Common use of Fee and Other Charges Clause in Contracts

Fee and Other Charges. 1. Processing charges (Non- refundable) (Upto ₹ 5,000 + applicable taxes to be paid along with application form) Maximum 3% (on sanctioned value) + applicable taxes. Nil for loan amount eligible under PMAY CLSS. Fee paid with Application form is not refundable 2. Admin charges – for loan amount eligible under PMAY CLSS (Upto ₹ 5,000 + applicable taxes to be paid along with application form) ₹ 9,000 + applicable taxes. 3. Substitute Interest (for late PEMI/EMI payments) 2% per month on the defaulted dues. 4. Disbursement cancellation PEMI/EMI collected upto loan cancellation date will not be refunded 5. Cheque / Instruction Dishonour 1. Cheque Dishonour Charges ₹ 350/- (plus taxes as applicable) 2. NACH Dishonour Charges ₹ 200/- (plus taxes as applicable) 6. Change of repayment mode (Swap charges) PDC to NACH - Nil PDC to PDC - ₹ 1000/- + applicable taxes NACH to NACH - ₹ 1000/- + applicable taxes NACH to PDC - ₹ 1000/- + applicable taxes 7. Cheque handling charges ₹ 300 per cheque transaction + applicable taxes Cheque handling charges are applicable for each (single/standalone) cheque submission. Not applicable for first 6 PDCs or where NACH is registered 8. Conversion Charges Floating to Fixed or Fixed to Floating Rate of Interest 0.50% of the principal outstanding + taxes as applicable 9. CERSAI Charges As per charges levied by ▇▇▇▇▇▇ and paid by WEHFL for registrations. In case of any penalty/ delay charges payment due to late submission of documents by the customer, the actual charges paid shall be recovered. 10. Prepayment Charges / Part- Payment Charges Term Loans to individuals:  Floating interest rate - Nil  Fixed interest rate - Nil if prepaid from own sources else 4% of principal outstanding plus applicable taxes on the loan amount prepaid. WEHFL reserves the right to call for necessary documents as an evidence for source of funds. 11. Loan Pre-closure Statement or List of Original Documents or Photocopy of Original Documents ₹ 500 plus taxes as applicable 12. Stamp duty and registration As per actual expenses incurred 13. Recovery Charges All the incidental charges incurred by WEHFL in connection with recovery i.

Fee and Other Charges. 1. Processing charges (Non- refundable) (Upto ₹ 5,000 + applicable taxes to be paid along with application form) Maximum 3% (on sanctioned value) + applicable taxes. Nil for loan amount eligible under PMAY CLSS. Fee paid with Application form is not refundable 2. Admin charges – for loan amount eligible under PMAY CLSS (Upto ₹ 5,000 + applicable taxes to be paid along with application form) ₹ 9,000 + applicable taxes. 3. Substitute Interest (for late PEMI/EMI payments) 2% per month on the defaulted dues. 4. Disbursement cancellation PEMI/EMI collected upto loan cancellation date will not be refunded refunded 5. Cheque / Instruction Dishonour 1. Cheque Dishonour Charges ₹ 350/- (plus taxes as applicable) 2. NACH Dishonour Charges ₹ 200/- (plus taxes as applicable) 6. Change of repayment mode (Swap charges) PDC to NACH - Nil PDC to PDC - ₹ 1000/- + applicable taxes NACH to NACH - ₹ 1000/- + applicable taxes NACH to PDC - ₹ 1000/- + applicable taxes 7. Cheque handling charges ₹ 300 per cheque transaction + applicable taxes Cheque handling charges are applicable for each (single/standalone) cheque submission. Not applicable for first 6 PDCs or where NACH is registered 8. Conversion Charges Floating to Fixed or Fixed to Floating Rate of Interest 0.50% of the principal outstanding + taxes as applicable 9. CERSAI Charges As per charges levied by ▇▇▇▇▇▇ and paid by WEHFL for registrations. In case of any penalty/ delay charges payment due to late submission of documents by the customer, the actual charges paid shall be recovered. 10. Prepayment Charges / Part- Payment Charges Term Loans to individuals:  • Floating interest rate - Nil  • Fixed interest rate - Nil if prepaid from own sources else 4% of principal outstanding plus applicable taxes on the loan amount prepaid. WEHFL reserves the right to call for necessary documents as an evidence for source of funds. 11. Loan Pre-closure Statement or List of Original Documents or Photocopy of Original Documents ₹ 500 plus taxes as applicable 12. Stamp duty and registration As per actual expenses incurred 13. Recovery Charges All the incidental charges incurred by WEHFL in connection with recovery i.

