Common use of Fees and Interest Clause in Contracts

Fees and Interest. We may charge a non-refundable service fee for services relating to the sending or receiving of Electronic Funds Transfers. The fees for Electronic Funds Transfers is set out in our Business Account and Related Services Disclosure Form (the “Fees”), which has been previously provided to you and is incorporated herein by this reference. Fees are subject to change, as set out in the Account Agreement. In addition to our Fees, intermediary or correspondent institutions that process the Electronic Funds Transfer and the Receiving Financial Institution may also charge fees and/or taxes which will be deducted from the amount of the Electronic Funds Transfer. No interest will be paid on funds in transit.