signed over to you); • Checks that are incomplete (for example, any item that does not contain the signature of the maker, endorsement signature(s), or other required information); • Demand drafts or remotely created checks (for example, checks lacking the original signature of the person authorizing the check); • Substitute checks (for example, paper checks created from an electronic image); • Photocopies of checks; • Checks that require authorization; • Checks with inconsistent numerical and written dollar amounts; • Checks that are not dated; • Checks that are stale-dated (for example, ninety (90) days or more after the issue date for checks containing instructions that state “Void 90 days after issue date”); • Checks that are post-dated (for example, a check showing a future date); • Checks that are more than six (6) months old; • Checks containing an obvious alteration to any of the fields on the front of the check or item; • Checks that you know or suspect are fraudulent or not properly authorized; • Checks not payable in United States currency; • Checks issued by a financial institution located outside the United States; • Checks transmitted from an Office of Foreign Assets Control (OFAC)-restricted country; • Checks drawn or otherwise issued by you or any other party on any of your accounts with us; • Consumer loan, credit card or mortgage payments; • Traveler’s checks; • Starter or counter checks; • Amex Gift Cheques; • Savings bonds; • Registered government warrants; • Non-negotiable items (for example, items stamped “non-negotiable”); • Deposits to IRA, HSA, or Share Certificate accounts; • Deposits to Trust accounts, Representative Payee accounts, Estate accounts or other accounts with similar custodial arrangements; • Checks that exceed the deposit limit(s) that we establish for the Service; • Checks previously submitted for deposit; • Checks that have previously been returned unpaid for any reason; and • Checks purporting to be a lottery or prize winning. • Credit Card checks The image of the item transmitted to us must be clearly legible. Image quality is set by Check 21 standards. You agree to endorse all items with your signature on all items. We reserve the right to reject all items that are not endorsed as specified. For security reasons, we impose limits on the number and/or dollar amount of mobile deposits you can make using the Service. We reserve the right to change these limits or suspend access to the Service as we deem necessary for security reasons. Your ability to deposit checks, and funds availability will be based on the risk tier applicable for your account. You may contact ABFCU to learn what your risk tier is. This tier is determined daily. See Appendix. When using the Service to deposit funds: • Maximum amount of deposit per check • Maximum amount of deposits per day • Maximum amount of immediate credit per check • Maximum amount of immediate credit outstanding • Maximum # of checks per day • Maximum amount in rolling 30 days We are not liable for items we do not receive or for images that are not transmitted completely. An image is considered received when the status of the item is “Submitted / Received” . However, such status and description of the item does not mean that the transmission was without error. Once an item is reviewed and approved, the status of the item is “Processed”.
Appears in 1 contract
Eligibility and Qualification Requirements. You must first download our Mobile App on your Compatible Mobile Device in order to access the Service. You must have at least one account with us that is eligible for the Service. To qualify for the Service, you must meet eligibility criteria as dictated by us including, but not limited to, the following: • You have been a Member with us for at least 90 days; • You are 18 years of age or older; • Your mailing address on our records must be current and valid, and account is not inactive. The following types of accounts are eligible for the Service: • Regular Share Savings Accounts • Special Share Savings Accounts • Vacation / Christmas / Secondary Savings Accounts • Checking Accounts When using the Service, you may experience technical or other difficulties. We do not assume liability for any technical or other difficulties that you may incur. We reserve the right to change, suspend or revoke the Service immediately and at any time without prior notice to you. In the event the Service is not available to you, you acknowledge that you can deposit your check at our Fort ▇▇▇▇▇ location, a Shared Branch location, or by mail. No usage fee is currently charged for a mobile deposit made into any account using the Service. We reserve the right to change the usage fee for the Service at any time. We will comply with any notice requirements under applicable law for such changes. If an item you transmit for deposit is dishonored, rejected or otherwise returned unpaid, you agree that we will charge back the amount of the return to the account the check was originally deposited to and you may be assessed a fee in the amount shown on our current Fee Schedule for a returned deposit item. If there are not sufficient available funds in your account to cover the amount of the returned check, the account will be overdrawn and you will be responsible for payment. You agree that we may debit any account maintained by you in order to obtain payment of your obligations under this agreement. You acknowledge that wireless providers may impose fees, limitations, or restrictions. You agree that you are solely responsible for all such fees, limitations, and restrictions, and that we may contact you via your wireless device for any purpose concerning your accounts with us, including but not limited to account servicing and collection purposes. Subject to exclusions described elsewhere in this agreement, you agree to take a picture and deposit only "checks" as that term is defined in Federal Reserve Regulation CC, Availability of Funds and Collection of Checks. You may only use the Service to deposit original paper checks that are made payable to