Common use of First Two Years Clause in Contracts

First Two Years. During the first twelve (12) months that an employee is on Long Term Disability, the Employer shall maintain its share of premiums for Life and Health Benefit programs which were in effect at the time of initial disability. For the second twelve (12) months on Long Term Disability, an employee shall be entitled to maintain these Life and Health Benefit programs provided that she/he assumes the full premium costs for benefits not subject to Waiver of Premium. Waiver of premiums shall be applicable to OMERS pension, long-term disability benefits and basic life insurance.