Exclusions to protection. In order to ensure the sustainability of the Club certain exclusions apply to claims for protection. If any one of the exclusions listed below applies to your claim, then your claim will not be admitted by the Committee. 1.1 If your Vehicle is involved in an accident, then you must notify the Club of the accident details within 24 hours of the accident occurring. This is to ensure the Club can maximise the prospects of the most commercial settlement of your claim and any demand from other parties involved in the accident. If the Club is not notified of the collision within 24 hours of it happening protection will not be offered. See the contact phone numbers in paragraph 11.7 herein. A member can notify by sending a SMS message to the mobile number if the member wishes. Melbourne Rideshare Club 8 1.2 If your Vehicle was involved in a collision and the vehicle was not roadworthy at the time of the collision protection will not be offered to you by the Club. 1.3 If the driver of the vehicle involved in the collision was not an authorised driver which you nominated at the time you took out the application for protection, then protection will not be offered to you by Club. The Club will only offer protection for claims which involve a driver who you nominated in your application. 1.4 If the driver of the vehicle involved in the collision had any alcohol or drugs in his blood stream at the time of collision protection will not be offered to you by the Club. This exclusion acknowledges Taxi / Rideshare driver obligations to drive at .00. 1.5 If the driver of the vehicle at the time of the collision was conveying any load or carrying a number of passengers in excess of that permitted by law protection will not be offered 1.6 If the Collision occurred outside the state of Victoria protection will not be offered. 1.7 If the collision was caused by the driver operating the vehicle in a reckless or dangerous manner protection will not be offered. 1.8 If the loss or damage was caused by the member or members driver leaving the vehicle unattended and unsecure or in a dangerous position protection will not be offered. 1.9 When the vehicle is not working it must be stored in a secure place such as a locked garage to limit the opportunity of loss or damage. 1.10 If the driver of the vehicle is not legally entitled to drive the vehicle at the time of the collision whether by reason of not having the appropriate Taxi licence, accreditation or whether his/her licence has been suspended, revoked or cancelled protection will not be offered to you by the Club. 1.11 If in making the claim for protection you are in any way dishonest or fraudulent or intentionally do not tell us the truth, then protection will not be offered to you by the Club. 1.12 Windscreen is not covered under the claim for protection, but the Club can organise the windscreen for its members at a trade price. We will not consider claims under your Membership for damage, loss, cost or legal liability that is caused by or arises from or involves: a) Unlicensed Drivers Melbourne Rideshare Club 9 We will not consider claims relating to drivers who are driving the Vehicle as a passenger vehicle who do not hold a full, current Australian Open Drivers licence AND a current Hire Drivers licence. b) Overdue monthly Contribution If a Contribution payment is overdue we can refuse to pay a claim for benefits if payment is 14 days (or more) late. c) Agreements you enter into Any agreement or contract you, or someone you authorised to drive or be in charge of your Vehicle, enter into accepting liability. However, we will consider claims if the legal liability would have existed without that agreement. d) Alcohol or drugs An incident occurring when your Vehicle is being driven by, or is in the charge of, anyone who: • was under the influence of, or had their judgement affected by any alcohol, drug or medication; • had more than the legal limit for alcohol or drugs in their breath, blood, saliva or urine as shown by analysis; or • refused to take a test for alcohol, drugs or medication.
Appears in 1 contract
Sources: Membership Agreement
Exclusions to protection. In order to ensure the sustainability of the Club certain exclusions apply to claims request for protection. If any one of the exclusions listed below applies to your claimrequest, then your claim request will not be admitted by the Committee.
1.1 A. If your Vehicle vehicle is involved in an accident, then you must notify the Club of the accident details within 24 48 hours of the accident occurring. This is to ensure the Club can maximise maximize the prospects of the most commercial settlement of your claim request and any demand from other parties involved in the accident. If the Club is not notified of the collision within 24 48 hours of it happening protection will not be offered. See the contact phone numbers in paragraph 11.7 hereinin the end. A member can notify by sending a an SMS message to the mobile number if the member wishes. Melbourne Rideshare Club 8If the member is at fault and has charged a request from us, then he cannot cancel membership with MRC before 12 months. Even if he cancels it, he will have to pay the premium for the whole year.
1.2 B. If your Vehicle was involved in a collision and the vehicle was in not roadworthy condition at the time of the collision protection will not be offered to you by the Club.
1.3 C. If the driver of the vehicle involved in the collision was not an authorised authorized driver which you nominated at the time you took out the application for protection, then protection will not be offered to you by Club. The Club will only offer protection for claims request which involve a driver who you nominated in your application.
1.4 D. If the driver of the vehicle involved in the collision had any alcohol or drugs in his blood stream bloodstream at the time of collision protection will not be offered to you by the Club. This exclusion acknowledges Taxi / Rideshare driver obligations to drive at .00.
1.5 E. If the driver of the vehicle at the time of the collision was conveying any load or carrying a number of passengers in excess of that permitted by law protection will not be offered.
1.6 F. If the Collision occurred outside the state of Victoria protection will not be offered.
1.7 G. If the collision was caused by the driver operating the vehicle in a reckless or dangerous manner protection will not be offered.
1.8 H. If the loss or damage was caused by the member or members member's driver leaving the vehicle unattended and unsecure unsecured or in a dangerous position protection will not be offered.
1.9 I. When the vehicle is not working it must be stored in a secure place such as a locked garage to limit the opportunity of loss or damage.
1.10 J. If the driver of the vehicle is not legally entitled to drive the vehicle at the time of the collision whether by reason of not having the appropriate Taxi licence, accreditation or whether his/her licence has been suspended, revoked or cancelled protection will not be offered to you by the Club.
1.11 K. If in making the claim request for the protection you are in any way dishonest or fraudulent or intentionally do not tell us the truth, then protection will not be offered to you by the Club.
1.12 L. Windscreen is not covered under the claim request for protection, but the Club can organise the windscreen for its members at a trade price. We will not consider claims under your Membership for damage, loss, cost or legal liability that is caused by or arises from or involves:
a) Unlicensed Drivers Melbourne Rideshare Club 9 We will not consider claims relating to drivers who are driving the Vehicle as a passenger vehicle who do not hold a full, current Australian Open Drivers licence AND a current Hire Drivers licence.
b) Overdue monthly Contribution M. In a month, you can take free roadside assistance from MRC to deal with various types of problems only once. If the same problem is repeated during a Contribution payment is overdue we can refuse to pay a claim month, you will be charged extra for benefits if payment is 14 days (or more) lateit.
c) Agreements you enter into Any agreement or contract you, or someone you authorised to drive or be in charge of your Vehicle, enter into accepting liability. However, we will consider claims if the legal liability would have existed without that agreement.
d) Alcohol or drugs An incident occurring when your Vehicle is being driven by, or is in the charge of, anyone who: • was under the influence of, or had their judgement affected by any alcohol, drug or medication; • had more than the legal limit for alcohol or drugs in their breath, blood, saliva or urine as shown by analysis; or • refused to take a test for alcohol, drugs or medication.
Appears in 1 contract
Sources: Membership Agreement