Common use of FEATURE CATEGORIES Clause in Contracts

FEATURE CATEGORIES. Your Account has Feature Categories which may include Personal Line of Credit (including Overdraft Protection), Share Secured VISA Platinum, VISA Platinum and Diamond Premier/Diamond Cash Back VISA. Feature Category Variable Rate Index Margin Daily Periodic Rate ANNUAL PERCENTAGE RATE Personal Line of Credit Share Secured VISA Platinum VISA Platinum Diamond Premier/Diamond Cash Back VISA 3.50 as low as 5.00 3.50 as low as 5.00 3.50 as low as 9.00 as low as 0.023288 % as low as 0.023288 % as low as 0.023288 % as low as 0.034247 % as low as 8.50 % as low as 8.50 % as low as 8.50 % as low as 12.50 %

FEATURE CATEGORIES. Your Account has Feature Categories which may include Personal Line of Credit (including Overdraft Protection), Share Secured VISA Platinum, VISA Platinum and Diamond Premier/Diamond Cash Back VISA. Feature Category Variable Index Rate Index Margin Daily Periodic Rate ANNUAL PERCENTAGE RATE Personal Line of Credit Share Secured VISA Platinum VISA Platinum Diamond Premier/Diamond Cash Back VISA 3.50 as low as 5.00 3.50 as low as 5.00 3.50 as low as 9.00 as low as 0.023288 % as low as 0.023288 9.00 % Share Secured VISA Platinum 4.00 as low as 5.00 as low as 0.023973 % as low as 0.023288 9.00 % VISA Platinum 4.00 as low as 5.00 as low as 0.023973 % as low as 0.034247 9.00 % VISA 4.00 as low as 9.00 as low as 0.034932 % as low as 8.50 % as low as 8.50 % as low as 8.50 % as low as 12.50 13.00 %