the name of the account owner. You agree that you will not use the Service to take a picture and deposit any ineligible item. Ineligible items include, but are not limited to, the following: • Checks payable to any person or entity other than you; • Checks payable to two (2) or more persons not alternatively, unless deposited into an account owned by all payees (for example, a check made payable to “▇▇▇▇ and ▇▇▇▇” cannot be deposited into an account that is not owned by both ▇▇▇▇ and ▇▇▇▇); • Checks payable to a business, organization, or estate; • Checks left blank • Third party checks (for example, a check that is payable to someone else, endorsed and signed over to you); • Checks that are incomplete (for example, any item that does not contain the signature of the maker, endorsement signature(s), or other required information); • Demand drafts or remotely created checks (for example, checks lacking the original signature of the person authorizing the check); • Substitute checks (for example, paper checks created from an electronic image); • Photocopies of checks; • Checks that require authorization; • Checks with inconsistent numerical and written dollar amounts; • Checks that are not dated; • Checks that are stale-dated (for example, ninety (90) days or more after the issue date for checks containing instructions that state “Void 90 days after issue date”); • Checks that are post-dated (for example, a check showing a future date); • Checks that are more than six (6) months old; • Checks containing an obvious alteration to any of the fields on the front of the check or item; • Checks that you know or suspect are fraudulent or not properly authorized; • Checks not payable in United States currency; • Checks issued by a financial institution located outside the United States; • Checks transmitted from an Office of Foreign Assets Control (OFAC)-restricted country; • Checks drawn or otherwise issued by you or any other party on any of your accounts with us; • Consumer loan, credit card or mortgage payments; • Traveler’s checks; • Starter or counter checks; • Amex Gift Cheques; • Savings bonds; • Registered government warrants; • Non-negotiable items (for example, items stamped “non-negotiable”); • Deposits to IRA, HSA, or Share Certificate accounts; • Deposits to Trust accounts, Representative Payee accounts, Estate accounts or other accounts with similar custodial arrangements; • Checks that exceed the deposit limit(s) that we establish for the Service; • Checks previously submitted for deposit; • Checks that have previously been returned unpaid for any reason; and • Checks purporting to be a lottery or prize winning. • Credit Card checks • Checks that list TTEE (trustee), FBO (for Benefit of) and UTMA (Uniform Transfers to Minors) The image of the item transmitted to us must be clearly legible. Image quality is set by Check 21 standards. You agree to endorse all items with your signature on all items. We reserve the right to reject all items that are not endorsed as specified. For security reasons, we impose limits on the number and/or dollar amount of mobile deposits you can make using the Service. We reserve the right to change these limits or suspend access to the Service as we deem necessary for security reasons. Your ability to deposit checks, and funds availability will be based on the risk tier applicable for your account. You may contact ABFCU to learn what your risk tier is. This tier is determined daily. See Appendix. When using the Service to deposit funds: • Maximum amount of deposit per check • Maximum amount of deposits per day • Maximum amount of immediate credit per check • Maximum amount of immediate credit outstanding • Maximum # of checks per day • Maximum amount in rolling 30 days We are not liable for items we do not receive or for images that are not transmitted completely. An image is considered received when the status of the item is “Submitted / Received” . However, such status and description of the item does not mean that the transmission was without error. Once an item is reviewed and approved, the status of the item is “Processed”.
Appears in 1 contract
Sources: Mobile Deposit Service Agreement
Eligibility and Qualification Requirements. You must first download our Mobile App on your Compatible Mobile Device in order to access the Service. You must have at least one account with us that is eligible for the Service. To qualify for the this Service, you must meet eligibility criteria as dictated by us includingus, but not limited to, including having all credit and deposit accounts in good standing. We reserve the following: • You have been a Member with us for right to change eligibility and/or qualification requirements at least 90 days; • You are 18 years any time without prior notice. Limitations of age or older; • Your mailing address on our records must be current and valid, and account is not inactiveService. The following types of accounts are eligible for the Service: • Regular Share Savings Accounts • Special Share Savings Accounts • Vacation / Christmas / Secondary Savings Accounts • Checking Accounts When using the Service, you may experience technical or other difficulties. We do Furthermore, you understand and agree that the Service may at times be temporarily unavailable due to Me/CU’s system maintenance or technical difficulties including those of the Internet service provider, cellular service provider, and Internet software. You agree that we are not assume liability responsible for any technical or other difficulties or resulting damages that you may incur. We reserve the right to change, suspend restrict, suspend, revoke or revoke discontinue the Service Service, or your use of the Service, in whole or in part, immediately and at any time without prior notice to you. In the event the this Service is not available interrupted or otherwise unavailable to you, you acknowledge that you can deposit your check at our Fort ▇▇▇▇▇ a branch office location, a Shared Branch locationoutlet, through a participating ATM, or by mail. No usage Charges, Fees and