Common use of FDIC Reports Clause in Contracts

FDIC Reports. Northern has previously made available to Cowlitz an accurate and complete copy of each final registration statement, prospectus, report, schedule and definitive proxy statement filed since January 1, 1996 and prior to the date hereof by Northern or any of its Subsidiaries with the FDIC pursuant to the Securities Act of 1933, as amended (the "SECURITIES ACT"), or the Exchange Act (the "NORTHERN REPORTS"), and no such registration statement, offer circular, prospectus, report, schedule or proxy statement contained any untrue statement of a material fact or omitted to state any material fact required to be stated therein or necessary in order to make the statements therein, in light of the circumstances in which they were made, not misleading. Except as set forth in Section 4.12 of the Northern Disclosure Schedule, Northern has timely filed all Northern Reports and other documents required to be filed by them under the Securities Act and the Exchange Act, and, as of their respective dates, all Northern Reports complied in all material respects with the published rules and regulations of the FDIC with respect thereto.

FDIC Reports. Northern has previously made available to Cowlitz an accurate and complete copy of each final registration statement, prospectus, report, schedule and definitive proxy statement filed since January 1, 1996 and prior to the date hereof by Northern or any of its Subsidiaries with the FDIC pursuant to the Securities Act of 1933, as amended (the "SECURITIES ACT"), or the Exchange Act (the "NORTHERN REPORTS"), and no such registration statement, offer circular, prospectus, report, schedule or proxy statement contained any untrue statement of a material fact or omitted to state any material fact required to be stated therein or necessary in order to make the statements therein, in light of the circumstances in which they were made, not misleading. Except as set forth in Section 4.12 of the Northern Disclosure Schedule, Northern has timely filed all Northern Reports and other documents required to be filed by them under the Securities Act and the Exchange Act, and, as of their respective dates, all Northern Reports complied in all material respects with the published rules and regulations of the FDIC with respect thereto.