Common use of Flight Delay Clause in Contracts

Flight Delay. In the event of delay of the airlines, whilst on a Trip, at any Port specified in the Insured Person’s main travel booking except in Country of Origin in case of overseas travel unless specifically mentioned in the Policy Schedule/ Certificate of Insurance to extend the cover at the Place of Origin in the Country of residence/City of Residence of the Insured and In the event of delay of the airlines, whilst on a Trip, at any Port specified in the Insured Person’s main travel booking except in City of Residence for Domestic Travel, We shall reimburse the Insured Person any reasonable and necessary expenses incurred on any alternate travel booking under any mode of transport (however travel booking superior to original category is not covered) post deduction of compensation offered by service provider/Common Carrier or through any other source, for travelling to the next intended destination as per Insured Person’s main travel booking up to the limit of Sum Insured as mentioned in the Policy Schedule/ Certificate of Insurance, if such delay is caused due to any of the following reasons: 1. Inclement Weather 2. Any Strike, riots, industrial action at the Port or relating to the Airlines 3. Any delay by the Airlines This Benefit shall be payable subject to the following: 1. The Insured Person shall submit to Us sufficient proof to substantiate the reason for such delay of the Common Carrier unless this proof is available to Us directly from a reliable source in the public domain. 2. The delay of the Common Carrier is beyond 2 hours from the scheduled departure time of the Common Carrier at the Port. 3. We shall be liable under this Benefit for only upto two delays encountered by the Insured Person during the Period of Insurance, irrespective of whether the Policy is Single Trip or Multi Trip Policy 4. Our liability to make payment is only in excess of the Deductible as mentioned in the Policy Certificate. A Deductible as mentioned in the Policy Schedule / Certificate of insurance shall be separately applicable for each claim made under this Benefit.