Fee and Other Charges. 1. Processing charges (Non- Non refundable) (Upto ₹ 5,000 + applicable taxes to be paid along with application form) Maximum 3% (on sanctioned value) + applicable taxes. Nil for loan amount eligible under PMAY CLSS. Fee paid with Application form is not refundable(Upfront application fee of 1%+ applicable taxes, of the applied limit) 2. Admin charges – for loan amount eligible under PMAY CLSS (Upto ₹ 5,000 + applicable taxes to be paid along with application form) ₹ 9,000 + applicable taxes. 3. Substitute Interest (for late PEMI/EMI payments) 2% per month on the defaulted dues. 43. Disbursement cancellation PEMI/EMI collected upto loan cancellation date will not be refunded 54. Cheque / Instruction Dishonour 1. Cheque Dishonour Charges ₹ 350/- (plus taxes as applicable) 2. NACH Dishonour Charges ₹ 200/- (plus taxes as applicable) 65. Change of repayment mode (Swap charges) PDC to NACH - Nil PDC to PDC - ₹ 1000/- + applicable taxes NACH to NACH - ₹ 1000/- + applicable taxes NACH to PDC - ₹ 1000/- + applicable taxes 76. Cheque handling charges ₹ 300 per cheque transaction + applicable taxes Cheque handling charges are applicable for each (single/standalone) cheque submission. Not applicable for first 6 PDCs or where NACH is registered 87. Conversion Charges Floating to Fixed or Fixed to Floating Rate of Interest 0.50% of the principal outstanding + taxes as applicable 98. CERSAI Charges As per charges levied by ▇▇▇▇▇▇ and paid by WEHFL for registrations. In case of any penalty/ delay charges payment due to late submission of documents by the customer, the actual charges paid shall be recovered. 109. Prepayment Charges / Part- Part Payment Charges Term Loans to individuals:  Floating interest rate - Nil  Fixed interest rate - Nil if prepaid from own sources else 4Prepayment charges 2% of principal the outstanding plus applicable taxes on the loan amount prepaid. WEHFL reserves the right to call for necessary documents as an evidence for source of funds. 1110. Loan Pre-closure Statement or List of Original Documents or Photocopy of Original Documents ₹ 500 plus taxes as applicable 1211. Stamp duty and registration As per actual expenses incurred 1312. Recovery Charges All the incidental charges incurred by WEHFL in connection with recovery i.

