Common use of False declarations Clause in Contracts

False declarations. When they change the subject of the risk or reduce our opinion of the risk: • if you withhold information or deliberately make false declarations your contract will be null and void. The premiums paid remain in our possession and we will be entitled to demand the payment of all due premiums as defined by article L 113-8 of the French Insurance Code, • if you withhold information or make incorrect declarations but it cannot be proved that you did so intentionally, the contract will be terminated 10 days after notice sent to you by registered letter and/or the application of reduced compensation in compliance with article L 113-9 of the French Insurance Code.

False declarations. When they change the subject of the risk or reduce our opinion of the riskit: • if any intentional failure to disclose or false declaration by you withhold information or deliberately make false declarations your contract will be null and voidvoid the contract. The premiums Premiums paid will remain in our possession with us and we will be entitled to demand the payment of all due premiums as defined by article L 113-8 of the French Insurance Code, • if any omission or inaccurate declaration by you withhold information or make incorrect declarations but it of which the bad faith cannot be proved that you did so intentionally, proven will lead to the contract will be being terminated 10 days after notice sent to you by registered letter and/or the application of reduced a reduction in compensation in compliance with article L 113-9 of the French Insurance Code.