Common use of FEATURE CATEGORIES Clause in Contracts

FEATURE CATEGORIES. Your Account has Feature Categories which may include Personal Line of Credit, Step Up Loan, VISA Platinum Basic, VISA Platinum, VISA Platinum Elite, VISA Platinum Rewards, and VISA Platinum Basic Secured. Feature Category Monthly Periodic Rate for Purchases ANNUAL PERCENTAGE RATE for Purchases VISA Platinum Basic 1.24 % 14.90 % VISA Platinum 1.08 % 12.90 % VISA Platinum Elite 0.91 % 10.90 % VISA Platinum Rewards 0.74 % 8.90 % VISA Platinum Basic Secured 1.24 % 14.90 % Feature Category Monthly Periodic Rate for Balance Transfers ANNUAL PERCENTAGE RATE for Balance Transfers VISA Platinum Basic 1.24 % 14.90 % VISA Platinum 1.08 % 12.90 % VISA Platinum Elite 0.91 % 10.90 % VISA Platinum Rewards 0.74 % 8.90 % VISA Platinum Basic Secured 1.24 % 14.90 % Feature Category Daily Periodic Rate for Cash Advances Monthly Periodic Rate for Cash Advances ANNUAL PERCENTAGE RATE for Cash Advances VISA Platinum Basic 1.24 % 14.90 % VISA Platinum 1.08 % 12.90 % VISA Platinum Elite 0.91 % 10.90 % VISA Platinum Rewards 0.74 % 8.90 % VISA Platinum Basic Secured 1.24 % 14.90 % Personal Line of Credit N/A % N/A % Step Up Loan N/A % N/A %

FEATURE CATEGORIES. Your Account has Feature Categories which may include Personal Line of Credit, Step Up Loan, VISA Platinum Basic, VISA Platinum, VISA Platinum Elite, VISA Platinum Rewards, and VISA Platinum Basic Secured. Feature Category Monthly Periodic Rate for Purchases ANNUAL PERCENTAGE RATE for Purchases VISA Platinum Basic 1.24 1.2416 % 14.90 % VISA Platinum 1.08 1.0750 % 12.90 % VISA Platinum Elite 0.91 0.9083 % 10.90 % VISA Platinum Rewards 0.74 0.7417 % 8.90 % VISA Platinum Basic Secured 1.24 1.2416 % 14.90 % Feature Category Monthly Periodic Rate for Balance Transfers ANNUAL PERCENTAGE RATE for Balance Transfers VISA Platinum Basic 1.24 1.2416 % 14.90 % VISA Platinum 1.08 1.0750 % 12.90 % VISA Platinum Elite 0.91 0.9083 % 10.90 % VISA Platinum Rewards 0.74 0.7417 % 8.90 % VISA Platinum Basic Secured 1.24 1.2416 % 14.90 % Feature Category Daily Periodic Rate for Cash Advances Monthly Periodic Rate for Cash Advances ANNUAL PERCENTAGE RATE for Cash Advances VISA Platinum Basic 1.24 1.2416 % 14.90 % VISA Platinum 1.08 1.0750 % 12.90 % VISA Platinum Elite 0.91 0.9083 % 10.90 % VISA Platinum Rewards 0.74 0.7417 % 8.90 % VISA Platinum Basic Secured 1.24 1.2416 % 14.90 % Personal Line of Credit N/A 0.045205 % N/A 16.50 % Step Up Loan N/A 0.041095 % N/A 15.00 %