Fee and Other Charges. 1. Processing charges (Non- refundable) (Upto ₹ 5,000 + applicable taxes to be paid along with application form) Maximum 3% (on sanctioned value) + applicable taxes. Nil for loan amount eligible under PMAY CLSS. Fee paid with Application form is not refundable. 2. Admin charges – for loan amount eligible under PMAY CLSS (Upto ₹ 5,000 + applicable taxes to be paid along with application form) ₹ 9,000 + applicable taxes. 3. Substitute Interest (for late PEMI/EMI payments) 2% per month on the defaulted dues. 4. Disbursement cancellation PEMI/EMI collected upto loan cancellation date will not be refunded refunded 5. Cheque / Instruction Dishonour 1. Cheque Dishonour Charges ₹ 350/- (plus taxes as applicable) 2. NACH Dishonour Charges ₹ 200/- (plus taxes as applicable) 6. Change of repayment mode (Swap charges) PDC to NACH - Nil PDC to PDC - ₹ 1000/- + applicable taxes NACH to NACH - ₹ 1000/- + applicable taxes NACH to PDC - ₹ 1000/- + applicable taxes 7. Cheque handling charges ₹ 300 per cheque transaction + applicable taxes Cheque handling charges are applicable for each (single/standalone) cheque submission. Not applicable for first 6 PDCs or where NACH is registered 8. Conversion Charges Floating to Fixed or Fixed to Floating Rate of Interest 0.50% of the principal outstanding + taxes as applicable 9. CERSAI Charges As per charges levied by ▇▇▇▇▇▇ CERSAI and paid by WEHFL for registrations. In case of any penalty/ delay charges payment due to late submission of documents by the customer, the actual charges paid shall be recovered. 10. Prepayment Charges / Part- Payment Charges Term Loans to individuals:  • Floating interest rate - Nil  • Fixed interest rate - Nil if prepaid from own sources else 4% of principal outstanding plus applicable taxes on the loan amount prepaid. WEHFL reserves the right to call for necessary documents as an evidence for source of funds. 11. Loan Pre-closure Statement or List of Original Documents or Photocopy of Original Documents ₹ 500 plus taxes as applicable 12. Stamp duty and registration As per actual expenses incurred 13. Recovery Charges All the incidental charges incurred by WEHFL in connection with recovery i.

Fee and Other Charges. 1. Processing charges (Non- refundable) (Upto ₹ 5,000 + applicable taxes to be paid along with application form) Maximum 3% (on sanctioned value) + applicable taxes. Nil for loan amount eligible under PMAY CLSS. Fee paid with Application form is not refundable. 2. Admin charges – for loan amount eligible under PMAY CLSS (Upto ₹ 5,000 + applicable taxes to be paid along with application form) ₹ 9,000 + applicable taxes. 3. Substitute Interest (for late PEMI/EMI payments) 2% per month on the defaulted dues. 4. Disbursement cancellation PEMI/EMI collected upto loan cancellation date will not be refunded refunded 5. Cheque / Instruction Dishonour 1. Cheque Dishonour Charges ₹ 350/- (plus taxes as applicable) 2. NACH Dishonour Charges ₹ 200/- (plus taxes as applicable) 6. Change of repayment mode (Swap charges) PDC to NACH - Nil PDC to PDC - ₹ 1000/- + applicable taxes NACH to NACH - ₹ 1000/- + applicable taxes NACH to PDC - ₹ 1000/- + applicable taxes 7. Cheque handling charges ₹ 300 per cheque transaction + applicable taxes Cheque handling charges are applicable for each (single/standalone) cheque submission. Not applicable for first 6 PDCs or where NACH is registered 8. Conversion Charges Floating to Fixed or Fixed to Floating Rate of Interest 0.50% of the principal outstanding + taxes as applicable 9. CERSAI Charges As per charges levied by ▇▇▇▇▇▇ and paid by WEHFL for registrations. In case of any penalty/ delay charges payment due to late submission of documents by the customer, the actual charges paid shall be recovered. 10. Prepayment Charges / Part- Payment Charges Term Loans to individuals:  • Floating interest rate - Nil  • Fixed interest rate - Nil if prepaid from own sources else 4% of principal outstanding plus applicable taxes on the loan amount prepaid. WEHFL reserves the right to call for necessary documents as an evidence for source of funds. 11. Loan Pre-closure Statement or List of Original Documents or Photocopy of Original Documents ₹ 500 plus taxes as applicable 12. Stamp duty and registration As per actual expenses incurred 13. Recovery Charges All the incidental charges incurred by WEHFL ▇▇▇▇▇ in connection with recovery i.