Common use of Flight Delay Clause in Contracts

Flight Delay. In the event of any delay of the Common Carrier, whilst on a Trip, at any Port specified in the Insured Person's main travel booking except in India/ Country of Origin, the Company shall reimburse the Insured Person for any reasonable and necessary expenses incurred on any alternate travel booking under any mode of transport, for travelling to the next Intended Destination as per his/her main travel booking, upto the limit of Sum Insured specified against this Benefit in the Policy Certificate, if such delay is caused due to any of the following reasons: whilst on a Trip in the Country of Visit, the Company shall reimburse any actual legal liability including Defence Costs, incurred by the Insured Person in his/her private capacity to pay Damages to such third party up to the limit of Sum Insured specified against this Benefit in the Policy Certificate. For the purpose of this Benefit, Damages mean any sums payable following a judgments or award in the Country of Visit, but shall not include fines, penalties, punitive or exemplary damages, any amount towards bail, 1. Inclement Weather 2. Any Strike, riots, industrial action at the Port or relating to the Common Carrier This Benefit shall be payable subject to the following: 1. The Insured Person shall submit to the Company sufficient proof to substantiate the reason for such delay of the Common Carrier, unless this proof is available to the Company directly from a reliable source in the public domain; 2. The delay of the Common Carrier is in excess of 3 hours or the number of hours specified in the Policy Certificate from the scheduled time of the Common Carrier at the Port. 3. The Company shall be liable under this Benefit for only one/ multiple delay/s, as specified in the Policy Certificate, encountered by the Insured Person during the Period of Insurance, irrespective of whether the Policy is Single Trip or Multi Trip Policy.

Flight Delay. In the event of any delay of the Common Carrier, whilst on a Trip, at any Port specified in the Insured Person's main travel booking except in India/ Country of Origin, the Company shall reimburse the Insured Person for any reasonable and necessary expenses incurred on any alternate travel booking under any mode of transport, for travelling to the next Intended Destination as per his/her main travel booking, upto the limit of Sum Insured specified against this Benefit in the Policy Certificate, if such delay is caused due to any of the following reasons: whilst on a Trip in the Country of Visit, the Company shall reimburse any actual legal liability including Defence Costs, incurred by the Insured Person in his/her private capacity to pay Damages to such third party up to the limit of Sum Insured specified against this Benefit in the Policy Certificate. For the purpose of this Benefit, Damages mean any sums payable following a judgments or award in the Country of Visit, but shall not include fines, penalties, punitive or exemplary damages, any amount towards bail, 1. Inclement Weather 2. Any Strike, riots, industrial action at the Port or relating to the Common Carrier This Benefit shall be payable subject to the following: surety or guarantee or of similar nature, any non-pecuniary relief, or any other amount for which an Insured Person is not financially liable, or which is without legal recourse to the Insured, or any matter that may be deemed to be uninsurable under Indian law. This Benefit shall be payable subject to the following: 1. The Insured Person shall submit to the Company sufficient proof to substantiate the reason for such delay of the Common Carrier, unless this proof is available to the Company directly from a reliable source in the public domain; 2. The delay of the Common Carrier is in excess of 3 hours or the number of hours specified in the Policy Certificate from the scheduled time of the Common Carrier at the Port. 3. The Company shall be liable under this Benefit for only one/ multiple delay/s, as specified in the Policy Certificate, encountered by the Insured Person during the Period of Insurance, irrespective of whether the Policy is Single Trip or Multi Trip Policy. 4. A Deductible of the number of hours and an amount specified in the Policy Certificate shall be separately applicable for each and every claim made under this Benefit.