Recoupment. Me/CU does not presently charge a fee is currently charged for a mobile deposit made into any account using the this Service. We reserve the right to change the usage fee start charging for the Service at any time. We will comply with any notice requirements under applicable law for such changes. If an item you transmit for deposit is dishonored, rejected or otherwise returned unpaid, you agree that we will may charge back the amount of the return to the account the check item was originally deposited to and you may will be assessed a fee in the amount shown on our Me/CU's then current Savings and Checking Accounts Rate and Fee Schedule for a returned deposit itemSchedule. If there are not sufficient available funds in your account to cover the amount of the returned checkitem, the account will be overdrawn and you will be responsible for payment. You the payment of such overdrawn sum, and you agree that we Me/CU may debit any account maintained by you (except your ▇▇▇) in order to obtain payment of your obligations under this agreementAgreement. You acknowledge that wireless providers may impose fees, limitations, or restrictionsEligible Items for Deposit. You agree that you are solely responsible for all such fees, limitations, and restrictions, and that we may contact you via your wireless device for any purpose concerning your accounts with us, including but not limited to account servicing and collection purposes. Subject to exclusions described elsewhere in this agreement, you agree to take a picture scan and deposit only "checks" , as that term is defined in the Federal Reserve Reserve’s Regulation CC, Availability of Funds and Collection of Checks. You may only use the Service to CC (excluding those checks or items identified as ineligible for deposit original paper checks that are made payable to the name of the account owner. below.) You agree that you will not use the Service to take a picture and deposit any ineligible item. Ineligible items include, but are not limited to, the following: • Checks payable to any person or entity other than you; • Checks payable to two (2) or more persons not alternatively, unless deposited into an account owned by all payees (for example, a check made payable to “▇▇▇▇ and ▇▇▇▇” cannot be deposited into an account that is not owned by both ▇▇▇▇ and ▇▇▇▇); • Checks payable to a business, organization, or estate; • Checks left blank • Third party checks (for example, a check that is payable to someone else, endorsed and signed over to you); • Checks that are incomplete (for example, any item that does not contain the signature of the maker, endorsement signature(s), or other required information); • Demand drafts or remotely created checks (for example, checks lacking the original signature of the person authorizing the check); • Substitute checks (for example, paper checks created from an electronic image); • Photocopies of checks; • Checks that require authorization; • Checks with inconsistent numerical and written dollar amounts; • Checks that are not dated; • Checks that are stale-dated (for example, ninety (90) days or more after the issue date for checks containing instructions that state “Void 90 days after issue date”); • Checks that are post-dated (for example, a check showing a future date); • Checks that are more than six (6) months old; • Checks containing an obvious alteration to any of the fields on the front image of the check or item; • Checks that you know or suspect are fraudulent or not properly authorized; • Checks not payable in United States currency; • Checks issued by a financial institution located outside the United States; • Checks transmitted from an Office of Foreign Assets Control (OFAC)-restricted country; • Checks drawn or otherwise issued by you or any other party on any of your accounts with us; • Consumer loan, credit card or mortgage payments; • Traveler’s checks; • Starter or counter checks; • Amex Gift Cheques; • Savings bonds; • Registered government warrants; • Non-negotiable items (for example, items stamped “non-negotiable”); • Deposits to IRA, HSA, or Share Certificate accounts; • Deposits to Trust accounts, Representative Payee accounts, Estate accounts or other accounts with similar custodial arrangements; • Checks that exceed the deposit limit(s) that we establish for the Service; • Checks previously submitted for deposit; • Checks that have previously been returned unpaid for any reason; and • Checks purporting to be a lottery or prize winning. • Credit Card checks The image of the item transmitted to us must be clearly legible. Image quality Me/CU, for purposes of this Agreement, "check" means a negotiable demand draft that is set by Check 21 standards. You agree to endorse all items with your signature drawn on all items. We reserve the right to reject all items that are not endorsed as specified. For security reasons, we impose limits on the number and/or dollar amount or payable through or at an office of mobile deposits you can make using the Service. We reserve the right to change these limits or suspend access to the Service as we deem necessary for security reasons. Your ability to deposit checks, and funds availability will be based on the risk tier applicable for your account. You may contact ABFCU to learn what your risk tier is. This tier is determined daily. See Appendix. When using the Service to deposit funds: • Maximum amount of deposit per check • Maximum amount of deposits per day • Maximum amount of immediate credit per check • Maximum amount of immediate credit outstanding • Maximum # of checks per day • Maximum amount in rolling 30 days We are not liable for items we do not receive or for images that are not transmitted completely. An image is considered received when the status of the item is “Submitted / Received” . However, such status and description of the item does not mean that the transmission was without error. Once an item is reviewed and approved, the status of the item is “Processed”.a:
Appears in 1 contract
Sources: Me/Mobile Check Deposit Supplemental Service Agreement